Lifetime Mortgage Freehold Held By Local Authority

Retirement Mortgage Freehold Held By Local Authority

  • Remove tax-free cash from your property
  • No monthly repayments
  • Use the money to pay off credit cards and loans
  • Still, have a mortgage? We can help with that
  • All areas of the UK are acceptable
  • Prefabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • Date Format: DD dash MM dash YYYY
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.
Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

retirement mortgages interest only
pensioner mortgages
reverse mortgage

  • Get a RIO mortgage before Brexit ruins house prices

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

retirement mortgage
Over 60

Lenders for Equity Release

  • Bower
  • Prudential
  • Legal and General
  • Crown


Downsides of Equity Release Schemes

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment life time mortgage may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Home Equity Loan Molo Finance in 2020

Canada Life Mortgages

Pensioner Mortgage Freehold Held By Local Authority

Legal and General Mortgages

More2Life Equity Release

One Family Mortgages

Aviva Drawdown Lifetime Mortgages


  • Bridgewater Equity Release Plans
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Pure Retirement Classic Drawdown Lite Plan
  • NatWest Equity Release Plans
  • Bridgewater Lifetime Mortgage
  • Just Retirement Drawdown Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Plans
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Equity Release
  • Just retirement equity release lifetime mortgages
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • Nationwide Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Interest Select Plan
  • HSBC Lifetime Mortgage
  • Saga home reversion schemes
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Age Partnership Interest Only Lifetime Mortgage

It is often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, More2Life like LV Liverpool Victoria are keen to see evidence of your circumstances in the form of pension statements.

Legal & General - Premier Flexible Black

Premier Flexible Black

Interest Only Lifetime Mortgages Freehold Held By Local Authority

Canada Life - Lifestyle Gold

Aviva - Lifestyle Flexible Option

More2Life - Flexi Choice Lite

Pure Retirement - Classic Lite

Aviva lifetime mortgage with cashback

Bad Credit Mortgages Mansfield Bs UK

Equity Release percentages of your current property value

  • 55% home reversion schemes Old Mutual Wealth
  • 45% LTV home reversion schemes Liverpool Victoria
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Spring Finance


Areas in the UK where retirement mortgages are popular

  • Brading
  • Ollerton and Boughton
  • Sandiacre
  • Epping
  • Rochester
  • Rochester
  • Kirkby Lonsdale
  • Plympton
  • Sandy
  • Penistone
  • Dunstable
  • Stratford-upon-Avon
  • St Helens
  • Kirkham
  • Rugby


What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.


Successful business owners who could benefit from equity release estate planning

  • Manufacture of air and spacecraft and related machinery Bulwell
  • Manufacture of irradiation, electromedical and electrotherapeutic equipment Watford
  • Other information service activities n e c Bromsgrove
  • Printing n e c Wirksworth
  • Trade of electricity Pudsey
  • Growing of cereals except rice , leguminous crops and oil seeds Clun
  • Manufacture of metal forming machinery Aylesbury
  • Repair of furniture and home furnishings Burslem
  • Manufacture of starches and starch products Boroughbridge
  • Manufacture of plastic packing goods Cricklade
  • Wholesale of machine tools Bromyard
  • Manufacture of non-domestic cooling and ventilation equipment Rowley Regis
  • Compulsory social security activities Staveley
  • Funeral and related activities Redhill
  • Construction of domestic buildings Worksop
  • Wholesale of tobacco products Halewood
  • Defence activities Skegness
  • Growing of oleaginous fruits Battle
  • Manufacture of machinery for textile, apparel and leather production Wellington
  • Retail sale of other second-hand goods in stores not incl antiques Crook
  • Risk and damage evaluation Fleet
  • Television programme distribution activities Chipping Sodbury
  • Activities of other holding companies n e c Blackburn
  • Fire service activities Seaham
  • Research and experimental development on biotechnology Gravesend

The lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.