Retirement Mortgage Ge Money Home Lending Ltd

Remove tax-free money from your house
No regular monthly repayments
Use the money to pay off credit cards and loans
Are you still paying a mortgage? That’s fine, we can help
No broker fee
4.64%
All UK postcode areas are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 4.64% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 4.64% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

It’s very regular to find individuals searching for lifetime mortgage with flexible drawdown cash release, lump sum lifetime mortgages or lifetime mortgage with flexible drawdown cash release; however, Key Retirement, like VitalityLife Equity Release, are keen to see proof of your situation in the form of investment statements.

Difficult-to-mortgage home variants can include homes requiring essential repairs, properties where multiple third parties are living in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process and properties with single skin brickwork.

Popular retirement loan offerings are TSB later-life mortgages, Barclays later-life interest-only mortgages over 70, Halifax mortgages for pensioners, Legal and General interest-only lifetime mortgages and Nationwide later-life mortgages.

Difficult-to-mortgage home variants include complex roof structures, properties with pre-1945 asbestos or similar composition roof tiles, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and flats above or adjacent to commercial premises.

Popular LTV percentages of Lloyds mortgages for people 60 plus, HSBC later-life mortgages for over 60s, Post Office interest-only mortgages for over 60s, Legal and General later-life interest-only mortgages over 60, Bank of Scotland interest-only mortgages for over 60s near London and Nationwide BS retirement mortgages over 70 are 45%, 60% and 70%.

Challenging to mortgage home titles include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.

Challenging to mortgage home variants can include properties that will be assessed for flood risk, properties without a kitchen or bathroom, the property is uninhabitable, thatched buildings, Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much can I borrow?

You can release 65% of your home’s valuation. As an example, if your home is worth £280,000, you can borrow £196,000.

Pensioner Mortgage Ge Money Home Lending Ltd

Interest Only Lifetime Mortgages More Than Two Borrowers for 2026

Home Equity Loan Properties With A Steel Frame Bisf UK

Aviva Lifetime Mortgages for Pensioners
Bridgewater Lifetime Mortgage
L&G Legal & General Flexible Max Plus
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
More2Life Capital Choice Plan
TSB Equity Release Schemes
Age Partnership Lifetime Mortgage
Aviva Equity Release Schemes
Canada Life Lifestyle Gold Flexi
Hodge Lifetime Mortgage Flexible Drawdown Plan
Liverpool Victoria LV= Flexible Lifetime Mortgage
Nationwide Equity Release
HSBC Equity Release Schemes
More 2 Life Capital Choice Plan
TSB Lifetime Interest-Only Mortgage
Saga home reversion plan
Aviva Equity Release Plans
Canada Life Voluntary Select Gold Flexi
Lloyds Bank Lifetime Mortgage
NatWest Lifetime Mortgage

Pitfalls of Home Reversion Schemes – ge money home lending

Home reversion schemes can reduce the inheritance for your family. Lump sum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Equity Release Loan-To-Value

50% lump sum lifetime mortgages, Maximum cover Equity Release
50% LTV monthly payment lifetime mortgage Sunlife Plans
55% loan-to-value (LTV) interest-only lifetime mortgages 1st Stop Home Loans
30% loan-to-value interest-only lifetime mortgages Principality
25% LTV monthly payment lifetime mortgage Evolution Money

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

Equity Release percentages of your current property value

The older you are and the more serious your illnesses, the more money you can release.

Towns where Lifetime Mortgages are routine

Shaftesbury
Burnham-on-Crouch
Henley-on-Thames
Hitchin
Wymondham
Bridgnorth
Longridge
Haywards Heath
Hayes
Grassington
Polegate
Romsey
Morecambe

Pensioner Mortgage Dudley Building Society UK

Bad Credit Mortgages National Counties Building Society Bs UK

Providers for UK Equity Release

Lifetime Mortgage from L&G
Stonehaven Mortgage
Key Solutions

Retired small business owners who may be interested in lifetime mortgages

Life insurance March
Activities of tourist guides Aldershot
Operation of gravel and sand pits; mining of clays and kaolin Surbiton
Cultural education Grimsby
Wholesale of tobacco products Mablethorpe and Sutton
Joinery installation Northampton
Manufacture of basic pharmaceutical products Havant
Raising of swine pigs Barnstaple
Manufacture of other organic basic chemicals St Ives
Manufacture of other non-metallic mineral products n e c Blackrod
Manufacture of plaster products for construction purposes Leek
Retail sale of computers, peripheral units and software in specialised stores Cullompton
Manufacture of pesticides and other agrochemical products Fordwich
Manufacture of malt Hessle
Television programming and broadcasting activities Chorleywood
Activities of religious organizations Arundel
Video distribution activities Warwick
Pre-primary education Holbeach
Agents involved in the sale of fuels, ores, metals and industrial chemicals Skelmersdale
Wholesale of wood, construction materials and sanitary equipment Grange-over-Sands
Manufacture of other electronic and electric wires and cables Painswick
Operation of rail passenger facilities at railway stations Kings Lynn
Wholesale of office furniture Craven Arms
Activities of business and employers membership organizations Wisbech
Other specialist photography Shildon
Treatment and disposal of hazardous waste Polegate
Manufacture of fluid power equipment Halesowen