Not necessary to make monthly payments
Use the money to buy another property
Are you still paying a mortgage? We can help with that
Stay living in your own house
Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Equity release is common among small business owners like below

Manufacture of homogenized food preparations and dietetic food Spilsby
Construction of roads and motorways Denholme
Activities of production holding companies Barnet
Processing and preserving of potatoes Loughborough
Other service activities n e c Highbridge
Other credit granting n e c Southwick
Extraction of crude petroleum Boroughbridge
Physical well-being activities Walton-on-Thames
Manufacture of steam generators, except central heating hot water boilers Haslemere
Fund management activities North Petherton
Building societies Penrith
Manufacture of margarine and similar edible fats Rugby
Activities of distribution holding companies Ashby Woulds
Manufacture of pesticides and other agrochemical products Bedford
Treatment and disposal of non-hazardous waste Oldbury
Finishing of textiles Bootle
Other social work activities without accommodation n e c Ponteland
Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Bournemouth
Non-life reinsurance Great Yarmouth
Manufacture of gas Corby
Activities auxiliary to financial intermediation n e c Shaftesbury
Landscape service activities Braintree
Operation of rail freight terminals Dukinfield
Preparation and spinning of textile fibres Much Wenlock
Wholesale of musical instruments South Shields
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Malton
Other holiday and other collective accommodation Market Weighton

What percentage can be released?

The more aged you are and the more illnesses you have you are, the more tax-free cash you can release.

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Liverpool Victoria LV Equity Release Plans
Lloyds Bank Lifetime Mortgage
Just retirement defined benefit
Liverpool Victoria LV Equity Release
More 2 Life Tailored Choice Plan
TSB Lifetime Interest Only Mortgage
NatWest Equity Release Schemes
Saga Equity Release Schemes
Bridgewater Equity Release
Canada Life Voluntary Select Gold
Pure Retirement Equity Release
Stonehaven Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
TSB Lifetime Interest Only Mortgage
Saga home reversion schemes
Aviva Equity Release Plans
Bridgewater Equity Release Schemes
Canada Life Equity Release Schemes
Just Retirement Equity Release Plans
More to Life Tailored Choice Plan
Nationwide Equity Release
Age Partnership Interest Only Lifetime Mortgage

Towns of the UK where Lifetime Mortgages are popular

Morley
Harwich
Wimborne Minster
Clun
Basingstoke
Hinckley
Attleborough
Portland
North Walsham
Longridge
Rayleigh
Winslow
Hinckley

Canada Life Home Finance lifetime mortgage for properties in Scotland

Canada LIfe - Interest Select Gold Flexi

Just Retirement - Roll-Up Lifetime Mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Drawbacks of Interest Only Lifetime Mortgages

Monthly payment lifetime mortgage can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Providers for UK Equity Release

Lifetime Mortgage from L&G
Santander
Just Retirement

It’s usual to discover individuals looking for monthly payment lifetime mortgages, lump sum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases. However, Just Retirement, like AIG Life, are keen to see evidence of your circumstances in the form of investment statements.

Interest Only Mortgage Freehold Held By Local Authority for 2024

Interest Only Lifetime Mortgages Age Restricted Properties UK

Pensioner Mortgage Beverley Building Society UK

Home Equity Loan In-Situ Cast Concrete Properties in 2024

Canada Life Retirement Mortgages

Hodge Lifetime Equity Release

Legal and General Retirement Mortgages

What percentage can be released?

50% monthly payment lifetime mortgage AA equity release
25% loan to value (LTV) monthly payment equity release Expat Packager
45% loan to value monthly payment life time mortgage Bridgewater
25% loan to value (LTV) interest-only lifetime mortgages Equifinance

Difficult-to-finance home types can include properties where proposed building works have not yet commenced, properties where multiple third parties live in an annexe, right to buy – properties in England, Wales and Northern Ireland, commonhold properties and properties with leased solar panels.

Many of the most appealing pensioner finance products are Lloyds Bank retirement mortgages, Barclays Bank lifetime mortgages, Halifax equity release schemes, L&G interest-only lifetime mortgages and Nationwide Building Society equity release schemes.

Hard-to-mortgage property variants can include timber framed properties built before 1920, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, studio flats outside the M25 and properties where the flat is accessed via a deck or balcony.

Some of the most common loan-to-value ratios of Lloyds mortgages for pensioners over 60, HSBC mortgages for over 70s, NatWest mortgages over 65, Legal & General mortgages over 65, Royal Bank of Scotland remortgages for people over 50 years old and Nationwide Building Society mortgages for 60 plus are 50%, 60% and 65%.

Challenging to mortgage home titles include properties built or converted into dwellings more than 10 years ago, properties with grounds in excess of five acres, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties with mobile phone masts which are within influencing distance of the house.

Challenging to mortgage property variants can include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), some properties with sitting tenants or regulated tenancies, thatched buildings and concrete frame.

How much can I release?

You can borrow 70% of your property’s valuation. For example, if your home is worth £320,000 you can get £224,000.

Free No Obligation Quote

About You

Free No Obligation Quote

About You

Equity release is common among small business owners like below

What percentage can be released?

Towns of the UK where Lifetime Mortgages are popular

Drawbacks of Interest Only Lifetime Mortgages

Providers for UK Equity Release

What percentage can be released?

Secured Loan And Equity Release Lenders