Lifetime Mortgage Shared Ownership Or Council Shared Equity

Retirement Mortgage Shared Ownership Or Council Shared Equity

  • Release tax-free equity from your home.
  • No monthly payments
  • Still, have a few more mortgage payments to make? No problems
  • Often used to help with tax planning
  • 4.78% Equity Release
  • No lender fees
  • Properties which are made up of multiple titles are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a standard interest-only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

equity release

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

Over 55

Do Legal and General do Lifetime Mortgages?

Yes, Legal and General do lifetime mortgages at 1.91% MER. Legal and General Lifetime Mortgages have a loan-to-value (ltv) of 64.22%.

retirement mortgages interest only

Do Legal and General do Equity Release Under 55?

Yes, Legal and General Equity Release Under 55 is 2.08% APRC.

interest only lifetime mortgage

Do Legal and General offer Retirement Mortgages?

Yes, Legal and General Retirement Mortgages are 1.93% APRC.

interest only lifetime mortgage

Do Legal and General do Pensioner Mortgages?

Yes, Legal and General Pensioner Mortgages are 1.89% APRC.

Equity Release LTV

  • 60% home reversion plans LV Liverpool Victoria
  • 30% loan to value home reversion schemes United Trust Bank
  • 60% LTV lifetime mortgage with flexible drawdown cash release Norton Finance
  • 60% LTV monthly payment lifetime mortgage Aviva
  • 54.22% loan to value monthly payment lifetime mortgage Norton Finance
  • 24.22% LTV lump sum lifetime mortgages Tesco Bank

 

Towns of the UK where Lifetime Mortgages are routine

  • Somerton
  • Stonehouse
  • Matlock
  • Farnborough
  • Bourne
  • Newton Abbot
  • Brading
  • Desborough
  • Chagford
  • Bishops Stortford
  • Topsham
  • Cleator Moor
  • Amesbury
  • North Hykeham

Aviva Drawdown Lifetime Mortgages

Legal and General Lifetime Mortgages

One Family

Pure Retirement Retirement Mortgages

Canada Life Home Finance lifetime mortgage

Pure Retirement Ltd joint lifetime mortgage

Pensioner Mortgage Shared Ownership Or Council Shared Equity

Canada Life - Lifestyle Gold

Pure Retirement Ltd lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Interest Only Lifetime Mortgages Shared Ownership Or Council Shared Equity

Canada Life Home Finance lifetime mortgage for properties in Scotland

Does Legal and General offer Equity Release?

Yes, Legal and General Equity Release is 1.8% APRC.

OneFamily lifetime mortgage

What are Legal and General rates for equity release for shared ownership?

Legal and General rates for equity release for shared ownership are 1.84.22% APR.

Does Legal and General have favourable reviews for equity release for ex council property?

Yes, Legal and General reviews are commendable for equity release for an ex-council property.

It is common to find people searching for lump sum lifetime mortgages, monthly payment lifetime mortgages, or monthly payment equity releases. However, Key Retirement, like Zurich, is keen to see paperwork showing your circumstances in the form of investment statements.

Equity Loan Which in 2025

Does the Legal and General equity release for council shared equity calculator show the LTV?

Yes, the Legal and General Equity Release for Council Shared Equity calculator shows a favourable LTV of 74.22%.

Does a Legal and General equity release no credit check advisor charge a hefty fee?

No, Legal and General Equity Release No credit check advisors are free.

Does Legal and General do home equity loans?

Yes, Legal and General home equity loans have a 2% APR.

Does Legal and General do home equity lines of credit?

Yes, Legal and General home equity lines of credit are 2.27% MER.

Equity Release Loan To Value

The more aged you are and the unhealthier you are, the more tax-free cash you can release.

Home Equity Loan Saga for 2025


The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Owner-Occupier Primary Residence.

  • Aviva Equity Release Schemes
  • Canada Life Second Home Voluntary Select Plan
  • Nationwide Equity Release
  • TSB Equity Release Plans
  • Royal Bank of Scotland Equity Release
  • Age Partnership Interest Only Lifetime Mortgage
  • TSB Equity Release Schemes
  • Just Retirement Equity Release Plans
  • More 2 Life Tailored Choice Plan
  • HSBC Equity Release Schemes
  • NatWest Lifetime Mortgage
  • Canada Life Lifestyle Lite Flexi
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • NatWest Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite

 

Difficult-to-finance home variants include poorly maintained properties at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, leasehold properties where the lease length is currently unacceptable, leasehold properties (except flats and maisonettes), and properties with single-skin brickwork.

Appealing retirement loan offerings are Lloyds Bank later life interest-only mortgages over 60, Barclays mortgages for pensioners, Halifax retirement interest-only mortgages, Legal and General over 60 lifetime mortgages, and Nationwide interest-only retirement mortgages for over 70s.

Difficult-to-finance home variants include complex roof structures, timber-framed properties built between 1920 and 1965, privately developed flats, maximum of four storeys with a lift, freehold/feuhold flats (Scotland only) and freehold flats (England, Wales, Northern Ireland).

Some of the most common loan-to-value percentages for Lloyds later life mortgages for over 70s, Barclays Bank interest-only lifetime mortgages for over 60s, NatWest later life interest-only mortgages for over 60, Legal and General equity release plans for people over 60, RBS equity release plans for people over 60, and Nationwide Building Society equity release plans for people over 60 are 50%, 54.22%, and 64.22%.

Challenging to finance property titles include properties built or converted into dwellings within the last 10 years, properties with grounds over five acres, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough-to-finance property variants include properties built on contaminated land, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties where there are boundary disputes or where planning applications have not been applied for correctly, asbestos construction and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I release?

You can achieve 60% of your property’s value. For example, if your house is worth £260,000, you can get £156,000.

 

Small business owners detail likely with equity to release

  • Manufacture of trailers and semi-trailers in Newport
  • Leasing of intellectual property and similar products, except copyright works Margate
  • Wholesale of other machinery and equipment Ealing
  • Manufacture of other inorganic basic chemicals Spennymoor
  • Manufacture of motorcycles Coleford
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Framlingham
  • Gambling and betting activities in Portland
  • Manufacture of equipment for concrete crushing and screening and roadworks in West Malling
  • Steam and air conditioning supply Newport
  • Agents specialized in the sale of other particular products Harrogate
  • Extraction of peat West Ham
  • Tax consultancy Verwood
  • Production of electricity Alton
  • Activities of amusement parks and theme parks Market Rasen
  • Manufacture of plastic plates, sheets, tubes and profiles Thornaby-on-Tees
  • Other human health activities in Corsham
  • Manufacture of central heating radiators and boilers in Stamford
  • Retail sale of books in specialised stores in Wincanton
  • Activities of distribution holding companies Chippenham
  • Non-trading company Wilton
  • Raising of dairy cattle Burgess Hill
  • Renting and leasing of freight air transport equipment Horley
  • Manufacture of photographic and cinematographic equipment Blyth
  • Manufacture of caravans Market Drayton

Equity Release Scheme Lenders

  • Sunlife Plans
  • Santander
  • Key Solutions

Downsides of Equity Release Plans

A monthly payment lifetime mortgage can reduce your family’s inheritance. Monthly payment equity release may impact entitlements to state benefits. You may need to pay an advisor’s fee, and with some schemes, you could have higher rates to pay.

Today's Date: 22 March 2025

Published on: 12 June 2020

Last Updated on: 9 January 2025

Secured Loan And Equity Release Lenders

  1. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  2. 5.61% Fixed Countrywide Secured Loans No Fees Free Valuation
  3. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2025
  4. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  5. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  6. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  7. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  8. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  9. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  10. 7.19% Tenants In Common Secured Loans for Bad Credit Borrowers – No Fees
  11. 7.24% Spray Foam Insulation Secured Loans
  12. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  13. 5.5% Intelligent Finance Secured Loans No Fees Bad Credit
  14. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  15. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  16. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  17. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  18. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  19. 7.48% Lodgers Tenancy Agreement Secured Loans No Fees 84.22%
  20. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  21. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  22. 7.29% Ex Council Property Housing Association Secured Loans
  23. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  24. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  25. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  26. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  27. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  28. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  29. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  30. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  31. Newcastle Building Society Secured Loans No Fees
  32. 7.29% Property Built Near To Contaminated Site Secured Loans
  33. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  34. 7.21% Annexe Self Contained Granny Flats Secured Loans
  35. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  36. 5.58% First Direct Secured Loans No Fees Free Valuation 84.22%
  37. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  38. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  39. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  40. Leeds BS Secured Loans – Get Free Valuation & No Fees