Lifetime Mortgage New Street Mortgages

Retirement Mortgage New Street Mortgages

  • Release cash from your home.
  • No regular monthly repayments
  • Use the money for a holiday
  • Stay living in your own house for as long as you like
  • It could be used to help tax planning
  • No broker fee is charged
  • All areas of the UK are acceptable, including Northern Ireland
  • Pre-fabricated property titles are OK

How much cash can I borrow?

You can borrow 64.22% of your property’s valuation. For example, if your home is valued at £210,000 you can get £147,000.

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You


Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

pensioner mortgages
pensioner mortgages interest only


  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

pensioner mortgages interest only
Under 55


 

  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Age Partnership Equity Release
  • Aviva Equity Release
  • More2Life Capital Choice Plus Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release Plans
  • HSBC Equity Release Schemes
  • TSB Equity Release Plans
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Aviva Equity Release Plans
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release Schemes
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan

Aviva Lifetime Mortgages

Crown Mortgages

Legal and General Mortgages

Pure Retirement

Interest Only Mortgage Non Standard Construction in 2025



Pure Retirement - Classic Super Lite

Legal & General - Flexible Pink

Pensioner Mortgage Newbury Building Society Mortgages

Canada Life - Lifestyle Gold

OneFamily lifetime mortgage

Aviva lifetime mortgage

Legal & General - Premier Flexible Black

OneFamily joint lifetime mortgage

Aviva lifetime mortgage

Canada LIfe - Interest Select Gold Flexi

Interest Only Lifetime Mortgages Newbury Building Society Mortgages

Legal & General Home Finance lifetime mortgage

Hodge Lifetime lifetime mortgage

It’s usual to encounter people seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or home reversion schemes, however, Key Retirement like Zurich are keen to see paperwork to show your circumstances in the form of bank statements.

Equity Release Loan To Value

The more elderly you are and the sicker you are the more cash you can release.

Successful business owners who could benefit from equity release estate planning

  • Growing of grapes Morecambe
  • Manufacture of knitted and crocheted hosiery Billericay
  • Retail sale via stalls and markets of food, beverages and tobacco products Pontefract
  • Manufacture of steam generators, except central heating hot water boilers Charlbury
  • Residential care activities for the elderly and disabled Bottesford
  • Agents involved in the sale of fuels, ores, metals and industrial chemicals Wiveliscombe
  • Agents involved in the sale of food, beverages and tobacco Ealing
  • Other information service activities n e c Whitnash
  • Manufacture of soft furnishings Thornbury
  • Retail sale of other second-hand goods in stores not incl antiques Dartford
  • Manufacture of pulp Matlock
  • Activities auxiliary to financial intermediation n e c South Elmsall
  • Technical testing and analysis Acton
  • Photocopying, document preparation and other specialised office support activities Kettering
  • Manufacture of breakfast cereals and cereals-based food Hythe
  • Book publishing Penzance
  • Remediation activities and other waste management services Modbury
  • Motion picture, video and television programme post-production activities Burslem
  • Casting of steel Bampton
  • Activities of extraterritorial organizations and bodies Loftus
  • Manufacture of other textiles n e c Whitby
  • Manufacture of other machine tools Settle
  • Human resources provision and management of human resources functions Southborough

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

 

Areas where Lifetime Mortgages are common

  • Widnes
  • Waltham Abbey
  • Hertford
  • Newport Pagnell
  • Epsom and Ewell
  • Southport
  • Bromborough
  • Penwortham
  • Crowland
  • East Retford
  • Shifnal
  • Bridgnorth
  • Tring
RIO More Than Two Borrowers for 2025


Drawbacks of Lifetime Mortgages

Monthly payment life time mortgage can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact ability to claim entitlements. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Providers for Equity Release

  • Key Retirement
  • Saga
  • Key Solutions
  • Stonehaven

 

Equity Release percentages of your current property value

  • 60% lump sum lifetime mortgages Maximum cover Equity Release
  • 30% LTV lifetime mortgage with flexible drawdown cash release Evolution Money
  • 34.22% LTV home reversion schemes LV equity release
  • 24.22% loan to value interest-only lifetime mortgages Clearly Loans
  • 60% loan to value home reversion plans Norton Finance
  • 44.22% loan to value (LTV) lump sum lifetime mortgages 1st Stop Home Loans
  • 24.22% loan to value lump sum lifetime mortgages Prestige

 

Does New Street Mortgages do mortgages up to 85?

Yes, New Street Mortgages do mortgages up to 85 at 1.94.22% APRC. New Street Mortgages mortgages up to 85 have a loan to value (ltv) of 74.22%.

Do New Street Mortgages do later life lending to Under 55?

Yes, New Street Mortgages later life lending Under 55 is 2.06% MER.

Does New Street Mortgages offer mortgages over 70?

Yes, New Street Mortgages mortgages over 70 are 2.11% APRC.

Does New Street Mortgages offer mortgages over 75?

Yes, New Street Mortgages mortgages over 75 are 2.19% APRC.

Does New Street Mortgages offer later life lending?

Yes, New Street Mortgages later life lending is 1.86% APR.

What are the current New Street Mortgages rates for retirement mortgages?

New Street Mortgages interest rates for retirement mortgages are 2.26% APRC.

Do New Street Mortgages have favourable reviews for pensioner mortgages?

Yes, New Street Mortgages reviews are tiptop for pensioner mortgages.

Does the New Street Mortgages rio mortgage calculator show the loan to value (ltv)?

Yes, the New Street Mortgages RIO mortgage calculator shows a favourable loan to value (ltv) of 60%.

Does a New Street Mortgages retirement interest only mortgage advisor charge a substantial fee?

No, New Street Mortgages retirement interest only mortgage advisors are free.

Do New Street Mortgages offer mortgages over 60?

Yes, New Street Mortgages mortgages over 60 are 2.22% MER.

Do New Street Mortgages offer mortgages over 55?

Yes, New Street Mortgages mortgages over 55 are 2.29% MER.

Secured Loan And Equity Release Lenders

  1. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  2. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  3. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  4. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  5. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  6. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  7. 5.72% First Trust Bank Secured Loans No Fees Free Valuation
  8. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  9. Newcastle Building Society Secured Loans No Fees
  10. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  11. 7.46% Fixed Unregulated Secured Loans No Fees Free Valuation
  12. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  13. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  14. Black Horse Secured Loans: No Fees, Free Valuation
  15. 7.24% Spray Foam Insulation Secured Loans
  16. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  17. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  18. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  19. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  20. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  21. 5.58% First Direct Secured Loans No Fees Free Valuation 84.22%
  22. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  23. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  24. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  25. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  26. 7.21% Annexe Self Contained Granny Flats Secured Loans
  27. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  28. 5.67% Cambridge Building Society Secured Loans No Fees 90%
  29. Leeds BS Secured Loans – Get Free Valuation & No Fees
  30. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  31. 5.55% Clydesdale Bank Secured Loans No Fees Free Valuation
  32. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  33. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  34. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  35. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  36. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2025
  37. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  38. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  39. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  40. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV