Lifetime Mortgage Pensioners Over 65

Retirement Mortgage Pensioners Over 65
  • Release tax-free money from your house with Equity Release Pensioners Over 65
  • It is not necessary to make regular monthly payments.
  • Use the money to keep another family member away from a high LTV mortgage
  • Are you still paying a mortgage? That’s fine; we can help.
  • Stay living in your own home for as long as you like
  • 4.22%
  • It could be used to help with tax planning.

How much cash can I get?

You can release 70% of your property’s value. For example, if your home is worth £320,000, you can get £192,000.

If you don’t want a lifetime mortgage or equity release and want a regular mortgage at 3.97% regardless of age, please Click Here.

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You


Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

pensioner mortgages
Over 65
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgages interest only
interest only mortgage rates
lifetime mortgage interest only
interest only lifetime mortgage
Home Equity Loan Asbestos Sheet in 2025

Equity Release percentages of your current property value

The more elderly you are and the more illnesses you have, the more cash you can release.

Downsides of Home Reversion Schemes

Interest-only lifetime mortgages can reduce your estate value. Home reversion plans may impact the ability to claim entitlements. You may need to pay a valuation fee, and you could have higher rates to pay with some schemes.

Equity Release Providers

  • Bower
  • Stonehaven
  • Sunlife Plans

Towns where retirement mortgages are common

  • Immingham
  • Blackpool
  • Bridgnorth
  • Frinton and Walton
  • Thirsk
  • Paddock Wood
  • Kidderminster
  • Clare
  • Medlar-with-Wesham
  • Shrewsbury
  • Cullompton
  • Darwen
  • Torquay

Aviva Mortgages

Pensioner Mortgage Pensioners Over 65

Canada Life Retirement Mortgages

More2Life

More2Life Retirement Mortgages

Equity Release Loan To Value

  • 54.22% home reversion schemes Maximum cover Equity Release
  • 44.22% loan-to-value (LTV) interest-only lifetime mortgages Norwich Union
  • 50% LTV interest-only lifetime mortgages Paragon Personal Finance
  • 30% LTV monthly payment equity release Together
  • 34.22% LTV home reversion schemes New Life
  • 30% loan to value home reversion plans Beverley
  • Aviva Equity Release Schemes
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Royal Bank of Scotland Equity Release Plans
  • Canada Life Equity Release Schemes
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • NatWest Interest Only Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Equity Release Plans
  • Royal Bank of Scotland Equity Release

Examples of retired small business owners likely to have equity to release Equity Release Pensioners Over 65

  • Sale of used cars and light motor vehicles Westerham
  • Activities of real estate investment trusts Stourport-on-Severn
  • Activities of patent and copyright agents; other legal activities n e c Earley
  • Manufacture of electric lighting equipment Kimberley
  • Public houses and bars Coggeshall
  • Growing of rice Redenhall with Harleston
  • Manufacture of machinery for textile, apparel and leather production Halstead
  • Activities of agricultural holding companies Rushden
  • Freight air transport Wirksworth
  • Wholesale of furniture, carpets and lighting equipment Topsham
  • Urban planning and landscape architectural activities Strood
  • Wholesale of musical instruments Okehampton
  • Manufacture of agricultural tractors Bedale
  • Construction of commercial buildings in Middlewich
  • Wholesale of pharmaceutical goods Bedford
  • Manufacture of steel drums and similar containers Falmouth
  • Freight transport by road Bacup
  • Manufacture of fibre optic cables West Malling
  • Processing of nuclear fuel Tavistock
  • Electrical installation Mitcham
  • Manufacture of bicycles and invalid carriages Skipton
  • Extraction of salt Sheringham
  • Operation of rail passenger facilities at railway stations Yeovil
  • Manufacture of equipment for concrete crushing and screening and roadworks Letchworth Garden City
  • Other business support service activities n e c Skelton-in-Cleveland
  • Retail sale of tobacco products in specialised stores in Northwich
  • Growing of citrus fruits Sale

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an owner-occupier.

Aviva - Lifestyle Flexible Option
Legal & General Home Finance lifetime mortgage
Pure Retirement Ltd joint lifetime mortgage
more 2 life lifetime mortgage

Interest Only Lifetime Mortgages Pensioners Over 65

Legal & General Home Finance lifetime mortgage
Just Retirement - Roll-Up Lifetime Mortgage
Premier Flexible Black
Legal & General - Flexible Blue
Interest Only Mortgage Asbestos in 2025

It’s common to find individuals searching for home reversion schemes, lump sum lifetime mortgages, or lifetime mortgages with flexible drawdown cash releases. However, Key Retirement, like Legal & General, is keen to see paperwork in the form of bank statements to show your circumstances.