Lifetime Mortgage Freehold Held By Local Authority

• Remove tax-free cash from your property
• No monthly repayments
• Use the money to pay off credit cards and loans
• Still, have a mortgage? We can help with that
• All areas of the UK are acceptable
• Prefabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

Lenders for Equity Release

• Bower
• Prudential
• Legal and General
• Crown

 

Downsides of Equity Release Schemes

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment life time mortgage may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Canada Life Mortgages

Pensioner Mortgage Freehold Held By Local Authority

Legal and General Mortgages

More2Life Equity Release

One Family Mortgages

Aviva Drawdown Lifetime Mortgages

 

• Bridgewater Equity Release Plans
• L&G Legal & General Flexible Max Scheme
• Liverpool Victoria LV= Flexible Lifetime Mortgage
• Pure Retirement Classic Drawdown Lite Plan
• NatWest Equity Release Plans
• Bridgewater Lifetime Mortgage
• Just Retirement Drawdown Lifetime Mortgage
• Nationwide Equity Release Schemes
• Lloyds Bank Equity Release Plans
• NatWest Equity Release Schemes
• Royal Bank of Scotland Lifetime Mortgage
• Aviva Lifetime Mortgages for Pensioners
• More2Life Flexi Choice Voluntary Payment Super Lite
• Canada Life Equity Release
• Just retirement equity release lifetime mortgages
• L&G Legal & General Flexi Max Voluntary Repayment Plan
• Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
• Stonehaven Interest Select Plan
• Nationwide Interest Only Lifetime Mortgage
• Aviva Lifetime Mortgage
• Bridgewater Equity Release Schemes
• L&G Legal & General Flexible Max Plus
• Liverpool Victoria LV Equity Release
• Pure Retirement Classic Drawdown Lite Plan
• Stonehaven Interest Select Plan
• HSBC Lifetime Mortgage
• Saga home reversion schemes
• More 2 Life Flexi Choice Drawdown Lite Plan
• Age Partnership Interest Only Lifetime Mortgage

It is often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, More2Life like LV Liverpool Victoria are keen to see evidence of your circumstances in the form of pension statements.

Interest Only Lifetime Mortgages Freehold Held By Local Authority

Equity Release percentages of your current property value

• 55% home reversion schemes Old Mutual Wealth
• 45% LTV home reversion schemes Liverpool Victoria
• 25% loan to value lifetime mortgage with flexible drawdown cash release Spring Finance

 

Areas in the UK where retirement mortgages are popular

• Brading
• Ollerton and Boughton
• Sandiacre
• Epping
• Rochester
• Rochester
• Kirkby Lonsdale
• Plympton
• Sandy
• Penistone
• Dunstable
• Stratford-upon-Avon
• St Helens
• Kirkham
• Rugby

 

What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.

• Pensioner Mortgage Molo Finance for 2020
• Bad Credit Mortgages Properties Purchased Through A Right To Buy Scheme UK
• RIO Age 50 for 2020
• Refinance Mansfield Bs in 2020
• Remortgage Bad Credit Prefabricated Concrete Houses UK
• RIO Properties Flooded In The Past Five Years for 2020
• Home Equity Loan For Self Build UK
• Refinance Age 45 in 2020
• Home Equity Loan Earl Shilton Building Society in 2020
• Refinance Freehold Flat UK
• RIO Age 49 in 2020
• Refinance Godiva Mortgages Ltd in 2020
• Refinance Age 47 UK
• Retirement Mortgage Dudley Building Society for 2020
• Refinance Laing Easiform Homes in 2020
• Pensioner Mortgage Marsden Bs in 2020
• Pensioner Mortgage Onesavings Bank in 2020
• Pensioner Mortgage Precast Reinforced Concrete Prc Properties UK
• Market Harborough Building Society
• Bad Credit Mortgages Manchester Building Society in 2020
• Retirement Mortgage Newbury Building Society Mortgages for 2020
• Interest Only Mortgage Kensington Mortgage Company for 2020
• Pensioner Mortgage Holmesdale Building Society UK
• Remortgage Bad Credit Daily Telegraph for 2020
• Pensioner Mortgage No Advisor Fee UK
• RIO M&S Bank for 2020
• RIO Mortgage Agency Services in 2020
• Home Equity Loan Age 51 for 2020
• Pensioner Mortgage Properties Adjacent To Commercial Premises for 2020
• Home Equity Loan Age 53 in 2020
• Interest Only Lifetime Mortgages Leeds And Holbeck Building Society in 2020
• Equity Loan Properties More Than Five Acres Of Land UK
• Equity Loan Buckinghamshire Building Society UK
• Pensioner Mortgage Landmark Mortgages in 2020
• Pensioner Mortgage Best Retirement Interest Only Mortgages in 2020
• Retirement Mortgage Age 46 UK
• Equity Loan Belfast Northern Ireland in 2020
• Leasehold Houses
• Interest Only Mortgage Ge Money Home Lending Ltd UK
• Remortgage Bad Credit Iva in 2020
• Refinance Properties Held In Trust in 2020
• Interest Only Lifetime Mortgages Beverley Building Society for 2020
• Equity Loan Hanley Mortgages for 2020
• Remortgage First Active in 2020
• Bad Credit Mortgages Properties Valued Less Than £70000 for 2020
• Pensioner Mortgage Family Building Society in 2020
• Home Equity Loan Coventry Building Society for 2020
• Home Equity Loan More Than Two Borrowers for 2020
• Home Equity Loan Cynergy Bank UK
• Interest Only Mortgage Landbay for 2020
• Retirement Mortgage Furness Building Society UK
• Pensioner Mortgage Halifax for 2020
• Equity Loan Precise Mortgages in 2020
• RIO Hampden And Co UK
• Refinance For 50 Year Olds in 2020
• Interest Only Mortgage Mortgage Express UK
• Home Equity Loan Nedbank Private Wealth UK
• Equity Loan Intelligent Finance for 2020
• Retirement Mortgage No Broker Fee for 2020
• Home Equity Loan Age 40 UK
• Remortgage Bad Credit Age 52 in 2020
• Remortgage Parity Trust for 2020

 

Successful business owners who could benefit from equity release estate planning

• Manufacture of air and spacecraft and related machinery Bulwell
• Manufacture of irradiation, electromedical and electrotherapeutic equipment Watford
• Other information service activities n e c Bromsgrove
• Printing n e c Wirksworth
• Trade of electricity Pudsey
• Growing of cereals except rice , leguminous crops and oil seeds Clun
• Manufacture of metal forming machinery Aylesbury
• Repair of furniture and home furnishings Burslem
• Manufacture of starches and starch products Boroughbridge
• Manufacture of plastic packing goods Cricklade
• Wholesale of machine tools Bromyard
• Manufacture of non-domestic cooling and ventilation equipment Rowley Regis
• Compulsory social security activities Staveley
• Funeral and related activities Redhill
• Construction of domestic buildings Worksop
• Wholesale of tobacco products Halewood
• Defence activities Skegness
• Growing of oleaginous fruits Battle
• Manufacture of machinery for textile, apparel and leather production Wellington
• Retail sale of other second-hand goods in stores not incl antiques Crook
• Risk and damage evaluation Fleet
• Television programme distribution activities Chipping Sodbury
• Activities of other holding companies n e c Blackburn
• Fire service activities Seaham
• Research and experimental development on biotechnology Gravesend

The lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.