Lifetime Mortgage Kensington Mortgage Company

Retirement Mortgage Kensington Mortgage Company

  • Release equity from your home
  • No need to make regular monthly payments
  • Still, have a few more mortgages payments to make? We can help with that
  • Continue to stay in your house
  • Often used to help tax planning
  • Mortgage lender not affected by covid 19-corona virus
  • All areas of the UK are acceptable including Northern Ireland

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

Over 55
retirement mortgage
pensioner mortgage
Over 55
reverse mortgage
lifetime mortgage interest only rates

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

pensioner mortgages interest only
interest only lifetime mortgage
pensioner mortgage
lifetime mortgage
retirement mortgages interest only


Equity Release percentages of your current property value

  • 50% lifetime mortgage with flexible drawdown cash release Old Mutual Wealth
  • 30% loan to value interest-only lifetime mortgages The Mortgage Lender
  • 40% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Norwich Union
  • 25% loan to value home reversion plans Barclays


Towns where equity release is popular

  • Burnham-on-Sea
  • Stow-on-the-Wold
  • Hinckley
  • Clevedon
  • Lynton & Lynmouth
  • Syston
  • Belper
  • Stretford
  • Lydd
  • Wivenhoe
  • Canvey Island
  • Hastings
  • Ventnor
  • Exmouth
  • Blackpool
  • Bicester


  • Aviva Lifestyle Flexible Option
  • More2Life Capital Choice Plan
  • Saga Equity Release Plans
  • More2Life Capital Choice Plan
  • Liverpool Victoria LV Equity Release Plans
  • Bridgewater Equity Release
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Nationwide Equity Release
  • NatWest Equity Release Plans
  • Aviva Flexible Voluntary Repayment Plan
  • Hodge Lifetime Flexible Drawdown Plan
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Nationwide Equity Release
  • HSBC Equity Release Plans
  • TSB Equity Release
  • Age Partnership Equity Release

It’s often found to discover individuals looking for lumpsum lifetime mortgages, lumpsum lifetime mortgages or home reversion plans, however, Sunlife Plans like Fortify Insurance Solutions are keen to see proof of your situation in the form of pension statements.

Equity Loan Foreign Nationals UK

Aviva - Lifestyle Flexible Option

Interest Only Lifetime Mortgages Kensington Mortgage Company

Aviva lifetime mortgage

OneFamily lifetime mortgage

More2Life - Flexi Choice Lite

Legal & General - Flexible Indigo

Pensioner Mortgage Kensington Mortgage Company

LV= lifetime mortgage

Downsides of Equity Release Plans

Lumpsum lifetime mortgages can reduce your estate value. Home reversion plans may impact entitlements to benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Home Equity Loan Corrugated Iron Roofs Property-Iron UK

Equity Release Loan To Value

The older you are and the more serious your illnesses you are the more tax free money you can release.

Lenders for Equity Release

  • More2Life
  • Step Change
  • Sunlife Plans
  • Zurich

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

Examples of retired small business owners likely to have equity to release

  • Taxi operation Howden
  • Manufacture of bearings, gears, gearing and driving elements Attleborough
  • Plumbing, heat and air-conditioning installation Yeovil
  • Manufacture of sugar confectionery Ashburton
  • Manufacture of optical precision instruments Huddersfield
  • Sale of used cars and light motor vehicles Bishops Castle
  • Joinery installation Ramsey
  • Manufacture of earthmoving equipment Minster
  • General medical practice activities Mitcheldean
  • Retail sale of tobacco products in specialised stores Moretonhampstead
  • Wholesale of other intermediate products Telscombe
  • Security systems service activities Ipswich
  • Mining of uranium and thorium ores Bury St Edmunds
  • Recovery of sorted materials Pateley Bridge
  • Barristers at law Hastings
  • Licensed restaurants Newlyn
  • Activities of venture and development capital companies Maghull
  • Reproduction of sound recording Colyton
  • Manufacture of malt Filton
  • Manufacture of concrete products for construction purposes Buxton
  • Wholesale of wood, construction materials and sanitary equipment Hetton
  • Manufacture of wire products, chain and springs Lostwithiel
  • Research and experimental development on biotechnology Maldon
  • Manufacture of cider and other fruit wines Dulverton