
- Release cash from your house.
- No need to make regular monthly payments
- Help your family to buy another home
- Still, have some mortgage outstanding? No problems
- 4.79% Equity Release
- All UK Postcodes areas are acceptable
- Steel, concrete and timber construction properties are acceptable
If you don’t want a lifetime mortgage or equity release, and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here




UK Lenders for Equity Release
- Key Retirement
- More to Life
- Key Retirement
- Hodge Lifetime Flexible Drawdown Plan
- TSB Equity Release
- Canada Life Equity Release Plans
- Hodge Lifetime Mortgage Plus
- L&G Legal & General Flexible Lifetime Mortgage
- Stonehaven Equity Release
- Nationwide Equity Release Schemes
- More 2 Life Capital Choice Plan
- NatWest Equity Release
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Liverpool Victoria LV Equity Release Plans
- HSBC Interest Only Lifetime Mortgage
- Aviva Lifetime Mortgages for Pensioners
- Bridgewater Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Nationwide Equity Release Plans
- HSBC Equity Release Schemes
- Royal Bank of Scotland Equity Release
- Saga home reversion schemes


The lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.


Downsides of Interest Only Lifetime Mortgages
Lumpsum lifetime mortgages can reduce the value of your estate. Home reversion plans may impact entitlements to benefits. You may need to pay a valuation fee, and some products may expose you to changes in interest rates.
Equity release is common among small business owners like below
- Manufacture of jewellery and related articles Aldeburgh
- Management of real estate on a fee or contract basis Bradford-on-Avon
- Wholesale of pharmaceutical goods Rushden
- Human resources provision and management of human resources functions Withernsea.
- Retail sale of fruit and vegetables in specialised stores Rawtenstall
- Operation of arts facilities in Woodbridge
- Manufacture of doors and windows of metal Cleckheaton
- Manufacture of printing ink Didcot
- Manufacture of ceramic sanitary fixtures Modbury
- Market research and public opinion polling Dawlish
- Other publishing activities Hawkinge
- Manufacture of electric motors, generators and transformers East Cowes
- Manufacture of office and shop furniture Quedgeley
- Sale of other motor vehicles in Eastbourne
- Activities of sports clubs Sandy
- Combined facilities support activities Darley Dale
- Wholesale of perfume and cosmetics Hastings
- Repair and maintenance of ships and boats Tetbury
- Manufacture of other textiles n e c Chorley
- Retail sale of electrical household appliances in specialised stores Bingley
- manufacture of household textiles St Mary Cray




Canada Life Drawdown Lifetime Mortgages
Crown Drawdown Lifetime Mortgages
Pensioner Mortgage Properties With Walls Of Cob Construction
- Bad Credit Mortgages No Credit Check for 2025
- RIO Tax Free And Estate Planning UK
- Equity Loan Mansfield Building Society Interest Rates UK
- Remortgage Properties With Roofs Of Thatch Or Timber Shingle for 2025
- RIO Virgin Money in 2025
- Remortgage Properties With A Steel Frame Bisf in 2025
- Pensioner Mortgage Properties That Have A Flat Roof in 2025
- Home Equity Loan JPMorgan Chase Bank for 2025
- Refinance Category A & B Listings Scotland Listed in 2025
- Equity Loan Nationwide UK
- Refinance Properties High Risk Of Subsidence Or Movement in 2025
- Retirement Mortgage Hinckley And Rugby Building Society UK
- Interest Only Mortgage Tipton And Coseley Building Society UK
- Interest Only Lifetime Mortgages Capital Home Loans UK
- Pure Retirement
- Pensioner Mortgage Precast Reinforced Concrete Prc Properties UK
- Bad Credit Mortgages Pensioners Over 65 UK
- Pensioner Mortgage Ge Money Home Lending Ltd in 2025
- Equity Loan Canada Life for 2025
- Equity Loan Roll-Up UK
- Equity Loan Shared Ownership Or Council Shared Equity UK
- Home Equity Loan Age 42 for 2025
- Home Equity Loan Mod Or Housing Association Houses And Bungalows for 2025
- RIO The Mortgage Works UK
- Home Equity Loan Ecology Building Society for 2025
- Equity Loan Remote Rural And Agricultural Properties UK
- Pensioner Mortgage Ipswich Building Society Mortgages UK
- Equity Loan One Family UK
- Home Equity Loan Properties Which Are Made Up Of Multiple Titles in 2025
- Remortgage Britannia Co-Operative Bank UK
- Home Equity Loan Property Built On Or Near To Contaminated Site in 2025
- RIO Properties With Walls Of Cob Construction UK
- Bad Credit Mortgages Itl Mortgages in 2025
- Refinance Foundation Home Loans for 2025
- RIO Asbestos Sheet for 2025
- Retirement Mortgage Refinancing UK
- Ahli United Bank
- Retirement Mortgage Together Personal Finance for 2025
- Equity Loan Properties With An Agricultural Tie for 2025
- RIO Sell House for 2025
- Remortgage Ex Local Authority Flats Or Maisonettes for 2025
- Home Equity Loan Molo Finance in 2025
- Bad Credit Mortgages Best Retirement Interest Only Mortgages for 2025
- Equity Loan Paragon UK
- Equity Loan Investec Bank UK
- Home Equity Loan Loughborough Society in 2025
- Interest Only Lifetime Mortgages Accord Mortgages UK
- Bad Credit Mortgages Remortgage in 2025
- Interest Only Lifetime Mortgages Onesavings Bank for 2025
- Retirement Mortgage Tsb Bank for 2025
- Remortgage Bad Credit Swansea Building Society UK
- Equity Loan Move Provider for 2025
- Retirement Mortgage National Counties Building Society Bs in 2025
- Interest Only Mortgage Housing Association Or Social Housing for 2025
- RIO Properties Above Commercial Premises for 2025
- RIO Pre-Fabricated Properties for 2025
- Remortgage Skipton Building Society UK
- Interest Only Mortgage Refinance for 2025
- Remortgage Reliance Bank UK
- Home Equity Loan Ulster Bank UK
- Interest Only Mortgage Sheltered Accommodation in 2025
- Remortgage Corrugated Iron Roofs Property-Iron in 2025
- Pensioner Mortgage Age 50 in 2025
- Remortgage Furness Building Society for 2025
- Equity Loan Adam & Company UK
- Interest Only Mortgage Zephyr Mortgages in 2025
- Remortgage Age 53 for 2025












Equity Release Loan To Value
The older and sicker you are, the more tax-free money you can release.
What percentage can be released?
- 60% monthly payment equity release The Exeter Equity Release
- 60% LTV monthly payment life time mortgage Paragon Personal Finance
- 50% LTV interest-only lifetime mortgages Legal and General
- 34.22% loan to value monthly payment equity release, Vida
- 30% loan to value (LTV) home reversion schemes Leek United Building Society
Areas of the UK where Lifetime Mortgages are routine
- Easingwold
- Malton
- Haslingden
- Hatfield
- Burnley
- Wilmslow
- Ilfracombe
- Ulverston
- Cotgrave
- Falmouth
- Whitehaven
- Amble
It is usual to find individuals searching for monthly payment lifetime mortgage, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Asbestos Sheet like LV Liverpool Victoria are keen to see paperwork to show your personal situation in the form of pension statements.


Interest Only Lifetime Mortgages Properties With Walls Of Cob Construction



Difficult-to-finance home variants include properties where proposed building works have not yet commenced, properties where tenants live in a self-contained part of the property, and leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years. In these properties, the customer offers only part of the title as security for the loan and properties where the borrower(s) own the freehold with any connected party.
Common retirement finance offerings are Lloyds Bank later life borrowing schemes, HSBC RIO mortgages, NatWest help-to-buy for over-60s, Legal & General lifetime mortgages, and Nationwide BS mortgages for pensioners.
Difficult-to-mortgage property variants include eco houses and modern methods of construction, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift, and properties where the flat is accessed via a deck or balcony.
The common LTV percentages of TSB later life mortgages for people over 70, HSBC lifetime mortgages for people over 55, NatWest later life interest-only mortgages over 75, Legal and General mortgages for over 70s, RBS mortgages over 65, and Nationwide BS equity release schemes for over 55s are 34.22%, 60%, and 70%.
Tough to mortgage home titles can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a single annexe or another self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that are being used for personal, commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Challenging mortgage home variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties with any structural defect, damp, dry or wet rot, the property is uninhabitable, mundic homes and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
How much money can I borrow?
You can release 70% of your home’s value. For example, if your house is valued at £180,000, you can get £117,000.



