Lifetime Mortgage Properties Above Commercial Premises

Retirement Mortgage Properties Above Commercial Premises
  • Remove tax-free money from your property.
  • No regular monthly repayments with Equity Release Properties Above Commercial Premises
  • Help your family with the cash you release
  • Are you still paying a mortgage? No problems
  • Stay living in your own home.
  • Often used to manage inheritance tax bills
  • No broker fee is charged.
  • Complex property types are OK.

If you don’t want a lifetime mortgage or equity release and want a standard mortgage at 3.97% regardless of your age, please Click Here

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  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97% regardless of your age? Please Click Here

reverse mortgage
pensioner mortgages
Over 65
pensioner mortgages

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

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pensioner mortgages interest only
pensioner mortgages interest only
Home Equity Loan Pensioners Over 65 for 2025

Providers for UK Equity Release

  • More2Life
  • Stepchange
  • Bower
  • Liverpool Victoria
  • Bridgewater Lifetime Mortgage
  • Just retirement-defined benefit
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Schemes
  • NatWest Equity Release
  • More2Life Tailored Choice Plan
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • More to Life Capital Choice Plan
  • Pure Retirement Equity Release
  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Nationwide Equity Release
  • NatWest Lifetime Mortgage
  • Aviva Equity Release Plans
  • Bridgewater Equity Release
  • Canada Life Equity Release
  • Lloyds Bank Equity Release Schemes
  • Saga Equity Release Plans
  • More 2 Life Capital Choice Plan
  • Age Partnership Equity Release Schemes
Retirement Mortgage Market Harborough Building Society for 2025

Aviva Equity Release

Crown Retirement Mortgages

Legal and General

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

How much is it common to release from a home

  • 50% home reversion plans AIG Life
  • 54.22% loan to value monthly payment life time mortgage Legal and General
  • 60% loan to value lump sum lifetime mortgages Key Retirement
  • 30% LTV home reversion schemes Clearly Loans

Areas where retirement mortgages are common

  • Selsey
  • Skipton
  • Soham
  • Lydney
  • Christchurch
  • Wells-next-the-Sea
  • Silsden
  • Bakewell
  • Painswick
  • Dinnington St Johns
  • Burton upon Trent
  • Kirkbymoorside
  • Crowland
  • Crediton
  • Midhurst
  • Leiston

Equity Release Loan To Value

The older you are and the unhealthier you are the more cash you can release.

Wealthy business owners who could benefit from equity release estate planning

  • Wholesale of metals and metal ores Caistor
  • Manufacture of perfumes and toilet preparations St Ives
  • Roofing activities Chipping Campden
  • Mining of uranium and thorium ores Penrith
  • Building of pleasure and sporting boats Bridgwater
  • Operation of warehousing and storage facilities for air transport activities Ringwood
  • Manufacture of prepared feeds for farm animals Ludlow
  • Motion picture, television and other theatrical casting activities Needham Market
  • Production of coffee and coffee substitutes Keynsham
  • Cutting, shaping and finishing of stone Irthlingborough
  • Collection of hazardous waste Longridge
  • Other mining and quarrying n e c Langport
  • Retail sale of fish, crustaceans and molluscs in specialised stores Chipping Norton
  • Activities of other holding companies n e c Chester-le-Street
  • Manufacture of soap and detergents Bakewell
  • Activities of credit bureaus Mablethorpe and Sutton
  • Manufacture of other games and toys, n e c Redruth
  • Wireless telecommunications activities Stroud
  • Support activities for animal production other than farm animal boarding and care n e c Cranbrook
  • Other education n e c Ramsey
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Rochester
  • Reproduction of video recording Smethwick

It is common to find individuals seeking out monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Legal and General like Aegon are keen to see evidence of your personal circumstances in the form of bank statements.

Canada Life Home Finance lifetime mortgage for properties in Scotland

Pensioner Mortgage Properties Above Commercial Premises

Pure Retirement - Classic Lite
Legal & General - Flexible Yellow
Pure Retirement Ltd joint lifetime mortgage
more 2 life lifetime mortgage

Interest Only Lifetime Mortgages Properties Above Commercial Premises

Canada LIfe - Interest Select Gold Flexi

Disadvantages of Lifetime Mortgages

Home reversion plans can reduce your estate value. Home reversion schemes may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Secured Loan And Equity Release Lenders

  1. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  2. Black Horse Secured Loans: No Fees, Free Valuation
  3. 7.21% Annexe Self Contained Granny Flats Secured Loans
  4. 5.67% Cambridge Building Society Secured Loans No Fees 90%
  5. 7.35% Properties Adjacent Commercial Premises Secured Loans
  6. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  7. 7.24% Spray Foam Insulation Secured Loans
  8. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  9. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  10. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  11. Newcastle Building Society Secured Loans No Fees
  12. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  13. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  14. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  15. 5.55% Clydesdale Bank Secured Loans No Fees Free Valuation
  16. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  17. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  18. Leeds BS Secured Loans – Get Free Valuation & No Fees
  19. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  20. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  21. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  22. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  23. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  24. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  25. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  26. 5.58% First Direct Secured Loans No Fees Free Valuation 84.22%
  27. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  28. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  29. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  30. 5.72% First Trust Bank Secured Loans No Fees Free Valuation
  31. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  32. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  33. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  34. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2025
  35. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  36. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  37. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  38. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  39. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  40. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV