Lifetime Mortgage Loughborough Building Society

Retirement Mortgage Loughborough Society

  • It is not necessary to make regular monthly payments
  • Still have some mortgage outstanding? No problems
  • Stay living in your own house.
  • All UK postcode areas are acceptable.

If you don’t want a lifetime mortgage or equity release, and want a standard interest-only mortgage at 4.78%, regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you just want a conventional interest-only mortgage at 4.78% regardless of your age please Click Here

Over 60
interest only lifetime mortgage
pensioner mortgages interest only



lifetime mortgage interest only
pensioner mortgages interest only


Wealthy business owners who could benefit from equity release tax planning

  • Manufacture of equipment for concrete crushing and screening and roadworks Chippenham
  • Manufacture of lifting and handling equipment Tidworth
  • Retail sale of computers, peripheral units and software in specialised stores in Thrapston
  • Publishing of consumer and business journals and periodicals Manningtree
  • Other accommodation Tonbridge
  • Manufacture of bricks, tiles and construction products in baked clay Barnoldswick
  • Manufacture of motorcycles New Milton
  • Manufacture of wine from grape Shoreham-by-Sea
  • Bookkeeping activities Woodbridge
  • Wholesale of furniture, carpets and lighting equipment Birchwood
  • Manufacture of musical instruments Wooler
  • Manufacturing non-electronic measuring, testing, etc. equipment is not for industrial process control. Harrogate
  • Retail sale of hardware, paints and glass in specialised stores in Dalton Town with Newton
  • Manufacture of paints, varnishes and similar coatings, mastics and sealants Wendover
  • Cultural education Ollerton and Boughton
  • Activities of sports clubs Reepham
  • Manufacture of soap and detergents Sleaford
  • Library activities Sidmouth
  • Repair of other equipment Newquay
  • Manufacture of soft furnishings Ashington
  • Justice and Judicial Activities Bishops Castle
  • Manufacture of ovens, furnaces and furnace burners Deal
  • Retail sale of carpets, rugs, wall and floor coverings in specialised stores Rothbury
  • Veterinary activities Blandford Forum
  • Manufacture of plastic packing goods Bromborough

Equity Release LTV Percentages

  • 55% home reversion plans Maximum cover Equity Release
  • 60% loan-to-value (LTV) monthly payment lifetime mortgage the Telegraph
  • 45% loan-to-value home reversion schemes Crown
  • 30% LTV lump sum lifetime mortgages Central Trust
  • 55% loan-to-value interest-only lifetime mortgages Together Money
  • 25% loan-to-value, monthly payment lifetime mortgage Newbury
  • 55% loan-to-value (LTV) monthly payment life time mortgage Sunlife Plans
  • 25% loan-to-value lump sum lifetime mortgages United Trust Bank

 

More2Life - Capital Choice Plan

Canada Life - Lifestyle Lite

Pensioner Mortgage Loughborough Society

Pure Retirement Ltd lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

More2Life - Capital Choice Plus Plan

Hodge Lifetime - Lump Sum Lifetime Mortgage

Downsides of Lifetime Mortgages

Lump-sum lifetime mortgages can reduce your estate value. A lifetime mortgage with a flexible drawdown cash release may impact your ability to claim benefits. You may need to pay a broker’s fee, and with some products, you could be exposed to changes in interest rates.

Refinance Marsden Bs UK



Equity Release percentages of your current property value

The more elderly you are and the more serious your illnesses are, the more tax-free money you can release.

Equity Loan Refinance for 2026


  • Aviva Equity Release
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • TSB Equity Release
  • Bridgewater Equity Release
  • Just Retirement Equity Release Plans
  • Stonehaven Equity Release Plan
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • Age Partnership Equity Release Plans
  • Hodge Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • HSBC Equity Release Schemes
  • Bridgewater Lifetime Mortgage
  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Drawdown Plan
  • Nationwide Equity Release Plans
  • Lloyds Bank Equity Release Plans

Canada Life Lifetime Mortgages

Interest Only Lifetime Mortgages Loughborough Society

Hodge Lifetime Mortgages

Crown

It’s common to find people searching for a monthly-payment lifetime mortgage, a fixed-rate lifetime mortgage, or an interest-only lifetime mortgage. However, More2Life, like AIG Life, is keen to see paperwork that shows your circumstances, such as pension statements.

Areas where equity release is popular

  • Wisbech
  • Burton upon Trent
  • Sandbach
  • Staines-upon-Thames
  • Portishead and North Weston
  • Petworth
  • Stalbridge
  • Alfreton
  • Gillingham
  • Newbiggin-by-the-Sea
  • Budleigh Salterton

UK Lenders for Equity Release

  • Key Retirement
  • Norwich Union
  • Bower

The first- and second-charge lenders will want to know whether the property is a semi-detached freehold house or a Leasehold house, and whether the resident is an Owner-Occupant Primary Residence.

Hard-to-finance property variants can include homes requiring essential repairs, entirely tenanted properties, right-to-buy properties in England, Wales and Northern Ireland, properties with unregistered titles, subject to registration as part of the legal process, and properties with single-skin brickwork.

Standard retirement loan offerings are Lloyds mortgages for 60-plus, HSBC over-60 lifetime mortgages, Post Office interest-only lifetime mortgages, L&G mortgages for 60-year-olds, and Nationwide Building Society interest-only lifetime mortgages.

Difficult-to-mortgage home variants can include complex roof structures, properties with pre-1945 asbestos or similar composition roof tiles, steel-frame/clad properties built before 1990, former local authority flats, and privately developed flats in blocks of three or four storeys without a lift.

Does Loughborough Building Society do mortgages up to 85?

Yes, Loughborough Building Society does mortgages up to 85 at 4.58% MER. Loughborough Building Society mortgages up to 85 have a loan-to-value (ltv) of 75%.

Does Loughborough Building Society lend later-life loans to those under 55?

Yes, Loughborough Building Society’s later-life lending under 55 is 2.25% APRC.

Does Loughborough Building Society offer mortgages over 70?

Yes, Loughborough Building Society mortgages over 70 are 4.91% APR.

Does Loughborough Building Society do mortgages over 75?

Yes, Loughborough Building Society mortgages over 75 are 4.22% MER.

Does Loughborough Building Society offer later-life lending?

Yes, Loughborough Building Society’s later-life lending is 2.25% APR.

What are the current Loughborough Building Society interest rates for retirement mortgages?

Loughborough Building Society’s interest rates for retirement mortgages are 4.21% APR.

Does Loughborough Building Society have positive reviews for pensioner mortgages?

Yes, Loughborough Building Society reviews are commendable for pensioner mortgages.

Does the Loughborough Building Society Rio mortgage calculator show the LTV?

Yes, the Loughborough Building Society RIO mortgage calculator shows a favourable LTV of 55%.

Does a Loughborough Building Society retirement interest-only mortgage advisor charge a big fee?

No, Loughborough Building Society retirement interest-only mortgage advisors are free.

Does Loughborough Building Society do mortgages over 60?

Yes, Loughborough Building Society mortgages over 60 are4.08% APRC.

Does Loughborough Building Society do mortgages over 55?

Yes, Loughborough Building Society mortgages over 55 are 4.91% APR.

The standard LTV percentages of Lloyds Bank help-to-buy mortgages for over-60s, HSBC equity release schemes for people over 70, Halifax retirement interest-only mortgages for over-60s, Legal and General mortgages for over-60s, Bank of Scotland interest-only mortgages for over-65-year-olds, and Nationwide Building Society RIO mortgages for over 75 are 4.78%, 60%, and 70%.

Tough-to-finance home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for everyday domestic use, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to mortgage property titles include properties with a sinking fund of 7% or more of the property sale price upon sale, properties without a kitchen or bathroom, properties with structural problems, thatched buildings, and properties without planning permission or building regulations approval.