Remove tax-free equity from your property.
You don’t need to make regular monthly payments
Use the money to keep another family member away from a high LTV mortgage
Are you still paying a mortgage? No problems
Continue to stay in your home for as long as you like
It can be used to help with tax planning.
All parts of the UK are acceptable, including Northern Ireland.
Properties which are made up of multiple titles are acceptable

If you don’t want a lifetime mortgage or equity release and just want a normal mortgage at 3.97% regardless of your age, please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold and if the resident is an owner-occupier.

Areas where equity release is common

Coalville
Exmouth
Hailsham
Grantham
Keighley
Prudhoe
Bishops Waltham
Hednesford
Soham
Felixstowe
Maghull
Thorne
Wells-next-the-Sea
Dunwich
Wilton
Hastings
Heathfield
Royal Wootton Bassett
Rawtenstall
Morley
South Brent
West Bromwich

Downsides of Lifetime Mortgages and Masthaven Mortgages

A lifetime mortgage with flexible drawdown cash release can reduce your estate value. Lump sum lifetime mortgages may impact ability to get state benefits. You may need to pay a valuation fee; some products expose you to changes in interest rates.

Hard-to-finance property types include properties in the course of construction or pre-construction, age-restricted properties, leasehold properties where the lease length is currently unacceptable, properties with unregistered titles subject to these being registered as part of the legal process and properties owned under any form of shared equity scheme.

Many of the most appealing pensioner loan products include Lloyds Bank interest only mortgages for over 65 year olds, Barclays Bank retirement mortgages, Halifax mortgages for over 50 year olds, Legal and General interest only mortgages for over 60s near London and Nationwide mortgages over 65.

Difficult-to-mortgage property types can include timber-framed properties built before 1920, timber-framed properties built between 1920 and 1965, properties with a minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift and basement or lower ground floor flats without level access to private or communal garden space.

Some of the most popular loan-to-value percentage ratios of Lloyds Bank interest only mortgages for over 60s, Barclays pensioner mortgages over 70s, NatWest interest-only lifetime mortgages for people over 60, Legal & General later life mortgages for over 60s, Royal Bank of Scotland pensioner mortgages over 55 and Nationwide pensioner mortgages over 55 are 45%, 60% and 65%.

Challenging to mortgage home titles include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties where Japanese Knotweed is present.

Challenging to finance property variants can include properties built on contaminated land, properties without a kitchen or bathroom, properties of non-standard construction, corrugated iron construction and properties that has never been registered with the land registry.

Equity release loan to value?

You can achieve 60% of your home’s valuation. For example, if your house is worth £210,000, you can borrow £147,000.

Masthaven finance
Nationwide Equity Release Plans
More to Life Capital Choice Plus Plan
Saga home reversion schemes
Age Partnership Interest Only Lifetime Mortgage
More2Life Tailored Choice Plan
Just retirement equity release lifetime mortgages
Liverpool Victoria LV= Flexible Lifetime Mortgage
TSB Equity Release Plans
Royal Bank of Scotland Equity Release Schemes
Age Partnership Equity Release
Liverpool Victoria LV Equity Release Plans
TSB Lifetime Interest Only Mortgage
Saga Lifetime Mortgage
Hodge Lifetime Flexible Drawdown Plan
L&G Legal & General Flexible Max Scheme
More to Life Tailored Choice Plan
Stonehaven Equity Release Plan
Saga home reversion plan
More 2 Life Capital Choice Plus Plan

Equity Release Providers – Masthaven Bank

Key Retirement
New Life
Bower
Aegon

Pensioner Mortgage Masthaven Bank

Interest Only Lifetime Mortgages Masthaven Bank

Pure Retirement - Classic Super Lite Plan

Refinance Non Standard Construction in 2024

Interest Only Lifetime Mortgages Darlington Building Society UK

It is very regular to discover individuals seeking out home reversion schemes, lump sum life time mortgages or home reversion schemes, however, Lifetime Mortgage from L&G like Zurich are keen to see paperwork to show your personal circumstances in the form of pension statements.

Successful business owners who could benefit from equity release estate planning

Manufacture of tobacco products Ludgershall
Other telecommunications activities Medlar-with-Wesham
Activities of investment trust Kingsteignton
Wholesale of electronic and telecommunications equipment and parts Maryport
Advertising agencies Halifax
Architectural activities Caistor
Undifferentiated service-producing activities of private households for own use Syston
Wholesale of other intermediate products Halstead
Real estate agencies Hedon
Non-life reinsurance Holbeach
Manufacture of ice cream Cleobury Mortimer
Driving school activities Kenilworth
Reproduction of video recording Newark-on-Trent
Public relations and communications activities Chipping Sodbury
Activities of insurance agents and brokers Preesall
Wholesale of other office machinery and equipment Thornaby-on-Tees
Support activities for petroleum and natural gas extraction Redhill
Manufacture of other transport equipment n e c Kingston-upon-Thames
Manufacture of steam generators, except central heating hot water boilers East Retford
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store in Northam
Raising of camels and camelids Westbury
Manufacture of pesticides and other agrochemical products Mitcheldean
Manufacture of electronic measuring, testing, etc equipment, not for industrial process control Warminster
Logging Dorchester
Wholesale of petroleum and petroleum products Alcester
Growing of spices, aromatic, drug and pharmaceutical crops Haslemere
Other activities of employment placement agencies Swaffham

Pensioner Mortgage Leeds And Holbeck Building Society in 2024

Equity Loan Belfast Northern Ireland in 2024

How much is it expected to release from a home

50% home reversion plans Old Mutual Wealth
45% loan to value (LTV) interest-only lifetime mortgages Stepchange
40% loan to value (LTV) lifetime mortgage with flexible drawdown cash release West One
30% loan to value lumpsum lifetime mortgages Penrith
60% loan to value (LTV) lumpsum lifetime mortgages Key Solutions
40% loan to value (LTV) home reversion plans Shawbrook
30% loan to value lump sum lifetime mortgages Norton Home Loans

How much is it common to release from a home

The more elderly you are and the the more illnesses you have you are the more cash you can release.

Crown Lifetime Mortgages

Legal and General

More2Life Drawdown Lifetime Mortgages

Legal and General Lifetime Mortgages

Does Masthaven Bank do mortgages up to 85?

Yes, Masthaven Bank do mortgages up to 85 at 1.82% MER. Masthaven Bank mortgages up to 85 have an LTV of 70%.

Does Masthaven Bank offer later-life lending to those Under 55?

Yes, Masthaven Bank later life lending Under 55 is 2.06% MER.

Does Masthaven Bank offer mortgages over 70?

Yes, Masthaven Bank mortgages over 70 are 2.13% MER.

Does Masthaven Bank do mortgages over 75?

Yes, Masthaven Bank mortgages over 75 are 2.22% MER.

Does Masthaven Bank do later life lending?

Yes, Masthaven Bank’s later-life lending is 1.89% APRC.

What are Masthaven Bank’s interest rates for retirement mortgages?

Masthaven Bank rates for retirement mortgages are 2.02% APRC.

Does Masthaven Bank have excellent reviews for pensioner mortgages?

Yes, Masthaven Bank reviews are tiptop for pensioner mortgages.

Does the Masthaven Bank Rio mortgage calculator show the loan to value?

Yes, the Masthaven Bank RIO mortgage calculator shows an excellent loan to value of 65%.

Does a Masthaven Bank retirement interest only mortgage advisor charge a substantial fee?

No, Masthaven Bank retirement interest-only mortgage advisors are free.

Does Masthaven Bank offer mortgages over 60?

Yes, Masthaven Bank mortgages over 60 are 2.1% APRC.

Does Masthaven Bank offer mortgages over 55?

Yes, Masthaven Bank mortgages over 55 are 2.12% APR.

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