Retirement Mortgage Direct Line

No monthly payments
Are you still paying a mortgage? We can help with that
Often used as a vehicle to reduce tax bills
Mortgage lender not affected by coronavirus-covid19
No lender fees charged
Clay lump construction homes are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

interest only mortgage rates

lifetime mortgage interest only

Get a RIO mortgage
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home*
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
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First Line Of Your Address:*
Your Postcode:*
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By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Over 60
It’s very regular to discover individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Key Retirement like Royal London Equity Release are keen to see paperwork to show your circumstances in the form of investment statements.

Pitfalls of Equity Release Schemes

Interest-only lifetime mortgages can reduce the value of your estate. Home reversion plans may impact ability to get state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

L&G Legal & General Flexi Max Voluntary Repayment Plan
More2Life Flexi Choice Voluntary Payment Super Lite
direct line mortgages
Royal Bank of Scotland Interest Only Lifetime Mortgage
Just Retirement Equity Release
L&G Legal & General Premier Flexible Lifetime Mortgage
Pure Retirement Lifetime Mortgage
Stonehaven Lifetime Mortgage
NatWest Interest Only Lifetime Mortgage
Pure Retirement Classic Voluntary Payment Super Lite
direct line mortgage
Saga home reversion plan
L&G Legal & General Flexible Plus Lifetime Mortgage
Liverpool Victoria LV= Flexible Lifetime Mortgage
Pure Retirement Lifetime Mortgage
Stonehaven Equity Release Scheme
TSB Equity Release
Saga home reversion plan
More 2 Life Capital Choice Plan

How much is it common to release from a homewith direct line loans

50% interest-only lifetime mortgages Old Mutual Wealth
60% loan to value (LTV) lumpsum lifetime mortgages Just Retirement
35% loan to value home reversion plans Foundation Home Loans

Equity Release percentages of your current property value

The older you are and the more serious your illnesses you are the more tax free cash you can release.

Business owners details likely with equity to release

Wholesale of pharmaceutical goods Batley
Growing of rice Buntingford
Activities of trade unions Great Dunmow
Manufacture of glues Woburn
Engineering related scientific and technical consulting activities Epworth
Distribution of gaseous fuels through mains Sale
Buying and selling of own real estate Oswestry
Production of abrasive products Nelson
Administration of financial markets Stamford
Botanical and zoological gardens and nature reserves activities Redenhall with Harleston
Raising of sheep and goats Bury
Pre-primary education Immingham
Operation of warehousing and storage facilities for land transport activities Romford
Raising of camels and camelids Ambleside
Publishing of newspapers Windermere
Manufacture of paints, varnishes and similar coatings, mastics and sealants Middlewich
Manufacture of homogenized food preparations and dietetic food Kirkby Lonsdale
Advertising agencies Royal Wootton Bassett
Building societies Bushey
Event catering activities Market Bosworth
Activities of patent and copyright agents; other legal activities n e c Meltham
Manufacture of railway locomotives and rolling stock Petersfield
Sale, maintenance and repair of motorcycles and related parts and accessories Exmouth
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Wembley
Regulation of and contribution to more efficient operation of businesses Bournemouth
Precious metals production Braunstone Town
Manufacture of pharmaceutical preparations West Bedlington
Manufacture of cordage, rope, twine and netting Preesall
Collection of hazardous waste Winsford

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Owner Occupier.

Areas in the UK where retirement mortgages are routine

Brough
Castle Cary
Grantham
New Milton
Hythe
Ashington
Preesall
Broughton
Wellingborough
Stourbridge
Burnham-on-Sea
Saxmundham

Interest Only Lifetime Mortgages Direct Line

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