Retirement Mortgage Cob Construction House

Remove money from your property
You don’t need to make regular monthly payments
Help your family to buy another home
Still, have some mortgage outstanding? No problems
Stay living in your own home for as long as you like
All UK Postcodes are acceptable
Ex-local authority properties are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are, the more cash you can release.

Areas of the UK where Lifetime Mortgages are popular

Reepham
Sedbergh
Daventry
Ashton-under-Lyne
Whitehill
Padiham
Bradford-on-Avon
Fairford
Moreton-in-Marsh
Brampton
Swanscombe and Greenhithe
Ware
Southport
Weybridge

Downsides of Home Reversion Schemes

Lumpsum lifetime mortgages can reduce the value of your estate. Monthly payment life time mortgage may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

How much is it common to release from a home

60% lifetime mortgage with flexible drawdown cash release The Exeter Equity Release
24.22% loan to value interest-only lifetime mortgages Spring Finance
50% loan to value lifetime mortgage with flexible drawdown cash release Precise
24.22% LTV home reversion plans Co-operative Bank

Remortgage Bad Credit Bluestone Mortgages for 2025

Pure Retirement

LV Lifetime Mortgages

One Family Retirement Mortgages

More 2 Life Capital Choice Plan
Liverpool Victoria LV Equity Release
Pure Retirement Drawdown Plan
Aviva Lifetime Mortgages
NatWest Interest Only Lifetime Mortgage
Saga home reversion plan
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
Pure Retirement Equity Release
Royal Bank of Scotland Interest Only Lifetime Mortgage
Saga home reversion plan
Aviva Lifetime Mortgages for Pensioners
Canada Life Equity Release Plans
Just Retirement Interest Only Lifetime Mortgage
Royal Bank of Scotland Interest Only Lifetime Mortgage
More 2 Life Capital Choice Plan

Legal & General Home Finance lifetime mortgage

Canada Life Home Finance lifetime mortgage

Pensioner Mortgage Cob Construction House

Canada LIfe - Interest Select Gold Flexi

It’s common to find individuals looking for lumpsum lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases. However, Key Retirement like LV Liverpool Victoria are keen to see evidence of your personal situation in the form of pension statements.

Remortgage Keystone Property Finance in 2025

Equity Loan Ex Council Properties Ex-Housing Association in 2025

Ex-Local Authority Steel Frame Properties

Refinance Mansfield Building Society Interest Rates UK

Wealthy business owners who could benefit from equity release estate planning

Wholesale of other food, including fish, crustaceans and molluscs Bridgwater
Wholesale of computers, computer peripheral equipment and software Haxby
Manufacture of other organic basic chemicals Syston cob house for sale
Ready-made interactive leisure and entertainment software development Romford
Manufacture of caravans New Milton
Growing of spices, aromatic, drug and pharmaceutical crops Ampthill
Manufacture of electronic measuring, testing etc equipment, not for industrial process control Kingsbridge
Manufacture of flat glass Mitcheldean
Manufacture of lime and plaster Church Stretton
Licensed carriers Sheringham
Agents involved in the sale of furniture, household goods, hardware and ironmongery Hexham
Manufacture of workwear Knutsford
Manufacture of other plastic products St Mary Cray
Other information service activities n e c Tow Law
Museums activities Leominster
Manufacture of electric motors, generators and transformers Maldon
Manufacture of motor vehicles Poole
Manufacture of other general-purpose machinery n e c Weymouth
Manufacture of light metal packaging Bedale
Architectural activities Wallasey
Manufacture of knitted and crocheted hosiery Princes Risborough
Activities of conference organisers Westerham

Equity Release UK Lenders cob house problems

Sunlife Plans
Saga
Legal and General

Interest Only Lifetime Mortgages Cob Construction House

The 1st and 2nd charge lender will want to know if the property is a Freehold or Leasehold house and if the resident is an Owner Occupier.

Hard-to-finance property types include poorly maintained properties at the time of the valuation inspection, properties where multiple third parties are living in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties made up of multiple titles, and properties owned under any form of shared equity scheme.

Popular pensioner mortgage products include TSB mortgages for 60-year-olds, HSBC later life interest-only mortgages for those over 70, Halifax interest-only retirement mortgages for those over 70, L&G mortgages for 60 plus, and Nationwide Building Society mortgages for those over 65.

Difficult-to-mortgage home variants include Timber-framed properties constructed after 1965, properties with any external treatment applied to the roof after construction, properties with a minimum floor area of 30 square metres, coach houses, i.e. freehold properties with garages beneath, and flats above or adjacent to commercial premises.

Popular loan-to-value ratios of Lloyds Bank RIO mortgages over 75, HSBC pensioner mortgages over 60, NatWest pensioner mortgages over 55, Legal and General help to buy for over 60s, Royal Bank of Scotland interest only lifetime mortgages for people over 60 and Nationwide BS lifetime mortgages for over 55s are 44.22%, 54.22% and 64.22%.

Tough-finance home titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 14.22% or less of the total floor area, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.

Tough-to-mortgage home variants can include high service charges, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, derelict property or where part of the building is in severe disrepair and needs demolishing asbestos construction, and concrete frames.

How much money can I get?

You can release 60% of your home’s value. For example, if your house is valued at £190,000, you can release £133,000.

Today's Date: 18 April 2025

Published on: 8 June 2020

Last Updated on: 9 January 2025

Free No Obligation Quote

About You