Lifetime Mortgage Properties Involved In Commercial Farming

Retirement Mortgage Properties Involved In Commercial Farming

  • Release tax-free equity from your farm property
  • You don’t need to make regular monthly payments unless you want to
  • Help your family with the money you release
  • 4.14%
  • Still have a few more mortgage payments to make? We can help with that
  • Can help with tax planning
  • All UK Postcodes areas are acceptable
  • Properties which are made up of multiple titles are acceptable

If you don’t want a lifetime mortgage or equity release, and want a normal mortgage at 3.97% regardless of your age, please Click Here

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  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

retirement mortgages
pensioner mortgages interest only


  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgages interest only

retirement mortgages
Under 55


Over 60

It is often found to encounter individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgages or lifetime mortgages with flexible drawdown cash release; however, More2Life, like AIG Life, are keen to see paperwork to show your situation in the form of bank statements.

Wealthy business owners who could benefit from equity release estate planning

  • Retail sale of automotive fuel in specialised stores in Padiham
  • Research and experimental development on social sciences and humanities St Mawes
  • Manufacture of pesticides and other agrochemical products Howden
  • Compulsory Social Security Activities Newbury
  • Manufacture and processing of other glass, including technical glassware Bacup
  • Manufacture of motor vehicles Seaton
  • Manufacture of electric lighting equipment Broadstairs and St Peters
  • Postal activities under universal service obligation Kirton-in-Lindsey
  • Manufacture of mattresses Pudsey
  • Licensed restaurants Hednesford
  • Technical testing and analysis Stonehouse
  • Wholesale of petroleum and petroleum products Rochdale
  • Regulation of and contribution to more efficient operation of businesses South Molton
  • Activities of extraterritorial organizations and bodies Bourne
  • Public order and safety activities Great Torrington
  • Weaving of textiles Wincanton
  • Manufacture of wooden containers Bishops Waltham
  • Other research and experimental development on natural sciences and engineering Brentwood
  • Licensed carriers Wells-next-the-Sea
  • Agents involved in the sale of food, beverages and tobacco in West Bromwich
  • Manufacture of wine from grape Filton
  • Technical and Vocational Secondary Education Stone
  • Manufacture of electric domestic appliances Knaresborough
  • Growing of citrus fruits Stony Stratford
  • Manufacture of pulp Ashford

 

 

Equity Release percentages of your current property value

The more elderly you are and the sicker you are, the more money you can release.

UK Lenders for Equity Release

  • Age Concern
  • More to Life
  • Age Concern

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

RIO Kensington Mortgage Company in 2025


Difficult-to-finance home types can include properties in poor condition. In these properties, multiple third parties live in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, crofted houses and properties with leased solar panels.

Popular retirement loan offerings include TSB mortgages for 60-year-olds, Barclays Bank mortgages for those over 70, Post Office later life interest-only mortgages, Legal and General mortgages for those over 70, and Nationwide pensioner mortgages.

Difficult-to-mortgage home variants can include complex roof structures, properties with externally applied insulation to the walls after construction, studio flats located within the M25, coach houses, i.e. freehold properties with garages beneath, and privately developed flats in blocks of three or four storeys without a lift.

Popular LTV percentages of Lloyds Bank mortgages for 60-year-olds, Barclays Bank equity release schemes for over 55’s, Post Office retirement mortgages over 70, L&G later life mortgages for over the 60s, Bank of Scotland retirement mortgages over 65 and Nationwide BS pensioner mortgages over 70s are 44.22%, 54.22% and 70%.

Tough-to-finance home titles include flats of less than 30 square metres in any location, properties with flying or creeping freehold, which comprises 14.22% or less of the total floor area, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Challenging to finance property titles can include high service charges, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties of non-standard construction, thatched buildings and missing planning permission or building regulations approval.

How much can I get?

You can borrow 64.22% of your property’s value. For example, if your home is valued at £260,000, you can get £169,000.

What percentage can be released?

  • 60% lump sum lifetime mortgages The Exeter Equity Release
  • 30% LTV home reversion schemes Beverley
  • 54.22% loan to value (LTV) home reversion plans Legal and General
  • 24.22% loan to value (LTV) lifetime mortgage with flexible drawdown cash release TSB – Intermediaries
RIO Age Restricted Properties in 2025



Hodge Lifetime Retirement Mortgages

One Family Retirement Mortgages

Just Retirement - Roll-Up Lifetime Mortgage

Pensioner Mortgage Properties Involved In Commercial Farming

Legal & General - Flexible Yellow

OneFamily joint lifetime mortgage

Just lifetime mortgage

more 2 life joint lifetime mortgage

OneFamily lifetime mortgage

Interest Only Lifetime Mortgages Properties Involved In Commercial Farming

Pure Retirement Ltd lifetime mortgage

Aviva lifetime mortgage

More2Life - Flexi Choice Lite

Legal & General Home Finance lifetime mortgage

Aviva lifetime mortgage with cashback

Aviva lifetime mortgage

Disadvantages of Equity Release Plans

Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact entitlements to state benefits. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.

  • Just Retirement Equity Release Plans
  • Nationwide Equity Release
  • Lloyds Bank Lifetime Mortgage
  • Aviva Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • L&G Legal & General Flexible Max Plus
  • Stonehaven Equity Release
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Liverpool Victoria LV Equity Release Plans
  • Nationwide Equity Release
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Plans
  • Aviva Lifetime Mortgages
  • Canada Life Lifetime Mortgages
  • More2Life Flexi Choice Drawdown Lite Plan
  • More to Life Flexi Choice Drawdown Lite Plan
  • Lloyds Bank Equity Release
  • Saga Equity Release Schemes
  • More 2 Life Capital Choice Plan

 

Areas of the UK where Lifetime Mortgages are routine

  • Sandiacre
  • Corbridge
  • Church Stretton
  • Morecambe
  • Oldbury
  • Horncastle
  • Ferryhill
  • Newton-le-Willows
  • Portishead and North Weston
  • Reading
  • Moreton-in-Marsh
  • East Retford
  • Beckenham
  • Kidderminster
  • Coulsdon
  • Bodmin
  • Alsager
  • Dartford
  • Deal