Retirement Mortgage Paragon

- No monthly repayments
- Help your family to buy another home
- Are you still paying a mortgage? That’s fine we can help
- Stay living in your own property for as long as you like
- Lenders not affected by Brexit or covid19-corona virus
- All parts of the UK are acceptable including Northern Ireland
- Flat roof properties are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Areas in the UK where retirement mortgages are routine

Much Wenlock
Longtown
Tidworth
Cirencester
Snaith and Cowick
Torquay
Tamworth
Strood
Wimbledon
Newport Pagnell
Porthleven
Marlborough
Wadhurst
Bridport
Gillingham
Dover
Coggeshall
Bacup
Ferndown
Newmarket
Stevenage

It is common to discover individuals looking for home reversion plans, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Asbestos Sheet like VitalityLife Equity Release are keen to see evidence of your circumstances in the form of pension statements.

Interest Only Lifetime Mortgages Paragon

How much is it common to release from a home

50% monthly payment equity release Old Mutual Wealth
35% loan to value home reversion schemes Stonehaven
60% loan to value home reversion plans Precise
25% loan to value home reversion schemes 1st Stop
25% LTV lifetime mortgage with flexible drawdown cash release Shawbrook
35% loan to value home reversion plans Shawbrook
30% loan to value monthly payment equity release Leeds Building Society

Equity Release LTV

The more aged you are and the more illnesses you have you are the more tax-free money you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Disadvantages of Lifetime Mortgages

A monthly payment lifetime mortgage can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Lenders for UK Equity Release

Just Retirement
Saga
Sunlife Plans

More 2 Life Capital Choice Plan
Bridgewater Equity Release Plans
Hodge Equity Release Plans
L&G Legal & General Flexible Max Scheme
Stonehaven Equity Release Plan
Lloyds Bank Equity Release Schemes
NatWest Lifetime Mortgage
Saga Equity Release Schemes
Age Partnership Equity Release
Canada Life Second Home Voluntary Select Plan
More to Life Capital Choice Plan
More 2 Life Flexi Choice Voluntary Payment Super Lite
Aviva Equity Release Plans
Hodge Lifetime Mortgage Plus
L&G Legal & General Flexible Lifetime Mortgage
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Equity Release Plans
TSB Equity Release
Saga home reversion plan
Aviva Equity Release
Hodge Equity Release Schemes
More2Life Capital Choice Plus Plan
HSBC Interest Only Lifetime Mortgage
NatWest Equity Release Plans

Pure Retirement Lifetime Mortgages

Difficult to mortgage home types include properties where proposed building works have not yet commenced, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, properties with unregistered titles subject to these being registered as part of the legal process and freehold flats (England, Wales, Northern Ireland).

Many of the most appealing pensioner loan products are Lloyds Bank interest only mortgages for over 70s, HSBC mortgages for over 65, NatWest later life mortgages, Legal & General interest only lifetime mortgages and Nationwide Building Society remortgages for people over 50 years old.

Does Paragon offer mortgages up to 85?

Yes, Paragon do mortgages up to 85 at 1.84% MER. Paragon mortgages up to 85 have a LTV of 60%.

Does Paragon offer later life lending to Under 55?

Yes, Paragon later life lending Under 55 is 1.85% MER.

Does Paragon offer mortgages over 70?

Yes, Paragon mortgages over 70 are 2.21% APRC.

Do Paragon offer mortgages over 75?

Yes, Paragon mortgages over 75 are 1.97% APR.

Does Paragon offer later life lending?

Yes, Paragon later life lending is 1.99% APR.

What are the current Paragon interest rates for retirement mortgages?

Paragon interest rates for retirement mortgages are 2.24% APRC.

Do Paragon have good reviews for pensioner mortgages?

Yes, Paragon reviews are tiptop for pensioner mortgages.

Does the Paragon rio mortgage calculator show the loan to value?

Yes, the Paragon RIO mortgage calculator shows a good loan to value of 55%.

Does a Paragon retirement interest only mortgage advisor charge a substantial fee?

No, Paragon retirement interest only mortgage advisors are free.

Does Paragon do mortgages over 60?

Yes, Paragon mortgages over 60 are 2.17% APRC.

Does Paragon do mortgages over 55?

Yes, Paragon mortgages over 55 are 2.15% APR.

Hard to mortgage home variants include eco houses and modern methods of construction, properties with any externally applied insulation to the walls after construction, properties constructed or converted within the past 10 years, freehold/feuhold flats (Scotland only) and flats above or adjacent to commercial premises.

Some of the most common loan to value percentages of TSB pensioner mortgages over 70s, Barclays Bank mortgages for people over 50, Halifax over 60 lifetime mortgages no fees, Legal & General mortgages for 60 plus pensioners, RBS mortgages for over 65 and Nationwide BS lifetime mortgages for people over 55 are 45%, 55% and 70%.

Challenging to mortgage home titles include flats of less than 30 square metres in any location, properties converted from modern commercial premises, agricultural use of the land and any outbuildings, properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Challenging to mortgage property variants include rentcharges properties with a high estate rentcharge, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

Equity release loan to value?

You can borrow 60% of your home’s valuation. For example, if your home is worth £330,000 you can release £198,000.

Just Retirement Mortgages

LV Mortgages

Does Paragon Bank do mortgages up to 85?

Yes, Paragon Bank does mortgages up to 85 at 2.08% APRC. Paragon Bank mortgages up to 85 have a LTV of 75%.

Do Paragon Bank offer later life lending to Under 55?

Yes, Paragon Bank later life lending Under 55 is 1.82% MER.

Does Paragon Bank do mortgages over 70?

Yes, Paragon Bank mortgages over 70 are 2.22% APR.

Do Paragon Bank offer mortgages over 75?

Yes, Paragon Bank mortgages over 75 are 2.01% APRC.

Does Paragon Bank do later life lending?

Yes, Paragon Bank later life lending is 2.27% APRC.

What are Paragon Bank rates for retirement mortgages?

Paragon Bank rates for retirement mortgages are 2.06% MER.

Do Paragon Bank have good reviews for pensioner mortgages?

Yes, Paragon Bank reviews are superb for pensioner mortgages.

Does the Paragon Bank rio mortgage calculator show the LTV?

Yes, the Paragon Bank RIO mortgage calculator shows a good LTV of 60%.

Does a Paragon Bank retirement interest only mortgage advisor charge a large fee?

No, Paragon Bank retirement interest only mortgage advisors are free.

Do Paragon Bank offer mortgages over 60?

Yes, Paragon Bank mortgages over 60 are 2.24% APRC.

Do Paragon Bank offer mortgages over 55?

Yes, Paragon Bank mortgages over 55 are 2% APRC.

Pensioner Mortgage Paragon

Successful business owners who could benefit from Home Reversion Scheme tax planning

Lead, zinc and tin production North Hykeham
Manufacture of jewellery and related articles Burnham-on-Sea
Manufacture of pharmaceutical preparations Diss
Pre-primary education Abingdon-on-Thames
Renting and leasing of trucks and other heavy vehicles Hatfield
Growing of rice Rye
Renting and leasing of freight air transport equipment Carnforth
Manufacture of non-domestic cooling and ventilation equipment Pontefract
Operation of historical sites and buildings and similar visitor attractions Ilminster
Manufacture of wire products, chain and springs Corringham
Motion picture distribution activities Leyland
Maintenance and repair of motor vehicles Widnes
Manufacture of prepared pet foods Holt
Licensed carriers Grays
Floor and wall covering Chapel-en-le-Frith
Wholesale of china and glassware and cleaning materials Highbridge
Renting and leasing of office machinery and equipment including computers Eastwood
Manufacture of other articles of concrete, plaster and cement Ashton-under-Lyne
Non-specialised wholesale of food, beverages and tobacco Hartlepool
Manufacture of coke oven products Askern
Processing and preserving of meat Watford
Manufacture of trailers and semi-trailers Haywards Heath
Manufacture of corrugated paper and paperboard, sacks and bags Ongar
Manufacture of other men’s outerwear Prescot
Repair of watches, clocks and jewellery Ponteland

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