
- No regular monthly payments
- Use the money for anything you like
- Do you still have a mortgage? We can help with that
- Continue to live in your property
- All non-standard construction properties are considered
If you don’t want a lifetime mortgage or equity release and want a normal mortgage at 3.97% regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here









- Equity Loan Mansfield Building Society Interest Rates UK
- Bradford & Bingley Plc
- Home Equity Loan Properties That Have A Flat Roof UK
- Home Equity Loan Halifax UK
- RIO Ex Council Property Houses And Flats in 2025
- Pensioner Mortgage Platform in 2025
- Home Equity Loan Molo Finance in 2025
- Equity Loan Direct Lender for 2025
- Equity Loan Category A & B Listings Scotland Listed for 2025
- RIO Cynergy Bank UK
- Refinance Properties Valued At Less Than £100000 in 2025
- Equity Loan Age 44 UK
- Bad Credit Mortgages Isle Of Wight And Anglesey in 2025
- Equity Loan Greater London in 2025
- Remortgage Hinckley And Rugby Building Society for 2025
- Interest Only Mortgage Age 48 in 2025
- Equity Loan Move Provider for 2025
- Pensioner Mortgage Aldermore Bank in 2025
- Pensioner Mortgage Family Building Society in 2025
- Remortgage Bad Credit Buckinghamshire Building Society for 2025
- Home Equity Loan Declined for 2025
- Interest Only Lifetime Mortgages Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2025
- Equity Loan For Self-Build in 2025
- Non-Standard Construction
- Refinance Properties With An Agricultural Tie UK
- Accord Mortgages
- RIO Leeds Building Society in 2025
- Retirement Mortgage Mortgage Agency Services UK
- Properties Involved In Commercial Farming
- Remortgage Bad Credit Age Restricted Properties in 2025
- Pensioner Mortgage Belfast Northern Ireland for 2025
- Equity Loan Properties Flooded In The Past Five Years in 2025
- Retirement Mortgage Precast Reinforced Concrete Prc Properties for 2025
- Interest Only Lifetime Mortgages Britannia Co-Operative Bank in 2025
- Equity Loan For Tenants In Common UK
- Bad Credit Mortgages Bank Of Ireland Mortgages UK
- Remortgage Bad Credit Age 53 UK
- Pensioner Mortgage Ecology Building Society for 2025
- Refinance Freehold Held By Local Authority UK
- RIO Magellan Homeloans for 2025
- RIO Bristol in 2025
- Refinance Kent Reliance UK
- Interest Only Mortgage Market Harborough Building Society for 2025
- Drawdown
- Interest Only Mortgage Merseyside Liverpool in 2025
- Retirement Mortgage Asbestos Sheet for 2025
- Refinance Pepper Money UK
- Retirement Mortgage Beverley Building Society in 2025
- Ahli United Bank
- Equity Loan Nedbank Private Wealth in 2025
- Equity Loan Ex Council Properties Ex-Housing Association in 2025
- Remortgage Bluestone Mortgages UK
- Equity Loan Direct Line for 2025
- Home Equity Loan External Walls Built Entirely Of Single Skin Brickwork for 2025
- Pensioner Mortgage Properties Above Commercial Premises for 2025
- Remortgage Bad Credit Ex-Local Authority Steel Frame Properties for 2025
- Retirement Mortgage Landbay UK
Equity Release UK Providers – retirement interest only mortgage rates
- Sunlife Plans
- One Family
- Key Retirement
- Stepchange
- LV Liverpool Victoria
Crown Drawdown Lifetime Mortgages
Pensioner Mortgage Best Retirement Interest Only Mortgages
LV Drawdown Lifetime Mortgages
Towns of the UK where Lifetime Mortgages are popular
- Blandford Forum
- Southborough
- Higham Ferrers
- Bradninch
- Grantham
- Biddulph
- Porthleven
- Crosby
- Burslem
- Newbury
- Surbiton


Interest Only Lifetime Mortgages Best Retirement Interest Only Mortgages


Hard-to-finance property variants include homes requiring essential repairs, properties where the ownership is set up on a tenancy in everyday basis, right to buy – properties in England, Wales and Northern Ireland, leasehold properties (except flats and maisonettes) and properties owned under any form of shared equity scheme.
Standard retirement mortgage products are TSB mortgages for over 65, Barclays Bank equity release plans, NatWest remortgages for people over 50 years old, Legal & General interest only mortgages for people over 60 and Nationwide equity release schemes.
Rugged-to mortgage property types include pre-fabricated reinforced concrete (PRC), properties with any external treatment applied to the roof after construction, properties with a minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift and freehold flats (England, Wales, Northern Ireland).
Popular loan-to-value percentage ratios of Lloyds mortgages over 70s, HSBC mortgages over 70, NatWest mortgages for those over 70, L&G pensioner mortgages over 70, Royal Bank of Scotland lifetime mortgages for over 55s and Nationwide Building Society mortgages for people 60 plus are 44.22%, 60% and 70%.
Challenging to finance home titles can include properties built or converted into dwellings more than 10 years ago, properties with a single annexe or other self-contained part of the property, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with mobile phone masts which are not within influencing distance of the house and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Tough-to-finance home titles include properties that will be assessed for flood risk, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties where there are boundary disputes or where planning applications have not been applied for correctly, and mundic homes and concrete frame.
Loan to value for equity release?
You can achieve 70% of your property’s value. For example, if your home is worth £200,000, you can release £140,000.





Pitfalls of Lifetime Mortgages
A lifetime mortgage with a flexible drawdown cash release can reduce the value of your estate. A lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a solicitor’s fee and could be exposed to changes in interest rates with some products.
The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is a Private Tenant.
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
- HSBC Interest Only Lifetime Mortgage
- Lloyds Bank Equity Release Schemes
- TSB Lifetime Interest Only Mortgage
- More to Life Tailored Choice Plan
- Saga Lifetime Mortgage
- Age Partnership Equity Release Plans
- More 2 Life Capital Choice Plus Plan
- TSB Equity Release Plans
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Bridgewater Lifetime Mortgage
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- More 2 Life Tailored Choice Plan
- Pure Retirement Equity Release Plans
- NatWest Equity Release
- Aviva Flexible Voluntary Repayment Plan
- Just retirement equity release key features
- Stonehaven Equity Release
- Nationwide Equity Release Plans
- Lloyds Bank Equity Release Plans
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Age Partnership Interest Only Lifetime Mortgage
Equity Release percentages of your current property value
The more elderly you are and the more serious your illnesses are, the more tax-free cash you can release.












Equity Release LTV
- 60% monthly payment equity release Old Mutual Wealth
- 44.22% loan to value (LTV) monthly payment equity release Prudential Lifetime
- 30% loan to value monthly payment equity release Central Trust
- 30% loan to value (LTV) home reversion plans Family Building Society
- 44.22% loan to value monthly payment lifetime mortgage Prudential
- 34.22% loan to value monthly payment equity release Shawbrook
Lowest-cost lifetime mortgage options with no redemption penalties
A Halifax interest-only lifetime mortgage can be the lowest-rate way to finance your home in retirement without the problems of compounded interest roll-up destroying more and more of your home equity.
Using retirement interest-only mortgages, Halifax can be the least expensive way to finance your home or second property.
Retired business owners that may be interested in Home Reversion Schemes
- Growing pome fruits and stone fruits, Hendon
- Risk and damage evaluation Blyth
- Manufacture of earthmoving equipment Shoreham-by-Sea
- Wholesale of metals and metal ores Cleobury Mortimer
- Manufacture of photographic and cinematographic equipment Morpeth
- Unlicensed restaurants and cafes in Sprowston
- Manufacture of other wearing apparel and accessories n e c Halesowen
- Manufacture of paper and paperboard Bungay
- General cleaning of buildings Leigh-on-Sea
- Scheduled passenger air transport Rothwell
- Removal services Bridgwater
- Repair of watches, clocks and jewellery Ashton-under-Lyne
- Artistic creation Ross-on-Wye
- Cultural education Hyde
- Renting and leasing of recreational and sports goods Cirencester
- Packaging activities Filton
- Dental practice activities Bishop Auckland
- Electrical installation Oundle
- Another retail sale in non-specialised stores in Chippenham
- Liquid milk and cream production Fordbridge
- Freight rail transport Higham Ferrers
- Production of coffee and coffee substitutes Barnoldswick
- Manufacture of doors and windows of metal Kings Lynn
It’s very regular to encounter people looking for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, More2Life like AIG Life are keen to see evidence of your circumstances in the form of pension statements.