- Not necessary to make regular monthly payments
- Still, have some mortgage outstanding? No problems
- Stay living in your own house.
- All UK Postcodes areas are acceptable
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here
Wealthy business owners who could benefit from equity release tax planning
- Manufacture of equipment for concrete crushing and screening and roadworks Chippenham
- Manufacture of lifting and handling equipment Tidworth
- Retail sale of computers, peripheral units and software in specialised stores Thrapston
- Publishing of consumer and business journals and periodicals Manningtree
- Other accommodation Tonbridge
- Manufacture of bricks, tiles and construction products in baked clay Barnoldswick
- Manufacture of motorcycles New Milton
- Manufacture of wine from grape Shoreham-by-Sea
- Bookkeeping activities Woodbridge
- Wholesale of furniture, carpets and lighting equipment Birchwood
- Manufacture of musical instruments Wooler
- Manufacturing non-electronic measuring, testing, etc. equipment is not for industrial process control. Harrogate
- Retail sale of hardware, paints and glass in specialised stores in Dalton Town with Newton
- Manufacture of paints, varnishes and similar coatings, mastics and sealants Wendover
- Cultural education Ollerton and Boughton
- Activities of sports clubs Reepham
- Manufacture of soap and detergents Sleaford
- Library activities Sidmouth
- Repair of other equipment Newquay
- Manufacture of soft furnishings Ashington
- Justice and Judicial Activities Bishops Castle
- Manufacture of ovens, furnaces and furnace burners Deal
- Retail sale of carpets, rugs, wall and floor coverings in specialised stores Rothbury
- Veterinary activities Blandford Forum
- Manufacture of plastic packing goods Bromborough
Equity Release LTV Percentages
- 55% home reversion plans Maximum cover Equity Release
- 60% loan to value (LTV) monthly payment lifetime mortgage the Telegraph
- 45% loan to value home reversion schemes Crown
- 30% LTV lump sum lifetime mortgages Central Trust
- 55% loan to value interest-only lifetime mortgages Together Money
- 25% loan to value monthly payment lifetime mortgage Newbury
- 55% loan to value (LTV) monthly payment life time mortgage Sunlife Plans
- 25% loan to value lump sum lifetime mortgages United Trust Bank
- Equity Loan Stafford Railway in 2024
- Refinance Bluestone Mortgages for 2024
- Refinance Britannia Co-Operative Bank for 2024
- Allied Irish Bank Aib
- Refinance Remortgaging To Release Equity To Buy Another Property UK
- Remortgage Mortgage Agency Services in 2024
- Refinance Saffron Bs UK
- Equity Loan Properties With Large Concrete Panel Construction in 2024
- Home Equity Loan Iva for 2024
- Refinance Remortgage for 2024
- Pensioner Mortgage Capital Home Loans UK
- Pensioner Mortgage Tyne & Wear Newcastle in 2024
- Properties High Risk To Subsidence Or Movement
- Equity Loan Properties That Have A Flat Roof in 2024
- Equity Loan Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2024
- RIO Pure Retirement in 2024
- Remortgage Bad Credit Nationwide for 2024
- Bad Credit Mortgages West Yorkshire Leeds Bradford for 2024
- Pitched Roofs Of Asbestoscement Tiles
- Retirement Mortgage Legal And General UK
- Refinance Platform for 2024
- Equity Loan Age 45 UK
- Interest Only Lifetime Mortgages Ecology Building Society UK
- RIO No Credit Check in 2024
- Equity Loan Family Building Society in 2024
- Hanley Mortgages
- Home Equity Loan First Trust Bank in 2024
- Home Equity Loan Freehold Flat in 2024
- Pensioner Mortgage Agricultural Land Mortgage UK UK
- Pensioner Mortgage Leeds Building Society for 2024
- RIO Hsbc UK
- Retirement Mortgage Leeds And Holbeck Building Society for 2024
- Remortgage Bad Credit Newcastle Building Society in 2024
- Retirement Mortgage Barclays for 2024
- Bad Credit Mortgages Sunderland UK
- Interest Only Lifetime Mortgages Age 49 in 2024
- RIO Greater Manchester for 2024
- Equity Loan Adam & Company UK
- Refinance Mod Or Housing Association Houses And Bungalows for 2024
- Interest Only Mortgage External Walls Built Entirely Of Single Skin Brickwork for 2024
- Interest Only Lifetime Mortgages Aldermore Bank in 2024
- Home Equity Loan Market Harborough Building Society in 2024
- Interest Only Lifetime Mortgages Prefabricated Concrete Houses UK
- Equity Loan Loughborough Society UK
- Home Equity Loan Age 50 for 2024
- Equity Loan Direct Line for 2024
- Interest Only Mortgage Property With Historic Restrictive Ties in 2024
- More To Life
- Interest Only Mortgage Under 40 in 2024
- RIO Jpmorgan Chase Bank UK
- Remortgage Bad Credit Property With Lodgers Tenancy Agreement UK
- RIO Age 41 UK
- Refinance Penrith Building Society UK
- Interest Only Mortgage No Advisor Fee for 2024
- Daily Telegraph
- Remortgage Bad Credit Woolwich Further Advance in 2024
- Equity Loan Bath Building Society in 2024
- Bad Credit Mortgages Hodge in 2024
- Pensioner Mortgage Kent Reliance UK
- Home Equity Loan Precise Mortgages UK
- RIO Aviva in 2024
- Remortgage Bad Credit Mansfield Bs UK
- Remortgage Bad Credit Darlington Building Society UK
- Home Equity Loan Belfast Northern Ireland for 2024
Pensioner Mortgage Loughborough Society
Downsides of Lifetime Mortgages
Lump-sum lifetime mortgages can reduce your estate value. A lifetime mortgage with flexible drawdown cash release may impact your ability to claim benefits. You may need to pay a broker’s fee, and with some products, you could be exposed to changes in interest rates.
Equity Release percentages of your current property value
The more elderly you are and the more serious your illnesses you are, the more tax-free money you can release.
- Aviva Equity Release
- More 2 Life Flexi Choice Drawdown Lite Plan
- L&G Legal & General Premier Flexible Lifetime Mortgage
- TSB Equity Release
- Bridgewater Equity Release
- Just Retirement Equity Release Plans
- Stonehaven Equity Release Plan
- HSBC Equity Release Plans
- Lloyds Bank Equity Release Schemes
- Age Partnership Equity Release Plans
- Hodge Equity Release Schemes
- Liverpool Victoria LV Equity Release Plans
- HSBC Equity Release Schemes
- Bridgewater Lifetime Mortgage
- Just Retirement Drawdown Lifetime Mortgage
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Pure Retirement Drawdown Plan
- Nationwide Equity Release Plans
- Lloyds Bank Equity Release Plans
Canada Life Lifetime Mortgages
Interest Only Lifetime Mortgages Loughborough Society
It’s usual to find people searching for a monthly payment lifetime mortgage, a monthly payment lifetime mortgage, or an interest-only lifetime mortgage. However, More2Life, like AIG Life, is keen to see paperwork showing your personal circumstances in the form of pension statements.
Areas where equity release is popular
- Wisbech
- Burton upon Trent
- Sandbach
- Staines-upon-Thames
- Portishead and North Weston
- Petworth
- Stalbridge
- Alfreton
- Gillingham
- Newbiggin-by-the-Sea
- Budleigh Salterton
UK Lenders for Equity Release
- Key Retirement
- Norwich Union
- Bower
The first and second charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold house and if the resident is an Owner-Occupant Primary Residence.
Hard-to-finance property variants can include homes requiring essential repairs, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, properties with unregistered titles subject to these being registered as part of the legal process and properties with single-skin brickwork.
Standard retirement loan offerings are Lloyds mortgages for 60 plus, HSBC over-60 lifetime mortgages, Post Office interest-only lifetime mortgages, L&G mortgages for 60-year-olds, and Nationwide Building Society interest-only lifetime mortgages.
Difficult-to-mortgage home variants can include complicated roof structures, properties with pre-1945 asbestos or similar composition roof tiles, steel frame/clad properties built before 1990, former local authority flats, and privately developed flats in blocks of three or four storeys without a lift.
Does Loughborough Building Society do mortgages up to 85?
Yes, Loughborough Building Society does mortgages up to 85 at 1.94% MER. Loughborough Building Society mortgages up to 85 have a loan to value (ltv) of 75%.
Does Loughborough Building Society do later-life lending to those Under 55?
Yes, Loughborough Building Society’s later life lending Under 55 is 2.25% APRC.
Does Loughborough Building Society offer mortgages over 70?
Yes, Loughborough Building Society mortgages over 70 are 2.22% APR.
Does Loughborough Building Society do mortgages over 75?
Yes, Loughborough Building Society mortgages over 75 are 2.2% MER.
Does Loughborough Building Society offer later life lending?
Yes, Loughborough Building Society’s later life lending is 2.25% APR.
What are the current Loughborough Building Society interest rates for retirement mortgages?
Loughborough Building Society interest rates for retirement mortgages are 2.17% APR.
Does Loughborough Building Society have positive reviews for pensioner mortgages?
Yes, Loughborough Building Society reviews are commendable for pensioner mortgages.
Does the Loughborough Building Society Rio mortgage calculator show the LTV?
Yes, the Loughborough Building Society RIO mortgage calculator shows a favourable LTV of 55%.
Does a Loughborough Building Society retirement interest-only mortgage advisor charge a big fee?
No, Loughborough Building Society retirement interest-only mortgage advisors are free.
Does Loughborough Building Society do mortgages over 60?
Yes, Loughborough Building Society mortgages over 60 are 2.05% APRC.
Does Loughborough Building Society do mortgages over 55?
Yes, Loughborough Building Society mortgages over 55 are 2.22% APR.
The standard LTV percentages of Lloyds Bank help-to-buy mortgages for over-60s, HSBC equity release schemes for people over 70, Halifax retirement interest-only mortgages for over-60s, Legal and General mortgages for over-60s, Bank of Scotland interest-only mortgages for over 65-year-olds, and Nationwide Building Society RIO mortgages for over 75 are 35%, 60%, and 70%.
Tough-to-finance home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Challenging to mortgage property titles include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties without a kitchen or bathroom, properties with structural problems, thatched buildings and missing planning permission or building regulations approval.