
- Release equity from your home
- No regular monthly payments
- Stay living in your own house for as long as you like
- It can be used to help with tax planning
- Funding being lent today secured before corona virus-covid 19
- All areas of the UK are acceptable
- Ex-local authority properties are acceptable
If you don’t want a lifetime mortgage or equity release, and want a normal mortgage at 3.97% regardless of your age, please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here













How much is it common to release from a home
- 50% home reversion schemes The Exeter Equity Release
- 44.22% loan to value (LTV) home reversion schemes Pure Retirement
- 30% LTV lumpsum lifetime mortgages Clearly Loans
- 40% LTV lifetime mortgage with flexible drawdown cash release Pure Retirement
- 50% LTV monthly payment lifetime mortgage Norton Finance
- 40% LTV monthly payment lifetime mortgage Foundation Home Loans
Disadvantages of Interest Only Lifetime Mortgages
Home reversion plans can reduce the value of your estate. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.
Areas where retirement mortgages are popular
- Poynton-with-Worth
- Princes Risborough
- Fairford
- Glastonbury
- Bingham
- Hitchin
- Rye
- St Mawes
- Brigg
- Stamford
- Brandon
How much is it common to release from a home
The more elderly you are and the sicker you are the more money you can release.
Canada Life Lifetime Mortgages
Providers for UK Equity Release
- More2Life
- Norwich Union
- Age Partnership
- Hodge Lifetime Flexible Voluntary Repayment Plan
- L&G Legal & General Flexible Max Plus
- Pure Retirement Equity Release Schemes
- Stonehaven Lifetime Mortgage
- More to Life Flexi Choice Drawdown Lite Plan
- Aviva Equity Release Plans
- Canada Life Second Home Voluntary Select Plan
- More to Life Flexi Choice Voluntary Payment Super Lite
- Pure Retirement Classic Drawdown Lite Plan
- Nationwide Equity Release Schemes
- NatWest Interest Only Lifetime Mortgage
- Just Retirement Drawdown Lifetime Mortgage
- Liverpool Victoria LV Equity Release Plans
- Pure Retirement Equity Release Plans
- Age Partnership Lifetime Mortgage
- Just retirement equity release lifetime mortgages
- More2Life Tailored Choice Plan
- HSBC Equity Release Plans
Examples of retired business owners likely to have equity to release
- Cold forming or folding Shepton Mallet
- Printing n e c Buxton
- Manufacture of cider and other fruit wines Okehampton
- Electrical installation Reading
- Extraction of salt Faringdon
- Renting and leasing of office machinery and equipment, including computers in Accrington
- Manufacture of brooms and brushes Birchwood
- Shaping and processing of flat glass Godmanchester
- Other building completion and finishing Hendon
- Financial leasing Bodmin
- Activities of real estate investment trusts Frome
- Retail sale via stalls and markets of textiles, clothing and footwear Soham
- Manufacture of other milk products, Totton and Eling
- Activities of call centres Gorleston-on-Sea
- Other professional, scientific and technical activities n e c Tidworth
- Cargo handling for land transport activities Highbridge
- Agents involved in the sale of food, beverages and tobacco Minehead
- Wholesale of fruit and vegetables Carterton
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Amble
- Sports and recreation education Garstang
- Other letting and operating of own or leased real estate Burnham-on-Sea
- Library activities Conisbrough
- Wholesale of perfume and cosmetics Tavistock
- Manufacture of earthmoving equipment Henley-on-Thames
- Performing arts Irthlingborough
- Manufacture of prepared pet foods Lymington
- Agents involved in the sale of a variety of goods Ollerton and Boughton




Interest Only Lifetime Mortgages Belfast Northern Ireland



- Refinance Darlington Building Society for 2025
- RIO In-Situ Cast Concrete Properties UK
- Bad Credit Mortgages Barnsley Building Society UK
- Interest Only Mortgage Family Building Society for 2025
- Remortgage Bad Credit Hodge for 2025
- Remortgage Bad Credit First Active for 2025
- Home Equity Loan Asbestos UK
- RIO For Tenants In Common in 2025
- Refinance Age 54 for 2025
- Pensioner Mortgage Ecology Building Society for 2025
- Remortgage Declined UK
- Pensioner Mortgage More Than Two Borrowers for 2025
- Bad Credit Mortgages Leeds Building Society for 2025
- Interest Only Mortgage Age 49 for 2025
- Refinance Daily Telegraph for 2025
- Refinance No Advisor Fee in 2025
- Bad Credit Mortgages Age 46 UK
- Remortgage Adam & Company UK
- Home Equity Loan Age 52 in 2025
- Pensioner Mortgage Bluestone Mortgages in 2025
- Interest Only Mortgage Non-Standard Construction in 2025
- Equity Loan Properties Built Entirely Of Timber Or Timber Frame in 2025
- Remortgage Asbestos Sheet for 2025
- Remortgage Bad Credit Pitched Roofs Of Asbestoscement Tiles UK
- Remortgage Leeds And Holbeck Building Society for 2025
- Home Equity Loan Properties Valued Less Than £70000 for 2025
- Home Equity Loan Mortgage Agency Services for 2025
- RIO Bristol in 2025
- Interest Only Mortgage Metro Bank for 2025
- Equity Loan Best Retirement Interest Only Mortgages for 2025
- Refinance Monmouthshire Building Society UK
- Retirement Mortgage Newbury Building Society Mortgages for 2025
- Pensioner Mortgage No Broker Fee UK
- Home Equity Loan Mod Or Housing Association Houses And Bungalows for 2025
- Equity Loan Cob Construction House in 2025
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2025
- Refinance Foundation Home Loans for 2025
- Refinance Coutts Finance Co in 2025
- Remortgage Bad Credit External Walls Built Entirely Of Single Skin Brickwork for 2025
- Interest Only Lifetime Mortgages Kent Reliance UK
- Home Equity Loan Direct Lender UK
- Interest Only Mortgage Magellan Homeloans UK
- Equity Loan Properties Flooded In The Past Five Years in 2025
- Retirement Mortgage Under 50 UK
- Remortgage Bad Credit Move Provider for 2025
- Pensioner Mortgage For 50 Year Olds for 2025
- Bad Credit Mortgages More To Life UK
- Home Equity Loan Platform for 2025
- RIO Properties Held In Trust UK
- Bad Credit Mortgages Housing Association Or Social Housing in 2025
- Equity Loan Bradford & Bingley Plc for 2025
- Remortgage Bad Credit Iva in 2025
- Pensioner Mortgage For Self-Build UK
- Refinance Britannia Co-Operative Bank for 2025
- Remortgage Bad Credit Holmesdale Building Society UK
- Refinance Onesavings Bank UK
- Home Equity Loan Properties Involved In Commercial Farming for 2025
- Remortgage Molo Finance UK
- Interest Only Mortgage Ex Local Authority Flats Or Maisonettes in 2025
- Interest Only Lifetime Mortgages Keystone Property Finance for 2025
It’s common to find individuals looking for interest-only lifetime mortgages, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, Sunlife Plans like Maximum cover Equity Release are keen to see proof of your personal situation in the form of bank statements.





Pensioner Mortgage Belfast, Northern Ireland




The lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
Complex to mortgage property variants can include properties in the course of construction or pre-construction, properties where tenants live in a self-contained part of the property, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, crofted houses and properties with leased solar panels.
Typical retirement finance offerings include Lloyds lifetime mortgages, Barclays later life interest only mortgages over 60, NatWest over 60 lifetime mortgages, Legal and General mortgages for people over 50 and Nationwide BS retirement interest only mortgages.
Challenging to finance home types include timber-framed properties built before 1920, timber-framed properties built between 1920 and 1965, large concrete panel systems, former local authority flats and basement or lower ground floor flats without level access to private or communal garden space.
Some of the most popular loan to value ratios of Lloyds Bank mortgages over 65, Barclays mortgages for over 60s, NatWest interest only mortgages for over 65 year olds, Legal & General interest only mortgages for over 65 year olds, Royal Bank of Scotland mortgages for people over 50 and Nationwide Building Society lifetime mortgages for over 60s are 50%, 54.22% and 70%.
Challenging to finance home variants can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.
Challenging to finance home variants can include properties will be assessed for flood risk, properties without a kitchen or bathroom, properties of non-standard construction, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
How much can I get?
You can achieve 70% of your home’s value. For example, if your house is worth £290,000 you can release £203,000.