Lifetime Mortgage Together Personal Finance

Retirement Mortgage Together Personal Finance
  • Help a family member buy their own home with a modest mortgage
  • Still, have a few more mortgage payments to make? No problems
  • Continue to stay in your house for as long as you like
  • No lender fee added on
  • All areas of the UK are acceptable.

If you don’t want a lifetime mortgage or equity release, and want a normal interest-only mortgage at 3.97%, regardless of your age, please Click Here


  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97% regardless of your age? Please Click Here

Over 65
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

equity release
pensioner mortgages
Over 65
RIO Move Provider in 2025

Towns in the UK where retirement mortgages are common

  • Seaton
  • Aldeburgh
  • Stalham
  • Cleobury Mortimer
  • Farnborough
  • Saffron Walden
  • St Helens
  • Hailsham
  • Rye
  • Immingham
  • Teignmouth
  • Pudsey
  • North Walsham
  • Manningtree
  • Towcester
  • Haslemere
  • Barnet
  • Braunstone Town

What percentage can be released?

  • 54.22% lumpsum lifetime mortgages Maximum cover Equity Release
  • 54.22% loan to value home reversion schemes Key Solutions
Interest Only Lifetime Mortgages Mortgage Express for 2025

Equity Release Scheme Lenders

  • Aviva
  • Pure Retirement
  • Legal and General

Pitfalls of Interest Only Lifetime Mortgages

A monthly payment equity release can reduce the inheritance of your family. Monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay a broker’s fee, and some products may expose you to changes in interest rates.

Canada Life Home Finance lifetime mortgage for properties in Scotland

Hard-to-finance property types include properties during construction or pre-construction, age-restricted properties, leasehold properties where the lease length is currently unacceptable, commonhold properties and properties where the borrower(s) own the freehold with any connected party.

Appealing pensioner loan products are Lloyds later life interest-only mortgages, HSBC interest-only lifetime mortgages, Post Office pensioner mortgages, Legal and General mortgages for 60-plus pensioners, and Nationwide lifetime mortgages.

Difficult-to-mortgage property variants include difficult roof structures, properties with spray foam insulation applied to the underside of the roof, properties with a minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift and privately developed flats in blocks of three or four storeys without a lift.

Do Together Personal Finance do mortgages up to 85?

Yes, Personal Finance offers mortgages up to 85 at 2.14% MER. These mortgages have a loan-to-value ratio of 60%.

Does Together Personal Finance do later life lending to those under 55?

Yes, Together Personal Finance later life lending Under 55 is 1.86% APRC.

Does Together Personal Finance offer mortgages over 70?

Yes, Together Personal Finance mortgages over 70 are 2.3% APR.

Does Together Personal Finance offer mortgages over 75?

Yes, Together Personal Finance mortgages over 75 are 2.09% APR.

Do Together Personal Finance offer later life lending?

Yes, Together Personal Finance later life lending is 2.06% MER.

What are Together Personal Finance rates for retirement mortgages?

Together Personal Finance interest rates for retirement mortgages are 2.19% MER.

Does Together Personal Finance have good reviews for pensioner mortgages?

Yes, Together Personal Finance reviews are commendable for pensioner mortgages.

Does the Together Personal Finance rio mortgage calculator show the LTV?

Yes, the Together Personal Finance RIO mortgage calculator shows a good LTV of 64.22%.

Does a Together Personal Finance retirement interest-only mortgage advisor charge a large fee?

No, Together Personal Finance retirement interest only mortgage advisors are free.

Does Together Personal Finance offer mortgages over 60?

Yes, Together Personal Finance mortgages over 60 are 2.26% APR.

Does Together Personal Finance offer mortgages over 55?

Yes, Together Personal Finance mortgages over 55 are 2.13% APRC.

Some of the most popular LTV ratios for Lloyds Bank are interest-only mortgages for people over 60, Barclays retirement mortgages over 65, NatWest mortgages for people 60 plus, Legal & General interest-only lifetime mortgages for over 60s, Royal Bank of Scotland pensioner mortgages over 70s, and Nationwide BS lifetime mortgages for over 60s are 34.22%, 54.22%, and 70%.

Tough-to-finance home titles can include properties built or converted into dwellings within the last 10 years, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Tough-to-finance property variants include properties that will be assessed for flood risk, properties with high service charges—where the Service Charge per annum at the time of application is more than 2% of the property value—properties that are uninhabitable, properties with corrugated iron construction, and properties that have never been registered with the land registry.

How much cash can I borrow?

You can achieve 60% of your property’s valuation. For example, if your home is worth £190,000, you can release £123,000.

Canada Life - Lifestyle Lite

Pensioner Mortgage Together Personal Finance

Aviva lifetime mortgage
LV= Flexible Lifetime Mortgage
More2Life - Tailored Choice Plan
Just lifetime mortgage
More2Life - Capital Choice Plan

Equity Release Loan To Value

The more elderly and sicker you are, the more money you can release.

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Pure Retirement Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • TSB Equity Release Plans
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Canada Life Landlord Voluntary Select Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • Pure Retirement Classic Drawdown Lite Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • Canada Life Lifestyle Gold Flexi
  • Just retirement equity release lifetime mortgages
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release
  • More 2 Life Capital Choice Plan
  • Age Partnership Equity Release

Aviva

Crown Retirement Mortgages

Interest Only Lifetime Mortgages Together Personal Finance

Legal and General Mortgages

Just

LV Drawdown Lifetime Mortgages

Pure Retirement

It is prevalent to encounter individuals searching for lumpsum lifetime mortgages, monthly payment lifetime mortgages or interest-only lifetime mortgages; however, Key Retirement, like Zurich, are keen to see paperwork to show your situation in the form of investment statements.

Wealthy business owners who could benefit from equity release tax planning

  • Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Horncastle
  • Non-specialised wholesale of food, beverages and tobacco Ventnor
  • Retail sale via stalls and markets of food, beverages and tobacco products Brentwood
  • Retail sale in commercial art galleries Redenhall with Harleston
  • Manufacture of wooden containers Chipping Norton
  • Public houses and bars South Molton
  • Retail sale of tobacco products in specialised stores Aldershot
  • Support activities to performing arts Hailsham
  • Manufacture of imitation jewellery and related articles Hexham
  • Production of coffee and coffee substitutes Easingwold
  • Manufacture of other paper and paperboard containers Rugby
  • Manufacture of lime and plaster Ipswich
  • Manufacture of machinery for paper and paperboard production Padiham
  • Hunting, trapping and related service activities Dawlish
  • Manufacture of weapons and ammunition Leigh-on-Sea
  • Operation of arts facilities Wotton-under-Edge
  • Manufacture of fluid power equipment Whitby
  • Copper production Evesham
  • Growing of rice Crediton
  • Manufacture of flat glass Nailsworth
  • Market research and public opinion polling Todmorden
  • Remediation activities and other waste management services Earby
  • Botanical and zoological gardens and nature reserves activities Bakewell
  • Growing of grapes Bishop Auckland
  • Activities of investment trusts Tring
  • Central banking Edgware
  • The building of ships and floating structures Southsea

Do Together do mortgages up to 85?

Yes, Together do mortgages up to 85 at 2.16% APRC. Together mortgages up to 85 have a LTV of 70%.

Does Together offer later-life lending to those under 55?

Yes, Together later life lending Under 55 is 2.27% APRC.

Does Together offer mortgages over 70?

Yes, Together mortgages over 70 are 2.08% APRC.

Do Together do mortgages over 75?

Yes, Together mortgages over 75 are 1.98% APR.

Does Together do later life lending?

Yes, Together later life lending is 2.29% APR.

What are the current Together rates for retirement mortgages?

Together rates for retirement mortgages are 1.81% APRC.

Does Together have excellent reviews for pensioner mortgages?

Yes, Together reviews are commendable for pensioner mortgages.

Does the Together rio mortgage calculator show the loan to value?

Yes, the Together RIO mortgage calculator shows a excellent loan to value of 74.22%.

Does a Together retirement interest only mortgage advisor charge a big fee?

No, Together retirement interest only mortgage advisors are free.

Do Together do mortgages over 60?

Yes, Together mortgages over 60 are 2.24.22% APRC.

Do Together do mortgages over 55?

Yes, Together mortgages over 55 are 2.22% APRC.