- Release tax-free cash from your house
- No regular monthly repayments
- Use the money to buy another property
- Are you still paying a mortgage? We can help with that
- Can be used to help tax planning
- No brokers fee
- Flat roof properties are OK
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 1.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 1.97% regardless of your age please Click Here
Pensioner Mortgage Zephyr Mortgages
Interest Only Lifetime Mortgages Zephyr Mortgages
Equity Release UK Providers
- Key Solutions
- Norwich Union
- Sunlife Plans
- Zurich
Disadvantages of Lifetime Mortgages
Lumpsum lifetime mortgages can reduce the value of your estate. Monthly payment equity release may impact ability to claim entitlements. You may need to pay a legal fee and you could have higher rates to pay with some schemes.
- Aviva Lifestyle Flexible Option
- Canada Life Lifestyle Lite Flexi
- Hodge Lifetime Mortgage Plus
- More2Life Capital Choice Plan
- TSB Equity Release Plans
- Age Partnership Interest Only Lifetime Mortgage
- More 2 Life Flexi Choice Drawdown Lite Plan
- More2Life Tailored Choice Plan
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- HSBC Lifetime Mortgage
- More to Life Tailored Choice Plan
- NatWest Equity Release Plans
- Hodge Lifetime Flexible Drawdown Plan
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- More to Life Capital Choice Plus Plan
- NatWest Equity Release Schemes
- Saga Equity Release Plans
- Age Partnership Lifetime Mortgage
It’s very regular to encounter people looking for monthly payment equity release, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Royal London Equity Release are keen to see evidence of your personal situation in the form of bank statements.
Equity Release LTV Percentages
The more aged you are and the more serious your illnesses you are the more money you can release.
Canada Life Lifetime Mortgages
Pure Retirement Lifetime Mortgages
- RIO Holmesdale Building Society for 2021
- Bad Credit Mortgages Capital Home Loans UK
- Retirement Mortgage Properties Valued Less Than £70000 UK
- Bad Credit Mortgages Scotland for 2021
- Refinance Handelsbanken UK
- Interest Only Lifetime Mortgages Properties High Risk To Subsidence Or Movement UK
- Pensioner Mortgage Properties More Than Five Acres Of Land in 2021
- For Self Build
- Pensioner Mortgage Lendinvest UK
- Home Equity Loan Age 52 in 2021
- Bad Credit Mortgages Cynergy Bank in 2021
- Interest Only Mortgage Furness Building Society in 2021
- Refinance Habito in 2021
- Retirement Mortgage Newbury Building Society Mortgages for 2021
- Interest Only Lifetime Mortgages Accord Mortgages UK
- Remortgage Bad Credit Ge Money Home Lending Ltd UK
- Equity Loan For Tenants In Common UK
- Interest Only Mortgage Category A & B Listings Scotland Listed in 2021
- Refinance Investec Bank UK
- Remortgage Refinancing in 2021
- Pensioner Mortgage First Trust Bank for 2021
- Equity Loan Reliance Bank UK
- Remortgage Bad Credit Natwest in 2021
- Home Equity Loan Virgin Money for 2021
- Pensioner Mortgage Retirement Advantage in 2021
- Retirement Mortgage Secure Trust Bank UK
- Retirement Mortgage Leeds Building Society for 2021
- RIO Age 42 for 2021
- Retirement Mortgage More To Life in 2021
- Remortgage Rooftop Mortgages for 2021
- Pensioner Mortgage Cob Construction House for 2021
- Pensioner Mortgage Hinckley And Rugby Building Society in 2021
- Retirement Mortgage Mortgage Express in 2021
- Home Equity Loan Yorkshire Building Society Bs Ybs UK
- Equity Loan Refinance for 2021
- Remortgage Bad Credit No Broker Fee for 2021
- Cambridge Building Society
- RIO Greater London for 2021
- Vernon
- Home Equity Loan Landbay UK
- Remortgage Bad Credit Properties Valued At Less Than £100000 UK
- Refinance First Direct UK
- Remortgage Properties Adjacent To Commercial Premises for 2021
- Interest Only Mortgage Direct Lender for 2021
- RIO Age 50 for 2021
- Home Equity Loan Clydesdale Bank for 2021
- Remortgage Bad Credit Retirement Apartment for 2021
- Refinance Prefabricated Concrete Houses for 2021
- Equity Loan Allied Irish Bank Aib in 2021
- Refinance Annexe Self Contained Granny Flats for 2021
- Pensioner Mortgage Virgin Money in 2021
- Home Equity Loan Age 54 in 2021
- Interest Only Lifetime Mortgages Danske Bank in 2021
- Retirement Mortgage Vida Homeloans UK
- Home Equity Loan Bank Of Ireland for 2021
- RIO Lloyds Bank in 2021
- Home Equity Loan Wimpey No Fines Construction UK
- Pensioner Mortgage Newcastle Building Society in 2021
- Retirement Mortgage Birmingham Midshires for 2021
- RIO Sunderland UK
- Metro Bank
- Refinance Spray Foam Insulation UK
- Pensioner Mortgage Belfast Northern Ireland for 2021
- Remortgage Properties Involved In Commercial Farming for 2021
The lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an AST Tenant.
Equity release is common among business owners like below
- Repair of furniture and home furnishings Billingham
- Fire service activities Falmouth
- Travel agency activities Broughton
- Activities of professional membership organizations Watlington
- Other service activities incidental to land transportation, n e c Rawtenstall
- Manufacture of wiring devices Craven Arms
- Renting and leasing of media entertainment equipment Bradford-on-Avon
- Non-trading company Dalton Town with Newton
- Retail sale of computers, peripheral units and software in specialised stores Canvey Island
- Retail sale by opticians Saffron Walden
- Wholesale of machine tools Bungay
- Cutting, shaping and finishing of stone Chudleigh
- Investigation activities Warrington
- Activities of exhibition and fair organisers Lynton & Lynmouth
- Growing of cereals except rice , leguminous crops and oil seeds Ramsey
- Sale, maintenance and repair of motorcycles and related parts and accessories Rochester
- Architectural activities Witney
- Manufacture of fibre cement New Mills
- Barristers at law St Ives
- Manufacture of doors and windows of metal Uttoxeter
- Other non-ferrous metal production Shrewsbury
- Bookkeeping activities Newlyn
- Other cleaning services Southwell
- Removal services Whitehill
- Wholesale of hides, skins and leather Jarrow
What percentage can be released?
- 50% monthly payment equity release Maximum cover Equity Release
- 50% loan to value lumpsum lifetime mortgages Just Retirement
- 45% loan to value (LTV) monthly payment equity release Stonehaven Mortgage
- 55% loan to value lump sum lifetime mortgages Together Money
- 30% loan to value home reversion plans Nottingham
- 30% loan to value home reversion plans BlueZest
Areas where retirement mortgages are common
- Taunton
- Flitwick
- Bungay
- Chudleigh
- Faversham
- West Tilbury
- West Tilbury
- Crook
- Modbury
- Redcar
- South Elmsall
- Alston
- Penzance
- Reading
- Brightlingsea
- Falmouth
- Kirkham