Lifetime Mortgage Landmark Mortgages – 4.23% Fixed For Life

Retirement Mortgage Landmark Mortgages
  • Release tax-free money from your home – Equity Release Landmark Mortgages
  • No regular monthly payments
  • Help your family with the cash you release
  • Still, have a few more mortgage payments to make? We can help with that
  • Continue to stay in your home
  • Could be used to optimise tax planning
  • Pre-fabricated properties are OK

How much money can I get?

You can get 70% of your property’s value. As an example, if your home is valued at £180,000 you can get £108,000.

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You


Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

lifetime mortgage interest only rates
pensioner mortgages interest only
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Equity Release Landmark Mortgages reverse mortgage
interest only lifetime mortgage

Equity Release LTV

The more elderly you are and the unhealthier you are the more cash you can release.

It’s usual to encounter people looking for monthly payment life time mortgage, monthly payment lifetime mortgage or home reversion plans, however, Key Retirement like The Exeter Equity Release are keen to see paperwork to show your personal situation in the form of investment statements.

Refinance Equity Release Over 55 UK

Wealthy business owners who could benefit from equity release tax planning

  • Wholesale of clothing and footwear Huddersfield
  • Repair of communication equipment Kings Lynn
  • Manufacture of brooms and brushes Crowborough
  • Wholesale of metals and metal ores Witham
  • Retail sale via mail order houses or via Internet Bridlington
  • Growing of other non-perennial crops Henley-on-Thames
  • Television programme production activities Stocksbridge
  • Manufacture of other machine tools Dagenham
  • Agents involved in the sale of a variety of goods Stainforth
  • Farm animal boarding and care Gainsborough
  • Retail sale of watches and jewellery in specialised stores Finchley
  • Non-life insurance Market Weighton
  • Retail sale of other second-hand goods in stores not incl antiques Swanscombe and Greenhithe
  • Manufacture of other rubber products Harrow
  • Wholesale of other intermediate products Ringwood
  • Media representation services Norton-on-Derwent
  • Manufacture of sugar Sturminster Newton
  • Manufacture of beer Camborne
  • Manufacture of doors and windows of metal Chester-le-Street
  • Life insurance Soham
  • Manufacture of motorcycles Ashbourne
  • Building of ships and floating structures Melksham
  • Funeral and related activities Axminster
  • Preparation and spinning of textile fibres Grassington
  • Manufacture of other wearing apparel and accessories n e c Shanklin
  • Manufacture of glues Holsworthy
  • Growing of tobacco Cricklade
  • More 2 Life Capital Choice Plus Plan
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release Plans
  • NatWest Interest Only Lifetime Mortgage
  • More to Life Capital Choice Plus Plan
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Interest Only Lifetime Mortgage
  • Bridgewater Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Just Retirement Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Canada Life Prestige Flexi Option
  • Just retirement equity release key features
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Stonehaven Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Plans

Equity Release percentages of your current property value

  • 50% monthly payment lifetime mortgage AIG Life
  • 50% loan to value (LTV) home reversion plans Aviva
  • 40% LTV monthly payment equity release Crown
  • 30% loan to value monthly payment equity release Tipton and Coseley
  • 30% loan to value monthly payment equity release NatWest Intermediary

Equity Release UK Providers

  • Legal and General
  • Liverpool Victoria
  • Just Retirement
  • VitalityLife Equity Release

Disadvantages of Home Reversion Plans

Interest-only lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Legal and General Mortgages

Pure Retirement

Legal & General - Flexible Yellow

Pensioner Mortgage Landmark Mortgages

Legal & General Home Finance lifetime mortgage
Canada LIfe - Interest Select Gold Flexi

Do Landmark offer mortgages up to 85?

Yes, Landmark does mortgages up to 85 at 2.09% APRC. Landmark mortgages up to 85 have a loan to value of 70%.

Do Landmark do later life lending to Under 55?

Yes, Landmark later life lending Under 55 is 2.1% MER.

Does Landmark offer mortgages over 70?

Yes, Landmark mortgages over 70 are 1.8% APRC.

Do Landmark do mortgages over 75?

Yes, Landmark mortgages over 75 are 1.85% APRC.

Do Landmark do later life lending?

Yes, Landmark later life lending is 2.1% MER.

What are the current Landmark interest rates for retirement mortgages?

Landmark interest rates for retirement mortgages are 2.3% MER.

Do Landmark have positive reviews for pensioner mortgages?

Yes, Landmark reviews are superb for pensioner mortgages.

Does the Landmark rio mortgage calculator show the loan to value?

Yes, the Landmark RIO mortgage calculator shows a positive loan to value of 75%.

Does a Landmark retirement interest only mortgage advisor charge a large fee?

No, Landmark retirement interest only mortgage advisors are free.

Do Landmark do mortgages over 60?

Yes, Landmark mortgages over 60 are 2.04% APR.

Do Landmark do mortgages over 55?

Yes, Landmark mortgages over 55 are 2.05% MER.

Canada Life - Lifestyle Lite
Hodge Lifetime - Lump Sum Lifetime Mortgage
More2Life - Tailored Choice Plan
Pure Retirement - Classic Super Lite

Interest Only Lifetime Mortgages Landmark Mortgages

Pure Retirement - Classic Super Lite Plan
OneFamily lifetime mortgage
RIO No Credit Check UK

Towns of the UK where equity release is routine – Equity Release Landmark Mortgages

  • Oakengates
  • Ormskirk
  • Bridlington
  • Needham Market
  • Whitby
  • Masham
  • Sedgefield
  • Corby
  • Darwen
  • Kempston
  • Goole
  • Whaley Bridge
  • Melksham

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier.

Do Landmark Mortgages do mortgages up to 85?

Yes, Landmark Mortgages do mortgages up to 85 at 2.16% APR. Landmark Mortgages mortgages up to 85 have a loan to value of 65%.

Do Landmark Mortgages offer later life lending to Under 55?

Yes, Landmark Mortgages later life lending Under 55 is 2.15% APR.

Do Landmark Mortgages do mortgages over 70?

Yes, Landmark Mortgages mortgages over 70 are 1.92% APR.

UK lifetime mortgages are a type of equity release that allows seniors to unlock some of the value of their homes in order to supplement their retirement income. Since the loan is secured against your property, you can typically release up to half its value as a tax-free lump sum and then repay it when you either pass away or move into long-term care.

Equity release is an important decision, and seeking advice from a qualified equity release adviser is highly recommended. It’s essential that you understand what options work best for YOUR circumstances and how taking out a UK lifetime mortgage will impact both parties involved at the time of the loan agreement and upon its completion. An adviser will also help educate you on other products within the same sector to ensure that your understanding of all available equity release products is comprehensive enough to make an informed choice.

Unfortunately, opting for a UK lifetime mortgage can put loved ones in a tricky situation when you eventually die or move into long-term care, as all remaining debt (including interest) must be paid off. Depending on current house prices and interest rates, this could mean your family members having to take on any uncovered mortgage payments or being unable to inherit the home due to outstanding debt in the estate. This should always be factored into any decisions about releasing equity from your home.

In addition, it’s worth noting that taking out an equity release product – whether through a lifetime mortgage or another scheme – may affect other state benefits such as pension credit. Similarly, if you opt for a scheme where interest remains unpaid over its duration such as an equity release mortgage, the amount you owe can grow over time and so too can potential liabilities should anything change in current property market values later down the line.

As advantageous as they may seem at first glance, it’s absolutely critical that retirees consider all possible outcomes before choosing any UK lifetime mortgages or other forms of releasing equity from their homes such as downsizing or taking out a reversion plan – something especially pertinent should you wish to pass down inheritance prospects to loved ones in future generations without disruption. To this end, it’s also heavily advised not to agree upon any schemes with early repayment charges and check whether any applications allow cash withdrawals which could be used towards paying off credit cards or making home improvements accordingly.

Do Landmark Mortgages offer mortgages over 75?

Yes, Landmark Mortgages mortgages over 75 are 1.91% APRC.

Do Landmark Mortgages offer later life lending?

Yes, Landmark Mortgages later life lending is 2.22% MER.

UK equity release is a way for seniors to access some of the value of their home without having to sell it. A variety of types of equity release are available, however it’s important to understand the implications of selecting such products before approaching the decision point.

An equity release product generally enables homeowners aged 55+ to either receive a lump sum uplift or draw regular payments over an agreed period through releasing some of the cash locked away in their house. This can be done either via loan secured against your home – most commonly with a UK lifetime mortgage – or through accessing funds through a Home Reversion Plan which sees all or part of your property being sold at a discounted rate in exchange for an agreed sum, usually tax free.

When deciding whether or not to opt for such an option, discretionary advice from an independent financial adviser should always be sought and taken into careful consideration as taking out an equity release product comes with risks that need to be understood prior to making any commitment. This will include assessing factors like existing state benefits, future inheritance prospects, current house prices and interest rates which may impact upon how much debt you incur over time and what liabilities you might face when repaying your loan/agreement etc..

It’s also worth noting that opting for any type of equity release scheme could put loved ones in a tricky position once you eventually move into long-term care or pass away as outstanding debts must then be settled accordingly. If this would affect inheritance prospects going forward – particularly as applying changes in open market values may require additional costs being put towards sale fees – then this should factor into decisions about releasing equity from your homesteads significantly.

Equity Release can provide vital access to finances but should never be entered into lightly given its potential far reaching repercussions moving forward. Additionally, retirees considering taking out such products should ensure that no early repayment charges apply and check whether withdrawal facilities enable cash withdrawals which could feasibly help pay off credit cards or bring forth home improvements where required etc..

What are Landmark Mortgages interest rates for retirement mortgages?

Landmark Mortgages rates for retirement mortgages are 2% MER.

Does Landmark Mortgages have favourable reviews for pensioner mortgages?

Yes, Landmark Mortgages reviews are superb for pensioner mortgages.

Does the Landmark Mortgages rio mortgage calculator show the loan to value?

Yes, the Landmark Mortgages RIO mortgage calculator shows a favourable loan to value of 60%.

Does a Landmark Mortgages retirement interest only mortgage advisor charge a large fee?

No, Landmark Mortgages retirement interest only mortgage advisors are free.

Does Landmark Mortgages offer mortgages over 60?

Yes, Landmark Mortgages mortgages over 60 are 2.28% APR.

Does Landmark Mortgages offer mortgages over 55?

Yes, Landmark Mortgages mortgages over 55 are 2.15% APR.

What is the downside of equity release?

One of the major drawbacks of equity release is that it can affect existing state benefits such as pension credit and complicate inheritance prospects for loved ones. As well as this, loan secured against your home may incur interest payments which, if left unpaid, can add up over time and create further liabilities should anything in open market values change. In addition, many equity release schemes carry early repayment charges which can lead to hefty additional fees being charged should the loan need to be settled early. Finally, there’s also always the risk that taking out such a product could require larger sums than anticipated being paid down or passed onto family members when you move into long-term care or die.

Is equity release a good idea?

Whether or not equity release is a good idea depends on a variety of factors including your current financial circumstances, inheritance prospects for loved ones, existing state benefits and the market value of your home. It’s always wise to speak to an independent financial adviser before making any decisions and it’s important to understand the implications of taking out an equity release product before committing to one.

How does an equity release mortgage work?

An equity release mortgage is a loan which allows you to access the value of your property, enabling you to borrow against the equity you already own. The loan can be taken out in lump sums or in stages and you can choose between fixed or variable interest rates, making repayment simple and manageable. Depending on your circumstances and provider, some loans also require monthly repayments of interest and/or capital. With an equity release mortgage, you keep 100% ownership of your property until death or moving into long-term care; at this point, the loan must be repaid with any remaining proceeds going to the lender.

Is there a better alternative to equity release?

While equity release may be suitable for some, there may be other options available as an alternative. It’s always best to speak to a qualified independent financial adviser to explore all the options available. Some alternatives include downsizing your home, renting out a room or taking out a standard mortgage product. Ultimately it depends on your individual circumstances and it’s important to understand the implications of each option before committing to one.

What are the different types of lifetime mortgages?

Lifetime mortgages are a type of equity release that allow you to access your home’s equity without selling it or making any regular payments. There are a few different types of lifetime mortgages available on the market depending on your individual circumstances. The most popular types include fixed rate lifetime mortgages, variable rate lifetime mortgages and drawdown lifetime mortgages. Each type will offer different benefits and require different terms, so it’s important to research your options carefully before deciding which is best for you.

Is equity release safe?

Equity release is a safe and secure way to unlock the equity in your home, but it does come with some risks. It’s important to think carefully about the implications and make sure you understand all the details before making any decisions. Speak to a qualified independent financial adviser who will be able to advise you on any potential risks or drawbacks associated with equity release products.

How is the inheritance for your family impacted?

Equity release can have an impact on your family’s inheritance depending on the product you choose. With a lifetime mortgage, for example, any interest accrued over the life of the loan may need to be repaid before your family can receive their inheritance. Any negative equity will also be passed down to your beneficiaries as well. It is important to consider how equity release might affect your family’s future inheritance when deciding whether it is the right solution for you.

Do mortgage brokers offer the best equity release options for my home’s value? And what about the advice fee?

Mortgage brokers can be a great source for equity release options as they can offer advice on the best products for your situation. The broker’s role is to help you compare and contrast different equity release options and make an informed decision that suits your needs. Typically, the advice fee for a mortgage broker would be included in their service fees but this will vary depending on the broker. Be sure to shop around to find the best deal for you.

Home reversion schemes VS an equity release loan which is better?

Whether a home reversion scheme or an equity release loan is better for you depends on your individual circumstances and needs. A home reversion scheme involves selling part or all of your property in exchange for a lump sum, while an equity release loan allows you to borrow against the value of your home and only pay interest on the money received. Each product has different features and benefits, so it’s important to research both options and consider what would be most suitable for your current situation before making a decision.