Lifetime Mortgage Freehold Held By Local Authority

Remove tax-free cash from your property
No monthly repayments
Use the money to pay off credit cards and loans
Still, have a mortgage? We can help with that
All areas of the UK are acceptable
Prefabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

Get a RIO mortgage before Brexit ruins house prices
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Lenders for Equity Release

Bower
Prudential
Legal and General
Crown

Downsides of Equity Release Schemes

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment life time mortgage may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Canada Life Mortgages

Pensioner Mortgage Freehold Held By Local Authority

Legal and General Mortgages

More2Life Equity Release

One Family Mortgages

Aviva Drawdown Lifetime Mortgages

Bridgewater Equity Release Plans
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV= Flexible Lifetime Mortgage
Pure Retirement Classic Drawdown Lite Plan
NatWest Equity Release Plans
Bridgewater Lifetime Mortgage
Just Retirement Drawdown Lifetime Mortgage
Nationwide Equity Release Schemes
Lloyds Bank Equity Release Plans
NatWest Equity Release Schemes
Royal Bank of Scotland Lifetime Mortgage
Aviva Lifetime Mortgages for Pensioners
More2Life Flexi Choice Voluntary Payment Super Lite
Canada Life Equity Release
Just retirement equity release lifetime mortgages
L&G Legal & General Flexi Max Voluntary Repayment Plan
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
Stonehaven Interest Select Plan
Nationwide Interest Only Lifetime Mortgage
Aviva Lifetime Mortgage
Bridgewater Equity Release Schemes
L&G Legal & General Flexible Max Plus
Liverpool Victoria LV Equity Release
Pure Retirement Classic Drawdown Lite Plan
Stonehaven Interest Select Plan
HSBC Lifetime Mortgage
Saga home reversion schemes
More 2 Life Flexi Choice Drawdown Lite Plan
Age Partnership Interest Only Lifetime Mortgage

It is often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, More2Life like LV Liverpool Victoria are keen to see evidence of your circumstances in the form of pension statements.

Interest Only Lifetime Mortgages Freehold Held By Local Authority

Equity Release percentages of your current property value

55% home reversion schemes Old Mutual Wealth
45% LTV home reversion schemes Liverpool Victoria
25% loan to value lifetime mortgage with flexible drawdown cash release Spring Finance

Areas in the UK where retirement mortgages are popular

Brading
Ollerton and Boughton
Sandiacre
Epping
Rochester
Rochester
Kirkby Lonsdale
Plympton
Sandy
Penistone
Dunstable
Stratford-upon-Avon
St Helens
Kirkham
Rugby

What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.

Successful business owners who could benefit from equity release estate planning

Manufacture of air and spacecraft and related machinery Bulwell
Manufacture of irradiation, electromedical and electrotherapeutic equipment Watford
Other information service activities n e c Bromsgrove
Printing n e c Wirksworth
Trade of electricity Pudsey
Growing of cereals except rice , leguminous crops and oil seeds Clun
Manufacture of metal forming machinery Aylesbury
Repair of furniture and home furnishings Burslem
Manufacture of starches and starch products Boroughbridge
Manufacture of plastic packing goods Cricklade
Wholesale of machine tools Bromyard
Manufacture of non-domestic cooling and ventilation equipment Rowley Regis
Compulsory social security activities Staveley
Funeral and related activities Redhill
Construction of domestic buildings Worksop
Wholesale of tobacco products Halewood
Defence activities Skegness
Growing of oleaginous fruits Battle
Manufacture of machinery for textile, apparel and leather production Wellington
Retail sale of other second-hand goods in stores not incl antiques Crook
Risk and damage evaluation Fleet
Television programme distribution activities Chipping Sodbury
Activities of other holding companies n e c Blackburn
Fire service activities Seaham
Research and experimental development on biotechnology Gravesend

The lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.