Retirement Mortgage Adam & Company

Release money from your home
You don’t need to make monthly payments
Help your family get a deposit for their own home
Still have a mortgage? No problems
Continue to stay in your home for as long as you like
Lenders not affected by corona virus-covid19
Prefabricated properties are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

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Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
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About You
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Over 60

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

How much is it common to release from a home

60% interest-only lifetime mortgages Aegon
60% LTV interest-only lifetime mortgages Sunlife Plans
35% loan to value (LTV) lumpsum lifetime mortgages Prudential Lifetime
55% loan to value lump sum lifetime mortgages Equifinance
55% loan to value monthly payment equity release Aviva
30% LTV interest-only lifetime mortgages United Trust Bank
45% loan to value interest-only lifetime mortgages Optimum Credit
25% LTV lump sum lifetime mortgages Precise Mortgages

Drawbacks of Home Reversion Plans

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Home reversion schemes may impact entitlements to state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Areas where equity release is routine

Havant
Winterton
Penistone
Steyning
Middlewich
Northfleet
Totnes
Easingwold
Orford
Workington
Needham Market
Dunstable
Bebington

Its usual to find people looking for monthly payment life time mortgage, lump sum life time mortgages or home reversion schemes, however, More2Life like VitalityLife Equity Release are keen to see paperwork to show your circumstances in the form of bank statements.

Examples of retired business owners likely to have equity to release

Activities of distribution holding companies West Mersea
Renting and leasing of air passenger transport equipment Ellesmere
Market research and public opinion polling Ivybridge
Repair of footwear and leather goods Preesall
Public houses and bars Sheringham
Wholesale of electronic and telecommunications equipment and parts Finchley
Painting Worthing
Manufacture of machinery for mining Stone
Post-harvest crop activities Manningtree
Manufacture of fibre optic cables Hornsey
Travel agency activities Folkestone
Operation of historical sites and buildings and similar visitor attractions Wellington
Trade of gas through mains Whitnash
Hotels and similar accommodation Bewdley
Wholesale of fruit and vegetable juices, mineral water and soft drinks Wendover
Wholesale of machinery for the textile industry and of sewing and knitting machines Corbridge
Real estate agencies Chatham
Treatment and disposal of non-hazardous waste Hendon
Wholesale of mining, construction and civil engineering machinery Shanklin
Activities of conference organisers Westbury
Retail sale via mail order houses or via Internet Kirkby Stephen
Other transportation support activities Southport
Wholesale of other office machinery and equipment Dawlish
Environmental consulting activities Dartford
Construction of utility projects for fluids Atherstone
Manufacture of synthetic rubber in primary forms Wantage
Dispensing chemist in specialised stores Rothwell
Manufacture of central heating radiators and boilers St Austell
Repair of machinery Glossop
Publishing of computer games Faringdon
Agents specialized in the sale of other particular products Torquay
Wholesale of coffee, tea, cocoa and spices Batley
Wholesale of hardware, plumbing and heating equipment and supplies Lechlade