
- Release cash from your house
- You don’t need to make regular monthly payments
- Use the money to help your family buy their first home
- Stay living in your own house
- All parts of the UK are acceptable
If you don’t want a lifetime mortgage or equity release, and want a standard mortgage at 3.97% regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here







UK Equity Release Providers
- Bower
- More to Life
- Sunlife Plans
The lender will want to know if the property is a Freehold terraced or Leasehold house and if the resident is an AST Tenant.



It’s common to find people looking for a lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage, or home reversion plans. However, Asbestos Sheets like Royal London Equity Release are keen to see paperwork showing your personal situation in the form of bank statements.
- Aviva Equity Release Schemes
- Bridgewater Equity Release
- Canada Life Equity Release
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- More2Life Capital Choice Plus Plan
- Nationwide Equity Release
- Aviva Lifetime Mortgage
- Bridgewater Lifetime Mortgage
- Hodge Lifetime Flexible Drawdown Plan
- Just Retirement Equity Release Plans
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Stonehaven Equity Release
- Royal Bank of Scotland Equity Release
- Stonehaven Equity Release Scheme
- HSBC Interest Only Lifetime Mortgage
- More to Life Flexi Choice Voluntary Payment Super Lite
- Stonehaven Interest Select Plan
- NatWest Equity Release Plans
- Age Partnership Equity Release Schemes
Towns of the UK where Lifetime Mortgages are popular
- Hoddesdon
- Bolton
- Market Deeping
- Westhoughton
- Newton-le-Willows
- Grantham
- Mirfield
- Tonbridge
- Woodley
- Stretford
- Darley Dale
- Halstead
- Shepshed
- Basingstoke
- Reading
What percentage can be released?
The older you are and the unhealthier you are, the more cash you can release.
Downsides of Home Reversion Plans
Home reversion plans can reduce your estate value and may impact your entitlements to state benefits. You may need to pay an advisor’s fee, and with some products, you could be exposed to changes in interest rates.
Interest Only Lifetime Mortgages Annexe Self Contained Granny Flats
Retired business owners that may be interested in Home Reversion Schemes
- Growing of tropical and subtropical fruits Wednesbury
- Other amusement and recreation activities n e c Ashton-under-Lyne
- Activities of other membership organizations n e c Nelson
- Tax consultancy Brierfield
- Seed processing for propagation Wetherby
- Motion picture production activities Arundel
- Extraction of peat Mitcham
- Activities of financial services holding companies St Just-in-Penwith
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods in Dunstable
- Compulsory social security activities Belper
- Agents involved in the sale of machinery, industrial equipment, ships and aircraft Crowland
- Manufacture of earthmoving equipment Whitchurch
- Manufacture of other builders’ carpentry and joinery in Halifax
- Cutting, shaping and finishing of stone Willesden
- Manufacture of locks and hinges Mitcheldean
- Manufacture of other technical ceramic products Settle
- Temporary employment agency activities Saffron Walden
- Manufacture of cordage, rope, twine and netting Stourport-on-Severn
- Manufacture of other general-purpose machinery n e c Witney
- Activities of business and employers membership organizations Longtown
- Other specialist photography Cullompton
- Manufacture of dyes and pigments Rugby
Equity Release LTV
- 60% monthly payment equity release Old Mutual Wealth
- 44.22% loan to value (LTV) lump sum lifetime mortgages Optimum Credit
- 44.22% LTV interest-only lifetime mortgages LV lifetime mortgage
- 30% loan to value home reversion plans Spring Finance
- 40% LTV monthly payment life time mortgage Pepper




Pensioner Mortgage Annexe Self Contained Granny Flats
- Bad Credit Mortgages Britannia Co-Operative Bank for 2025
- Refinance National Counties Building Society Bs in 2025
- Retirement Mortgage No Advisor Fee in 2025
- Equity Loan Annexe Self-Contained Granny Flats UK
- Interest Only Mortgage Best Retirement Interest Only Mortgages for 2025
- Remortgage Bad Credit Monmouthshire Building Society UK
- Pensioner Mortgage Furness Building Society in 2025
- Refinance Mortgage Agency Services in 2025
- Home Equity Loan Asbestos Sheet in 2025
- Remortgage Bad Credit Pensioners Over 65 for 2025
- Equity Loan Allied Irish Bank Aib in 2025
- Refinance Mansfield Building Society Interest Rates UK
- RIO Converted Flats Or Maisonettes for 2025
- Home Equity Loan Asbestos UK
- Remortgage Bad Credit Foundation Home Loans UK
- Home Equity Loan No Credit Check for 2025
- No Early Repayment Charges
- Home Equity Loan Ex-Local Authority Steel Frame Properties for 2025
- Equity Loan First Active for 2025
- Refinance In-Situ Cast Concrete Properties UK
- Remortgage Properties Flooded In The Past Five Years in 2025
- Pensioner Mortgage Holmesdale Building Society UK
- Interest Only Lifetime Mortgages Clydesdale Bank UK
- Home Equity Loan Coventry Building Society for 2025
- Equity Loan Bradford & Bingley Plc for 2025
- Equity Loan External Walls Built Entirely Of Single Skin Brickwork in 2025
- Home Equity Loan Age 41 UK
- Equity Loan Properties With A Steel Frame Bisf in 2025
- Properties Involved In Commercial Farming
- Equity Loan Age 45 UK
- RIO New Street Mortgages in 2025
- Refinance Age 44 UK
- Age 48
- Retirement Mortgage Earl Shilton Building Society UK
- Interest Only Lifetime Mortgages Age 47 in 2025
- Pensioner Mortgage Leeds Building Society for 2025
- Equity Loan Ex Local Authority Flats Or Maisonettes UK
- Refinance Bank Of Ireland in 2025
- Home Equity Loan Hodge for 2025
- Pensioner Mortgage Leasehold Houses in 2025
- Equity Loan For Tenants In Common UK
- Pensioner Mortgage Hinckley And Rugby Building Society in 2025
- Refinance Isle Of Wight And Anglesey UK
- Bad Credit Mortgages Godiva Mortgages Ltd for 2025
- Pensioner Mortgage Hanley Mortgages UK
- RIO Molo Finance UK
- Refinance Coutts Finance Co in 2025
- Equity Loan Landmark Mortgages in 2025
- Bad Credit Mortgages Marsden Bs in 2025
- Retirement Mortgage Age 40 in 2025
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2025
- Interest Only Lifetime Mortgages Landbay UK
- Refinance Onesavings Bank UK
- Home Equity Loan More To Life in 2025
- RIO Newbury Building Society Mortgages for 2025
- Equity Loan Mortgage Express for 2025
- Home Equity Loan Mod Or Housing Association Houses And Bungalows for 2025
- Equity Loan Handelsbanken in 2025
- Pensioner Mortgage Properties Valued At Less Than £100000 UK
- Remortgage Bad Credit Age 52 in 2025
- Refinance Chelsea Building Society in 2025
- RIO Greater Manchester for 2025
- Equity Loan Direct Line for 2025
- Pensioner Mortgage Harpenden Building Society in 2025
- Home Equity Loan Housing Association Or Social Housing for 2025


Hard-to-finance home variants can include properties in the course of construction or pre-construction, properties where multiple third parties are living in an annexe, freehold houses and bungalows (England, Wales, Northern Ireland), properties made up of multiple titles, and properties with single-skin brickwork.
Some of the most popular retirement mortgage products are Lloyds Bank later life mortgages, HSBC mortgages for 60-year-olds, Post Office interest-only mortgages for people over 70, Legal & General later life mortgages, and Nationwide Building Society retirement mortgages.
Hard-to-finance home variants can include Timber-framed properties constructed after 1965, properties with externally applied insulation to the walls after construction, large concrete panel systems, studio flats outside the M25, and basement or lower ground-floor flats with level access to private or communal garden space.
Popular LTV percentages of TSB interest only mortgages for over 60s, HSBC interest only mortgages for people over 70, Post Office over 60 mortgages, Legal and General mortgages for 60 year olds, RBS mortgages for pensioners over 60 and Nationwide Building Society pensioner mortgages over 60 are 50%, 60% and 64.22%.
Challenging to finance property titles can include flats of less than 30 square metres in any location, properties converted from modern commercial premises, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Challenging to finance property variants can include properties built on contaminated land, properties close to mining works, landfills, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, thatched buildings, and concrete panel houses.
How much cash can I get?
You can release 64.22% of your property’s valuation. For example, if your home is worth £330,000, you can borrow £198,000.



