Lifetime Mortgage Age 49

Retirement Mortgage Age 49

  • No monthly payments
  • Buy a family member a home without a mortgage
  • Continue to stay in your house for as long as you like
  • You don’t need to be 55 for this equity release, aged 49 is OK
  • Could be used to help tax planning
  • Product not affected by corona virus
  • No brokers fees added on
  • Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

interest only lifetime mortgage
lifetime mortgage
pensioner mortgage
Over 60
reverse mortgage

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

lifetime mortgage interest only rates

Areas of the UK where equity release is routine

  • Farnborough
  • Fordingbridge
  • Keswick
  • Earby
  • Winchcombe
  • Wem
  • Sturminster Newton
  • Biggleswade
  • Harlow
  • Peterlee
  • Luton
  • Patchway
  • Peacehaven
  • Stalbridge
  • Staines-upon-Thames
  • Ventnor


Lenders for UK Equity Release

  • Lifetime Mortgage from L&G
  • LV lifetime mortgage
  • Age Concern


Equity Release percentages of your current property value

The older you are and the unhealthier you are the more tax free money you can release.

Business owners who could benefit from equity release estate planning

  • Non-scheduled passenger air transport Blackburn
  • Residents property management Loddon
  • Renting and leasing of cars and light motor vehicles Malvern
  • Taxi operation Northam
  • Activities of financial services holding companies Howden
  • Manufacture of electronic components Telscombe
  • Wholesale of meat and meat products St Ives
  • Manufacture of other organic basic chemicals Uttoxeter
  • Grain milling North Hykeham
  • Manufacture of machinery for paper and paperboard production Dagenham
  • Other manufacturing n e c Ross-on-Wye
  • Repair of fabricated metal products Stanley
  • Activities of real estate investment trusts Thaxted
  • Temporary employment agency activities Aldershot
  • Renting and leasing of passenger water transport equipment Dunstable
  • Retail sale in commercial art galleries Heywood
  • Striking of coins Hinckley
  • Wired telecommunications activities Ampthill
  • Manufacture of other technical ceramic products Kidderminster
  • Manufacture of equipment for concrete crushing and screening and roadworks Immingham
  • Manufacture of industrial gases Bromsgrove
  • Manufacture of soft drinks; production of mineral waters and other bottled waters Brentford


  • Hodge Equity Release Plans
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Lifetime Mortgage
  • Aviva Equity Release Schemes
  • Canada Life Lifetime Mortgage
  • Hodge Lifetime Flexible Drawdown Plan
  • HSBC Equity Release Plans
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Equity Release
  • Age Partnership Lifetime Mortgage
  • Canada Life Second Home Voluntary Select Plan
  • Pure Retirement Drawdown Plan
  • TSB Equity Release
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Pure Retirement Equity Release
  • Lloyds Bank Lifetime Mortgage
  • NatWest Equity Release
  • Saga home reversion plan
  • More 2 Life Capital Choice Plus Plan

Pensioner Mortgage Hodge for 2021


Pitfalls of Home Reversion Schemes

Monthly payment equity release can reduce the value of your estate. Interest-only lifetime mortgages may impact ability to claim benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

Refinance Age 54 for 2021

How much is it common to release from a home

  • 50% lump sum lifetime mortgages LV Liverpool Victoria
  • 35% loan to value lifetime mortgage with flexible drawdown cash release Prudential
  • 25% LTV monthly payment life time mortgage Prestige Finance
  • 30% loan to value home reversion plans Ipswich
  • 25% LTV monthly payment life time mortgage Central Trust

Aviva lifetime mortgage with cashback

Hodge Lifetime - Lump Sum Lifetime Mortgage

Canada LIfe - Interest Select Gold Flexi

Legal & General - Flexible Yellow

Pure Retirement - Classic Lite

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

More2Life - Tailored Choice Plan

LV= Lump Sum+ Lifetime Mortgage

The lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Private Tenant.

Hodge Lifetime Drawdown Lifetime Mortgages

One Family

Pure Retirement Mortgages



Canada Life

More2Life Retirement Mortgages

It’s very regular to find individuals looking for home reversion schemes, lumpsum lifetime mortgages or monthly payment equity release, however, More2Life like VitalityLife Equity Release are keen to see evidence of your circumstances in the form of pension statements.