
- Release equity from your home
- No need to make regular monthly payments
- Use the money to buy another house
- Are you still paying a mortgage? No problems
- Stay living in your own house
- 4.38% MER Equity Release
- Non-standard property types are OK, including PRC
If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here











Retired small business owners that may be interested in lifetime mortgages
- Manufacture of optical precision instruments Ryde
- Manufacture of electronic components Ossett
- Wholesale of perfume and cosmetics Adlington
- Retail sale of fish, crustaceans and molluscs in specialised stores Bruton
- Pension funding Wellington
- Growing of beverage crops Hetton
- Manufacture of other general-purpose machinery n e c Woking
- Wholesale of other intermediate products Royal Tunbridge Wells
- Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Witham
- Wholesale of fruit and vegetables Marlborough
- Manufacture of other women’s outerwear Eton
- Manufacture of beer Sedbergh
- Window cleaning services Corringham
- Driving school activities Horley
- Fund management activities Shaftesbury
- Repair of communication equipment Enfield
- Activities of households as employers of domestic personnel Hartland
- Retail sale of footwear in specialised stores Widnes
- Manufacture of wire products, chain and springs New Mills
- Retail sale of newspapers and stationery in specialised stores Clun
- Wholesale of machine tools Amesbury
- Support activities to performing arts Crowland
- Processing and preserving of potatoes Wath-upon-Dearne
- Gathering of wild growing non-wood products Whitchurch
- Wholesale of fruit and vegetable juices, mineral water and soft drinks Lechlade
- Aviva Lifetime Mortgage
- L&G Legal & General Flexible Max Scheme
- Liverpool Victoria LV Equity Release
- Stonehaven Interest Select Plan
- Nationwide Equity Release Plans
- HSBC Interest Only Lifetime Mortgage
- NatWest Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Pure Retirement Equity Release Schemes
- Nationwide Interest Only Lifetime Mortgage
- Lloyds Bank Equity Release
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Age Partnership Lifetime Mortgage
- More2Life Capital Choice Plan
- Stonehaven Interest Only Lifetime Mortgage
- Nationwide Equity Release Schemes
- NatWest Interest Only Lifetime Mortgage
- Saga Lifetime Mortgage
- Age Partnership Equity Release Plans
- Bridgewater Equity Release Plans
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- Pure Retirement Classic Drawdown Lite Plan
- Stonehaven Equity Release
Equity Release Loan To Value
- 50% lifetime mortgage with flexible drawdown cash release AA equity release
- 50% loan to value home reversion schemes Norton Finance
- 30% loan to value lifetime mortgage with flexible drawdown cash release Hinckley and Rugby Building Society
- 30% loan to value (LTV) lump sum lifetime mortgages Yorkshire Building Society


Hard to mortgage home variants include properties where proposed building works have not yet commenced, age restricted properties, leasehold properties where the lease length is currently unacceptable, commonhold properties and properties with single skin brickwork .
Common pensioner loan products are Lloyds retirement mortgages, Barclays mortgages for over 65, Halifax mortgages for people 60 plus, Legal and General later life mortgages and Nationwide Building Society pensioner mortgages.
Difficult to finance property variants can include difficult roof structures, properties with any externally applied insulation to the walls after construction, studio flats located within the M25, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).
Common loan to value percentages of Lloyds pensioner mortgages over 60, Barclays Bank later life mortgages for over 70s, Halifax interest only mortgages for over 70s, L&G mortgages for 60 year olds, Bank of Scotland retirement mortgagesover 65 and Nationwide pensioner mortgages over 60 are 34.22%, 60% and 64.22%.
Challenging to finance home titles can include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, use of the land and any outbuildings for a small amount of personal commercial use., properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Tough to finance property variants include rentcharges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties of non-standard construction, corrugated iron construction and missing planning permission or building regulations approval.
How much money can I borrow?
You can get 64.22% of your home’s valuation. As an example, if your home is worth £220,000 you can borrow £143,000.


Areas of the UK where equity release is common
- Great Yarmouth
- Soham
- Harwich
- Hailsham
- Tickhill
- Brough
- Yate
- Cricklade
- St Mawes
Just Drawdown Lifetime Mortgages
Hodge Lifetime Lifetime Mortgages
Drawbacks of Interest Only Lifetime Mortgages
Interest-only lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Pensioner Mortgage Precast Reinforced Concrete Prc Properties




Interest Only Lifetime Mortgages Precast Reinforced Concrete Prc Properties


It’s very common to discover individuals searching for interest-only lifetime mortgages, lump sum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, Lifetime Mortgage from L&G, like Zurich, are keen to see paperwork to show your situation in the form of bank statements.



Equity Release Loan To Value
The more aged you are and the the more illnesses you have you are the more money you can release.
- Remortgage Bad Credit Metro Bank UK
- Equity Loan Age 48 UK
- Remortgage Bad Credit Capital Home Loans UK
- Ex Local Authority Flats Or Maisonettes
- RIO Beverley Building Society in 2025
- Remortgage Bad Credit Age 45 for 2025
- RIO M&S Bank for 2025
- Pensioner Mortgage Earl Shilton Building Society in 2025
- Refinance First Active for 2025
- RIO Foundation Home Loans UK
- Refinance Properties Adjacent To Commercial Premises UK
- Retirement Mortgage Laing Easiform Homes UK
- Remortgage Asbestos in 2025
- Bad Credit Mortgages Age 52 for 2025
- Refinance Non Standard Construction in 2025
- Pensioner Mortgage Pitched Roofs Of Asbestoscement Tiles UK
- Refinance Properties With An Agricultural Tie UK
- Refinance Age 46 UK
- Refinance No Credit Check for 2025
- Refinance Jpmorgan Chase Bank in 2025
- RIO Age 47 UK
- Home Equity Loan Mansfield Bs in 2025
- Pensioner Mortgage Handelsbanken in 2025
- Bad Credit Mortgages Daily Telegraph in 2025
- RIO For 50 Year Olds UK
- Remortgage Ecology Building Society UK
- RIO Adam & Company UK
- Refinance Direct Line UK
- Retirement Mortgage Age 51 for 2025
- Refinance Fleet Mortgages in 2025
- Refinance Mortgage Express UK
- Refinance Category A & B Listings Scotland Listed in 2025
- Remortgage Bad Credit Kent Reliance UK
- Bad Credit Mortgages Annexe Self Contained Granny Flats for 2025
- RIO Ex-Local Authority Steel Frame Properties for 2025
- Refinance No Early Repayment Charges UK
- Properties With A Steel Frame Bisf
- Equity Loan Declined UK
- Pensioner Mortgage Properties Held By Companies for 2025
- For Tenants In Common
- Equity Loan Properties Valued At Less Than £100000 in 2025
- Remortgage Bad Credit Leeds Building Society for 2025
- Interest Only Lifetime Mortgages Properties Purchased Through A Right To Buy Scheme for 2025
- RIO Best Retirement Interest Only Mortgages for 2025
- Pensioner Mortgage Properties Flooded In The Past Five Years for 2025
- Home Equity Loan Paragon in 2025
- Remortgage Bad Credit Iva in 2025
- Remortgage Bad Credit Platform for 2025
- RIO Isle Of Wight And Anglesey for 2025
- Interest Only Mortgage Marsden Bs UK
- Equity Loan Asbestos Sheet in 2025
- Pensioner Mortgage Barnsley Building Society for 2025
- Interest Only Mortgage Housing Association Or Social Housing for 2025
- Bad Credit Mortgages More To Life UK
- Refinance Newbury Building Society Mortgages for 2025
- Interest Only Mortgage Bristol UK
- Remortgage Bad Credit No Advisor Fee for 2025
- RIO Aldermore Bank in 2025
- Refinance Molo Finance UK
- RIO Pre-Fabricated Properties for 2025
- Retirement Mortgage Clay Lump Construction House UK
- Retirement Mortgage Move House in 2025
- Remortgage Bad Credit Atom Bank for 2025
The lender will want to know if the property is a Detached freehold house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.
Equity Release Scheme Providers
- Age Concern
- Santander
- Aviva
- Legal & General