Lifetime Mortgage Precast Reinforced Concrete Prc Properties – 2.3% MER Equity Release

Retirement Mortgage Precast Reinforced Concrete Prc Properties
  • Release equity from your home
  • No need to make regular monthly payments
  • Use the money to buy another house
  • Are you still paying a mortgage? No problems
  • Stay living in your own house
  • 2.3% MER Equity Release
  • Product not impacted by COVID 19-coronavirus or Brexit
  • Non-standard property types are OK including PRC

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

lifetime mortgage
retirement mortgages
Under 55
pensioner mortgage
lifetime mortgage
pensioner mortgage
pensioner mortgages
lifetime mortgage interest only
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

pensioner mortgages interest only
Over 60

Retired small business owners that may be interested in lifetime mortgages

  • Manufacture of optical precision instruments Ryde
  • Manufacture of electronic components Ossett
  • Wholesale of perfume and cosmetics Adlington
  • Retail sale of fish, crustaceans and molluscs in specialised stores Bruton
  • Pension funding Wellington
  • Growing of beverage crops Hetton
  • Manufacture of other general-purpose machinery n e c Woking
  • Wholesale of other intermediate products Royal Tunbridge Wells
  • Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Witham
  • Wholesale of fruit and vegetables Marlborough
  • Manufacture of other women’s outerwear Eton
  • Manufacture of beer Sedbergh
  • Window cleaning services Corringham
  • Driving school activities Horley
  • Fund management activities Shaftesbury
  • Repair of communication equipment Enfield
  • Activities of households as employers of domestic personnel Hartland
  • Retail sale of footwear in specialised stores Widnes
  • Manufacture of wire products, chain and springs New Mills
  • Retail sale of newspapers and stationery in specialised stores Clun
  • Wholesale of machine tools Amesbury
  • Support activities to performing arts Crowland
  • Processing and preserving of potatoes Wath-upon-Dearne
  • Gathering of wild growing non-wood products Whitchurch
  • Wholesale of fruit and vegetable juices, mineral water and soft drinks Lechlade
  • Aviva Lifetime Mortgage
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV Equity Release
  • Stonehaven Interest Select Plan
  • Nationwide Equity Release Plans
  • HSBC Interest Only Lifetime Mortgage
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Saga Lifetime Mortgage
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Plans
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Equity Release

Equity Release Loan To Value

  • 50% lifetime mortgage with flexible drawdown cash release AA equity release
  • 50% loan to value home reversion schemes Norton Finance
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Hinckley and Rugby Building Society
  • 30% loan to value (LTV) lump sum lifetime mortgages Yorkshire Building Society
Interest Only Lifetime Mortgages Metro Bank in 2024

Hard to mortgage home variants include properties where proposed building works have not yet commenced, age restricted properties, leasehold properties where the lease length is currently unacceptable, commonhold properties and properties with single skin brickwork .

Common pensioner loan products are Lloyds retirement mortgages, Barclays mortgages for over 65, Halifax mortgages for people 60 plus, Legal and General later life mortgages and Nationwide Building Society pensioner mortgages.

Difficult to finance property variants can include difficult roof structures, properties with any externally applied insulation to the walls after construction, studio flats located within the M25, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).

Common loan to value percentages of Lloyds pensioner mortgages over 60, Barclays Bank later life mortgages for over 70s, Halifax interest only mortgages for over 70s, L&G mortgages for 60 year olds, Bank of Scotland retirement mortgagesover 65 and Nationwide pensioner mortgages over 60 are 35%, 60% and 65%.

Challenging to finance home titles can include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, use of the land and any outbuildings for a small amount of personal commercial use., properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Tough to finance property variants include rentcharges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties of non-standard construction, corrugated iron construction and missing planning permission or building regulations approval.

How much money can I borrow?

You can get 65% of your home’s valuation. As an example, if your home is worth £220,000 you can borrow £143,000.

Areas of the UK where equity release is common

  • Great Yarmouth
  • Soham
  • Harwich
  • Hailsham
  • Tickhill
  • Brough
  • Yate
  • Cricklade
  • St Mawes

Aviva Lifetime Mortgages

Just Drawdown Lifetime Mortgages

Hodge Lifetime Lifetime Mortgages

Legal and General

Drawbacks of Interest Only Lifetime Mortgages

Interest-only lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Hodge Lifetime lifetime mortgage

Pensioner Mortgage Precast Reinforced Concrete Prc Properties

More2Life - Tailored Choice Plan
Legal & General - Flexible Yellow
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges
Pure Retirement - Classic Super Lite Plan

Interest Only Lifetime Mortgages Precast Reinforced Concrete Prc Properties

Legal & General - Flexible Blue
OneFamily lifetime mortgage

It’s very common to discover individuals searching for interest-only lifetime mortgages, lump sum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, Lifetime Mortgage from L&G, like Zurich, are keen to see paperwork to show your situation in the form of bank statements.

Remortgage Bad Credit Beverley Building Society for 2024

Equity Release Loan To Value

The more aged you are and the the more illnesses you have you are the more money you can release.

The lender will want to know if the property is a Detached freehold house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.

Equity Release Scheme Providers

  • Age Concern
  • Santander
  • Aviva
  • Legal & General