Lifetime Mortgage Properties Above Commercial Premises

Retirement Mortgage Properties Above Commercial Premises

  • Remove tax-free money from your property
  • No regular monthly repayments with Equity Release Properties Above Commercial Premises
  • Help your family with the cash you release
  • Are you still paying a mortgage? No problems
  • Stay living in your own home
  • Often used to manage inheritance tax bills
  • No brokers fee charged
  • Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

reverse mortgage
pensioner mortgages

Over 65
pensioner mortgages

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

pensioner mortgages interest only
pensioner mortgages interest only
Home Equity Loan Pensioners Over 65 for 2023

Providers for UK Equity Release

  • More2Life
  • Stepchange
  • Bower
  • Liverpool Victoria


  • Bridgewater Lifetime Mortgage
  • Just retirement defined benefit
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Schemes
  • NatWest Equity Release
  • More2Life Tailored Choice Plan
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • More to Life Capital Choice Plan
  • Pure Retirement Equity Release
  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Nationwide Equity Release
  • NatWest Lifetime Mortgage
  • Aviva Equity Release Plans
  • Bridgewater Equity Release
  • Canada Life Equity Release
  • Lloyds Bank Equity Release Schemes
  • Saga Equity Release Plans
  • More 2 Life Capital Choice Plan
  • Age Partnership Equity Release Schemes


Retirement Mortgage Market Harborough Building Society for 2023

Aviva Equity Release

Crown Retirement Mortgages

Legal and General

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

How much is it common to release from a home

  • 50% home reversion plans AIG Life
  • 55% loan to value monthly payment life time mortgage Legal and General
  • 60% loan to value lump sum lifetime mortgages Key Retirement
  • 30% LTV home reversion schemes Clearly Loans


Areas where retirement mortgages are common

  • Selsey
  • Skipton
  • Soham
  • Lydney
  • Christchurch
  • Wells-next-the-Sea
  • Silsden
  • Bakewell
  • Painswick
  • Dinnington St Johns
  • Burton upon Trent
  • Kirkbymoorside
  • Crowland
  • Crediton
  • Midhurst
  • Leiston


Equity Release Loan To Value

The older you are and the unhealthier you are the more cash you can release.

Wealthy business owners who could benefit from equity release estate planning

  • Wholesale of metals and metal ores Caistor
  • Manufacture of perfumes and toilet preparations St Ives
  • Roofing activities Chipping Campden
  • Mining of uranium and thorium ores Penrith
  • Building of pleasure and sporting boats Bridgwater
  • Operation of warehousing and storage facilities for air transport activities Ringwood
  • Manufacture of prepared feeds for farm animals Ludlow
  • Motion picture, television and other theatrical casting activities Needham Market
  • Production of coffee and coffee substitutes Keynsham
  • Cutting, shaping and finishing of stone Irthlingborough
  • Collection of hazardous waste Longridge
  • Other mining and quarrying n e c Langport
  • Retail sale of fish, crustaceans and molluscs in specialised stores Chipping Norton
  • Activities of other holding companies n e c Chester-le-Street
  • Manufacture of soap and detergents Bakewell
  • Activities of credit bureaus Mablethorpe and Sutton
  • Manufacture of other games and toys, n e c Redruth
  • Wireless telecommunications activities Stroud
  • Support activities for animal production other than farm animal boarding and care n e c Cranbrook
  • Other education n e c Ramsey
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Rochester
  • Reproduction of video recording Smethwick

It is common to find individuals seeking out monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Legal and General like Aegon are keen to see evidence of your personal circumstances in the form of bank statements.

Canada Life Home Finance lifetime mortgage for properties in Scotland

Pensioner Mortgage Properties Above Commercial Premises

Pure Retirement - Classic Lite

Legal & General - Flexible Yellow

Pure Retirement Ltd joint lifetime mortgage

more 2 life lifetime mortgage

Interest Only Lifetime Mortgages Properties Above Commercial Premises

Canada LIfe - Interest Select Gold Flexi

Disadvantages of Lifetime Mortgages

Home reversion plans can reduce your estate value. Home reversion schemes may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.