Lifetime Mortgage Ex-Local Authority Steel Frame Properties

Retirement Mortgage Ex-Local Authority Steel Frame Properties

  • No regular monthly payments
  • Help your family with the money you release
  • Still, have a few more mortgages payments to make? No problems
  • Stay living in your own home for as long as you like
  • Product not affected by corona virus-covid 19 crisis
  • No broker fee
  • All areas of the UK are acceptable including Northern Ireland
  • Wimpey No fines construction properties are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

reverse mortgage
retirement mortgages
retirement mortgage
retirement mortgages
lifetime mortgage interest only rates
Under 55
pensioner mortgages
lifetime mortgage interest only
interest only lifetime mortgage

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Over 55
Under 55
pensioner mortgage

Pensioner Mortgage Ex-Local Authority Steel Frame Properties

lifetime mortgage interest only


  • Aviva Lifetime Mortgage
  • More 2 Life Capital Choice Plan
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Stonehaven Equity Release Scheme
  • Nationwide Equity Release
  • TSB Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Hodge Equity Release Schemes
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • Hodge Equity Release Plans
  • Liverpool Victoria LV Equity Release
  • Pure Retirement Classic Voluntary Payment Super Lite
  • HSBC Equity Release
  • More to Life Capital Choice Plan
  • Lloyds Bank Lifetime Mortgage
  • TSB Lifetime Mortgage
  • Saga home reversion plan
  • Hodge Lifetime Mortgage Plus
  • Nationwide Equity Release Schemes
  • HSBC Lifetime Mortgage
  • NatWest Equity Release
  • Royal Bank of Scotland Equity Release Schemes
  • Saga Equity Release Plans


Equity Release Loan To Value

The more aged you are and the unhealthier you are the more tax free cash you can release.

Downsides of Home Reversion Schemes

Monthly payment lifetime mortgage can reduce your estate value. Home reversion schemes may impact ability to get state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Wealthy business owners who could benefit from equity release estate planning

  • Manufacture of plaster products for construction purposes Southgate
  • Precious metals production Easingwold
  • Other service activities incidental to land transportation, n e c Hedon
  • Retail sale of cosmetic and toilet articles in specialised stores Petersfield
  • Manufacture of bearings, gears, gearing and driving elements Wimborne Minster
  • Retail sale of watches and jewellery in specialised stores Finchley
  • Disinfecting and exterminating services Brierfield
  • Manufacture of glues South Elmsall
  • Deep coal mines Braintree
  • Manufacture of other women’s outerwear Edenbridge
  • Manufacture of soft furnishings Midsomer Norton
  • Raising of sheep and goats Aspatria
  • Manufacture of other tanks, reservoirs and containers of metal Ilkeston
  • Manufacture of ready-mixed concrete Cramlington
  • Retail sale of hardware, paints and glass in specialised stores Bawtry
  • Repair of electrical equipment Tonbridge
  • Other human health activities Wolsingham
  • Wholesale of meat and meat products Hetton
  • Defence activities Torpoint
  • Manufacture of basic iron and steel and of ferro-alloys Crowland
  • Retail trade of motor vehicle parts and accessories Todmorden
  • Packaging activities Featherstone
  • Renting and leasing of cars and light motor vehicles Bewdley
  • Justice and judicial activities Brighouse
  • Plastering Fordingbridge
  • Wholesale of flowers and plants Hartlepool

Crown Equity Release

LV Mortgages

Remortgage Bad Credit Bank Of Ireland for 2024


Equity Release LTV

  • 60% home reversion schemes Zurich
  • 55% loan to value lifetime mortgage with flexible drawdown cash release 1st Stop Home Loans
  • 25% loan to value home reversion schemes HSBC Direct

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier.

Aviva lifetime mortgage with cashback

Pure Retirement Ltd joint lifetime mortgage

Canada Life Home Finance lifetime mortgage for properties in Scotland

Legal & General - Flexible Pink

Difficult to finance property types can include homes requiring essential repairs, properties where the ownership is set up on a tenancy in common basis, right to buy – properties in Scotland, properties where the customer is offering only part of the title as security for the loan and properties owned under any form of shared equity scheme.

Common pensioner mortgage products include Lloyds later life interest only mortgages, Barclays interest only mortgages for over 70s, Halifax remortgages for people over 50 years old, L&G retirement mortgages and Nationwide BS lifetime mortgages.

Hard to mortgage property variants include Timber-framed properties constructed post 1965, properties with spray foam insulation applied to the underside of the roof, steel frame/clad properties built before 1990, coach houses i.e. freehold properties with garages beneath and basement or lower ground floor flats without level access to private or communal garden space.

Common loan to value percentage ratios of Lloyds lifetime mortgages for over 60s, Barclays pensioner mortgages over 60, NatWest interest only mortgages for over 60s near London, L&G retirement mortgages over 70, RBS mortgages over 70s and Nationwide retirement interest only mortgages over 75 are 40%, 55% and 65%.

Challenging to mortgage property variants include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Challenging to finance home variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), some properties with sitting tenants or regulated tenancies, mundic homes and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much cash can I borrow?

You can get 70% of your property’s valuation. For example, if your home is worth £240,000 you can release £144,000.

more 2 life joint lifetime mortgage

Pure Retirement - Classic Super Lite

Legal & General - Premier Flexible Black

Remortgage Chelsea Building Society UK

Interest Only Lifetime Mortgages Ex-Local Authority Steel Frame Properties

Equity Release Scheme Lenders

  • Just Retirement
  • Pure Retirement
  • Legal and General
  • Aegon


Areas of the UK where Lifetime Mortgages are routine

  • Stockport
  • Bootle
  • Stroud
  • Newton-le-Willows
  • West Ham
  • Midhurst
  • Nantwich
  • Totton and Eling
  • Hessle
  • Richmond
  • Burnham-on-Crouch
  • Patchway
  • New Mills

It’s very regular to discover people seeking out lump sum lifetime mortgages, lump sum life time mortgages or monthly payment equity release, however, More2Life like Fortify Insurance Solutions are keen to see proof of your circumstances in the form of bank statements.