
- Remove tax-free money from your property
- You don’t need to make monthly payments
- Use the money you release for anything you like
- Still, have a few more mortgages payments to make? We can help with that
- Continue to stay in your home
- Often used to manage inheritance tax bills
- Mortgage lender no impacted by corona virus-covid19
- All areas of the UK are acceptable including Northern Ireland
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Difficult to mortgage home variants include properties where proposed building works have not yet commenced, properties where multiple third parties are living in an annexe, freehold houses and bungalows (England, Wales, Northern Ireland), commonhold properties and properties where the borrower(s) own the freehold with any connected party .
Many of the most appealing retirement loan offerings are TSB mortgages for people over 50, Barclays pensioner mortgages, NatWest mortgages for pensioners, L&G mortgages for 60 plus pensioners and Nationwide Building Society later life mortgages.
Hard to finance home variants include eco houses and modern methods of construction, timber framed properties built between 1920 and 1965, large concrete panel systems, studio flats outside the M25 and freehold flats (England, Wales, Northern Ireland).
Common LTV ratios of Lloyds over 60 lifetime mortgages, Barclays Bank pensioner mortgages over 60, Halifax interest only lifetime mortgages for over 60s, Legal & General pensioner mortgages over 55, Bank of Scotland remortgages for people over 50 years old and Nationwide interest only lifetime mortgages for over 60s are 50%, 60% and 64.22%.
Challenging to mortgage home variants include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Tough to finance property variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, some properties with sitting tenants or regulated tenancies, timber buildings and concrete frame.
How much money can I borrow?
You can get 70% of your home’s valuation. For example, if your home is valued at £240,000 you can get £168,000.









One Family Drawdown Lifetime Mortgages
- Refinance Age 47 UK
- Interest Only Lifetime Mortgages Manchester Building Society for 2025
- Age 53
- Refinance First Direct UK
- Interest Only Lifetime Mortgages Godiva Mortgages Ltd UK
- Retirement Mortgage Halifax UK
- Bad Credit Mortgages South Yorkshire Sheffield for 2025
- Remortgage Bad Credit Ge Money Home Lending Ltd UK
- RIO Teachers Building Society UK
- Equity Loan Under 50 UK
- Refinance Landmark Mortgages for 2025
- Retirement Mortgage Newcastle Building Society in 2025
- Equity Loan M&S Bank UK
- Refinance Second Homes And Buy To Let Properties Btl in 2025
- Home Equity Loan Reinforced Mesh K Lath Construction in 2025
- Pensioner Mortgage Repayment Option for 2025
- Equity Loan First Active for 2025
- Bad Credit Mortgages Foundation Home Loans in 2025
- RIO Age 43 UK
- Interest Only Lifetime Mortgages Together Personal Finance in 2025
- Home Equity Loan Keystone Property Finance for 2025
- Interest Only Mortgage Virgin Money in 2025
- Properties With Large Concrete Panel Construction
- Home Equity Loan Furness Building Society UK
- RIO Mansfield Bs for 2025
- Pensioner Mortgage Properties Adjacent To Commercial Premises for 2025
- West Midlands Birmingham
- Pensioner Mortgage Properties Above Commercial Premises for 2025
- Refinance Declined in 2025
- Interest Only Lifetime Mortgages No Advisor Fee in 2025
- Equity Loan Handelsbanken in 2025
- Interest Only Mortgage Shared Ownership Or Council Shared Equity for 2025
- Equity Loan Asbestos Sheet in 2025
- RIO Stafford Railway in 2025
- Equity Loan Scottish Building Society for 2025
- Equity Loan Crofted Houses in 2025
- Home Equity Loan Kent Reliance UK
- Refinance Adam & Company UK
- Interest Only Mortgage Buckinghamshire Building Society for 2025
- Refinance Onesavings Bank UK
- Remortgage Bad Credit No Early Repayment Charges in 2025
- Interest Only Lifetime Mortgages Penrith Building Society in 2025
- RIO Secure Trust Bank for 2025
- Refinance Direct Lender in 2025
- Retirement Mortgage Under Power Of Attorney in 2025
- Remortgage Properties With A Steel Frame Bisf in 2025
- Pensioner Mortgage Age Restricted Properties in 2025
- Under 50
- Home Equity Loan Post Office for 2025
- Equity Loan One Family UK
- Cynergy Bank
- Remortgage Property Built On Or Near To Contaminated Site in 2025
- Remortgage Bad Credit Direct Line UK
- Bad Credit Mortgages Topaz Finance UK
- RIO The Mortgage Lender Limited in 2025
- Refinance Isle Of Wight And Anglesey UK
- Pensioner Mortgage Landbay in 2025
- Home Equity Loan Mod Or Housing Association Houses And Bungalows for 2025
- Equity Loan Category C S Listing Scotland Listed for 2025
- Equity Loan For Retirement Properties for 2025
- Equity Loan Retirement Apartment UK
- Pensioner Mortgage Cob Construction House for 2025
- Bad Credit Mortgages Reliance Bank in 2025
- Refinance For 50 Year Olds in 2025
How much is it common to release from a home
- 54.22% monthly payment lifetime mortgage VitalityLife Equity Release
- 40% loan to value monthly payment lifetime mortgage Bridgewater
- 30% loan to value lifetime mortgage with flexible drawdown cash release Central Trust
- 44.22% loan to value monthly payment lifetime mortgage West One
- 50% loan to value (LTV) lumpsum lifetime mortgages Just Retirement
- 54.22% loan to value (LTV) home reversion plans 1st Stop Home Loans
- 44.22% LTV lifetime mortgage with flexible drawdown cash release Vida
- 30% loan to value lifetime mortgage with flexible drawdown cash release Metro Bank Plc
Disadvantages of Lifetime Mortgages
Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Home reversion schemes may impact ability to claim entitlements. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.
Equity Release Loan To Value
The more aged you are and the unhealthier you are the more cash you can release.


Pensioner Mortgage Reliance Bank



- Canada Life Interest Select Gold Flexi
- Age Partnership Interest Only Lifetime Mortgage
- HSBC Equity Release
- Royal Bank of Scotland Equity Release
- More2Life Capital Choice Plan
- Bridgewater Equity Release Schemes
- Canada Life Equity Release Plans
- Nationwide Equity Release Schemes
- NatWest Lifetime Mortgage
- Canada Life Equity Release Schemes
- L&G Legal & General Flexible Max Plus
- Stonehaven Equity Release Scheme
- Lloyds Bank Equity Release Plans

UK Lenders for Equity Release reliance bank uk
- Aviva
- Step Change
- Bower
- VitalityLife Equity Release




Does Reliance Bank do mortgages up to 85?
Yes, Reliance Bank offers mortgages up to 85 at 2.18% APR, with an LTV of 54.22%.
Does Reliance Bank do later-life lending to those Under 55?
Yes, Reliance Bank later life lending Under 55 is 1.84.22% APRC.
Does Reliance Bank do mortgages over 70?
Yes, Reliance Bank mortgages over 70 are 1.93% APRC.
Does Reliance Bank do mortgages over 75?
Yes, Reliance Bank mortgages over 75 are 2.2% APR.
Does Reliance Bank offer later-life lending?
Yes, Reliance Bank later life lending is 2.26% APR.
What are Reliance Bank rates for retirement mortgages?
Reliance Bank interest rates for retirement mortgages are 2.26% MER.
Does Reliance Bank have good reviews for pensioner mortgages?
Yes, Reliance Bank reviews are splendid for pensioner mortgages.
Does the Reliance Bank Rio mortgage calculator show the LTV?
Yes, the Reliance Bank RIO mortgage calculator shows a good LTV of 54.22%.
Does a Reliance Bank retirement interest only mortgage advisor charge a large fee?
No, Reliance Bank retirement interest only mortgage advisors are free.
Does Reliance Bank do mortgages over 60?
Yes, Reliance Bank mortgages over 60 are 2.21% MER.
Does Reliance Bank do mortgages over 55?
Yes, Reliance Bank mortgages over 55 are 2.1% MER.


Interest Only Lifetime Mortgages Reliance Bank


Successful business owners who could benefit from Home Reversion Scheme tax planning
- Other service activities n e c Penryn
- Collection of non-hazardous waste Southend-on-Sea
- Growing of cereals except rice , leguminous crops and oil seeds Carnforth
- Retail sale of sports goods, fishing gear, camping goods, boats and bicycles North Walsham
- Manufacture of beer Helston
- Manufacture of essential oils Epping
- Growing of tropical and subtropical fruits East Grinstead
- Floor and wall covering Minehead
- Wholesale of perfume and cosmetics Wokingham
- Manufacture of fasteners and screw machine products Horncastle
- Manufacture of steam generators, except central heating hot water boilers Langport
- Other credit granting n e c Watton
- Manufacture of other textiles n e c Clare
- Mining of lignite Dinnington St Johns
- Manufacture of other food products n e c Manningtree
- Operation of sports facilities Sprowston
- Other sports activities Frinton and Walton
- Test drilling and boring Silloth
- Construction of utility projects for fluids New Mills
- Raising of other cattle and buffaloes Bordon
- Television programming and broadcasting activities Newquay
- Repair of furniture and home furnishings Rugeley
- Recovery of sorted materials Leiston
- Manufacture of equipment for concrete crushing and screening and roadworks Chertsey

Towns where Lifetime Mortgages are popular
- Stainforth
- Ormskirk
- Fleet
- Matlock
- Ollerton and Boughton
- Watton
- Dinnington St Johns
- Malmesbury
- Dartmouth
- Olney
- Mansfield
- Scarborough
- Sandwich
It’s usual to encounter people seeking out lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or home reversion plans, however, the Telegraph like Royal London Equity Release are keen to see paperwork to show your personal situation in the form of bank statements.
The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an AST Tenant.