Lifetime Mortgage Age 40

Retirement Mortgage Age 40

  • Release cash from your home
  • No regular monthly payments
  • Help a family member buy their own home with a modest mortgage
  • Still have a mortgage? We can help with that
  • Continue to live in your own home for as long as you like

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

equity release
pensioner mortgages
retirement mortgages interest only
retirement mortgages interest only

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

reverse mortgage
pensioner mortgages
lifetime mortgage
Over 55
Its usual to discover individuals seeking out monthly payment life time mortgage, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Key Solutions like Old Mutual Wealth are keen to see paperwork to show your personal situation in the form of bank statements.

Areas of the UK where Lifetime Mortgages are routine

  • Penkridge
  • Bridgwater
  • Wareham
  • Hetton
  • Seaford
  • Denholme
  • Penistone
  • New Alresford
  • Hounslow
  • Crosby
  • Rayleigh
  • Uxbridge
  • Poynton-with-Worth
  • North Walsham
  • Burnham-on-Crouch
  • Wickham
  • Kirkby-in-Ashfield
  • Tonbridge
  • West Bromwich


Pensioner Mortgage Age 40


Downsides of Home Reversion Plans

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Home reversion plans may impact entitlements to state benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

  • Canada Life Lifestyle Lite Flexi
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • HSBC Equity Release Plans
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Nationwide Equity Release Schemes
  • TSB Equity Release Schemes
  • HSBC Interest Only Lifetime Mortgage
  • TSB Equity Release Plans
  • Saga Lifetime Mortgage


Equity Release LTV

  • 55% lump sum lifetime mortgages LV Liverpool Victoria
  • 45% loan to value home reversion schemes Saga
  • 35% loan to value (LTV) interest-only lifetime mortgages 1st Stop Home Loans
  • 25% loan to value monthly payment lifetime mortgage Magellan Homeloans
  • 35% loan to value monthly payment equity release Pure Retirement

Interest Only Lifetime Mortgages Age 40

Interest Only Mortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2021

Pure Retirement

Hodge Lifetime

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

LV= Flexible Lifetime Mortgage

Pure Retirement - Classic Lite

Pure Retirement Ltd joint lifetime mortgage

More2Life - Capital Choice Plan

Just lifetime mortgage

Legal & General Home Finance lifetime mortgage

LV= Lump Sum+ Lifetime Mortgage

OneFamily lifetime mortgage

Equity Release Scheme Providers

  • the Telegraph
  • Step Change
  • Key Retirement
  • New Life


Examples of retired small business owners likely to have equity to release

  • Manufacture of men’s underwear Hyde
  • Repair and maintenance of aircraft and spacecraft Woodstock
  • Other education n e c Loftus
  • Other non-ferrous metal production Luton
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Caistor
  • Activities of extraterritorial organizations and bodies Ilminster
  • Repair of consumer electronics Salcombe
  • Extraction of crude petroleum Cheadle
  • Security and commodity contracts dealing activities St Just-in-Penwith
  • First-degree level higher education Swaffham
  • Other construction installation Rayleigh
  • Other manufacturing n e c Bushey
  • Translation and interpretation activities Walton-on-Thames
  • Renting and leasing of other personal and household goods Canvey Island
  • Manufacture of ceramic sanitary fixtures Haxby
  • Activities auxiliary to financial intermediation n e c Ponteland
  • Motion picture distribution activities South Molton
  • Distribution of gaseous fuels through mains Minchinhampton
  • Inland passenger water transport Northam
  • Construction of utility projects for fluids Alton
  • Other software publishing Stonehouse


Equity Release Loan To Value

The more aged you are and the unhealthier you are the more money you can release.

Remortgage Bad Credit For Tenants In Common in 2021