Equity Release Mortgage Age 48

Retirement Mortgage Age 48
  • Help your family to buy another home
  • Are you still paying a mortgage? That’s fine; we can help.
  • It could be a vehicle to reduce tax bills.
  • Freehold flats are acceptable
  • Equity release for people aged 48

If you don’t want a lifetime mortgage or equity release and want a standard mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

pensioner mortgages
pensioner mortgages interest only
retirement mortgages interest only
retirement mortgages
reverse mortgage
interest only mortgage rates
pensioner mortgage
retirement mortgage
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

lifetime mortgage interest only
pensioner mortgages interest only

Retired business owners that may be interested in lifetime mortgages

  • Manufacture of coke oven products Yarmouth
  • Retail sale via stalls and markets of other goods Crewkerne
  • Packaging activities Stourbridge
  • Tax consultancy Eccles
  • Wholesale of office furniture Ashford
  • Renting and leasing of media entertainment equipment Newlyn
  • Construction of commercial buildings Droitwich Spa
  • Operation of sports facilities Redruth
  • Other mining and quarrying n e c Bingley
  • Activities of political organizations Tiverton
  • Manufacture of other food products n e c Stow-on-the-Wold
  • Retail sale via stalls and markets of textiles, clothing and footwear Dewsbury
  • Manufacture of bicycles and invalid carriages Marlborough
  • Freshwater aquaculture Bacup
  • Construction of other civil engineering projects n e c Bradley Stoke
  • Agents involved in the sale of furniture, household goods, hardware and ironmongery Havant
  • Other sports activities Fordbridge
  • Manufacture of jewellery and related articles Frome
  • Manufacture of beer Wallasey
  • Freight rail transport Whitehaven
  • Manufacture of paints, varnishes and similar coatings, mastics and sealants Chingford
  • Manufacture of machinery for paper and paperboard production Wirksworth
  • Repair of consumer electronics Bampton
  • Treatment and disposal of non-hazardous waste Brighouse
  • Sea and coastal freight water transport Horsham
  • Security and commodity contracts dealing activities Southwell

Equity Release percentages of your current property value

  • 55% monthly payment life time mortgage Aegon
  • 50% loan to value monthly payment equity release Bower
  • 35% LTV home reversion schemes One Family
  • 60% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
RIO Mansfield Bs for 2024

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier.

Difficult to finance home types include properties currently undergoing substantial alterations, extensions or repairs, entirely tenanted properties, right to buy – properties in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork .

Appealing pensioner finance products are Lloyds pensioner mortgages, Barclays interest only lifetime mortgages, NatWest help to buy for over 60s, Legal and General interest only mortgages for people over 60 and Nationwide BS interest only mortgages for people over 60.

Difficult to mortgage property types include eco houses and modern methods of construction, properties with spray foam insulation applied to the underside of the roof, properties with minimum floor area of 30 square metres, studio flats outside the M25 and flats above or adjacent to commercial premises.

Common LTV percentages of Lloyds Bank lifetime mortgages for people over 55, Barclays Bank interest only mortgages for people over 60, Post Office over 60 mortgages, L&G pensioner mortgages over 60, RBS mortgages for over 70s and Nationwide BS mortgages for over 50 year olds are 50%, 60% and 70%.

Challenging to mortgage home titles include properties built or converted into dwellings within the last 10 years , properties with flying or creeping freehold which comprises 15% or less of the total floor area, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage home variants include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, some properties with sitting tenants or regulated tenancies, mundic homes and concrete frame.

How much can I borrow?

You can achieve 65% of your property’s value. For example, if your house is valued at £280,000 you can get £196,000.

Bad Credit Mortgages Mansfield Bs UK

Areas where retirement mortgages are popular

  • Middleham
  • Leyland
  • Dudley
  • Dawlish
  • Dorking
  • Fordwich
  • Boston
  • Halifax
  • Southgate
  • Staveley
  • Ilkley
  • Hertford
  • Dulverton
  • Bradninch
  • Wednesbury

Pure Retirement Lifetime Mortgages

One Family

  • More 2 Life Tailored Choice Plan
  • Bridgewater Equity Release Plans
  • Hodge Equity Release Plans
  • L&G Legal & General Flexible Max Plus
  • Pure Retirement Drawdown Plan
  • Stonehaven Interest Select Plan
  • HSBC Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • TSB Equity Release Schemes
  • Bridgewater Lifetime Mortgage
  • Canada Life Lifestyle Gold Flexi
  • L&G Legal & General Flexible Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • HSBC Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • Hodge Lifetime Mortgage Plus
  • Just Retirement Equity Release
  • Stonehaven Lifetime Mortgage
  • HSBC Lifetime Mortgage
  • Aviva Lifetime Mortgages

UK Equity Release Providers

  • Age Partnership
  • Crown
  • Age Partnership
  • LV equity release
  • Fortify Insurance Solutions
Hodge Lifetime - Lump Sum Lifetime Mortgage
LV= lifetime mortgage
more 2 life lifetime mortgage
Legal & General - Flexible Yellow
More2Life - Capital Choice Plus Plan
more 2 life joint lifetime mortgage
More2Life - Tailored Choice Plan
Canada Life - Lifestyle Gold
Legal & General - Premier Flexible Black

Disadvantages of Equity Release Plans

Lump sum lifetime mortgages can reduce the value of your estate. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

It is very regular to discover people searching for lumpsum lifetime mortgages, monthly payment life time mortgage or monthly payment equity release, however, Aviva like Aegon are keen to see paperwork to show your situation in the form of investment statements.

How much is it common to release from a home

The older you are and the the more illnesses you have you are the more money you can release.