Lifetime Mortgage Chelsea Building Society Equity Release

Retirement Mortgage Chelsea Building Society

  • Remove money from your property.
  • You don’t need to make monthly payments
  • Use the money to buy another house
  • Do you still have a mortgage? No problems
  • Stay living in your own house
  • Often used to manage inheritance tax bills
  • No broker fees are charged
  • All parts of the UK are acceptable
  • Clay lump construction homes are acceptable

If you don’t want a lifetime mortgage or equity release and want a standard mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

pensioner mortgage
pensioner mortgages interest only
retirement mortgages interest only
pensioner mortgage
interest only mortgage rates
Over 55






  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

lifetime mortgage interest only
retirement mortgage
reverse mortgage



Pensioner Mortgage Landmark Mortgages in 2025


  • More 2 Life Capital Choice Plan
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Equity Release Schemes
  • Bridgewater Equity Release Plans
  • Hodge Indexed Lifetime Mortgage
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Saga Equity Release Plans
  • Age Partnership Equity Release Plans
  • Hodge Indexed Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • Nationwide Interest Only Lifetime Mortgage
  • NatWest Equity Release Plans
  • Saga home reversion plan
  • Pure Retirement Equity Release Plans
  • Nationwide Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage

It’s common to encounter people looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity release. However, Key Retirement like Zurich are keen to see proof of your situation in the form of investment statements.

Canada Life Equity Release

Does Chelsea Building Society do mortgages up to 85?

Yes, Chelsea Building Society offers mortgages up to 85 at 2.24.22% APR, with an LTV of 70%.

Does Chelsea Building Society lend later-life loans to those under 55?

Chelsea Building Society’s later life lending Under 55 is 2.02% MER.

Does Chelsea Building Society do mortgages over 70?

Yes, Chelsea Building Society mortgages over 70 are 2.14.22% APR.

Does Chelsea Building Society do mortgages over 75?

Yes, Chelsea Building Society mortgages over 75 are 1.8% MER.

Does Chelsea Building Society do later-life lending?

Yes, Chelsea Building Society’s later life lending is 2.03% APR.

What are Chelsea Building Society rates for retirement mortgages?

Chelsea Building Society rates for retirement mortgages are 1.96% APRC.

Does Chelsea Building Society have excellent reviews for pensioner mortgages?

Yes, Chelsea Building Society reviews are commendable for pensioner mortgages.

Does the Chelsea Building Society Rio mortgage calculator show the LTV?

Yes, the Chelsea Building Society RIO mortgage calculator shows an excellent LTV of 64.22%.

Does a Chelsea Building Society retirement interest-only mortgage advisor charge a big fee?

No, Chelsea Building Society retirement interest-only mortgage advisors are free.

Does the Chelsea Building Society offer mortgages over 60?

Yes, Chelsea Building Society mortgages over 60 are 2.01% APRC.

Does the Chelsea Building Society offer mortgages over 55?

Yes, Chelsea Building Society mortgages over 55 are 2.14.22% APR.

More2Life Mortgages

One Family Drawdown Lifetime Mortgages

 

Equity Release percentages of your current property value

The older you are and the unhealthier you are, the more tax-free money you can release.

The first and second charge lenders will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenant.

Providers for UK Equity Release

  • Legal and General
  • Norwich Union
  • Age Partnership
  • Santander
  • VitalityLife Equity Release
Pure Retirement - Classic Super Lite

Legal & General - Premier Flexible Black

Aviva lifetime mortgage

Interest Only Lifetime Mortgages Chelsea Building Society

Pure Retirement - Classic Super Lite Plan

more 2 life lifetime mortgage

Does Chelsea BS offer mortgages up to 85?

Yes, Chelsea BS do mortgages up to 85 at 1.94.22% APRC. Chelsea BS mortgages up to 85 have a loan-to-value (ltv) of 74.22%.

Does Chelsea BS offer later life lending to Under 55?

Yes, Chelsea BS later life lending Under 55 is 2.17% MER.

Does Chelsea BS do mortgages over 70?

Yes, Chelsea BS mortgages over 70 are 1.91% APRC.

Does Chelsea BS do mortgages over 75?

Yes, Chelsea BS mortgages over 75 are 1.86% APRC.

Does Chelsea BS do later-life lending?

Yes, Chelsea BS later life lending is 2.3% APR.

What are the current Chelsea BS rates for retirement mortgages?

Chelsea BS interest rates for retirement mortgages are 1.86% APRC.

Does Chelsea BS have good reviews for pensioner mortgages?

Yes, Chelsea BS reviews are splendid for pensioner mortgages.

Does the Chelsea BS Rio mortgage calculator show the loan to value?

Yes, the Chelsea BS RIO mortgage calculator shows a good loan to value of 64.22%.

Does a Chelsea BS retirement interest-only mortgage advisor charge a large fee?

No, Chelsea BS retirement interest-only mortgage advisors are free.

Does Chelsea BS do mortgages over 60?

Yes, Chelsea BS mortgages over 60 are 2.29% APR.

Does Chelsea BS do mortgages over 55?

Yes, Chelsea BS mortgages over 55 are 2.13% MER.

Canada Life - Lifestyle Gold

Legal & General - Flexible Pink

Areas of the UK where equity release is routine

  • Hingham
  • Looe
  • Preesall
  • Polegate
  • Nelson
  • Wareham
  • Carnforth
  • Bulwell
  • Broadstairs and St Peters
  • Littlehampton
  • Yeovil
  • Windsor
  • Broseley
  • Skipton
  • Lymington

 

Retired small business owners who may be interested in lifetime mortgages

  • Wholesale of wood, construction materials and sanitary equipment Oakham
  • Wireless telecommunications activities Wallasey
  • Manufacture of malt Surbiton
  • Growing of citrus fruits Shefford
  • Public relations and communications activities Topsham
  • Retail sale via stalls and markets of textiles, clothing and footwear Wickwar
  • Manufacture of glues Beaminster
  • Building of pleasure and sporting boats Eccleshall
  • Construction of roads and motorways Wirksworth
  • Agents involved in the sale of fuels, ores, metals and industrial chemicals in Sidmouth
  • Central banking Wellington
  • Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Snodland
  • Manufacture of other special-purpose machinery n e c Queenborough-in-Sheppey
  • Window cleaning services Dinnington St Johns
  • Manufacture of other milk products Weymouth
  • Manufacture of pumps Kingsteignton
  • Media representation services Hitchin
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft Bradley Stoke
  • Site preparation Barnard Castle
  • Wholesale of furniture, carpets and lighting equipment Downham Market
  • Repair of computers and peripheral equipment Battle
  • Manufacture of paper stationery Telscombe
  • Other letting and operating of own or leased real estate Folkestone
RIO Nedbank Private Wealth UK

Pensioner Mortgage Chelsea Building Society

Equity Release Loan To Value

  • 60% lifetime mortgage with flexible drawdown cash release The Exeter Equity Release
  • 54.22% LTV interest-only lifetime mortgages Key Retirement
  • 30% loan to value monthly payment lifetime mortgage Leek United Building Society
  • 50% LTV monthly payment equity release Key Retirement
  • 34.22% loan to value monthly payment life time mortgage Liverpool Victoria
  • 24.22% loan to value home reversion schemes Evolution Money
  • 34.22% loan to value (LTV) lump sum lifetime mortgages Pepper

 

Pitfalls of Home Reversion Plans

A lifetime mortgage with a flexible drawdown cash release can reduce the inheritance for your family. The monthly payments for a lifetime mortgage may impact entitlements to benefits. You may need to pay a broker’s fee, and some products may expose you to changes in interest rates.

Difficult-to-mortgage property variants can include properties where proposed building works have not yet commenced, age-restricted properties, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process, and properties with leased solar panels.

Some of the most popular retirement finance offerings include TSB interest-only mortgages for people over 60, Barclays Bank mortgages for people over 50, Post Office pensioner mortgages for people over 70, Legal & General RIO mortgages, and Nationwide BS equity release plans.

Difficult-to-finance home variants include timber-framed properties built before 1920, timber-framed properties built between 1920 and 1965, large concrete panel systems, coach houses, i.e., freehold properties with garages beneath, and basement or lower ground-floor flats with level access to private or communal garden space.

Common LTV ratios of Lloyds Bank pensioner mortgages over the 70s, Barclays interest only mortgages for over 60s near London, Halifax over 60-lifetime mortgages, Legal & General mortgages for those over 60s, Bank of Scotland lifetime mortgages for people over 55 and Nationwide pensioner mortgages over 60 are 40%, 60% and 64.22%.

Tough-to-finance home variants include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn, etc.), properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties with mobile phone masts that are not within influencing distance of the house, and properties where Japanese Knotweed is present.

Tough-to-finance home titles include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, timber buildings, and concrete frames.

How much money can I release?

You can achieve 64.22% of your property’s value. For example, if your house is valued at £200,000 you can borrow £130,000.

Today's Date: 22 March 2025

Published on: 8 June 2020

Last Updated on: 9 January 2025

Secured Loan And Equity Release Lenders

  1. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
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  3. Leeds BS Secured Loans – Get Free Valuation & No Fees
  4. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  5. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  6. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  7. 5.67% Cambridge Building Society Secured Loans No Fees 90%
  8. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  9. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  10. 7.28% Category A & B Listings Scotland Listed Secured Loans
  11. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  12. 5.64.22% Fixed Atom Bank Secured Loans No Fees Free Valuation
  13. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  14. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  15. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  16. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  17. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  18. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  19. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  20. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  21. Newcastle Building Society Secured Loans No Fees
  22. 7.29% Ex Council Property Housing Association Secured Loans
  23. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  24. Black Horse Secured Loans: No Fees, Free Valuation
  25. 7.21% Annexe Self Contained Granny Flats Secured Loans
  26. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  27. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  28. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  29. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  30. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  31. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  32. 7.35% Properties Adjacent Commercial Premises Secured Loans
  33. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  34. 7.24% Spray Foam Insulation Secured Loans
  35. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2025
  36. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  37. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  38. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  39. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  40. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans