- Release tax-free equity from your farm property
- You don’t need to make regular monthly payments unless you want to
- Help your family with the money you release
- 4.14%
- Still have a few more mortgage payments to make? We can help with that
- Can help with tax planning
- All UK Postcodes areas are acceptable
- Properties which are made up of multiple titles are acceptable
If you don’t want a lifetime mortgage or equity release, and want a normal mortgage at 3.97% regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here
It is often found to encounter individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgages or lifetime mortgages with flexible drawdown cash release; however, More2Life, like AIG Life, are keen to see paperwork to show your situation in the form of bank statements.
Wealthy business owners who could benefit from equity release estate planning
- Retail sale of automotive fuel in specialised stores in Padiham
- Research and experimental development on social sciences and humanities St Mawes
- Manufacture of pesticides and other agrochemical products Howden
- Compulsory Social Security Activities Newbury
- Manufacture and processing of other glass, including technical glassware Bacup
- Manufacture of motor vehicles Seaton
- Manufacture of electric lighting equipment Broadstairs and St Peters
- Postal activities under universal service obligation Kirton-in-Lindsey
- Manufacture of mattresses Pudsey
- Licensed restaurants Hednesford
- Technical testing and analysis Stonehouse
- Wholesale of petroleum and petroleum products Rochdale
- Regulation of and contribution to more efficient operation of businesses South Molton
- Activities of extraterritorial organizations and bodies Bourne
- Public order and safety activities Great Torrington
- Weaving of textiles Wincanton
- Manufacture of wooden containers Bishops Waltham
- Other research and experimental development on natural sciences and engineering Brentwood
- Licensed carriers Wells-next-the-Sea
- Agents involved in the sale of food, beverages and tobacco in West Bromwich
- Manufacture of wine from grape Filton
- Technical and Vocational Secondary Education Stone
- Manufacture of electric domestic appliances Knaresborough
- Growing of citrus fruits Stony Stratford
- Manufacture of pulp Ashford
- Interest Only Lifetime Mortgages Precise Mortgages in 2025
- Kent Reliance
- Retirement Mortgage Freehold Held By Local Authority UK
- Bad Credit Mortgages For Tenants In Common UK
- Pensioner Mortgage Pepper Money in 2025
- Remortgage Bad Credit Manchester Building Society in 2025
- Interest Only Mortgage Bad Credit in 2025
- Remortgage Bad Credit Properties With A Steel Frame Bisf UK
- Pensioner Mortgage Properties Built Entirely Of Timber Or Timber Frame in 2025
- Interest Only Mortgage No Early Repayment Charges in 2025
- RIO Housing Association Or Social Housing in 2025
- RIO M&S Bank for 2025
- Remortgage Flats Within A Block Of 4-5 Storeys Or More No Lift in 2025
- Refinance Asbestos Sheet for 2025
- Bad Credit Mortgages Ex Local Authority Flats Or Maisonettes for 2025
- Interest Only Lifetime Mortgages No Credit Check-in 2025
- Equity Loan Equity Release Over 55 in 2025
- Home Equity Loan Cynergy Bank UK
- Equity Loan No Advisor Fee in 2025
- Refinance JPMorgan Chase Bank in 2025
- Interest Only Lifetime Mortgages Laing Easiform Homes UK
- Home Equity Loan Nedbank Private Wealth UK
- Interest Only Mortgage Bradford & Bingley Plc for 2025
- Interest Only Lifetime Mortgages Asbestos Sheet in 2025
- Bad Credit Mortgages Lendinvest for 2025
- Interest Only Mortgage Asbestos in 2025
- Interest Only Mortgage Prefabricated Concrete Houses for 2025
- Equity Loan Platform for 2025
- Remortgage Paragon for 2025
- Pensioner Mortgage Buckinghamshire Building Society for 2025
- Pensioner Mortgage Category C S Listing Scotland Listed in 2025
- Retirement Mortgage Habito for 2025
- Retirement Mortgage Age 41 UK
- Equity Loan Earl Shilton Building Society UK
- RIO Masthaven Bank UK
- Refinance Beverley Building Society UK
- Home Equity Loan Age 49 for 2025
- Remortgage Darlington Building Society in 2025
- Home Equity Loan Investec Bank UK
- RIO Bristol in 2025
- Remortgage Bad Credit Harpenden Building Society for 2025
- Interest Only Mortgage Newbury Building Society Mortgages for 2025
- Refinance Allied Irish Bank Aib in 2025
- Molo Finance
- RIO Hanley Mortgages for 2025
- Interest Only Mortgage Age 48 in 2025
- Home Equity Loan Bank Of Ireland for 2025
- Pensioner Mortgage Magellan Homeloans UK
- Remortgage Bad Credit No Broker Fee for 2025
- Pensioner Mortgage Bluestone Mortgages in 2025
- Equity Loan Foreign Nationals UK
- Refinance In House Under 55 for 2025
- Refinance Category A & B Listings Scotland Listed in 2025
- Equity Loan Properties With An Agricultural Tie for 2025
- Remortgage Bad Credit Properties Valued Less Than £70000 UK
- RIO Pensioners Over 65 UK
- Interest Only Mortgage Metro Bank for 2025
- Equity Loan Holmesdale Building Society in 2025
- Home Equity Loan In-Situ Cast Concrete Properties in 2025
- Home Equity Loan Hinckley And Rugby Building Society in 2025
- Remortgage Bad Credit Age 54 UK
- Refinance Barnsley Building Society for 2025
- Remortgage Keystone Property Finance in 2025
Equity Release percentages of your current property value
The more elderly you are and the sicker you are, the more money you can release.
UK Lenders for Equity Release
- Age Concern
- More to Life
- Age Concern
The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.
Difficult-to-finance home types can include properties in poor condition. In these properties, multiple third parties live in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, crofted houses and properties with leased solar panels.
Popular retirement loan offerings include TSB mortgages for 60-year-olds, Barclays Bank mortgages for those over 70, Post Office later life interest-only mortgages, Legal and General mortgages for those over 70, and Nationwide pensioner mortgages.
Difficult-to-mortgage home variants can include complex roof structures, properties with externally applied insulation to the walls after construction, studio flats located within the M25, coach houses, i.e. freehold properties with garages beneath, and privately developed flats in blocks of three or four storeys without a lift.
Popular LTV percentages of Lloyds Bank mortgages for 60-year-olds, Barclays Bank equity release schemes for over 55’s, Post Office retirement mortgages over 70, L&G later life mortgages for over the 60s, Bank of Scotland retirement mortgages over 65 and Nationwide BS pensioner mortgages over 70s are 44.22%, 54.22% and 70%.
Tough-to-finance home titles include flats of less than 30 square metres in any location, properties with flying or creeping freehold, which comprises 14.22% or less of the total floor area, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Challenging to finance property titles can include high service charges, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties of non-standard construction, thatched buildings and missing planning permission or building regulations approval.
How much can I get?
You can borrow 64.22% of your property’s value. For example, if your home is valued at £260,000, you can get £169,000.
What percentage can be released?
- 60% lump sum lifetime mortgages The Exeter Equity Release
- 30% LTV home reversion schemes Beverley
- 54.22% loan to value (LTV) home reversion plans Legal and General
- 24.22% loan to value (LTV) lifetime mortgage with flexible drawdown cash release TSB – Intermediaries
Hodge Lifetime Retirement Mortgages
One Family Retirement Mortgages
Pensioner Mortgage Properties Involved In Commercial Farming
Interest Only Lifetime Mortgages Properties Involved In Commercial Farming
Disadvantages of Equity Release Plans
Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact entitlements to state benefits. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.
- Just Retirement Equity Release Plans
- Nationwide Equity Release
- Lloyds Bank Lifetime Mortgage
- Aviva Lifetime Mortgage
- Just retirement equity release lifetime mortgages
- L&G Legal & General Flexible Max Plus
- Stonehaven Equity Release
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Hodge Lifetime Flexible Voluntary Repayment Plan
- Liverpool Victoria LV Equity Release Plans
- Nationwide Equity Release
- Royal Bank of Scotland Lifetime Mortgage
- Saga Equity Release Plans
- Aviva Lifetime Mortgages
- Canada Life Lifetime Mortgages
- More2Life Flexi Choice Drawdown Lite Plan
- More to Life Flexi Choice Drawdown Lite Plan
- Lloyds Bank Equity Release
- Saga Equity Release Schemes
- More 2 Life Capital Choice Plan
Areas of the UK where Lifetime Mortgages are routine
- Sandiacre
- Corbridge
- Church Stretton
- Morecambe
- Oldbury
- Horncastle
- Ferryhill
- Newton-le-Willows
- Portishead and North Weston
- Reading
- Moreton-in-Marsh
- East Retford
- Beckenham
- Kidderminster
- Coulsdon
- Bodmin
- Alsager
- Dartford
- Deal