• Release tax-free cash from your home
• No need to make monthly payments
• Still, have a mortgage? No problems
• 2.23% Equity Release
• Could be used to help tax planning
• Mortgage lender not impacted by coronavirus-covid19 crisis

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

• More 2 Life Tailored Choice Plan
• Stonehaven Equity Release
• Nationwide Equity Release Schemes
• NatWest Equity Release Plans
• Royal Bank of Scotland Equity Release Plans
• Canada Life Lifetime Mortgage
• Pure Retirement Equity Release Plans
• Lloyds Bank Equity Release Plans
• Liverpool Victoria LV= Flexible Lifetime Mortgage
• Stonehaven Equity Release Plan
• HSBC Interest Only Lifetime Mortgage
• TSB Lifetime Interest Only Mortgage
• Royal Bank of Scotland Interest Only Lifetime Mortgage
• Aviva Equity Release Schemes
• Hodge Indexed Lifetime Mortgage
• Pure Retirement Classic Voluntary Payment Super Lite
• HSBC Equity Release Schemes
• Lloyds Bank Equity Release Schemes
• Age Partnership Equity Release Schemes

Disadvantages of Home Reversion Schemes

Monthly payment lifetime mortgage can reduce the inheritance for your family. Home reversion plans may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.

UK Equity Release Lenders

• Key Retirement
• Santander
• Bower

• Home Equity Loan Foreign Nationals for 2020
• Equity Loan Handelsbanken in 2020
• Home Equity Loan No Broker Fee in 2020
• Pensioner Mortgage New Street Mortgages UK
• Home Equity Loan Atom Bank UK
• Home Equity Loan Bank Of Ireland for 2020
• Home Equity Loan Non Standard Construction for 2020
• Chelsea Building Society
• Pensioner Mortgage Daily Telegraph for 2020
• Equity Loan Landmark Mortgages in 2020
• Refinance Asbestos Sheet for 2020
• Retirement Mortgage Mansfield Building Society Interest Rates in 2020
• Equity Loan Age 48 UK
• Equity Loan Parity Trust in 2020
• RIO Age 54 in 2020
• Remortgage Bad Credit Marsden Bs in 2020
• Ex Local Authority Flats Or Maisonettes
• Remortgage Bad Credit Hinckley And Rugby Building Society in 2020
• Pensioner Mortgage Platform in 2020
• Home Equity Loan Capital Home Loans in 2020
• RIO Laing Easiform Homes in 2020
• Equity Loan M&S Bank UK
• Equity Loan Darlington Building Society UK
• Equity Loan National Counties Building Society Bs UK
• Refinance Annexe Self Contained Granny Flats for 2020
• Home Equity Loan Properties Held In Trust UK
• RIO Properties Valued At Less Than £100000 in 2020
• RIO Hampden And Co UK
• Remortgage Magellan Homeloans in 2020
• Bad Credit Mortgages Jpmorgan Chase Bank in 2020
• Retirement Mortgage Age 46 UK
• Retirement Mortgage Merseyside Liverpool for 2020
• Bad Credit Mortgages Age 43 for 2020
• Interest Only Lifetime Mortgages Allied Irish Bank Aib for 2020
• Refinance Hanley Mortgages for 2020
• Equity Loan Accord Mortgages in 2020
• Refinance Mod Or Housing Association Houses And Bungalows for 2020
• Refinance For Retirement Properties for 2020
• Remortgage Bad Credit Adam & Company in 2020
• Refinance Direct Line UK
• Remortgage Bad Credit Precise Mortgages UK
• RIO Prefabricated Concrete Houses in 2020
• Home Equity Loan More Than Two Borrowers for 2020
• Remortgage Bad Credit Greater London in 2020
• Interest Only Mortgage Monmouthshire Building Society UK
• RIO Pre-Fabricated Properties for 2020
• Home Equity Loan Move Provider UK
• Home Equity Loan Family Building Society in 2020
• Home Equity Loan Godiva Mortgages Ltd in 2020
• Pensioner Mortgage Bluestone Mortgages in 2020
• Interest Only Lifetime Mortgages Itl Mortgages UK
• Remortgage Principality Building Society for 2020
• Bad Credit Mortgages Furness Building Society for 2020
• Pensioner Mortgage Age Restricted Properties in 2020
• Remortgage Bad Credit Properties Purchased Through A Right To Buy Scheme UK
• Equity Loan Ahli United Bank for 2020
• RIO External Walls Built Entirely Of Single Skin Brickwork for 2020
• Interest Only Lifetime Mortgages Earl Shilton Building Society in 2020
• Bad Credit Mortgages Properties Held By Companies UK
• Harpenden Building Society
• Investec Bank
• Refinance Age 49 UK
• RIO Bank Of Ireland Mortgages for 2020

Examples of retired business owners likely to have equity to release

• Manufacture of machinery for metallurgy Bedford
• Operation of rail passenger facilities at railway stations Biddulph
• Retail sale via stalls and markets of textiles, clothing and footwear Kettering
• Mining of other non-ferrous metal ores Southwick
• Support activities to performing arts Thornbury
• Production of coffee and coffee substitutes Colburn
• Mining of chemical and fertilizer minerals Godalming
• Joinery installation Mablethorpe and Sutton
• Finishing of textiles Harrow
• Hospital activities Elstree and Borehamwood
• Business and domestic software development Blackrod
• Construction of domestic buildings Guildford
• Other holiday and other collective accommodation Brierley
• Engineering design activities for industrial process and production Hawkinge
• Landscape service activities Leek
• Distribution of electricity Acton
• Other passenger land transport Petersfield
• Manufacture of other food products n e c Rothwell
• Manufacture of hollow glass Chesterfield
• Other human health activities Bromyard
• Cold forming or folding Cricklade
• Dental practice activities Madeley
• Wholesale of audio tapes, records, CDs and videotapes and the equipment on which these are played Witham
• Manufacture of other articles of paper and paperboard n e c Topsham

Pensioner Mortgage Buckinghamshire Building Society

Interest Only Lifetime Mortgages Buckinghamshire Building Society

How much is it common to release from a home

• 55% lifetime mortgage with flexible drawdown cash release Zurich
• 50% loan to value monthly payment equity release the Telegraph
• 25% LTV monthly payment lifetime mortgage Lloyds Bank
• 50% loan to value monthly payment lifetime mortgage Precise

Hodge Lifetime Drawdown Lifetime Mortgages

One Family Mortgages

Areas of the UK where equity release is common

• Uxbridge
• West Tilbury
• Sidmouth
• Newent
• Charlbury
• Cowes
• Brading
• Wantage
• Heanor and Loscoe
• Higham Ferrers
• Lydd
• Cleobury Mortimer
• Otley
• Royston
• Fairford
• Sidmouth
• Hendon

What percentage can be released?

The more elderly you are and the more serious your illnesses you are the more money you can release.

It’s usual to encounter people looking for home reversion schemes, lump sum life time mortgages or monthly payment equity release, however, Age Concern like AIG Life are keen to see evidence of your personal circumstances in the form of pension statements.