Lifetime Mortgage Ahli United Bank

Retirement Mortgage Ahli United Bank

  • Release cash from your home
  • Not necessary to make monthly payments
  • 4.01% fixed
  • All areas of the UK are acceptable
  • Pre-fabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

interest only mortgage rates
retirement mortgages
Over 65
reverse mortgage
pensioner mortgage
interest only lifetime mortgage
Under 55







  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

pensioner mortgage


The lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is an Owner-Occupier Primary Residence.

  • Pure Retirement Equity Release
  • HSBC Lifetime Mortgage
  • Aviva Equity Release Plans
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Hodge Lifetime Mortgage Plus
  • L&G Legal & General Flexible Lifetime Mortgage
  • Stonehaven Lifetime Mortgage
  • More 2 Life Tailored Choice Plan
  • TSB Equity Release
  • Bridgewater Equity Release Plans
  • Canada Life Equity Release Plans
  • Just retirement defined benefit
  • Pure Retirement Equity Release
  • HSBC Equity Release Plans
  • Saga home reversion plan
  • Age Partnership Equity Release Schemes
  • Bridgewater Equity Release
  • Canada Life Equity Release
  • Liverpool Victoria LV Equity Release
  • More2Life Capital Choice Plan
  • More to Life Capital Choice Plus Plan
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • NatWest Equity Release

 

Equity Release Lenders

  • Legal and General
  • Pure Retirement
  • Legal and General
  • Saga
Home Equity Loan Harpenden Building Society UK

It is very regular to find individuals looking for monthly payment life-time mortgages, lump sum life-time mortgages, or monthly payment equity release. However, Key Solutions, like Fortify Insurance Solutions, are keen to see evidence of your situation in the form of pension statements.

Aviva

Crown

Hodge Lifetime

Aviva Drawdown Lifetime Mortgages

 

Equity Release percentages of your current property value

The older you are and the more serious your illnesses you are the more tax free money you can release.

Examples of retired business owners likely to have equity to release

  • Cold forming or folding Letchworth Garden City
  • Manufacture of telegraph and telephone apparatus and equipment Alford
  • Manufacture of musical instruments Fakenham
  • Operation of warehousing and storage facilities for land transport activities Stalybridge
  • Manufacture of watches and clocks Bovey Tracey
  • Window cleaning services Poynton-with-Worth
  • Manufacture of magnetic and optical media Patchway
  • Manufacture of synthetic rubber in primary forms Ilkley
  • Agents involved in the sale of food, beverages and tobacco Birkenhead
  • Construction of roads and motorways Quedgeley
  • Mining of iron ores Huntingdon
  • Manufacture of electronic industrial process control equipment Aldeburgh
  • Support activities for other mining and quarrying Frinton and Walton
  • Accounting and auditing activities Rayleigh
  • Foreign affairs Saffron Walden
  • Technical and Vocational Secondary Education Hatfield
  • Wholesale of perfume and cosmetics Lyme Regis
  • Market research and public opinion polling Wokingham
  • Casting of other non-ferrous metals Oldbury
  • Renting and operating of Housing Association Real Estate Richmond
  • Manufacture of other chemical products n e c Bognor Regis
  • Construction of water projects in Weymouth
  • Information technology consultancy activities Amesbury
  • Space transport Sheringham
  • Raising of swine pigs Bury St Edmunds
  • Manufacture of plastics and rubber machinery Ashbourne
Refinance Mod Or Housing Association Houses And Bungalows for 2025


Equity Release percentages of your current property value

  • 50% home reversion schemes Zurich
  • 60% LTV home reversion plans Key Retirement
  • 24.22% loan to value monthly payment life time mortgage Evolution Money
  • 50% loan to value monthly payment life time mortgage Together Money
  • 24.22% loan to value monthly payment life time mortgage Melton Mowbray
  • 24.22% loan to value lump sum lifetime mortgages Coventry Building Society-Godiva
Canada Life - Lifestyle Lite

Pure Retirement Ltd lifetime mortgage

Does Ahli United Bank do mortgages up to 85?

Ahli United Bank does mortgages up to 85 at 2.09% APR. Ahli United Bank mortgages up to 85 have a loan to value (ltv) of 70%.

Does Ahli United Bank do later life lending to Under 55?

Ahli United Bank later life lending Under 55 is 2.19% APRC.

Does Ahli United Bank do mortgages over 70?

Yes, Ahli United Bank mortgages over 70 are 1.94.22% APRC.

Does Ahli United Bank offer mortgages over 75?

Yes, Ahli United Bank mortgages over 75 are 1.88% APR.

Does Ahli United Bank offer later-life lending?

Yes, Ahli United Bank later life lending is 1.93% MER.

What are Ahli United Bank rates for retirement mortgages?

Ahli United Bank rates for retirement mortgages are 1.96% MER.

Does Ahli United Bank have good reviews for pensioner mortgages?

Yes, Ahli United Bank reviews are superb for pensioner mortgages.

Does the Ahli United Bank Rio mortgage calculator show the loan to value (ltv)?

Yes, the Ahli United Bank RIO mortgage calculator shows a good loan to value (ltv) of 54.22%.

Does an Ahli United Bank retirement interest-only mortgage advisor charge a large fee?

No, Ahli United Bank retirement interest-only mortgage advisors are free.

Does Ahli United Bank offer mortgages over 60?

Yes, Ahli United Bank mortgages over 60 are 2.14% APR.

Does Ahli United Bank offer mortgages over 55?

Yes, Ahli United Bank mortgages over 55 are 2.13% APR.

Canada Life Home Finance lifetime mortgage

Legal & General - Flexible Indigo

Canada Life - Lifestyle Gold

Premier Flexible Black

 

Towns where retirement mortgages are popular

  • Dewsbury
  • Ellesmere Port
  • Malton
  • Clare
  • Wigan
  • Ashburton
  • Birchwood
  • Pershore
  • Swaffham
  • Reigate

 

Disadvantages of Interest Only Lifetime Mortgages

Home reversion plans can reduce the inheritance for your family. Lump sum lifetime mortgages may impact ability to claim entitlements. You may need to pay a legal fee and some products expose you to changes in interest rates.

Difficult-to-mortgage property variants include properties where proposed building works have not yet commenced, properties where tenants live in a self-contained part of the property, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, leasehold properties (with the exception of flats and maisonettes), and properties with owned solar panels.

Common pensioner loan products are Lloyds interest-only mortgages for people over 60, HSBC mortgages for people over 70, Halifax over 60 lifetime mortgages, Legal and General interest-only mortgages for people over 60 near London, and Nationwide Building Society interest-only mortgages for people over 70.

Hard-to-mortgage property types include timber-framed properties built before 1920, properties with any external treatment applied to the roof after construction, steel-frame/clad properties built before 1990, coach houses, i.e., freehold properties with garages beneath and flats above or adjacent to commercial premises.

Some of the most popular LTV percentages of Lloyds Bank later life mortgages for over-60s, Barclays Bank mortgages for 60-plus pensioners, Post Office interest-only lifetime mortgages for people over 60, Legal & General interest-only lifetime mortgages for people over 60, Royal Bank of Scotland RIO mortgages over 75, and Nationwide mortgages for 60-plus pensioners are 34.22%, 60%, and 64.22%, respectively.

Tough-to-mortgage property titles can include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that are being used for personal commercial use and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance property titles can include properties built on contaminated land without a kitchen or bathroom, non-standard construction properties, mundic homes, and concrete panel houses.

How much cash can I get?

You can get 64.22% of your home’s valuation. As an example, if your home is worth £230,000 you can get £161,000.