Remove tax-free cash from your house
Help your family with the equity you release
Still, have a few more mortgage payments to make? We can help with that.
Can help with tax planning
No lender fees
All areas of the UK are acceptable, including Northern Ireland.
Non-standard property types are OK

If you don’t want a lifetime mortgage or equity release and just want a standard mortgage at 3.97% regardless of your age, please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Pensioner Mortgage Drawdown

Aviva Flexible Voluntary Repayment Plan
More 2 Life Capital Choice Plan
Canada Life Lifetime Mortgages
Just Retirement Equity Release
HSBC Equity Release Plans
NatWest Equity Release Plans
More to Life Tailored Choice Plan
Age Partnership Interest Only Lifetime Mortgage
More2Life Tailored Choice Plan
Hodge Lifetime Flexible Drawdown Plan
Just Retirement Equity Release
Pure Retirement Equity Release
Lloyds Bank Lifetime Mortgage
TSB Equity Release Plans
Saga Equity Release Schemes
Hodge Lifetime Flexible Drawdown Plan
More 2 Life Flexi Choice Voluntary Payment Super Lite
NatWest Lifetime Mortgage
Aviva Equity Release Plans
Hodge Lifetime Mortgage Flexible Drawdown Plan
Liverpool Victoria LV Equity Release Plans
Stonehaven Interest Select Plan
More 2 Life Capital Choice Plan

Areas where equity release is routine

Soham
Broughton
Fordwich
Ellesmere Port
Sherborne
Midsomer Norton
Hartlepool
Bishop Auckland
Ingleby Barwick
Settle
Atherstone
Malton
Staines-upon-Thames
Buntingford
Blyth
Stevenage
South Brent
Leyland
Eye
Portland
Maldon

Interest Only Lifetime Mortgages Drawdown

Interest Only Lifetime Mortgages Precast Reinforced Concrete Prc Properties for 2025

The first and second charge lenders will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.

Wealthy business owners who could benefit from equity release tax planning

Other processing and preserving of fruit and vegetables Crediton
Packaging activities Minster
Manufacture of soft furnishings Bournemouth
Manufacture of knitted and crocheted fabrics Weybridge
Educational support services Ipswich
Manufacture of motor vehicles Braintree
Manufacture of concrete products for construction purposes Witney
Extraction of natural gas Godalming
Mining of lignite Littlehampton
Manufacture of printed labels Carterton
specialised design activities Mirfield
Manufacture of other carpets and rugs Brighouse
Child day-care activities Alton
Casting of other non-ferrous metals Dawley
Freshwater aquaculture Teignmouth
Manufacture of non-domestic cooling and ventilation equipment Wadhurst
Retail sale of hearing aids Todmorden
Non-scheduled passenger air transport West Bedlington
Growing of citrus fruits West Mersea
Other social work activities without accommodation n e c Buckfastleigh
Distribution of gaseous fuels through mains Padiham
Repair of consumer electronics Southborough
Manufacture of locks and hinges Rochester
Another retail sale of new goods in specialised stores, not commercial art galleries and opticians Shildon
Manufacture of bearings, gears, gearing and driving elements Wilmslow

Equity Release LTV

50% interest-only lifetime mortgages Maximum cover Equity Release
54.22% loan to value (LTV) monthly payment life time mortgage Paragon Personal Finance
30% LTV monthly payment equity release Together
60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Legal and General
34.22% loan to value lump sum lifetime mortgages Prudential

Equity Release Providers

Lifetime Mortgage from L&G
Bridgewater
Key Retirement

Equity Release Loan To Value

The more aged you are and the sicker you are, the more tax-free cash you can release.

Drawbacks of Lifetime Mortgages

Home reversion plans can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay an advisor’s fee, and some products may expose you to changes in interest rates.

Bad Credit Mortgages Foundation Home Loans in 2025

Refinance Non Standard Construction in 2025

Bad Credit Mortgages Newbury Building Society Mortgages in 2025

It’s very regular to discover individuals looking for monthly payment lifetime mortgages, lumpsum lifetime mortgages, or home reversion schemes. However, Age Partnership, like Fortify Insurance Solutions, is keen to see evidence of your situation in the form of bank statements.

Canada Life Home Finance lifetime mortgage

More2Life Lifetime Mortgages

Just Mortgages

Aviva

Canada Life Mortgages

Hard-to-finance property types can include properties during construction or pre-construction, entirely tenanted properties, feuhold/freehold properties (including flats) in Scotland, crofted houses and properties with single-skin brickwork.

Many of the most appealing retirement finance offerings are TSB later life interest only mortgages, Barclays Bank mortgages for people over 50, NatWest mortgages for pensioners, Legal and General equity release plans and Nationwide Building Society equity release schemes.

Hard-to-finance home variants can include timber-framed properties built before 1920, properties with pre-1945 asbestos or similar composition roof tiles, steel frame/clad properties built before 1990, privately developed flats in blocks of five storeys or more, and basement or lower ground-floor flats without level access to private or communal garden space.

The popular LTV percentages of TSB equity release plans for people over 60, HSBC interest-only mortgages for people over 70, Post Office mortgages for people 60 plus, L&G retirement mortgages over 60, Bank of Scotland remortgages for people over 50, and Nationwide BS interest-only mortgages for people over 60 are 50%, 60%, and 70%.

Tough to mortgage property variants can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for everyday domestic use, properties converted from modern commercial premises, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough-to-finance property variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, high service charges—properties where the Service Charge per annum at the time of application is more than 2% of the property value—properties with structural problems, asbestos construction, and properties that have never been registered with the land registry.

How much money can I borrow?

You can borrow 70% of your property’s value. As an example, if your home is valued at £260,000 you can get £169,000.

Free No Obligation Quote

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