Retirement Mortgage Kent Reliance

You don’t need to make regular monthly payments
Use the money for a holiday
Continue to live in your own home
Mortgage lender not affected by coronavirus crisis
No brokers fee added on
Non-standard property types are OK
Kent Reliance BS has some great terms regardless of your age

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Pitfalls of Lifetime Mortgages

Lump-sum lifetime mortgages can reduce the value of your estate. Lump-sum lifetime mortgages may impact the ability to claim benefits. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.

It’s often found to encounter individuals searching for home reversion schemes, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Age Concern like Zurich are keen to see evidence of your circumstances in the form of bank statements.

Equity Release LTV Percentages

The older you are and the more serious your illnesses you are the more cash you can release.

One Family Mortgages

Pensioner Mortgage Kent Reliance

Difficult to finance home variants include properties in poor condition, properties where multiple third parties are living in an annexe, leasehold properties where the lease length is currently unacceptable, crofted houses and properties with leased solar panels.

Appealing retirement mortgage products include Lloyds Bank mortgages for 60 plus, Barclays over 60 mortgages, Halifax mortgages for pensioners, Legal & General mortgages for 60 year olds and Nationwide BS mortgages for 60 plus.

Hard to mortgage property types include timber framed properties built before 1920, timber framed properties built between 1920 and 1965, large concrete panel systems, privately developed flats in blocks of two storeys without a lift and properties where the flat is accessed via a deck or balcony.

Some of the most common loan to values of Lloyds Bank over 60 lifetime mortgages no fees, Barclays Bank over 60 mortgages, Post Office interest only lifetime mortgages for over 60s, Legal & General pensioner mortgages over 55, Royal Bank of Scotland interest only mortgages for over 60s near London and Nationwide Building Society retirement mortgages over 65 are 45%, 60% and 70%.

Tough to mortgage home titles include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with flying or creeping freehold which comprises 15% or less of the total floor area, use of the land and any outbuildings for a small amount of personal commercial use., properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance home titles include properties built on contaminated land, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties of non-standard construction, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I get?

You can get 70% of your home’s valuation. As an example, if your house is valued at £200,000 you can borrow £130,000.

Do Kent offer mortgages up to 85?

Yes, Kent does mortgages up to 85 at 2.15% MER. Kent mortgages up to 85 have a LTV of 60%.

Do Kent offer later life lending to Under 55?

Yes, Kent later life lending Under 55 is 2.2% APRC.

Does Kent do mortgages over 70?

Yes, Kent mortgages over 70 are 2.11% APR.

Does Kent offer mortgages over 75?

Yes, Kent mortgages over 75 are 2.11% MER.

Do Kent offer later life lending?

Yes, Kent later life lending is 2.1% APRC.

What are the current Kent rates for retirement mortgages?

Kent interest rates for retirement mortgages are 2.11% APRC.

Do Kent have good reviews for pensioner mortgages?

Yes, Kent reviews are superb for pensioner mortgages.

Does the Kent rio mortgage calculator show the loan to value (ltv)?

Yes, the Kent RIO mortgage calculator shows a good loan to value (ltv) of 65%.

Does a Kent retirement interest only mortgage advisor charge a big fee?

No, Kent retirement interest only mortgage advisors are free.

Do Kent offer mortgages over 60?

Yes, Kent mortgages over 60 are 2.12% APR.

Do Kent offer mortgages over 55?

Yes, Kent mortgages over 55 are 2.25% MER.

Interest Only Lifetime Mortgages Kent Reliance

Equity Release Loan To Value

55% lump sum lifetime mortgages The Exeter Equity Release
30% loan to value interest-only lifetime mortgages Clydesdale Bank PLC
55% loan to value home reversion schemes Aviva
30% loan to value (LTV) monthly payment lifetime mortgage Masthaven 1st Charge

Examples of small business owners with home equity to release – kent reliance mortgages

Manufacture of wooden containers Northallerton
Production of electricity Colne
Manufacture of cleaning and polishing preparations Dawley
Other specialist photography Halifax
Manufacture of trailers and semi-trailers North Walsham
Treatment and coating of metals Eccleshall
Manufacture of loaded electronic boards Kidsgrove
Activities of other holding companies n e c Shrewsbury
Wholesale of meat and meat products Settle
Other activities of employment placement agencies Royal Wootton Bassett
Steam and air conditioning supply Newport Pagnell
Motion picture production activities Corby
Sewerage Salcombe
Dismantling of wrecks Eye
Video distribution activities Berkeley
Raising of poultry Woodbridge
Sale, maintenance and repair of motorcycles and related parts and accessories Ringwood
Manufacture of other articles of paper and paperboard n e c Whittlesey
Service activities incidental to water transportation Barking
Extraction of salt Princes Risborough
Manufacture of other plastic products Poole
Retail sale of mobile telephones Alsager
Wholesale of furniture, carpets and lighting equipment Brierfield
Wholesale of petroleum and petroleum products Bude-Stratton
Wholesale of clothing and footwear Amersham
manufacture of household textiles Partington
Joinery installation Hinckley
Manufacture of builders ware of plastic Liskeard
Growing of other tree and bush fruits and nuts Highbridge
Data processing, hosting and related activities Buxton

Just retirement defined benefit
L&G Legal & General Flexi Max Voluntary Repayment Plan
More2Life Capital Choice Plus Plan
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
Royal Bank of Scotland Equity Release Schemes
Saga home reversion schemes
Bridgewater Equity Release Schemes
Hodge Lifetime Mortgage Plus
L&G Legal & General Premier Flexible Lifetime Mortgage
HSBC Interest Only Lifetime Mortgage
TSB Equity Release Plans
Canada Life Interest Select Gold Flexi
Just Retirement Equity Release
Stonehaven Equity Release Plan
HSBC Equity Release Plans
Lloyds Bank Equity Release Plans
Saga Equity Release Schemes
Age Partnership Interest Only Lifetime Mortgage
Bridgewater Equity Release Schemes
More to Life Capital Choice Plan
Pure Retirement Drawdown Plan
Nationwide Equity Release Plans
TSB Equity Release Schemes

UK Equity Release Lenders

Key Solutions
Stonehaven
Sunlife Plans

Areas where retirement mortgages are routine

Lostwithiel
Broughton
Ollerton and Boughton
Colyton
Stowmarket
Chatham
Radstock
Tamworth
Wadebridge
Bradninch
Newcastle-under-Lyme
Oundle
Ormskirk
Newport
Ilkley
Warminster

Does Kent Reliance offer mortgages up to 85?

Yes, Kent Reliance do mortgages up to 85 at 1.84% APRC. Kent Reliance mortgages up to 85 can have a loan to value (ltv) of 60%.

Does Kent Reliance do later life lending to Under 55?

Yes, Kent Reliance later life lending Under 55 is 2.09% APR.

Does Kent Reliance do mortgages over 70?

Yes, Kent Reliance mortgages over 70 are 2.03% MER.

Do Kent Reliance offer mortgages over 75?

Yes, Kent Reliance mortgages over 75 are 2.11% APR.

Does Kent Reliance offer later life lending?

Yes, Kent Reliance later life lending is 2.13% APR.

What are the current Kent Reliance interest rates for retirement mortgages?

Kent Reliance interest rates for retirement mortgages are 1.8% APRC.

Does Kent Reliance have favourable reviews for pensioner mortgages?

Yes, Kent Reliance reviews are splendid for pensioner mortgages.

Does the Kent Reliance rio mortgage calculator show the LTV?

Yes, the Kent Reliance RIO mortgage calculator shows a favourable LTV of 70%.

Does a Kent Reliance retirement interest only mortgage advisor charge a large fee?

No, Kent Reliance retirement interest only mortgage advisors are free.

Do Kent Reliance do mortgages over 60?

Yes, Kent Reliance mortgages over 60 are 2.18% APR.

Do Kent Reliance do mortgages over 55?

Yes, Kent Reliance mortgages over 55 are 2.19% MER.

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