Lifetime Mortgage Age 52

Retirement Mortgage Age 52
  • Release-tax free equity from your house
  • No monthly repayments
  • Use the money for home improvements
  • Continue to live in your own home for as long as you like
  • It could be used to help tax planning
  • No broker fee
  • All parts of the UK are acceptable

If you don’t want a lifetime mortgage or equity release and just want a standard mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

interest only mortgage rates
lifetime mortgage interest only rates
lifetime mortgage interest only
Over 65
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Over 65
Over 55
Under 55
pensioner mortgages
Pure Retirement - Classic Lite
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges
More2Life - Capital Choice Plan
Aviva - Lifestyle Flexible Option
Premier Flexible Black
Legal & General - Flexible Indigo
OneFamily joint lifetime mortgage
LV= Flexible Lifetime Mortgage
Just lifetime mortgage
Canada Life - Lifestyle Gold

Equity Release percentages of your current property value

The more elderly you are and the sicker you are the more tax free money you can release.

Towns where Lifetime Mortgages are routine

  • Hoddesdon
  • Chingford
  • Dewsbury
  • Budleigh Salterton
  • Aylesbury
  • Andover
  • Woking
  • Shirebrook
  • Bungay
  • Great Dunmow
  • Prescot
  • Partington

It’s usual to encounter people seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or home reversion schemes, however, the Telegraph like The Exeter Equity Release are keen to see evidence of your circumstances in the form of pension statements.

Refinance Barnsley Building Society for 2024
  • Hodge Equity Release Plans
  • More2Life Capital Choice Plan
  • Nationwide Equity Release Plans
  • NatWest Interest Only Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Aviva Lifetime Mortgages
  • More to Life Capital Choice Plan
  • Nationwide Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Bridgewater Equity Release
  • Stonehaven Interest Only Lifetime Mortgage
  • Saga home reversion schemes
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Canada Life Lifetime Mortgage
  • Just Retirement Equity Release Schemes
  • Nationwide Equity Release Schemes
  • Age Partnership Lifetime Mortgage

Crown Drawdown Lifetime Mortgages

One Family Mortgages

Pure Retirement Retirement Mortgages

Just Drawdown Lifetime Mortgages

LV Drawdown Lifetime Mortgages

UK Equity Release Scheme Lenders

  • Legal and General
  • Santander
  • Just Retirement
Refinance Barnsley Building Society for 2024

Retired business owners that may be interested in Home Reversion Schemes

  • Wholesale of agricultural machinery, equipment and supplies in Windsor
  • Manufacture of other rubber products Nailsea
  • Furnace and chimney cleaning services Lynton & Lynmouth
  • Dismantling of wrecks Framlingham
  • Temporary employment agency activities Wetherby
  • Raising of swine pigs Epworth
  • Archives activities Burnham-on-Crouch
  • Retail sale of clothing in specialised stores Chard
  • Renting and leasing of freight water transport equipment Wellingborough
  • Growing of fibre crops Bushey
  • Non-specialised wholesale of food, beverages and tobacco St Columb Major
  • Defence activities Southborough
  • Retail sale of music and video recordings in specialised stores in West Ham
  • Manufacture of condiments and seasonings Bury St Edmunds
  • Growing of tobacco Whitby
  • Raising of sheep and goats Alsager
  • Other specialised construction activities n e c Swanscombe and Greenhithe
  • Manufacture of industrial gases Margate
  • Manufacture of other tanks, reservoirs and containers of metal Kingsteignton
  • Investigation activities Whitehaven
  • The weaving of textiles Epsom and Ewell
  • Retail sale of textiles in specialised stores Peacehaven
  • Aluminium production Plympton

Difficult to mortgage property variants include homes requiring essential repairs, entirely tenanted properties, right to buy – properties in Scotland, commonhold properties and properties with owned solar panels.

Popular pensioner finance products include TSB retirement mortgages, HSBC equity release schemes, NatWest interest only lifetime mortgages, Legal and General equity release plans and Nationwide Building Society later life interest only mortgages over 60.

Hard-to-mortgage property variants include eco houses and modern methods of construction, properties with pre-1945 asbestos or similar composition roof tiles, large concrete panel systems, privately developed flats in blocks of two storeys without a lift and flats above or adjacent to commercial premises.

Typical loan to values of Lloyds equity release schemes for people over 70, Barclays remortgages for people over 50 years old, NatWest mortgages for pensioners over 60, Legal and General mortgages for 60 plus, Bank of Scotland mortgages for over 70s and Nationwide BS retirement mortgages over 60 are 45%, 60% and 65%.

Challenging to finance home titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, properties without direct access to an adopted highway or which are accessed over an unmade road, properties that are being used for personal commercial use and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Challenging to mortgage home titles include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, property is uninhabitable, timber buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I release?

You can get 60% of your home’s value. For example, if your home is worth £290,000 you can release £203,000.

Equity Release LTV

  • 50% interest-only lifetime mortgages Legal & General
  • 60% loan to value (LTV) home reversion schemes Aviva
  • 40% loan to value home reversion schemes Step Change
  • 25% loan to value lumpsum lifetime mortgages Shawbrook
  • 30% loan to value monthly payment equity release Manchester Building Society
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Spring Finance

Disadvantages of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce your estate value. Monthly payment equity release may impact ability to get state benefits. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

The 1st and 2nd charge lenders will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.