Retirement Mortgage Molo Finance

Remove tax-free money from your house
You don’t need to make regular monthly payments
Use the money for a holiday
Are you still paying a mortgage? We can help with that
No brokers fee added on
All UK Postcodes areas are acceptable
Pre-fabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Difficult to finance home variants include properties currently undergoing substantial alterations, extensions or repairs, properties where multiple third parties are living in an annexe, right to buy – properties in Scotland, leasehold properties (with the exception of flats and maisonettes) and properties with leased solar panels.

Some of the most popular pensioner mortgage products include Lloyds Bank RIO mortgages, HSBC interest only mortgages for over 65 year olds, NatWest interest only mortgages for over 60s near London, Legal and General mortgages for people over 50 and Nationwide Building Society interest only mortgages for over 60s.

Hard to mortgage property variants include eco houses and modern methods of construction, timber framed properties built between 1920 and 1965, privately developed flats, maximum four storeys with a lift, studio flats outside the M25 and privately developed flats in blocks of three or four storeys without a lift.

Some of the most common loan to value percentages of Lloyds Bank mortgages for over 60s, Barclays Bank interest only mortgages for people over 60, Halifax equity release plans for people over 60, Legal & General mortgages for over 50 year olds, RBS mortgages for people over 50 and Nationwide Building Society RIO mortgages over 75 are 40%, 60% and 70%.

Challenging to finance property variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough to mortgage property titles include properties built on contaminated land, properties with any kind of structural defect, damp, dry or wet rot, properties of non-standard construction, corrugated iron construction and missing planning permission or building regulations approval.

How much cash can I borrow?

You can borrow 70% of your home’s valuation. As an example, if your house is valued at £240,000 you can borrow £144,000.

Towns in the UK where retirement mortgages are routine

Brigg
Oakengates
Blackrod
Grange-over-Sands
Brightlingsea
New Alresford
Tynemouth
Haslemere
Whitehill
Northwich
Brighouse
Royal Tunbridge Wells
Cromer
Pershore
Fairford
Blackwater and Hawley

Equity Release LTV Percentages

The older you are and the more serious your illnesses you are the more money you can release.

Crown Lifetime Mortgages

Hodge Lifetime Equity Release

More2Life Lifetime Mortgages

Pensioner Mortgage Molo Finance

Pure Retirement Mortgages

Interest Only Lifetime Mortgages Molo Finance

Retired business owners that may be interested in lifetime mortgages

Support activities for other mining and quarrying Walsall
Machining Ilkeston
Activities of households as employers of domestic personnel Stowmarket
Processing and preserving of meat West Malling
Trade of electricity Oakengates
Fund management activities Grimsby
Manufacture of electrical and electronic equipment for motor vehicles and their engines Nantwich
Other sports activities Millom
Central banking Bakewell
Construction of roads and motorways Harworth and Bircotes
Raising of camels and camelids Bootle
Manufacture of essential oils Emsworth
Computer facilities management activities Thornbury
Manufacture of other parts and accessories for motor vehicles Glossop
Manufacture of office machinery and equipment except computers and peripheral equipment Southend-on-Sea
Defence activities Bruton
Manufacture of locks and hinges Normanton
Mineral oil refining Hythe
Extraction of salt Shirebrook
Renting and leasing of other machinery, equipment and tangible goods n e c Bexley
Manufacture of bodies coachwork for motor vehicles except caravans Pocklington
Licensed clubs Alston
Other reservation service activities n e c Christchurch

Aviva Lifetime Mortgage
Just retirement equity release lifetime mortgages
Lloyds Bank Lifetime Mortgage
Royal Bank of Scotland Equity Release Plans
Saga Equity Release Schemes
More to Life Capital Choice Plan
Pure Retirement Equity Release
More2Life Flexi Choice Drawdown Lite Plan
Canada Life Voluntary Select Gold Flexi
Stonehaven Equity Release Scheme
Nationwide Equity Release Schemes
TSB Equity Release Plans
L&G Legal & General Flexible Plus Lifetime Mortgage
Pure Retirement Classic Voluntary Payment Super Lite
Stonehaven Interest Only Lifetime Mortgage
Nationwide Equity Release Schemes
TSB Lifetime Interest Only Mortgage
Saga home reversion schemes
Age Partnership Equity Release Plans

Equity Release LTV

50% home reversion schemes VitalityLife Equity Release
35% loan to value monthly payment life time mortgage New Life
35% loan to value (LTV) home reversion schemes Foundation Home Loans
60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Age Partnership
45% loan to value monthly payment life time mortgage One Family
30% LTV lumpsum lifetime mortgages Landbay

Drawbacks of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

It’s often found to encounter people looking for home reversion schemes, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like Zurich are keen to see paperwork to show your personal circumstances in the form of pension statements.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Equity Release Lenders

Age Concern
Stonehaven Mortgage
Age Concern

Do Molo Finance do mortgages up to 85?

Yes, Molo Finance does mortgages up to 85 at 2.2% APRC. Molo Finance mortgages up to 85 have a LTV of 70%.

Does Molo Finance offer later life lending to Under 55?

Yes, Molo Finance later life lending Under 55 is 2.3% APRC.

Do Molo Finance do mortgages over 70?

Yes, Molo Finance mortgages over 70 are 1.92% APRC.

Does Molo Finance do mortgages over 75?

Yes, Molo Finance mortgages over 75 are 2.09% APR.

Does Molo Finance do later life lending?

Yes, Molo Finance later life lending is 1.92% APR.

What are the current Molo Finance interest rates for retirement mortgages?

Molo Finance rates for retirement mortgages are 1.81% APRC.

Do Molo Finance have excellent reviews for pensioner mortgages?

Yes, Molo Finance reviews are superb for pensioner mortgages.

Does the Molo Finance rio mortgage calculator show the LTV?

Yes, the Molo Finance RIO mortgage calculator shows a excellent LTV of 60%.

Does a Molo Finance retirement interest only mortgage advisor charge a big fee?

No, Molo Finance retirement interest only mortgage advisors are free.

Do Molo Finance do mortgages over 60?

Yes, Molo Finance mortgages over 60 are 2.03% APR.

Do Molo Finance do mortgages over 55?

Yes, Molo Finance mortgages over 55 are 2.15% APR.

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