Remove tax-free money from your property
No need to make regular monthly payments
Help your family to buy house
Are you still paying a mortgage? That’s fine we can help
Continue to live in your own home
Can help tax planning
No brokers fees charged
Pre-fabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

How much is it common to release from a home

54.22% home reversion plans LV Liverpool Victoria
60% LTV lifetime mortgage with flexible drawdown cash release Aviva
34.22% loan to value interest-only lifetime mortgages Pure Retirement
44.22% LTV monthly payment life time mortgage Foundation Home Loans
60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Together Money
30% LTV monthly payment equity release Coventry Building Society-Godiva

It is usual to discover people searching for monthly payment life time mortgage, monthly payment life time mortgage or monthly payment equity release, however, Key Retirement like LV Liverpool Victoria are keen to see paperwork to show your personal circumstances in the form of investment statements.

Areas in the UK where retirement mortgages are routine

Leigh
Market Harborough
Telscombe
Ledbury
Maltby
Ilkeston
Wolsingham
Ilkley
Tenterden
Ipswich
Wareham
Boroughbridge
Brighouse
Stevenage
Highworth
Billericay
Filton

What percentage can be released?

The more aged you are and the sicker you are the more tax free money you can release.

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Crown

More2Life Lifetime Mortgages

One Family Mortgages

Just Lifetime Mortgages

LV Retirement Mortgages

Small business owners detail likely with equity to release

Manufacture of paper stationery Sandhurst
Mining of uranium and thorium ores Ramsey
Publishing of newspapers Alford
Motion picture, video and television programme post-production activities Crowborough
Manufacture of other general-purpose machinery n e c Edgware
Retail sale of clothing in specialised stores Beaminster
Manufacture of women’s underwear Stotfold
Retail sale of hardware, paints and glass in specialised stores Hebden Royd
Manufacture of dyes and pigments Wadhurst
Manufacture of non-electric domestic appliances Great Yarmouth
Non-scheduled passenger air transport Letchworth Garden City
Wholesale of waste and scrap Halesowen
Manufacture of plastic plates, sheets, tubes and profiles Modbury
Management of real estate on a fee or contract basis Kidsgrove
Agents involved in the sale of furniture, household goods, hardware and ironmongery Dunwich
Retail sale of watches and jewellery in specialised stores Brandon
Manufacture of beer Northleach with Eastington
Manufacture of taps and valves Cheadle
Marine aquaculture South Molton
Manufacture of veneer sheets and wood-based panels Dursley
Web portals Woodbridge
Quarrying of ornamental and building stone, limestone, gypsum, chalk and slate Moretonhampstead
Manufacture of photographic and cinematographic equipment Boroughbridge
Electrical installation Bottesford
Manufacture of metal forming machinery Swanscombe and Greenhithe

Retirement Mortgage Equity Release Over 55 for 2025

Interest Only Mortgage Metro Bank for 2025

Retirement Mortgage Mansfield Building Society Interest Rates in 2025

Properties Involved In Commercial Farming

Retirement Mortgage Properties With An Agricultural Tie in 2025

RIO Manchester Building Society for 2025

Equity Loan Dudley Building Society in 2025

Equity Loan Pitched Roofs Of Asbestoscement Tiles in 2025

Pensioner Mortgage Direct Lender

Pure Retirement - Classic Super Lite Plan

Legal & General Home Finance lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Equity Release UK Providers

Just Retirement
More to Life
Sunlife Plans

Downsides of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Home reversion schemes may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Interest Only Lifetime Mortgages Direct Lender

More 2 Life Capital Choice Plus Plan
Canada Life Lifestyle Gold Flexi
L&G Legal & General Premier Flexible Lifetime Mortgage
Nationwide Equity Release
HSBC Equity Release Schemes
Saga Lifetime Mortgage
Just retirement equity release key features
Liverpool Victoria LV Equity Release
NatWest Equity Release Schemes
Royal Bank of Scotland Lifetime Mortgage
Saga Equity Release Plans
Canada Life Interest Select Gold Flexi
Hodge Lifetime Flexible Drawdown Plan
More 2 Life Capital Choice Plan
Hodge Lifetime Flexible Voluntary Repayment Plan
L&G Legal & General Flexi Max Voluntary Repayment Plan
Royal Bank of Scotland Equity Release Schemes

Difficult to finance home variants include properties in the course of construction or pre-construction, properties where the ownership is set up on a tenancy in common basis, right to buy – properties in Scotland, leasehold properties (with the exception of flats and maisonettes) and freehold flats (England, Wales, Northern Ireland).

Common pensioner mortgage products are TSB interest only lifetime mortgages, Barclays Bank lifetime mortgages, Halifax remortgages for people over 50 years old, L&G later life borrowing schemes and Nationwide Building Society help to buy for over 60s.

Difficult to mortgage home variants include difficult roof structures, properties with spray foam insulation applied to the underside of the roof, studio flats located within the M25, freehold/feuhold flats (Scotland only) and privately developed flats in blocks of three or four storeys without a lift.

Some of the most common loan to value ratios of TSB remortgages for people over 50 years old, HSBC later life interest only mortgages over 70, NatWest over 60 mortgages, Legal & General retirement mortgagesover 65, RBS lifetime mortgages for over 60s and Nationwide BS over 60 mortgages are 40%, 60% and 64.22%.

Tough to mortgage home variants can include flats of less than 30 square metres in any location, properties with flying or creeping freehold which comprises 14.22% or less of the total floor area, properties with more than one annexe or self-contained part of the property, properties with mobile phone masts which are not within influencing distance of the house and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Challenging to finance home titles can include properties will be assessed for flood risk, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, property is uninhabitable, mundic homes and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much cash can I release?

You can get 60% of your home’s value. For example, if your house is valued at £330,000 you can release £231,000.

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