Lifetime Mortgage Precise Mortgages

Retirement Mortgage Precise Mortgages

  • Release equity from your house.
  • No regular monthly repayments
  • Are you still paying a mortgage? We can help with that
  • It can be used to optimise tax planning
  • All UK Postcodes are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Precise Mortgages

precise mortgages rates Over 65

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

Precise Mortgages lifetime mortgage interest only
Precise Mortgages Over 55


The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

Areas where Lifetime Mortgages are common

  • Hayle
  • Northampton
  • Daventry
  • Bridgnorth
  • Reading
  • Royal Leamington Spa
  • Hastings
  • St Austell
  • Dawlish
  • Otley
  • Warrington
  • Margate
  • Henley-in-Arden
  • West Tilbury
  • Langport
  • Framlingham
  • Hertford
  • Walthamstow

 

Wealthy business owners who could benefit from equity release tax planning

  • Manufacture of tobacco products Nailsea
  • Cargo handling for water transport activities Acle
  • Manufacture of other electronic and electric wires and cables Neston
  • Wholesale of tobacco products Horsham
  • Cultural education Shepshed
  • Manufacture of macaroni, noodles, couscous and similar farinaceous products Uxbridge
  • Activities of head offices Ashby-de-la-Zouch
  • Retail sale of watches and jewellery in specialised stores Falmouth
  • Solicitors Southwold
  • Wholesale of waste and scrap Mitcheldean
  • Wholesale of sugar and chocolate and sugar confectionery Somerton
  • Activities of credit bureaus Tidworth
  • Dismantling of wrecks Stamford
  • Wholesale of china and glassware and cleaning materials Stratford-upon-Avon
  • Activities of other membership organizations n e c Hyde
  • Retail sale of newspapers and stationery in specialised stores Holt
  • Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Mitcham
  • Public houses and bars Mablethorpe and Sutton
  • Treatment and coating of metals Stalham
  • Retail sale of hardware, paints and glass in specialised stores in Newark-on-Trent
  • Construction of roads and motorways Bridport
  • Manufacture of other milk products Wickwar
  • Non-specialised wholesale trade Soham
  • Technical testing and analysis Crawley
  • Activities of unit trust Looe

 

Equity Release UK Lenders – precise mortgages lending criteria

  • Age Concern
  • Prudential Lifetime
  • Age Partnership

 

Equity Release Loan To Value

  • 50% home reversion schemes in Zurich
  • 34.22% loan to value monthly payment lifetime mortgage Prudential Lifetime
  • 24.22% loan to value lumpsum lifetime mortgages Central Trust
  • 50% LTV monthly payment lifetime mortgage Lifetime Mortgage from L&G
  • 60% loan to value monthly payment equity release Together Money
  • 24.22% LTV interest-only lifetime mortgages United Trust Bank
Pensioner Mortgage Chelsea Building Society UK



  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • L&G Legal & General Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Bridgewater Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • More to Life Capital Choice Plus Plan
  • Nationwide Equity Release Plans
  • NatWest Lifetime Mortgage
  • Saga home reversion schemes
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • TSB Equity Release
  • Royal Bank of Scotland Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Bridgewater Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Stonehaven Equity Release Plan
  • Lloyds Bank Equity Release
  • TSB Equity Release Schemes
  • NatWest Lifetime Mortgage

 

Hard to mortgage property variants include properties in the course of construction or pre-construction, properties where multiple third parties are living in an annexe, leasehold properties where the lease length is currently unacceptable, crofted houses and properties with single skin brickwork.

Some of the most popular pensioner mortgage products include TSB interest only lifetime mortgages, Barclay’s equity release schemes, Halifax over 60 lifetime mortgages, Legal and General lifetime mortgages and Nationwide later life mortgages.

Does Precise Mortgages do mortgages up to 85?

Yes, Precise Mortgages do mortgages up to 85 at 1.94% APR. Precise Mortgages mortgages up to 85 have a loan to value of 70%.

Do Precise Mortgages offer later life lending to Under 55?

Yes, Precise Mortgages later life lending Under 55 is 2.19% MER.

Does Precise Mortgages do mortgages over 70?

Yes, Precise Mortgages mortgages over 70 are 1.9% APR.

Do Precise Mortgages do mortgages over 75?

Yes, Precise Mortgages mortgages over 75 are 1.96% MER.

Do Precise Mortgages offer later life lending?

Yes, Precise Mortgages later life lending is 2.16% APRC.

What are Precise Mortgages rates for retirement mortgages?

Precise Mortgages interest rates for retirement mortgages are 2.23% MER.

Do Precise Mortgages have favourable reviews for pensioner mortgages?

Yes, Precise Mortgages reviews are superb for pensioner mortgages.

Does the Precise Mortgages rio mortgage calculator show the loan to value (ltv)?

Yes, the Precise Mortgages RIO mortgage calculator shows a favourable loan to value (ltv) of 54.22%.

Does a Precise Mortgages retirement interest only mortgage advisor charge a substantial fee?

No, Precise Mortgages retirement interest only mortgage advisors are free.

Does Precise Mortgages offer mortgages over 60?

Yes, Precise Mortgages mortgages over 60 are 2.08% APR.

Does Precise Mortgages offer mortgages over 55?

Yes, Precise Mortgages mortgages over 55 are 2.21% APRC.

Hard to mortgage home types include pre-fabricated reinforced concrete (PRC), properties with pre 1945 asbestos or similar composition roof tiles, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift and properties where the flat is accessed via a deck or balcony.

Popular loan to value percentages of Lloyds mortgages for over 60s, Barclays mortgages for 60 plus pensioners, NatWest later life interest only mortgages over 60, Legal and General retirement interest only mortgages over 60, Bank of Scotland mortgages for people 60 plus and Nationwide BS mortgages for 60 plus pensioners are 50%, 54.22% and 70%.

Tough-to-finance property variants can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, use of the land and any outbuildings for a small amount of personal commercial use., properties that are being used for personal commercial use and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough-to-mortgage property variants can include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), derelict property or where part of the building is in severe disrepair and needs demolishing, corrugated iron construction and concrete panel houses.

How much money can I get?

You can release 64.22% of your home’s valuation. For example, if your house is valued at £180,000 you can get £108,000.

Individuals are often found looking for home reversion plans, lump sum lifetime mortgages, or home reversion schemes. However, Just Retirement, like Maximum Cover Equity Release, is keen to see paperwork showing your personal situation in the form of investment statements.

precise mortgages criteria

precise mortgages lending criteria

Pensioner Mortgage Precise Mortgages

LV= Flexible Lifetime Mortgage

precise mortgages application process

Precise Mortgages

Pitfalls of Lifetime Mortgages

Home reversion plans can reduce your estate value. Monthly payment life time mortgage may impact entitlements to state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Hodge Lifetime Mortgages

Does Precise offer mortgages up to 85?

Yes, Precise offers mortgages up to 85 at 1.94% APR, with a loan-to-value of 54.22%.

Does Precise do later life lending to Under 55?

Yes, Precise later life lending Under 55 is 2.18% APR.

Does Precise do mortgages over 70?

Yes, Precise mortgages over 70 are 1.92% APR.

Do Precise offer mortgages over 75?

Yes, Precise mortgages over 75 are 2.11% APR.

Do Precise do later life lending?

Yes, Precise later life lending is 2.03% APRC.

What are the current Precise interest rates for retirement mortgages?

Precise interest rates for retirement mortgages are 1.98% MER.

Does Precise have excellent reviews for pensioner mortgages?

Yes, Precise reviews are commendable for pensioner mortgages.

Does the Precise rio mortgage calculator show the LTV?

Yes, the Precise RIO mortgage calculator shows a excellent LTV of 60%.

Does a Precise retirement interest only mortgage advisor charge a substantial fee?

No, Precise retirement interest only mortgage advisors are free.

Do Precise do mortgages over 60?

Yes, Precise mortgages over 60 are 2.11% APRC.

Do Precise do mortgages over 55?

Yes, Precise mortgages over 55 are 2.03% APRC.

More2Life Equity Release

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Interest Only Lifetime Mortgages Precise Mortgages

Just Drawdown Lifetime Mortgages

Aviva Mortgages

Remortgage Bad Credit Age 46 in 2025


Equity Release Loan To Value

The more elderly you are and the more serious your illnesses you are the more money you can release.

Secured Loan And Equity Release Lenders

  1. Newcastle Building Society Secured Loans No Fees
  2. 5.5% Intelligent Finance Secured Loans No Fees Bad Credit
  3. 5.61% Fixed Countrywide Secured Loans No Fees Free Valuation
  4. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  5. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  6. Black Horse Secured Loans: No Fees, Free Valuation
  7. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  8. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  9. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  10. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  11. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  12. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  13. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  14. 7.28% Category A & B Listings Scotland Listed Secured Loans
  15. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  16. Leeds BS Secured Loans – Get Free Valuation & No Fees
  17. 7.29% Ex Council Property Housing Association Secured Loans
  18. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  19. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  20. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  21. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  22. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  23. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  24. 5.55% Clydesdale Bank Secured Loans No Fees Free Valuation
  25. 7.21% Annexe Self Contained Granny Flats Secured Loans
  26. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  27. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  28. 5.64.22% Fixed Atom Bank Secured Loans No Fees Free Valuation
  29. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  30. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  31. 5.72% First Trust Bank Secured Loans No Fees Free Valuation
  32. 7.35% Properties Adjacent Commercial Premises Secured Loans
  33. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  34. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  35. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  36. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  37. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  38. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  39. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  40. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing