Retirement Mortgage Studio Flats Under Over 30Sq M

Remove tax-free equity from your property
No monthly repayments
Use the money for a holiday
Continue to stay in your property for as long as you like
No broker fee is charged
Ex-local authority properties are acceptable

If you don’t want a lifetime mortgage or equity release and want a standard interest-only mortgage at 4.78%, regardless of your age, please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you want a conventional interest-only mortgage at 4.78%, regardless of age? Please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Bridgewater Equity Release
Just retirement-defined benefit
Canada Life Equity Release Schemes
Just Retirement Equity Release Schemes
More to Life Capital Choice Plus Plan
TSB Lifetime Interest-Only Mortgage
Age Partnership Equity Release Schemes
Aviva Lifetime Mortgages
Canada Life Lifetime Mortgages
Hodge Equity Release Schemes
Lloyds Bank Equity Release Plans
Royal Bank of Scotland Equity Release Schemes
Aviva Equity Release Plans
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV Equity Release Schemes
Nationwide Equity Release Plans

Equity Release percentages of your current property value -mortgage on studio flat

55% monthly payment lifetime mortgage AIG Life
4.78% LTV lump sum lifetime mortgages Saga
25% loan-to-value lump sum lifetime mortgages United Trust Bank
40% loan-to-value home reversion plans Vida
40% loan-to-value (LTV) lifetime mortgage with flexible drawdown cash release Prudential
50% loan-to-value interest-only lifetime mortgages Together Money
25% LTV monthly payment lifetime mortgage Halifax

RIO Properties Above Commercial Premises for 2026

Home Equity Loan Remortgaging To Release Equity To Buy Another Property UK

Remortgage Bad Credit Sainsburys Bank UK

Pensioner Mortgage Adam & Company in 2026

Interest Only Lifetime Mortgages Properties Held In Trust UK

Equity Release Loan-To-Value

The more elderly and sicker you are, the more money you can release.

Pensioner Mortgage Studio Flats Under Over 30Sq M

Retired business owners who may be interested in lifetime mortgages

Manufacture of imitation jewellery and related articles Totton and Eling
Agents involved in the sale of furniture, household goods, hardware and ironmongery Aylsham
Sale of used cars and light motor vehicles Smethwick
Retail sale of electrical household appliances in specialised stores Southgate
Manufacture of cocoa and chocolate confectionery Wembley
Repair and maintenance of aircraft and spacecraft in North Petherton
Licensed restaurants Newbiggin-by-the-Sea
Licensed carriers Bolton
Processing and preserving of meat Biddulph
Manufacture of other carpets and rugs Oakham
Video distribution activities Lymington
Production of electricity Kingsteignton
Pension funding Ashton-under-Lyne
Growing of tobacco Burslem
Freight transport by road Amesbury
Weaving of textiles Bicester
Other service activities incidental to land transportation, n e c Poynton-with-Worth
Liquid milk and cream production in Windsor
Tanning and dressing of leather; dressing and dyeing of fur Newmarket
Recreational vehicle parks, trailer parks and camping grounds in Crosby
Other non-ferrous metal production Newton-le-Willows
Deep coal mines Upton-upon-Severn
Retail sale of books in specialised stores Altrincham
Publishing of computer games Bideford
Manufacture of sports goods Whitworth

Disadvantages of Bad Credit History Home Reversion Schemes

A lifetime mortgage with a flexible drawdown cash release can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

Legal & General Home Finance lifetime mortgage

Hard-to-mortgage property variants include properties in the course of construction or pre-construction, age-restricted properties, freehold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with leased solar panels.

Appealing retirement mortgage products include TSB interest-only mortgages for over the 60s near London, Barclays Bank later-life borrowing schemes, Post Office later-life borrowing schemes, Legal and General later-life interest-only mortgages and Nationwide equity release schemes.

Hard-to-mortgage property variants can include properties with post-1945 asbestos or similar composition roof tiles, properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past ten years, studio flats outside the M25 and basement or lower ground floor flats without level access to private or communal garden space.

Typical LTV percentages of Lloyds interest-only retirement mortgages for over 70s, Barclays Bank mortgages for over 65, NatWest equity release schemes for people over 70, L&G pensioner mortgages over 60, Bank of Scotland interest-only retirement mortgages for over 70s and Nationwide BS equity release plans for people over 60 are 50%, 55% and 70%.

Tough-to-finance home titles can include properties built or converted into dwellings within the last 10 years, properties with flying or creeping freehold, which comprises 14.08% or less of the total floor area, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties in coastal areas that may be affected by erosion.

Challenging to mortgage property variants can include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties with structural problems, mundic homes and properties that have never been registered with the land registry.

How much can I get?

You can achieve 60% of your home’s value. For example, if your home is worth £360,000, you can get £216,000.

Canada Life Home Finance lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

UK Providers for Equity Release

Lifetime Mortgage from L&G
Stonehaven
the Telegraph
One Family

It is often found to find individuals seeking out interest-only lifetime mortgages, lump sum life time mortgages or home reversion plans, however, More2Life like AIG Life are keen to see evidence of your circumstances in the form of investment statements.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Owner Occupier.