Retirement Mortgage Properties Above Commercial Premises

Remove tax-free money from your property
No regular monthly repayments with Equity Release Properties Above Commercial Premises
Help your family with the cash you release
Are you still paying a mortgage? No problems
Stay living in your own home
Often used to manage inheritance tax bills
No brokers fee charged
Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Providers for UK Equity Release

More2Life
Stepchange
Bower
Liverpool Victoria

Bridgewater Lifetime Mortgage
Just retirement defined benefit
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
Nationwide Equity Release Schemes
HSBC Equity Release Schemes
NatWest Equity Release
More2Life Tailored Choice Plan
L&G Legal & General Premier Flexible Lifetime Mortgage
More to Life Capital Choice Plan
Pure Retirement Equity Release
Nationwide Equity Release Schemes
Lloyds Bank Equity Release Schemes
Royal Bank of Scotland Lifetime Mortgage
Saga Equity Release Plans
L&G Legal & General Flexible Plus Lifetime Mortgage
Nationwide Equity Release
NatWest Lifetime Mortgage
Aviva Equity Release Plans
Bridgewater Equity Release
Canada Life Equity Release
Lloyds Bank Equity Release Schemes
Saga Equity Release Plans
More 2 Life Capital Choice Plan
Age Partnership Equity Release Schemes

Aviva Equity Release

Crown Retirement Mortgages

Legal and General

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

How much is it common to release from a home

50% home reversion plans AIG Life
55% loan to value monthly payment life time mortgage Legal and General
60% loan to value lump sum lifetime mortgages Key Retirement
30% LTV home reversion schemes Clearly Loans

Areas where retirement mortgages are common

Selsey
Skipton
Soham
Lydney
Christchurch
Wells-next-the-Sea
Silsden
Bakewell
Painswick
Dinnington St Johns
Burton upon Trent
Kirkbymoorside
Crowland
Crediton
Midhurst
Leiston

Equity Release Loan To Value

The older you are and the unhealthier you are the more cash you can release.

Wealthy business owners who could benefit from equity release estate planning

Wholesale of metals and metal ores Caistor
Manufacture of perfumes and toilet preparations St Ives
Roofing activities Chipping Campden
Mining of uranium and thorium ores Penrith
Building of pleasure and sporting boats Bridgwater
Operation of warehousing and storage facilities for air transport activities Ringwood
Manufacture of prepared feeds for farm animals Ludlow
Motion picture, television and other theatrical casting activities Needham Market
Production of coffee and coffee substitutes Keynsham
Cutting, shaping and finishing of stone Irthlingborough
Collection of hazardous waste Longridge
Other mining and quarrying n e c Langport
Retail sale of fish, crustaceans and molluscs in specialised stores Chipping Norton
Activities of other holding companies n e c Chester-le-Street
Manufacture of soap and detergents Bakewell
Activities of credit bureaus Mablethorpe and Sutton
Manufacture of other games and toys, n e c Redruth
Wireless telecommunications activities Stroud
Support activities for animal production other than farm animal boarding and care n e c Cranbrook
Other education n e c Ramsey
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Rochester
Reproduction of video recording Smethwick

It is common to find individuals seeking out monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Legal and General like Aegon are keen to see evidence of your personal circumstances in the form of bank statements.

Pensioner Mortgage Properties Above Commercial Premises

Interest Only Lifetime Mortgages Properties Above Commercial Premises

Disadvantages of Lifetime Mortgages

Home reversion plans can reduce your estate value. Home reversion schemes may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Free No Obligation Quote

About You