Lifetime Mortgage Molo Finance

Retirement Mortgage Molo Finance
  • Remove tax-free money from your house
  • You don’t need to make regular monthly payments
  • Use the money for a holiday
  • Are you still paying a mortgage? We can help with that
  • No broker fee added on
  • All UK Postcodes areas are acceptable
  • Pre-fabricated property titles are OK

If you don’t want a lifetime mortgage or equity release and want a regular mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You


Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

molo finance
pensioner mortgages interest only
interest only mortgage rates
Under 55
molo uk pensioner mortgages
Over 60
lifetime mortgage
Over 60
Under 55
lifetime mortgage interest only
pensioner mortgages interest only
Over 55
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Over 55
Over 55

Difficult-to-finance home variants include properties currently undergoing substantial alterations, extensions or repairs, properties where multiple third parties are living in an annexe, right to buy – properties in Scotland, leasehold properties (except flats and maisonettes) and properties with leased solar panels.

Some of the most popular pensioner mortgage products include Lloyds Bank RIO mortgages, HSBC interest-only mortgages for over 65-year-olds, NatWest interest-only mortgages for over 60s near London, Legal and General mortgages for people over 50 and Nationwide Building Society interest-only mortgages for over 60s.

Hard-to-mortgage property variants include eco houses and modern methods of construction, timber framed properties built between 1920 and 1965, privately developed flats, a maximum of four storeys with a lift, studio flats outside the M25 and privately developed flats in blocks of three or four storeys without a lift.

Some of the most common loan-to-value percentages of Lloyds Bank mortgages for over 60s, Barclays Bank interest-only mortgages for people over 60, Halifax equity release plans for people over 60, Legal & General mortgages for over 50-year-olds, RBS mortgages for people over 50 and Nationwide Building Society RIO mortgages over 75 are 40%, 60% and 70%.

Challenging to finance property variants include properties built or converted into dwellings more than ten years ago, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/towers, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough-to-mortgage property titles include properties built on contaminated land, properties with any kind of structural defect, damp, dry or wet rot, properties of non-standard construction, corrugated iron construction and missing planning permission or building regulations approval.

How much cash can I borrow?

You can borrow 70% of your home’s valuation. As an example, if your house is valued at £240,000 you can borrow £144,000.

Over 60
Over 55

Towns in the UK where retirement mortgages are routine

  • Brigg
  • Oakengates
  • Blackrod
  • Grange-over-Sands
  • Brightlingsea
  • New Alresford
  • Tynemouth
  • Haslemere
  • Whitehill
  • Northwich
  • Brighouse
  • Royal Tunbridge Wells
  • Cromer
  • Pershore
  • Fairford
  • Blackwater and Hawley
Refinance Age 41 for 2024

Equity Release LTV Percentages

The older you are and the more serious your illnesses you are the more money you can release.

Crown Lifetime Mortgages

Hodge Lifetime Equity Release

More2Life Lifetime Mortgages

LV

Pensioner Mortgage Molo Finance

Pure Retirement Mortgages

LV= Flexible Lifetime Mortgage
Aviva - Lifestyle Flexible Option
Pure Retirement Ltd lifetime mortgage
more 2 life joint lifetime mortgage
Canada LIfe - Interest Select Gold Flexi

Interest Only Lifetime Mortgages Molo Finance

More2Life - Tailored Choice Plan

Retired business owners that may be interested in lifetime mortgages

  • Support activities for other mining and quarrying Walsall
  • Machining Ilkeston
  • Activities of households as employers of domestic personnel Stowmarket
  • Processing and preserving of meat West Malling
  • Trade of electricity Oakengates
  • Fund management activities Grimsby
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Nantwich
  • Other sports activities Millom
  • Central banking Bakewell
  • Construction of roads and motorways Harworth and Bircotes
  • Raising of camels and camelids Bootle
  • Manufacture of essential oils Emsworth
  • Computer facilities management activities Thornbury
  • Manufacture of other parts and accessories for motor vehicles Glossop
  • Manufacture of office machinery and equipment except computers and peripheral equipment Southend-on-Sea
  • Defence activities Bruton
  • Manufacture of locks and hinges Normanton
  • Mineral oil refining Hythe
  • Extraction of salt Shirebrook
  • Renting and leasing of other machinery, equipment and tangible goods n e c Bexley
  • Manufacture of bodies coachwork for motor vehicles except caravans Pocklington
  • Licensed clubs Alston
  • Other reservation service activities n e c Christchurch
  • Aviva Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • Lloyds Bank Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Saga Equity Release Schemes
  • More to Life Capital Choice Plan
  • Pure Retirement Equity Release
  • More2Life Flexi Choice Drawdown Lite Plan
  • Canada Life Voluntary Select Gold Flexi
  • Stonehaven Equity Release Scheme
  • Nationwide Equity Release Schemes
  • TSB Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Plans

Equity Release LTV

  • 50% home reversion schemes VitalityLife Equity Release
  • 35% loan to value monthly payment life time mortgage New Life
  • 35% loan to value (LTV) home reversion schemes Foundation Home Loans
  • 60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Age Partnership
  • 45% loan to value monthly payment life time mortgage One Family
  • 30% LTV lumpsum lifetime mortgages Landbay

Drawbacks of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Home Equity Loan Move Provider UK

It’s often found to encounter people looking for home reversion schemes, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like Zurich are keen to see paperwork to show your personal circumstances in the form of pension statements.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Equity Release Lenders

  • Age Concern
  • Stonehaven Mortgage
  • Age Concern

Do Molo Finance do mortgages up to 85?

Yes, Molo Finance does mortgages up to 85 at 2.2% APRC. Molo Finance mortgages up to 85 have a LTV of 70%.

Does Molo Finance offer later life lending to Under 55?

Yes, Molo Finance later life lending Under 55 is 2.3% APRC.

Do Molo Finance do mortgages over 70?

Yes, Molo Finance mortgages over 70 are 1.92% APRC.

Does Molo Finance do mortgages over 75?

Yes, Molo Finance mortgages over 75 are 2.09% APR.

Does Molo Finance do later life lending?

Yes, Molo Finance later life lending is 1.92% APR.

What are the current Molo Finance interest rates for retirement mortgages?

Molo Finance rates for retirement mortgages are 1.81% APRC.

Do Molo Finance have excellent reviews for pensioner mortgages?

Yes, Molo Finance reviews are superb for pensioner mortgages.

Does the Molo Finance rio mortgage calculator show the LTV?

Yes, the Molo Finance RIO mortgage calculator shows a excellent LTV of 60%.

Does a Molo Finance retirement interest only mortgage advisor charge a big fee?

No, Molo Finance retirement interest only mortgage advisors are free.

Do Molo Finance do mortgages over 60?

Yes, Molo Finance mortgages over 60 are 2.03% APR.

Do Molo Finance do mortgages over 55?

Yes, Molo Finance mortgages over 55 are 2.15% APR.