No need to make monthly payments with First Active Equity Release
Use the money to buy another house
Do you still have a mortgage? No problems
Stay living in your own house
No lender fee is charged

If you don’t want a First Active lifetime mortgage or First Active equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

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Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
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Month
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First Line Of Your Address:*
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Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Does First Active do Lifetime Mortgages?

Yes, First Active do lifetime mortgages at 2.12% MER. First Active Lifetime Mortgages have an LTV of 70%.

Does First Active offer Equity Release Under 55?

Yes, First Active Equity Release Under 55 is 1.99% APR.

Does First Active do Retirement Mortgages?

Yes, First Active Retirement Mortgages are 2.14.22% APR.

Does First Active offer Pensioner Mortgages?

Yes, First Active Pensioner Mortgages are 1.94.22% APR.

Does First Active offer Equity Release?

Yes, First Active Equity Release is 1.96% APR.

What are First Active interest rates for equity release?

First Active rates for equity release are 1.82% APRC.

Does First Active have favourable reviews for equity release?

Yes, First Active reviews are tiptop for equity release.

Does the First Active equity release calculator show the loan to value?

Yes, the First Active Equity Release calculator shows a favourable loan to value of 64.22%.

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Does a First Active equity release advisor charge a large fee?

No, First Active Equity Release advisors are free.

Drawbacks of Lifetime Mortgages – Lifetime Mortgage First Active

Lump-sum lifetime mortgages can reduce your estate value. Interest-only lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes. A Lifetime Mortgage First Active can be a very low overall cost for home finance in retirement.

Equity Release First Active – Loan To Value

60% monthly payment lifetime mortgage First Active
50% loan to value (LTV) lumpsum lifetime mortgages Bower
44.22% LTV monthly payment lifetime mortgage Foundation Home Loans
60% LTV interest-only lifetime mortgages the Telegraph
44.22% LTV monthly payment lifetime mortgage Saga

Canada Life Home Finance lifetime mortgage

Pensioner Mortgage – Equity Release First Active

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Does First Active offer home equity loans?

Yes, First Active home equity loans are 2.23% APR.

Towns where retirement mortgages are routine

Horsforth
Winsford
Chipping Norton
Bulwell
Kimberley
Whitchurch
Ampthill
Whitehaven
South Molton
Mitcheldean
Bungay
Sandbach
Penistone
Spennymoor
Hertford
Chippenham
East Grinstead

UK Equity Release Scheme Providers

Lifetime Mortgage from L&G
One Family
the Telegraph
First Active Mortgages

Stonehaven Equity Release
HSBC Lifetime Mortgage
Lloyds Bank Equity Release
TSB Lifetime Interest Only Mortgage
NatWest Equity Release Schemes
Saga home reversion plan
Hodge Lifetime Flexible Drawdown Plan
More to Life Flexi Choice Drawdown Lite Plan
Stonehaven Interest Only Lifetime Mortgage
More 2 Life Flexi Choice Drawdown Lite Plan
TSB Lifetime Mortgage
Royal Bank of Scotland Equity Release Schemes
Aviva Flexible Voluntary Repayment Plan
Nationwide Equity Release Schemes
Lloyds Bank Equity Release
TSB Equity Release Plans
NatWest Lifetime Mortgage
Age Partnership Equity Release Plans
Aviva Lifetime Mortgages
Liverpool Victoria LV Equity Release
NatWest Lifetime Mortgage
Age Partnership Equity Release Plans

Equity release or first active mortgages is standard among small business owners, as shown below.

Archives activities Stonehouse
Operation of historical sites and buildings and similar visitor attractions Braintree
Botanical and zoological gardens and nature reserves activities Bromley
Residential care activities for the elderly and disabled Ulverston
Wholesale of petroleum and petroleum products Rochford
Dental practice activities West Bedlington
Manufacture of electric motors, generators and transformers Hythe
Publishing of consumer and business journals and periodicals Woodstock
Tanning and dressing of leather; dressing and dyeing of fur Thirsk
Wholesale of mining, construction and civil engineering machinery Epping
Manufacture of other inorganic basic chemicals Taunton
Seed processing for propagation Patchway
Other mining and quarrying n e c Doncaster
Regulation of health care, education, cultural and other social services, not incl social security Chipping Campden
Activities of households as employers of domestic personnel Honiton
Growing of rice Ipswich
Media representation services Garstang
Manufacture of workwear Bishops Waltham
Other amusement and recreation activities n e c South Shields

Hard-to-mortgage home variants include homes requiring essential repairs, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties where the lease length is currently unacceptable, crofted houses and properties owned under any form of shared equity scheme.

Appealing pensioner finance products include TSB mortgages for pensioners, HSBC interest-only lifetime mortgages, Post Office interest-only mortgages for people over 70, L&G mortgages for 60-plus pensioners, and Nationwide BS pensioner mortgages.

Difficult-to-mortgage home types can include pre-fabricated reinforced concrete (PRC), properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, former local authority flats and properties where the flat is accessed via a deck or balcony.

Popular loan to values of Lloyds Bank interest only lifetime mortgages for people over 60, HSBC later life borrowing schemes over 55, Halifax mortgages for people 60 plus, Legal and General mortgages for 60-year-olds, RBS pensioner mortgages over 55, and Nationwide Building Society help to buy for over 60s are 40%, 54.22% and 70%.

Does First Active offer mortgages up to 85?

Yes, First Active does mortgages up to 85 at 2.24% APRC. First Active mortgages up to 85 have a loan-to-value (ltv) of 74.22%.

Does First Active offer later-life lending to those Under 55?

Yes, First Active later life lending Under 55 is 2.04.22% APRC.

Does First Active do mortgages over 70?

Yes, First Active mortgages over 70 are 1.94.22% APR.

Does First Active do mortgages over 75?

Yes, First Active mortgages over 75 are 2.26% APRC.

Does First Active do later life lending?

Yes, First Active later life lending is 2.28% APR.

What are the current First Active rates for retirement mortgages?

First Active interest rates for retirement mortgages are 2.24% APR.

Does First Active have excellent reviews for pensioner mortgages?

Yes, First Active reviews are commendable for pensioner mortgages.

Does the First Active Rio mortgage calculator show the loan to value (ltv)?

Yes, the First Active RIO mortgage calculator shows an excellent loan-to-value (ltv) of 74.22%.

Does a First Active retirement interest only mortgage advisor charge a large fee?

No, First Active retirement interest only mortgage advisors are free.

Do First Active do mortgages over 60?

Yes, First Active mortgages over 60 are 2.12% MER.

Do First Active do mortgages over 55?

Yes, First Active mortgages over 55 are 2.13% APR.

Tough-to-mortgage property variants can include properties built or converted into dwellings within the last 10 years, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties that are being used for personal commercial use and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance property variants include properties that will be assessed for flood risk, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties of non-standard construction, asbestos construction and concrete panel houses.

Loan to value for equity release?

You can borrow 60% of your property’s value. For example, if your home is valued at £330,000, you can get £214,000.

Interest Only Lifetime Mortgages First Active

Bad Credit Mortgages Cob Construction House in 2025

Bad Credit Mortgages Hanley Mortgages in 2025

Crown Retirement Mortgages

The lender, first, active mortgages, will want to know if the property is a Freehold or Leasehold house and if the resident is a Private Tenant.

How much is it common to release from home – first active mortgage

The more aged you are and the more serious your illnesses you are, the more cash you can release.

It’s often found to discover people searching for home reversion schemes, lump sum lifetime mortgages or monthly payment equity releases. However, Age Concerns like Aegon seek proof of your circumstances through bank statements.

Bad Credit Mortgages Newbury Building Society Mortgages in 2025

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