Lifetime Mortgage Cob Construction House

Retirement Mortgage Cob Construction House
  • Remove money from your property
  • You don’t need to make regular monthly payments
  • Help your family to buy another home
  • Still, have some mortgage outstanding? No problems
  • Stay living in your own home for as long as you like
  • All UK Postcodes are acceptable
  • Ex-local authority properties are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

retirement mortgages
lifetime mortgage interest only rates
Over 55
lifetime mortgage
Over 60
Over 65
lifetime mortgage interest only rates
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

pensioner mortgage
pensioner mortgage

Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are the more cash you can release.

Areas of the UK where Lifetime Mortgages are popular

  • Reepham
  • Sedbergh
  • Daventry
  • Ashton-under-Lyne
  • Whitehill
  • Padiham
  • Bradford-on-Avon
  • Fairford
  • Moreton-in-Marsh
  • Brampton
  • Swanscombe and Greenhithe
  • Ware
  • Southport
  • Weybridge

Downsides of Home Reversion Schemes

Lumpsum lifetime mortgages can reduce the value of your estate. Monthly payment life time mortgage may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

How much is it common to release from a home

  • 60% lifetime mortgage with flexible drawdown cash release The Exeter Equity Release
  • 25% loan to value interest-only lifetime mortgages Spring Finance
  • 50% loan to value lifetime mortgage with flexible drawdown cash release Precise
  • 25% LTV home reversion plans Co-operative Bank
RIO Dudley Building Society UK

Pure Retirement

LV Lifetime Mortgages

One Family Retirement Mortgages

  • More 2 Life Capital Choice Plan
  • Liverpool Victoria LV Equity Release
  • Pure Retirement Drawdown Plan
  • Aviva Lifetime Mortgages
  • NatWest Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Aviva Lifetime Mortgages for Pensioners
  • Canada Life Equity Release Plans
  • Just Retirement Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • More 2 Life Capital Choice Plan
Legal & General Home Finance lifetime mortgage
More2Life - Capital Choice Plan
Canada Life Home Finance lifetime mortgage
OneFamily lifetime mortgage
Canada Life - Lifestyle Gold

Pensioner Mortgage Cob Construction House

LV= Lump Sum+ Lifetime Mortgage
Canada LIfe - Interest Select Gold Flexi
Legal & General - Flexible Blue
more 2 life joint lifetime mortgage

It’s common to find individuals looking for lumpsum lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like LV Liverpool Victoria are keen to see evidence of your personal situation in the form of pension statements.

Remortgage Keystone Property Finance in 2024

Wealthy business owners who could benefit from equity release estate planning

  • Wholesale of other food, including fish, crustaceans and molluscs Bridgwater
  • Wholesale of computers, computer peripheral equipment and software Haxby
  • Manufacture of other organic basic chemicals Syston cob house for sale
  • Ready-made interactive leisure and entertainment software development Romford
  • Manufacture of caravans New Milton
  • Growing of spices, aromatic, drug and pharmaceutical crops Ampthill
  • Manufacture of electronic measuring, testing etc equipment, not for industrial process control Kingsbridge
  • Manufacture of flat glass Mitcheldean
  • Manufacture of lime and plaster Church Stretton
  • Licensed carriers Sheringham
  • Agents involved in the sale of furniture, household goods, hardware and ironmongery Hexham
  • Manufacture of workwear Knutsford
  • Manufacture of other plastic products St Mary Cray
  • Other information service activities n e c Tow Law
  • Museums activities Leominster
  • Manufacture of electric motors, generators and transformers Maldon
  • Manufacture of motor vehicles Poole
  • Manufacture of other general-purpose machinery n e c Weymouth
  • Manufacture of light metal packaging Bedale
  • Architectural activities Wallasey
  • Manufacture of knitted and crocheted hosiery Princes Risborough
  • Activities of conference organisers Westerham

Equity Release UK Lenders cob house problems

  • Sunlife Plans
  • Saga
  • Legal and General

Interest Only Lifetime Mortgages Cob Construction House

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier.

Hard to finance property types include poorly maintained at the time of the valuation inspection, properties where multiple third parties are living in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties which are made up of multiple titles and properties owned under any form of shared equity scheme.

Popular pensioner mortgage products include TSB mortgages for 60 year olds, HSBC later life interest only mortgages over 70, Halifax interest only retirement mortgages for over 70s, L&G mortgages for 60 plus and Nationwide Building Society mortgages for over 65.

Difficult to mortgage home variants include Timber-framed properties constructed post 1965, properties with any external treatment applied to the roof after construction, properties with minimum floor area of 30 square metres, coach houses i.e. freehold properties with garages beneath and flats above or adjacent to commercial premises.

Popular loan to value ratios of Lloyds Bank RIO mortgages over 75, HSBC pensioner mortgages over 60, NatWest pensioner mortgages over 55, Legal and General help to buy for over 60s, Royal Bank of Scotland interest only lifetime mortgages for people over 60 and Nationwide BS lifetime mortgages for over 55s are 45%, 55% and 65%.

Tough to finance home titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage home variants can include high service charges, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and concrete frame.

How much money can I get?

You can release 60% of your home’s value. For example, if your house is valued at £190,000 you can release £133,000.