Lifetime Mortgage Age 45

Retirement Mortgage Age 45

  • Release tax-free equity from your home
  • No monthly payments
  • Help a family member buy their own home with a smaller mortgage
  • Still, have a mortgage? We can help with that
  • Stay living in your own property for as long as you like
  • Mortgage lender not affected by COVID 19-coronavirus crisis
  • No lender fees added on

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here



interest only lifetime mortgage
Over 65

  • Get a RIO mortgage before Brexit ruins house prices

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

interest only mortgage rates

 

Providers for Equity Release

  • the Telegraph
  • LV lifetime mortgage
  • Key Retirement
  • One Family

 

Areas of the UK where Lifetime Mortgages are popular

  • Wooler
  • Bridgnorth
  • Stainforth
  • Northampton
  • Broadstairs and St Peters
  • Coleshill
  • Reepham
  • Sale
  • Sidmouth
  • Sandy
  • Broseley
  • Partington
  • Normanton
  • Lechlade
  • Earl Shilton
  • Bolsover
  • Spennymoor
  • Maryport
  • Farnborough
  • Guisborough
  • Thorpe St Andrew
  • Long Sutton
  • Walthamstow

Canada Life Equity Release

Hodge Lifetime

Pure Retirement Lifetime Mortgages

Equity Loan Belfast Northern Ireland in 2020

Retirement Mortgage Belfast Northern Ireland in 2020

 

Downsides of Equity Release Schemes

Home reversion schemes can reduce the value of your estate. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.

  • Saga Lifetime Mortgage
  • Hodge Lifetime Flexible Drawdown Plan
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • TSB Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Bridgewater Lifetime Mortgage
  • Hodge Lifetime Mortgage Plus
  • Just Retirement Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion plan
  • Age Partnership Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release

 

Equity Release Loan To Value

The older you are and the sicker you are the more tax free cash you can release.

It’s common to encounter people looking for lifetime mortgage with flexible drawdown cash release, lumpsum lifetime mortgages or monthly payment equity release, however, More2Life like The Exeter Equity Release are keen to see paperwork to show your personal circumstances in the form of bank statements.

Premier Flexible Black

more 2 life lifetime mortgage

More2Life - Flexi Choice Super Lite

More2Life - Capital Choice Plan

More2Life - Capital Choice Plus Plan

Canada Life Home Finance lifetime mortgage for properties in Scotland

More2Life - Flexi Choice Lite

Small business owners detail likely with equity to release from their homes

  • Child day-care activities Kesgrave
  • Wholesale of live animals Richmond
  • Wholesale of hides, skins and leather Ashburton
  • Casting of light metals Rothbury
  • General medical practice activities Hebden Royd
  • Engineering related scientific and technical consulting activities Wath-upon-Dearne
  • Logging Ossett
  • Wholesale of electronic and telecommunications equipment and parts Frinton and Walton
  • Support activities for crop production Sturminster Newton
  • Manufacture of electric lighting equipment Shirebrook
  • Repair of personal and household goods n e c Leigh-on-Sea
  • Passenger rail transport, interurban Bolton
  • Manufacture of optical precision instruments St Blaise
  • Data processing, hosting and related activities Alfreton
  • Extraction of natural gas Elstree and Borehamwood
  • Specialists medical practice activities Fakenham
  • Reproduction of sound recording Prescot
  • Operation of bus and coach passenger facilities at bus and coach stations Stanley
  • Other activities of employment placement agencies Shanklin
  • Extraction of crude petroleum Knutsford
  • Manufacture of prepared pet foods Broadstairs and St Peters
  • Growing of other tree and bush fruits and nuts Windermere
  • Other building and industrial cleaning activities Towcester
  • Other reservation service activities n e c Downham Market
  • Advertising agencies Madeley
  • Licensed carriers Soham
  • Wholesale of audio tapes, records, CDs and video tapes and the equipment on which these are played Ormskirk
  • Agents specialized in the sale of other particular products Colyton

 

How much is it common to release from a home

  • 55% lumpsum lifetime mortgages Maximum cover Equity Release
  • 35% LTV home reversion schemes One Family
  • 30% LTV lump sum lifetime mortgages TSB – Intermediaries
  • 45% loan to value home reversion plans Stonehaven Mortgage
  • 55% loan to value (LTV) home reversion plans Equifinance
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Bath Inv and Building Society

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier.