
- Release tax-free money from your house
- 4% Equity Release
- Use the money for home improvements
- Do you still have a mortgage? No problems
- Continue to stay in your property for as long as you like
- Product not impacted by coronavirus crisis
If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here











It’s very regular to find individuals searching for home reversion schemes, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Age Concern like AIG Life are keen to see paperwork to show your circumstances in the form of pension statements.


Pensioner Mortgage Mansfield Building Society Interest Rates


Hard to finance home variants include homes requiring essential repairs, properties where multiple third parties are living in an annexe, right to buy – properties in England, Wales and Northern Ireland, properties with unregistered titles subject to these being registered as part of the legal process and properties with leased solar panels.
Some of the most common retirement mortgage products include Lloyds pensioner mortgages over 70s, Barclays mortgages for over 50 year olds, Post Office remortgages for people over 50 years old, Legal & General retirement interest only mortgages and Nationwide interest only retirement mortgages for over 70s.
Hard to mortgage home types include Timber-framed properties constructed post 1965, properties with pre 1945 asbestos or similar composition roof tiles, properties constructed or converted within the past 10 years, former local authority flats and properties where the flat is accessed via a deck or balcony.
Common LTV ratios of TSB mortgages over 65, Barclays pensioner mortgages over 70s, NatWest mortgages over 65, L&G interest only lifetime mortgages for over 60s, RBS mortgages for 60 plus pensioners and Nationwide BS later life interest only mortgages over 60 are 50%, 60% and 70%.
Challenging to mortgage home titles include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties converted from modern commercial premises, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Tough to mortgage property titles can include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, property is uninhabitable, thatched buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
How much can I get?
You can achieve 64.22% of your home’s valuation. For example, if your home is valued at £220,000 you can borrow £143,000.




Interest Only Lifetime Mortgages Mansfield Building Society Interest Rates


- Pensioner Mortgage Mod Or Housing Association Houses And Bungalows in 2025
- Annexe Self Contained Granny Flats
- Remortgage Nedbank Private Wealth in 2025
- Interest Only Mortgage Aldermore Bank for 2025
- Interest Only Lifetime Mortgages Age 47 in 2025
- Interest Only Mortgage Properties Built Entirely Of Timber Or Timber Frame in 2025
- Retirement Mortgage Intelligent Finance in 2025
- Equity Loan First Active for 2025
- Home Equity Loan Family Building Society in 2025
- Retirement Mortgage Onesavings Bank UK
- RIO Dudley Building Society UK
- Home Equity Loan Converted Flats Or Maisonettes for 2025
- Home Equity Loan Age 48 in 2025
- Home Equity Loan Leasehold Houses in 2025
- Equity Loan Merseyside Liverpool UK
- Refinance Belfast Northern Ireland UK
- Remortgage Itl Mortgages in 2025
- Refinance Hinckley And Rugby Building Society UK
- Remortgage Properties Above Commercial Premises in 2025
- Home Equity Loan Bluestone Mortgages for 2025
- Retirement Mortgage Housing Association Or Social Housing UK
- Bad Credit Mortgages Landmark Mortgages UK
- Equity Loan No Credit Check for 2025
- Refinance Earl Shilton Building Society for 2025
- Home Equity Loan Kensington Mortgage Company in 2025
- Bad Credit Mortgages Harpenden Building Society in 2025
- Interest Only Lifetime Mortgages Flats Within A Block Of 4-5 Storeys Or More No Lift for 2025
- RIO Properties Held In Trust UK
- Pensioner Mortgage Category C S Listing Scotland Listed in 2025
- Home Equity Loan Age 40 UK
- Home Equity Loan Freehold Held By Local Authority UK
- Remortgage Age 46 for 2025
- Refinance Bristol UK
- Retirement Mortgage Platform for 2025
- Retirement Mortgage External Walls Built Entirely Of Single Skin Brickwork for 2025
- Pensioner Mortgage Mortgage Agency Services in 2025
- Home Equity Loan Capital Home Loans in 2025
- Interest Only Mortgage Move Provider UK
- Pensioner Mortgage Buckinghamshire Building Society for 2025
- Retirement Mortgage Holmesdale Building Society UK
- Home Equity Loan Age 53 in 2025
- Pensioner Mortgage For 50-Year-Olds for 2025
- Home Equity Loan Isle Of Wight And Anglesey UK
- RIO Age 54 in 2025
- RIO Parity Trust for 2025
- Home Equity Loan In House Under 55 UK
- Remortgage Bad Credit Atom Bank for 2025
- Home Equity Loan Ex Council Property Houses And Flats in 2025
- Remortgage Age 49 in 2025
- Bad Credit Mortgages Ex Council Properties Ex-Housing Association in 2025
- Equity Loan Age 43 in 2025
- Equity Loan Ex-Local Authority Steel Frame Properties in 2025
- Equity Loan Britannia Co-Operative Bank in 2025
- Refinance New Street Mortgages for 2025
- Pensioner Mortgage Foreign Nationals UK
- RIO Non-Standard Construction for 2025
- Home Equity Loan Direct Line UK
Lenders for Equity Release
- Key Retirement
- Norwich Union
- More2Life
- Legal & General
Disadvantages of Lifetime Mortgages
Interest-only lifetime mortgages can reduce your estate value. Lumpsum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a broker’s fee and some products expose you to changes in interest rates.
Equity Release LTV Percentages
- 54.22% interest-only lifetime mortgages Fortify Insurance Solutions
- 54.22% LTV interest-only lifetime mortgages Key Retirement
- 60% loan to value lump sum lifetime mortgages Legal and General
Towns of the UK where Lifetime Mortgages are popular
- Chudleigh
- Ponteland
- Wiveliscombe
- Glastonbury
- Fazeley
- Princes Risborough
- Tow Law
- Birchwood
- East Retford
- Dawlish
- Wickham
- Hythe
- Askern
- Henley-in-Arden
- Bungay
- Thornbury



The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
Equity Release percentages of your current property value
The older you are and the more serious your illnesses you are the more tax-free cash you can release.







- Bridgewater Equity Release Plans
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Pure Retirement Classic Voluntary Payment Super Lite
- Nationwide Interest Only Lifetime Mortgage
- Lloyds Bank Equity Release Schemes
- Age Partnership Equity Release
- Canada Life Voluntary Select Gold
- More to Life Capital Choice Plan
- Saga Equity Release Plans
- Canada Life Lifetime Mortgage
- Nationwide Equity Release Schemes
- More to Life Flexi Choice Voluntary Payment Super Lite
- Royal Bank of Scotland Equity Release
- Saga Equity Release Plans
- Bridgewater Equity Release
- Nationwide Equity Release Plans
- HSBC Equity Release Schemes
- Lloyds Bank Lifetime Mortgage
- TSB Equity Release
Wealthy business owners who could benefit from equity release estate planning
- Manufacture of man-made fibres Greater Willington
- Other retail sales of new goods in specialised stores not commercial art galleries and opticians Northallerton
- Motion picture, video and television programme post-production activities Kings Lynn
- Manufacture of ceramic household and ornamental articles in Towcester
- Support services to forestry Medlar-with-Wesham
- Physical well-being activities Felixstowe
- Manufacture of non-wovens and articles made from non-wovens, except apparel Bawtry
- Processing of nuclear fuel Barnes
- Transmission of electricity Daventry
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Willenhall
- Manufacture of doors and windows of metal Woburn
- Solicitors Harrogate
- Operation of arts facilities Tamworth
- Activities of trade unions Frome
- Casting of other non-ferrous metals Barnstaple
- Administration of financial markets Oswestry
- Other retail sale of food in specialised stores in Gillingham
- Manufacture of other chemical products n e c Mitcham
- Furnace and chimney cleaning services Lytham St Annes
- Space transport Fordwich
- Leasing of intellectual property and similar products, except copyright works Droitwich Spa
- Growing of tropical and subtropical fruits Altrincham
- Publishing of consumer and business journals and periodicals Ludlow
- Barristers at law Wigton
- Raising of dairy cattle Braintree
Does Mansfield Building Society offer mortgages up to 85?
Yes, Mansfield Building Society do mortgages up to 85 at 1.91% MER. Mansfield Building Society mortgages up to 85 have a loan to value (ltv) of 64.22%.
Does Mansfield Building Society offer later-life lending to those Under 55?
Yes, Mansfield Building Society later life lending Under 55 is 1.98% APR.
Does Mansfield Building Society offer mortgages over 70?
Yes, Mansfield Building Society mortgages over 70 are 1.86% APRC.
Does Mansfield Building Society offer mortgages over 75?
Yes, Mansfield Building Society mortgages over 75 are 1.94% APR.
Do Mansfield Building Society do later life lending?
Yes, Mansfield Building Society later life lending is 1.91% MER.
What are Mansfield Building Society rates for retirement mortgages?
Mansfield Building Society interest rates for retirement mortgages are 2.16% APR.
Does Mansfield Building Society have good reviews for pensioner mortgages?
Yes, Mansfield Building Society reviews are superb for pensioner mortgages.
Does the Mansfield Building Society rio mortgage calculator show the LTV?
Yes, the Mansfield Building Society RIO mortgage calculator shows a good LTV of 64.22%.
Does a Mansfield Building Society retirement interest only mortgage advisor charge a large fee?
No, Mansfield Building Society retirement interest-only mortgage advisors are free.
Does Mansfield Building Society offer mortgages over 60?
Yes, Mansfield Building Society mortgages over 60 are 2.26% MER.
Does Mansfield Building Society offer mortgages over 55?
Yes, Mansfield Building Society mortgages over 55 are 2.28% MER.