Retirement Mortgage Properties Purchased Through A Right To Buy Scheme

Remove tax-free money from your property
No monthly repayments
Still, have some mortgage outstanding? No problems
Stay living in your property.
4.38%

If you don’t want a lifetime mortgage or equity release and want a regular mortgage at 3.97% regardless of your age, please Click Here

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Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
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Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Canada Life Equity Release Plans
More2Life Capital Choice Plan
Pure Retirement Lifetime Mortgage
Nationwide Equity Release
Age Partnership Equity Release Schemes
Bridgewater Lifetime Mortgage
Hodge Lifetime Flexible Voluntary Repayment Plan
Just Retirement Equity Release Plans
Pure Retirement Lifetime Mortgage
Royal Bank of Scotland Interest Only Lifetime Mortgage
Canada Life Equity Release Schemes
Just Retirement Drawdown Lifetime Mortgage
Liverpool Victoria LV Equity Release Schemes
Royal Bank of Scotland Equity Release Schemes
Bridgewater Equity Release Plans
Hodge Lifetime Flexible Voluntary Repayment Plan
Nationwide Equity Release Plans

Wealthy business owners who could benefit from equity release tax planning

Gambling and betting activities in South Elmsall
Manufacture of brooms and brushes Doncaster
Manufacture of perfumes and toilet preparations Folkestone
Wholesale of petroleum and petroleum products Grange-over-Sands
Activities of mortgage finance companies Corsham
Renting and leasing of media entertainment equipment Alnwick
Technical testing and analysis Wisbech
Television programme distribution activities Woodstock
Other retail sale in non-specialised stores Norton-on-Derwent
Security and commodity contracts dealing activities Biddulph
Wholesale of live animals Thirsk
Wholesale of flowers and plants in South Molton
Manufacture of cocoa and chocolate confectionery Frodsham
Manufacture of electricity distribution and control apparatus Barnoldswick
Buying and selling of own real estate North Hykeham
Activities of open-ended investment companies Elland
Mining of uranium and thorium ores Masham
Retail sales in non-specialised stores with food, beverages or tobacco predominating Dewsbury
Manufacture of wiring devices in Portland
Operation of rail freight terminals Royston
Collection of non-hazardous waste Newport
Sea and coastal freight water transport Bordon
Wireless telecommunications activities Dawley
Manufacture of cutlery Chorley
Renting and leasing of freight air transport equipment Ongar
Manufacture of other tanks, reservoirs and containers of metal Maltby
Packaging activities Minchinhampton
Undifferentiated goods-producing activities of private households for own use Stalham

Drawbacks of Home Reversion Plans

Monthly payments and a lifetime mortgage can reduce the inheritance for your family. The monthly payments for a lifetime mortgage may impact entitlements to benefits. You may need to pay a broker’s fee, and some products expose you to changes in interest rates.

Retirement Mortgage Properties Valued Less Than £70000 UK

Retirement Mortgage Kent Reliance in 2025

Hodge Lifetime Drawdown Lifetime Mortgages

More2Life Equity Release

Hodge Lifetime Retirement Mortgages

Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are, the more tax-free money you can release.

Equity Release UK Providers

More2Life
Santander
Just Retirement
More to Life
AIG Life

Difficult-to-mortgage property types include properties currently undergoing substantial alterations, extensions or repairs, properties where multiple third parties are living in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process and freehold flats (England, Wales, Northern Ireland).

Popular pensioner mortgage products are Lloyds retirement mortgages, HSBC interest-only lifetime mortgages, Halifax mortgages for over 65, L&G equity release schemes and Nationwide BS interest-only mortgages for over 60s.

Difficult-to-mortgage home variants include prefabricated reinforced concrete (PRC), properties with externally applied insulation to the walls after construction, properties with a minimum floor area of 30 square metres, freehold/freehold flats (Scotland only), and flats above or adjacent to commercial premises.

Some of the most popular loans to values of Lloyds over 60 lifetime mortgages, HSBC later life mortgages for over 70s, Post Office over 60 lifetime mortgages no fees, L&G pensioner mortgages over 70s, RBS later life borrowing schemes over 55, and Nationwide Building Society interest-only mortgages for over 60s are 44.22%, 60%, and 64.22%.

Tough-to-mortgage property titles include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, use of the land and any outbuildings for a small amount of personal, commercial use., properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties in coastal areas that may be affected by erosion.

Tough-to-mortgage home variants include properties that will be assessed for flood risk, properties with high service charges—where the Service Charge per annum at the time of application is more than 2% of the property value—properties of non-standard construction, asbestos construction, and properties that have never been registered with the land registry.

How much cash can I get?

You can borrow 60% of your property’s valuation. For example, if your house is valued at £260,000, you can borrow £156,000.

It’s very common to find individuals searching for lumpsum lifetime mortgages, lump sum lifetime mortgages, or interest-only lifetime mortgages. However, Lifetime Mortgages from L&G, like Zurich, are keen to see evidence of your situation in bank statements.

Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme

Interest Only Lifetime Mortgages Properties Purchased Through A Right To Buy Scheme

Canada Life Home Finance lifetime mortgage for properties in Scotland

How much is it common to release from a home

50% monthly payment lifetime mortgage VitalityLife Equity Release
44.22% loan to value (LTV) monthly payment equity release Liverpool Victoria
60% loan to value monthly payment equity release Just Retirement
44.22% loan to value (LTV) home reversion schemes Optimum Credit

Areas of the UK where equity release is routine

Woburn Sands
Liskeard
Grange-over-Sands
Stowmarket
Bradford-on-Avon
Tenterden
Framlingham
Wilmslow
Bebington
Aldershot
Polegate
Haslemere
Cleckheaton

Interest Only Mortgage Ahli United Bank UK

Home Equity Loan Clydesdale Bank for 2025

The lender will want to know if the property is a semi-detached freehold house or a leasehold flat with a share of freehold and if the resident is an owner-occupier primary residence.

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