Lifetime Mortgage Asbestos Sheet

Retirement Mortgage Atom Bank
  • Not necessary to make monthly payments
  • Use the money to buy another property
  • Are you still paying a mortgage? We can help with that
  • Stay living in your own house
  • Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

reverse mortgage
retirement mortgages
pensioner mortgage
lifetime mortgage interest only rates
interest only lifetime mortgage
Over 55
Under 55
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Over 60
pensioner mortgage

Equity release is common among small business owners like below

  • Manufacture of homogenized food preparations and dietetic food Spilsby
  • Construction of roads and motorways Denholme
  • Activities of production holding companies Barnet
  • Processing and preserving of potatoes Loughborough
  • Other service activities n e c Highbridge
  • Other credit granting n e c Southwick
  • Extraction of crude petroleum Boroughbridge
  • Physical well-being activities Walton-on-Thames
  • Manufacture of steam generators, except central heating hot water boilers Haslemere
  • Fund management activities North Petherton
  • Building societies Penrith
  • Manufacture of margarine and similar edible fats Rugby
  • Activities of distribution holding companies Ashby Woulds
  • Manufacture of pesticides and other agrochemical products Bedford
  • Treatment and disposal of non-hazardous waste Oldbury
  • Finishing of textiles Bootle
  • Other social work activities without accommodation n e c Ponteland
  • Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Bournemouth
  • Non-life reinsurance Great Yarmouth
  • Manufacture of gas Corby
  • Activities auxiliary to financial intermediation n e c Shaftesbury
  • Landscape service activities Braintree
  • Operation of rail freight terminals Dukinfield
  • Preparation and spinning of textile fibres Much Wenlock
  • Wholesale of musical instruments South Shields
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Malton
  • Other holiday and other collective accommodation Market Weighton

What percentage can be released?

The more aged you are and the more illnesses you have you are, the more tax-free cash you can release.

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.

  • Liverpool Victoria LV Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • Just retirement defined benefit
  • Liverpool Victoria LV Equity Release
  • More 2 Life Tailored Choice Plan
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release Schemes
  • Saga Equity Release Schemes
  • Bridgewater Equity Release
  • Canada Life Voluntary Select Gold
  • Pure Retirement Equity Release
  • Stonehaven Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Saga home reversion schemes
  • Aviva Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Canada Life Equity Release Schemes
  • Just Retirement Equity Release Plans
  • More to Life Tailored Choice Plan
  • Nationwide Equity Release
  • Age Partnership Interest Only Lifetime Mortgage

Towns of the UK where Lifetime Mortgages are popular

  • Morley
  • Harwich
  • Wimborne Minster
  • Clun
  • Basingstoke
  • Hinckley
  • Attleborough
  • Portland
  • North Walsham
  • Longridge
  • Rayleigh
  • Winslow
  • Hinckley
Aviva lifetime mortgage
Canada Life Home Finance lifetime mortgage for properties in Scotland
Legal & General - Flexible Yellow
Legal & General - Flexible Blue
Aviva - Lifestyle Flexible Option
Canada LIfe - Interest Select Gold Flexi
Just Retirement - Roll-Up Lifetime Mortgage
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Drawbacks of Interest Only Lifetime Mortgages

Monthly payment lifetime mortgage can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Providers for UK Equity Release

  • Lifetime Mortgage from L&G
  • Santander
  • Just Retirement

It’s usual to discover individuals looking for monthly payment lifetime mortgages, lump sum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases. However, Just Retirement, like AIG Life, are keen to see evidence of your circumstances in the form of investment statements.

Interest Only Mortgage Freehold Held By Local Authority for 2024
Home Equity Loan Age 43 for 2024

Canada Life Retirement Mortgages

Hodge Lifetime Equity Release

Legal and General Retirement Mortgages

What percentage can be released?

  • 50% monthly payment lifetime mortgage AA equity release
  • 25% loan to value (LTV) monthly payment equity release Expat Packager
  • 45% loan to value monthly payment life time mortgage Bridgewater
  • 25% loan to value (LTV) interest-only lifetime mortgages Equifinance

Difficult-to-finance home types can include properties where proposed building works have not yet commenced, properties where multiple third parties live in an annexe, right to buy – properties in England, Wales and Northern Ireland, commonhold properties and properties with leased solar panels.

Many of the most appealing pensioner finance products are Lloyds Bank retirement mortgages, Barclays Bank lifetime mortgages, Halifax equity release schemes, L&G interest-only lifetime mortgages and Nationwide Building Society equity release schemes.

Hard-to-mortgage property variants can include timber framed properties built before 1920, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, studio flats outside the M25 and properties where the flat is accessed via a deck or balcony.

Some of the most common loan-to-value ratios of Lloyds mortgages for pensioners over 60, HSBC mortgages for over 70s, NatWest mortgages over 65, Legal & General mortgages over 65, Royal Bank of Scotland remortgages for people over 50 years old and Nationwide Building Society mortgages for 60 plus are 50%, 60% and 65%.

Challenging to mortgage home titles include properties built or converted into dwellings more than 10 years ago, properties with grounds in excess of five acres, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties with mobile phone masts which are within influencing distance of the house.

Challenging to mortgage property variants can include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), some properties with sitting tenants or regulated tenancies, thatched buildings and concrete frame.

How much can I release?

You can borrow 70% of your property’s valuation. For example, if your home is worth £320,000 you can get £224,000.