
- Remove tax-free money from your property
- Not necessary to make monthly payments
- Help a family member buy their own home with a modest mortgage
- Are you still paying a mortgage? We can help with that
- Stay living on your own property for as long as you like
- Often used to manage inheritance tax bills
- No lender fees added on
- All areas of the UK are acceptable
- Ex-local authority properties are acceptable
If you don’t want a lifetime mortgage or equity release, and just want a standard interest-only mortgage at 4.78% regardless of your age, please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 4.78%, regardless of your age please Click Here



Areas of the UK where Lifetime Mortgages are popular
- Clay Cross
- Newbiggin-by-the-Sea
- Marlow
- Selsey
- Woking
- Market Weighton
- Eccles
- Driffield
- Framlingham
- Redenhall with Harleston
- Epworth
- Romford
- Stourport-on-Severn
- Wotton-under-Edge
- Moretonhampstead
- Fazeley
It’s very common to find individuals searching for home reversion schemes, lump sum lifetime mortgages, or monthly payment equity release; however, Asbestos Sheet, like Aegon, are keen to see paperwork showing your circumstances, such as investment statements.
What LTV percentage can be released in 2026?
The older you are and the more illnesses you have, the more money you can release.
Downsides of Lifetime Mortgages
Monthly payment equity release can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim entitlements. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.
Pure Retirement Equity Release
Pensioner Mortgage Asbestos Composition Roof Tiles






Interest Only Lifetime Mortgages Asbestos Composition Roof Tiles




- Manufacture of fibre optic cables, Bewdley
- Wholesale of hardware, plumbing and heating equipment and supplies, Beccles
- Activities of open-ended investment companies Chickerell
- Manufacture of plastics in primary forms, Ilfracombe
- Manufacture of fluid power equipment Heanor and Loscoe
- Binding and related services Eastwood
- Manufacture of kitchen furniture in Aldeburgh
- Manufacture of basic pharmaceutical products Bradford-on-Avon
- Unlicensed restaurants and cafes Sandwich
- Manufacture of plastic packing goods Middlewich
- Cargo handling for water transport activities Whitchurch
- Manufacture of trailers and semi-trailers Reigate
- Manufacture of corrugated paper and paperboard, sacks and bags Wilmslow
- Manufacture of prepared feeds for farm animals Kempston
- Collection of hazardous waste Shrewsbury
- Agents involved in the sale of timber and building materials Filton
- Manufacture of jewellery and related articles Chester-le-Street
- Other publishing activities Watlington
- Manufacture of fasteners and screw machine products Bradninch
- Manufacture of steam generators, except central heating hot water boilers Stockton-on-Tees
- Manufacture of essential oils Chilton
- General medical practice activities Olney
- Activities of professional membership organisations in Newcastle-under-Lyme
- Manufacture of hollow glass Burntwood
- Wired telecommunications activities in Twickenham
- Other urban, suburban or metropolitan passenger land transport not underground, metro or similar Bacup
- Tea processing Ramsgate
- Manufacture of refractory products Halewood
The lender will want to know whether the property is a Freehold terraced house or a Leasehold flat with a share of freehold, and whether the resident is an AST Tenant.









- Pensioner Mortgage Bank Of Ireland Mortgages in 2026
- Home Equity Loan Leasehold Houses in 2026
- Equity Loan In-Situ Cast Concrete Properties UK
- Interest Only Mortgage Under 40 in 2026
- Refinance Ipswich Building Society Mortgages for 2026
- RIO National Counties Building Society Bs UK
- Remortgage Bad Credit Pitched Roofs Of Asbestoscement Tiles UK
- Interest Only Lifetime Mortgages Flats Within A Block Of 4-5 Storeys Or More No Lift for 2026
- Pensioner Mortgage Studio Flats Under Over 30Sq M UK
- Refinance Ahli United Bank for 2026
- Pensioner Mortgage Properties Valued Less Than £70000 UK
- Home Equity Loan Non Standard Construction for 2026
- Pensioner Mortgage The Mortgage Business for 2026
- Remortgage Chelsea Building Society UK
- Interest Only Lifetime Mortgages Asbestos for 2026
- Refinance Ulster Bank in 2026
- Pensioner Mortgage Age 53 in 2026
- Remortgage Age 48 in 2026
- Pensioner Mortgage Market Harborough Building Society in 2026
- Magellan Homeloans
- Remortgage Bad Credit Hinckley And Rugby Building Society in 2026
- Equity Loan Handelsbanken in 2026
- Equity Loan Properties Flooded In The Past Five Years in 2026
- Home Equity Loan Hodge for 2026
- No Advisor Fee
- Retirement Mortgage Danske Bank UK
- RIO Properties Above Commercial Premises for 2026
- Equity Loan Investec Bank UK
- Pensioner Mortgage Reliance Bank in 2026
- RIO Mansfield Bs for 2026
- RIO No Early Repayment Charges UK
- RIO For Tenants In Common in 2026
- Remortgage Housing Association Or Social Housing for 2026
- Refinance West Yorkshire Leeds Bradford UK
- Interest Only Mortgage Topaz Finance for 2026
- Remortgage Bad Credit Landbay in 2026
- Retirement Mortgage Laing Easiform Homes UK
- Pensioner Mortgage Cob Construction House for 2026
- Refinance Pre-Fabricated Properties for 2026
- Properties More Than Five Acres Of Land
- Refinance Jpmorgan Chase Bank in 2026
- Home Equity Loan Onesavings Bank for 2026
- Equity Loan Calculator
- Retirement Mortgage Typical Interest Rates in 2026
- Home Equity Loan Scotland for 2026
- Refinance South Yorkshire Sheffield UK
- Remortgage Metro Bank in 2026
- Interest Only Lifetime Mortgages Properties With An Agricultural Tie in 2026
- Pensioner Mortgage Ecology Building Society for 2026
- Bad Credit Mortgages Loughborough Society UK
- Remortgage Bad Credit Bath Building Society for 2026
- RIO Bank Of Ireland for 2026
- Interest Only Lifetime Mortgages Tyne & Wear Newcastle for 2026
- Interest Only Lifetime Mortgages Monmouthshire Building Society for 2026
- Interest Only Mortgage Foundation Home Loans UK
- Pensioner Mortgage Allied Irish Bank Aib in 2026
- Home Equity Loan Nedbank Private Wealth UK
- RIO Iva in 2026
- Refinance Roll Up UK
- RIO Saffron Building Society Mortgages in 2026
- Pensioner Mortgage Freehold Held By Local Authority in 2026
- Equity Loan Property Is Grade 1 Listed for 2026
- RIO Category C S Listing Scotland Listed for 2026
- Equity Loan Daily Telegraph in 2026
- Refinance Teachers Building Society in 2026
- Remortgage Properties Built Entirely Of Timber Or Timber Frame for 2026
- Pensioner Mortgage Lendinvest UK
- Home Equity Loan Under 50 for 2026
- Bad Credit Mortgages Retirement Apartment UK
- L&G Legal & General Flexible Max Scheme
- Stonehaven Equity Release Scheme
- HSBC Equity Release Plans
- More to Life Flexi Choice Voluntary Payment Super Lite
- Age Partnership Equity Release Plans
Equity Release Scheme Lenders
- Age Partnership
- New Life
- Aviva






Equity Release Loan-To-Value
- 60% home reversion schemes Zurich
- 40% loan-to-value interest-only lifetime mortgages Optimum Credit
- 30% loan-to-value home reversion plans HSBC Direct
- 55% loan-to-value, monthly payment lifetime mortgage Key Retirement

Hard-to-mortgage home types can include properties where proposed building works have not yet commenced, age-restricted properties, right-to-buy properties in England, Wales and Northern Ireland, properties where the customer is offering only part of the title as security for the loan and properties with leased solar panels.
Standard retirement finance offerings include Lloyds Bank retirement interest-only mortgages, Barclays pensioner mortgages for people over 70, Post Office interest-only mortgages for people over 60, L&G lifetime mortgages, and Nationwide mortgages for 60-plus.
Difficult-to-mortgage property variants include Timber-framed properties constructed post-1965, properties with spray foam insulation applied to the underside of the roof, studio flats located within the M25, former local authority flats and privately developed flats in blocks of three or four storeys without a lift.
Common loan-to-values of Lloyds retirement interest-only mortgages over 75, Barclays Bank interest-only mortgages for people over 70, Halifax later-life interest-only mortgages over 75, L&G later-life mortgages for over 70s, Royal Bank of Scotland mortgages for 60 plus pensioners and Nationwide BS interest-only mortgages for over 60s near London are 45%, 60% and 70%.
Challenging to finance property variants include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties that are being used for personal commercial use and properties where Japanese Knotweed is present.
Tough-to-mortgage home variants include properties built on contaminated land, properties with any structural defect, damp, dry, or wet rot, properties with structural problems, corrugated-iron construction, and concrete-panel houses.