Lifetime Mortgage Direct Line

Retirement Mortgage Direct Line

  • No monthly payments
  • Are you still paying a mortgage? We can help with that
  • Often used as a vehicle to reduce tax bills
  • Mortgage lender not affected by coronavirus-covid19
  • No lender fees charged
  • Clay lump construction homes are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

interest only mortgage rates
interest only mortgage rates
lifetime mortgage interest only

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Over 60
It’s very regular to discover individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Key Retirement like Royal London Equity Release are keen to see paperwork to show your circumstances in the form of investment statements.

Pitfalls of Equity Release Schemes

Interest-only lifetime mortgages can reduce the value of your estate. Home reversion plans may impact ability to get state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Pensioner Mortgage Itl Mortgages for 2021

  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • direct line mortgages
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Just Retirement Equity Release
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • direct line mortgage
  • Saga home reversion plan
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Equity Release Scheme
  • TSB Equity Release
  • Saga home reversion plan
  • More 2 Life Capital Choice Plan


How much is it common to release from a homewith direct line loans

  • 50% interest-only lifetime mortgages Old Mutual Wealth
  • 60% loan to value (LTV) lumpsum lifetime mortgages Just Retirement
  • 35% loan to value home reversion plans Foundation Home Loans


Equity Release percentages of your current property value

The older you are and the more serious your illnesses you are the more tax free cash you can release.

Business owners details likely with equity to release

  • Wholesale of pharmaceutical goods Batley
  • Growing of rice Buntingford
  • Activities of trade unions Great Dunmow
  • Manufacture of glues Woburn
  • Engineering related scientific and technical consulting activities Epworth
  • Distribution of gaseous fuels through mains Sale
  • Buying and selling of own real estate Oswestry
  • Production of abrasive products Nelson
  • Administration of financial markets Stamford
  • Botanical and zoological gardens and nature reserves activities Redenhall with Harleston
  • Raising of sheep and goats Bury
  • Pre-primary education Immingham
  • Operation of warehousing and storage facilities for land transport activities Romford
  • Raising of camels and camelids Ambleside
  • Publishing of newspapers Windermere
  • Manufacture of paints, varnishes and similar coatings, mastics and sealants Middlewich
  • Manufacture of homogenized food preparations and dietetic food Kirkby Lonsdale
  • Advertising agencies Royal Wootton Bassett
  • Building societies Bushey
  • Event catering activities Market Bosworth
  • Activities of patent and copyright agents; other legal activities n e c Meltham
  • Manufacture of railway locomotives and rolling stock Petersfield
  • Sale, maintenance and repair of motorcycles and related parts and accessories Exmouth
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Wembley
  • Regulation of and contribution to more efficient operation of businesses Bournemouth
  • Precious metals production Braunstone Town
  • Manufacture of pharmaceutical preparations West Bedlington
  • Manufacture of cordage, rope, twine and netting Preesall
  • Collection of hazardous waste Winsford

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Owner Occupier.

Areas in the UK where retirement mortgages are routine

  • Brough
  • Castle Cary
  • Grantham
  • New Milton
  • Hythe
  • Ashington
  • Preesall
  • Broughton
  • Wellingborough
  • Stourbridge
  • Burnham-on-Sea
  • Saxmundham

Interest Only Lifetime Mortgages Direct Line

Bad Credit Mortgages For Retirement Properties in 2021

Aviva Drawdown Lifetime Mortgages

Hodge Lifetime

One Family Equity Release

LV Lifetime Mortgages

Crown Mortgages

One Family Drawdown Lifetime Mortgages

More2Life - Capital Choice Plus Plan

Pure Retirement Ltd lifetime mortgage

More2Life - Flexi Choice Lite

Pensioner Mortgage Direct Line

Pure Retirement - Classic Super Lite

OneFamily lifetime mortgage

Equity Release Providers

  • Age Concern
  • LV equity release
  • the Telegraph
  • Saga
  • Royal London Equity Release