Lifetime Mortgage Properties With Walls Of Cob Construction – 1.79% Equity Release

Retirement Mortgage Properties With Walls Of Cob Construction

  • Release cash from your house
  • No need to make regular monthly payments
  • Help your family to buy another home
  • Still, have some mortgage outstanding? No problems
  • All UK Postcodes areas are acceptable
  • Steel, concrete and timber construction properties are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Over 65
lifetime mortgage

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

lifetime mortgage interest only

UK Lenders for Equity Release

  • Key Retirement
  • More to Life
  • Key Retirement


  • Hodge Lifetime Flexible Drawdown Plan
  • TSB Equity Release
  • Canada Life Equity Release Plans
  • Hodge Lifetime Mortgage Plus
  • L&G Legal & General Flexible Lifetime Mortgage
  • Stonehaven Equity Release
  • Nationwide Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • NatWest Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • HSBC Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Nationwide Equity Release Plans
  • HSBC Equity Release Schemes
  • Royal Bank of Scotland Equity Release
  • Saga home reversion schemes

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Downsides of Interest Only Lifetime Mortgages

Lumpsum lifetime mortgages can reduce the value of your estate. Home reversion plans may impact entitlements to benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

Equity release is common among small business owners like below

  • Manufacture of jewellery and related articles Aldeburgh
  • Management of real estate on a fee or contract basis Bradford-on-Avon
  • Wholesale of pharmaceutical goods Rushden
  • Human resources provision and management of human resources functions Withernsea
  • Retail sale of fruit and vegetables in specialised stores Rawtenstall
  • Operation of arts facilities Woodbridge
  • Manufacture of doors and windows of metal Cleckheaton
  • Manufacture of printing ink Didcot
  • Manufacture of ceramic sanitary fixtures Modbury
  • Market research and public opinion polling Dawlish
  • Other publishing activities Hawkinge
  • Manufacture of electric motors, generators and transformers East Cowes
  • Manufacture of office and shop furniture Quedgeley
  • Sale of other motor vehicles Eastbourne
  • Activities of sport clubs Sandy
  • Combined facilities support activities Darley Dale
  • Wholesale of perfume and cosmetics Hastings
  • Repair and maintenance of ships and boats Tetbury
  • Manufacture of other textiles n e c Chorley
  • Retail sale of electrical household appliances in specialised stores Bingley
  • manufacture of household textiles St Mary Cray

Home Equity Loan Virgin Money UK

Canada Life Drawdown Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

Pensioner Mortgage Properties With Walls Of Cob Construction

Canada Life

LV Lifetime Mortgages


Home Equity Loan Atom Bank UK

Equity Release Loan To Value

The older you are and the sicker you are the more tax free money you can release.

What percentage can be released?

  • 60% monthly payment equity release The Exeter Equity Release
  • 60% LTV monthly payment life time mortgage Paragon Personal Finance
  • 50% LTV interest-only lifetime mortgages Legal and General
  • 35% loan to value monthly payment equity release Vida
  • 30% loan to value (LTV) home reversion schemes Leek United Building Society


Areas of the UK where Lifetime Mortgages are routine

  • Easingwold
  • Malton
  • Haslingden
  • Hatfield
  • Burnley
  • Wilmslow
  • Ilfracombe
  • Ulverston
  • Cotgrave
  • Falmouth
  • Whitehaven
  • Amble

It is usual to find individuals searching for monthly payment lifetime mortgage, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Asbestos Sheet like LV Liverpool Victoria are keen to see paperwork to show your personal situation in the form of pension statements.

Premier Flexible Black

Just Retirement - Roll-Up Lifetime Mortgage

Interest Only Lifetime Mortgages Properties With Walls Of Cob Construction

Canada Life Home Finance lifetime mortgage

more 2 life lifetime mortgage

Legal & General - Premier Flexible Black

Difficult to finance home variants include properties where proposed building works have not yet commenced, properties where tenants live in a self-contained part of the property, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties where the customer is offering only part of the title as security for the loan and properties where the borrower(s) own the freehold with any connected party .

Common retirement finance offerings are Lloyds Bank later life borrowing schemes, HSBC RIO mortgages, NatWest help to buy for over 60s, Legal & General lifetime mortgages and Nationwide BS mortgages for pensioners.

Difficult to mortgage property variants include eco houses and modern methods of construction, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift and properties where the flat is accessed via a deck or balcony.

Common LTV percentages of TSB later life mortgages for over 70s, HSBC lifetime mortgages for people over 55, NatWest later life interest only mortgages over 75, Legal and General mortgages for over 70s, RBS mortgages over 65 and Nationwide BS equity release schemes for over 55’s are 35%, 60% and 70%.

Tough to mortgage home titles can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a single annexe or other self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Challenging to mortgage home variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties with any kind of structural defect, damp, dry or wet rot, property is uninhabitable, mundic homes and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I borrow?

You can release 70% of your home’s value. For example, if your house is valued at £180,000 you can get £117,000.

Legal & General Home Finance lifetime mortgage

Aviva lifetime mortgage

Pure Retirement Ltd lifetime mortgage

Canada LIfe - Interest Select Gold Flexi