Lifetime Mortgage Onesavings Bank

Retirement Mortgage Onesavings Bank

  • Release equity from your property with Equity Release Onesavings Bank
  • Still, have a few more mortgage payments to make? We can help with that
  • Continue to stay in your house
  • 4.15% APR

How much money can I get?

You can borrow 70% of your home’s valuation. For example, if your home is worth £290,000, you can borrow £203,000.

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You


Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

One savings Bank
pensioner mortgages
retirement mortgage
Under 55
retirement mortgages interest only
equity release







Over 55

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgage
Over 65
lifetime mortgage interest only rates
lifetime mortgage




Pensioner Mortgage Onesavings Bank

Over 60

Areas of the UK where equity release is common

  • Romford
  • Holbeach
  • Plympton
  • Kington
  • Middlesbrough
  • Portishead and North Weston
  • Stapleford
  • Berwick-upon-Tweed
  • Okehampton
  • Wallsend
  • Totnes
  • South Woodham Ferrers

It’s common to encounter people searching for lump sum lifetime mortgages or home reversion plans. However, Key Retirement, like VitalityLife Equity Release, is keen to see evidence of your personal situation in the form of investment statements.

Interest Only Lifetime Mortgages Onesavings Bank

Pensioner Mortgage Aldermore Bank in 2025


Crown Mortgages

More2Life Retirement Mortgages

Pure Retirement Drawdown Lifetime Mortgages

More2Life Mortgages

  • More 2 Life Capital Choice Plan
  • HSBC Equity Release Plans
  • Bridgewater Equity Release Plans
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Stonehaven Interest Only Lifetime Mortgage
  • Aviva Lifestyle Flexible Option
  • Pure Retirement Equity Release
  • Lloyds Bank Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Aviva Lifetime Mortgages
  • Stonehaven Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • NatWest Equity Release Plans

 

Disadvantages of Interest Only Lifetime Mortgages

Home reversion schemes can reduce your family’s inheritance. Monthly payment equity release may impact your ability to claim benefits. You may need to pay an advisor’s fee, and you could have higher rates to pay with some schemes.

Examples of retired business owners likely to have equity to release

  • Growing of tropical and subtropical fruits Pudsey
  • Manufacture of electronic components Woburn
  • Extraction of crude petroleum Brentwood
  • Undifferentiated goods-producing activities of private households for own use Alfreton
  • Wholesale of wood, construction materials and sanitary equipment Smethwick
  • Manufacture of agricultural tractors Alcester
  • Packaging activities Colchester
  • Support activities to performing arts Bulwell
  • Manufacture of other textiles n e c Marlow
  • Wholesale trade of motor vehicle parts and accessories Dartmouth
  • Scaffold erection Gravesend
  • Film processing Wigan
  • Support activities for other mining and quarrying Watchet
  • Manufacture of other non-distilled fermented beverages Hyde
  • Life reinsurance Worksop
  • Life insurance Bawtry
  • Wholesale of metals and metal ores Halstead
  • Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Wickham
  • Travel agency activities Bishops Waltham
  • Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Grays
  • Other information technology service activities Helston
  • Renting and leasing of freight air transport equipment Scarborough
  • Central banking Gateshead
  • Other manufacturing n e c Haslemere
  • Manufacture of fibre optic cables Tiverton
  • Manufacture of sugar Appleby-in-Westmorland
  • Manufacture of other inorganic basic chemicals Market Rasen
  • Retail sale of automotive fuel in specialised stores Aspatria

 

Equity Release LTV Equity Release Onesavings Bank

The more elderly you are and the sicker you are, the more tax-free money you can release.

UK Lenders for Equity Release

  • More2Life
  • New Life
  • Bower
  • LV lifetime mortgage

The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is an Owner-Occupant Primary Residence.

Pure Retirement Ltd lifetime mortgage

More2Life - Capital Choice Plus Plan

Just Retirement - Roll-Up Lifetime Mortgage

Hodge Lifetime lifetime mortgage

Legal & General Home Finance lifetime mortgage

Pure Retirement - Classic Super Lite Plan

more 2 life joint lifetime mortgage

Equity Release Onesavings Bank



Equity Release LTV Percentages

  • 60% monthly payment equity release Zurich
  • 34.22% LTV home reversion plans Pure Retirement
  • 50% LTV lumpsum lifetime mortgages Equifinance

 

Does Onesavings Bank offer mortgages up to 85?

Yes, One Savings Bank offers mortgages up to 85 at 1.84.22% APR, with a loan-to-value of 54.22%.

Does Onesavings Bank offer later-life lending to those Under 55?

Yes, Onesavings Bank later life lending Under 55 is 2.14.22% APRC.

Does Onesavings Bank do mortgages over 70?

Yes, Onesavings Bank mortgages over 70 are 2.22% APR.

Does Onesavings Bank do mortgages over 75?

Yes, Onesavings Bank mortgages over 75 are 1.93% MER.

Do Onesavings Bank do later life lending?

Yes, One Savings Bank’s later life lending is 2.29% APR.

What are Onesavings Bank interest rates for retirement mortgages?

Onesavings Bank interest rates for retirement mortgages are 2.2% APR.

Does Onesavings Bank have good reviews for pensioner mortgages?

Yes, Onesavings Bank reviews are splendid for pensioner mortgages.

Does the Onesavings Bank rio mortgage calculator show the loan to value (ltv)?

Yes, the Onesavings Bank RIO mortgage calculator shows a good loan to value (ltv) of 60%.

Does a Onesavings Bank retirement interest only mortgage advisor charge a large fee?

No, Onesavings Bank retirement interest only mortgage advisors are free.

Does Onesavings Bank do mortgages over 60?

Yes, One savings Bank mortgages over 60 are 2.26% APRC.

Does Onesavings Bank do mortgages over 55?

Yes, Onesavings Bank mortgages over 55 are 2.14% APRC.