- Remove tax-free money from your property
- No regular monthly repayments with Equity Release Properties Above Commercial Premises
- Help your family with the cash you release
- Are you still paying a mortgage? No problems
- Stay living in your own home
- Often used to manage inheritance tax bills
- No brokers fee charged
- Difficult property types are OK
If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here
Providers for UK Equity Release
- More2Life
- Stepchange
- Bower
- Liverpool Victoria
- Bridgewater Lifetime Mortgage
- Just retirement defined benefit
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Nationwide Equity Release Schemes
- HSBC Equity Release Schemes
- NatWest Equity Release
- More2Life Tailored Choice Plan
- L&G Legal & General Premier Flexible Lifetime Mortgage
- More to Life Capital Choice Plan
- Pure Retirement Equity Release
- Nationwide Equity Release Schemes
- Lloyds Bank Equity Release Schemes
- Royal Bank of Scotland Lifetime Mortgage
- Saga Equity Release Plans
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Nationwide Equity Release
- NatWest Lifetime Mortgage
- Aviva Equity Release Plans
- Bridgewater Equity Release
- Canada Life Equity Release
- Lloyds Bank Equity Release Schemes
- Saga Equity Release Plans
- More 2 Life Capital Choice Plan
- Age Partnership Equity Release Schemes
- Equity Loan Pensioners Over 65 in 2023
- RIO Age 47 UK
- Refinance Ge Money Home Lending Ltd UK
- Interest Only Lifetime Mortgages Landbay UK
- RIO Atom Bank UK
- Ex Local Authority Flats Or Maisonettes
- Hodge
- RIO Nedbank Private Wealth UK
- Refinance No Credit Check for 2023
- Equity Loan Leeds Building Society UK
- Equity Loan Laing Easiform Homes in 2023
- Pensioner Mortgage Keystone Property Finance in 2023
- Remortgage Bad Credit Beverley Building Society for 2023
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2023
- Remortgage Bad Credit Leeds And Holbeck Building Society in 2023
- Retirement Mortgage Intelligent Finance in 2023
- Equity Loan For Tenants In Common UK
- RIO Properties Held By Companies for 2023
- Home Equity Loan Annexe Self Contained Granny Flats in 2023
- Interest Only Mortgage Hinckley And Rugby Building Society in 2023
- Home Equity Loan Paragon in 2023
- Retirement Mortgage Age 45 for 2023
- Pensioner Mortgage Coventry Building Society in 2023
- RIO Precast Reinforced Concrete Prc Properties in 2023
- Pensioner Mortgage Holmesdale Building Society UK
- Bad Credit Mortgages Ex Council Property Houses And Flats in 2023
- Age 54
- Remortgage Bad Credit Pitched Roofs Of Asbestoscement Tiles UK
- RIO External Walls Built Entirely Of Single Skin Brickwork for 2023
- RIO Mortgage Agency Services in 2023
- Equity Loan Isle Of Wight And Anglesey UK
- Refinance Merseyside Liverpool UK
- Masthaven Bank
- Refinance Declined in 2023
- Metro Bank
- Interest Only Mortgage Best Retirement Interest Only Mortgages for 2023
- Interest Only Lifetime Mortgages Foreign Nationals for 2023
- Interest Only Lifetime Mortgages Foundation Home Loans UK
- Retirement Mortgage Aldermore Bank for 2023
- Godiva Mortgages Ltd
- Pensioner Mortgage Asbestos UK
- Bad Credit Mortgages Move House UK
- Retirement Mortgage Freehold Held By Local Authority UK
- Retirement Mortgage Converted Flats Or Maisonettes for 2023
- Equity Loan Mod Or Housing Association Houses And Bungalows UK
- Refinance Molo Finance UK
- Equity Loan Bank Of Ireland Mortgages UK
- Remortgage Prefabricated Concrete Houses for 2023
- RIO Precise Mortgages in 2023
- Pensioner Mortgage Leasehold Houses in 2023
- Refinance Halifax for 2023
- Remortgage Bad Credit Pre-Fabricated Properties in 2023
- Refinance Onesavings Bank UK
- Interest Only Lifetime Mortgages Daily Telegraph UK
- Remortgage Bad Credit Corrugated Iron Roofs Property-Iron for 2023
- Remortgage Bad Credit Harpenden Building Society for 2023
- Pensioner Mortgage First Active in 2023
- Remortgage Mansfield Bs UK
- Refinance Iva UK
- Equity Loan Buckinghamshire Building Society UK
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.
How much is it common to release from a home
- 50% home reversion plans AIG Life
- 55% loan to value monthly payment life time mortgage Legal and General
- 60% loan to value lump sum lifetime mortgages Key Retirement
- 30% LTV home reversion schemes Clearly Loans
Areas where retirement mortgages are common
- Selsey
- Skipton
- Soham
- Lydney
- Christchurch
- Wells-next-the-Sea
- Silsden
- Bakewell
- Painswick
- Dinnington St Johns
- Burton upon Trent
- Kirkbymoorside
- Crowland
- Crediton
- Midhurst
- Leiston
Equity Release Loan To Value
The older you are and the unhealthier you are the more cash you can release.
Wealthy business owners who could benefit from equity release estate planning
- Wholesale of metals and metal ores Caistor
- Manufacture of perfumes and toilet preparations St Ives
- Roofing activities Chipping Campden
- Mining of uranium and thorium ores Penrith
- Building of pleasure and sporting boats Bridgwater
- Operation of warehousing and storage facilities for air transport activities Ringwood
- Manufacture of prepared feeds for farm animals Ludlow
- Motion picture, television and other theatrical casting activities Needham Market
- Production of coffee and coffee substitutes Keynsham
- Cutting, shaping and finishing of stone Irthlingborough
- Collection of hazardous waste Longridge
- Other mining and quarrying n e c Langport
- Retail sale of fish, crustaceans and molluscs in specialised stores Chipping Norton
- Activities of other holding companies n e c Chester-le-Street
- Manufacture of soap and detergents Bakewell
- Activities of credit bureaus Mablethorpe and Sutton
- Manufacture of other games and toys, n e c Redruth
- Wireless telecommunications activities Stroud
- Support activities for animal production other than farm animal boarding and care n e c Cranbrook
- Other education n e c Ramsey
- Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Rochester
- Reproduction of video recording Smethwick
It is common to find individuals seeking out monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Legal and General like Aegon are keen to see evidence of your personal circumstances in the form of bank statements.
Pensioner Mortgage Properties Above Commercial Premises
Interest Only Lifetime Mortgages Properties Above Commercial Premises
Disadvantages of Lifetime Mortgages
Home reversion plans can reduce your estate value. Home reversion schemes may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.