Retirement Mortgage Converted Flats Or Maisonettes

No regular monthly repayments
Are you still paying a mortgage? That’s fine we can help
Continue to stay in your home for as long as you like
4.06%

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

People often seek out monthly payment lifetime mortgages, lumpsum lifetime mortgages, or interest-only lifetime mortgages. However, Key Solutions like AIG Life are keen to see evidence of your personal circumstances in the form of bank statements.

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more cash you can release.

Pensioner Mortgage Converted Flats Or Maisonettes

Legal & General Home Finance lifetime mortgage

Canada LIfe - Interest Select Gold Flexi

Canada Life Home Finance lifetime mortgage

Successful business owners who could benefit from equity release estate planning

Agents involved in the sale of a variety of goods Buckingham
Manufacture of ready-mixed concrete Warrington
Publishing of newspapers Ilkeston
Repair of watches, clocks and jewellery Bridgnorth
Wholesale of sugar and chocolate and sugar confectionery Macclesfield
Manufacture of prepared pet foods Hertford
Manufacture of industrial gases Eton
Operation of gravel and sand pits; mining of clays and kaolin West Mersea
Building societies Appleby-in-Westmorland
Event catering activities Bedale
Repair of household appliances and home and garden equipment Poole
Manufacture of bearings, gears, gearing and driving elements Stafford
Mining of other non-ferrous metal ores Darlington
Other retail sale of new goods in specialised stores not commercial art galleries and opticians Berkeley
Lead, zinc and tin production Fowey
Manufacture of flat glass Shifnal
Administration of financial markets Dawlish
Wholesale of other machinery and equipment Hingham
Sale of used cars and light motor vehicles Stanley
Raising of camels and camelids Barnes
Repair of fabricated metal products Crawley
Renting and leasing of freight water transport equipment Oldham
Manufacture of electric domestic appliances Moretonhampstead
Manufacture of other technical and industrial textiles Faversham
Activities of other membership organizations n e c Dover
Research and experimental development on social sciences and humanities Swaffham
Wholesale of live animals Ilminster

Areas where Lifetime Mortgages are common

Dover
Hornsey
Ashbourne
Midhurst
Keswick
Hyde
Edgware
Jarrow
Greater Willington
Blackburn
Burnham-on-Crouch
Bradninch
Walton-on-Thames
Longtown
Pudsey
Ealing
Redhill
Grassington
Neston
Reigate
Chipping Norton

Downsides of Equity Release Plans

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact ability to claim benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

The lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier.

More 2 Life Tailored Choice Plan
Just Retirement Interest Only Lifetime Mortgage
Stonehaven Interest Select Plan
Lloyds Bank Equity Release Schemes
Saga Equity Release Schemes
Aviva Lifetime Mortgages
Canada Life Equity Release
Pure Retirement Drawdown Plan
Nationwide Equity Release Schemes
HSBC Equity Release Plans
NatWest Equity Release Plans
More2Life Tailored Choice Plan
Hodge Lifetime Flexible Voluntary Repayment Plan
Stonehaven Lifetime Mortgage
Canada Life Voluntary Select Gold
Stonehaven Equity Release Plan
HSBC Lifetime Mortgage
TSB Lifetime Interest Only Mortgage
Royal Bank of Scotland Interest Only Lifetime Mortgage
Saga Equity Release Schemes

Interest Only Lifetime Mortgages Newbury Building Society Mortgages in 2025

Interest Only Lifetime Mortgages Converted Flats Or Maisonettes

Equity Loan Leeds And Holbeck Building Society in 2025

Interest Only Mortgage Kensington Mortgage Company for 2025

RIO Ex Local Authority Flats Or Maisonettes for 2025

Canada Life Drawdown Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

One Family Retirement Mortgages

Equity Release LTV Percentages

50% monthly payment life time mortgage Fortify Insurance Solutions
44.22% loan to value lump sum lifetime mortgages Santander
40% loan to value home reversion plans Optimum Credit
50% loan to value (LTV) home reversion schemes Sunlife Plans
44.22% loan to value (LTV) lumpsum lifetime mortgages Optimum Credit
24.22% loan to value home reversion schemes Dudley Building Society

Interest Only Lifetime Mortgages Ex Council Properties Ex-Housing Association in 2025

Refinance Darlington Building Society for 2025

UK Providers for Equity Release

Key Retirement
Pure Retirement
Bower

Hard-to-finance home types include properties during construction or pre-construction, age-restricted properties, feuhold/freehold properties (including flats) in Scotland, commonhold properties and properties owned under any form of shared equity scheme.

Some of the most common pensioner loan products are TSB mortgages for people over 65, Barclays retirement mortgages, NatWest later life mortgages, L&G equity release plans, and Nationwide BS mortgages for people over 50.

Difficult-to-mortgage property variants can include Timber-framed properties constructed after 1965, properties with spray foam insulation applied to the underside of the roof, properties with a minimum floor area of 30 square metres, studio flats outside the M25, and properties where the flat is accessed via a deck or balcony.

Some of the most common loan to values of Lloyds Bank over 60 mortgages, Barclays Bank over 60 lifetime mortgages no fees, Halifax mortgages for 60 year olds, Legal & General over 60 mortgages, Bank of Scotland over 60 lifetime mortgages no fees and Nationwide BS mortgages for over 50 year olds are 50%, 54.22% and 70%.

Tough to finance home titles can include flats of less than 30 square metres in any location, properties with grounds over five acres, properties with more than one annexe or self-contained part of the property, properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Tough-to-mortgage property titles include rent-charged properties with a high estate rentcharge, high service charges—properties where the Service Charge per annum at the time of application is more than 2% of the property value, uninhabitable properties, cob properties, and properties that have never been registered with the land registry.

How much can I borrow?

You can borrow 64.22% of your property’s value. For example, if your home is worth £210,000 you can borrow £126,000.

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