Lifetime Mortgage Belfast Northern Ireland

Retirement Mortgage Belfast Northern Ireland
  • Release equity from your home
  • No regular monthly payments
  • Stay living in your own house for as long as you like
  • It can be used to help with tax planning
  • Funding being lent today secured before corona virus-covid 19
  • All areas of the UK are acceptable
  • Ex-local authority properties are acceptable

If you don’t want a lifetime mortgage or equity release, and want a normal mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

pensioner mortgage
Over 65
pensioner mortgage
lifetime mortgage
interest only mortgage rates
interest only mortgage rates
lifetime mortgage
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Under 55
interest only mortgage rates
Interest Only Lifetime Mortgages Darlington Building Society UK

How much is it common to release from a home

  • 50% home reversion schemes The Exeter Equity Release
  • 45% loan to value (LTV) home reversion schemes Pure Retirement
  • 30% LTV lumpsum lifetime mortgages Clearly Loans
  • 40% LTV lifetime mortgage with flexible drawdown cash release Pure Retirement
  • 50% LTV monthly payment lifetime mortgage Norton Finance
  • 40% LTV monthly payment lifetime mortgage Foundation Home Loans

Disadvantages of Interest Only Lifetime Mortgages

Home reversion plans can reduce the value of your estate. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Areas where retirement mortgages are popular

  • Poynton-with-Worth
  • Princes Risborough
  • Fairford
  • Glastonbury
  • Bingham
  • Hitchin
  • Rye
  • St Mawes
  • Brigg
  • Stamford
  • Brandon

How much is it common to release from a home

The more elderly you are and the sicker you are the more money you can release.

Aviva Lifetime Mortgages

Canada Life Lifetime Mortgages

Providers for UK Equity Release

  • More2Life
  • Norwich Union
  • Age Partnership
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • L&G Legal & General Flexible Max Plus
  • Pure Retirement Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • More to Life Flexi Choice Drawdown Lite Plan
  • Aviva Equity Release Plans
  • Canada Life Second Home Voluntary Select Plan
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Classic Drawdown Lite Plan
  • Nationwide Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Equity Release Plans
  • Age Partnership Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • More2Life Tailored Choice Plan
  • HSBC Equity Release Plans

Examples of retired business owners likely to have equity to release

  • Cold forming or folding Shepton Mallet
  • Printing n e c Buxton
  • Manufacture of cider and other fruit wines Okehampton
  • Electrical installation Reading
  • Extraction of salt Faringdon
  • Renting and leasing of office machinery and equipment, including computers in Accrington
  • Manufacture of brooms and brushes Birchwood
  • Shaping and processing of flat glass Godmanchester
  • Other building completion and finishing Hendon
  • Financial leasing Bodmin
  • Activities of real estate investment trusts Frome
  • Retail sale via stalls and markets of textiles, clothing and footwear Soham
  • Manufacture of other milk products, Totton and Eling
  • Activities of call centres Gorleston-on-Sea
  • Other professional, scientific and technical activities n e c Tidworth
  • Cargo handling for land transport activities Highbridge
  • Agents involved in the sale of food, beverages and tobacco Minehead
  • Wholesale of fruit and vegetables Carterton
  • Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Amble
  • Sports and recreation education Garstang
  • Other letting and operating of own or leased real estate Burnham-on-Sea
  • Library activities Conisbrough
  • Wholesale of perfume and cosmetics Tavistock
  • Manufacture of earthmoving equipment Henley-on-Thames
  • Performing arts Irthlingborough
  • Manufacture of prepared pet foods Lymington
  • Agents involved in the sale of a variety of goods Ollerton and Boughton
Remortgage Family Building Society for 2024

Interest Only Lifetime Mortgages Belfast Northern Ireland

It’s common to find individuals looking for interest-only lifetime mortgages, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, Sunlife Plans like Maximum cover Equity Release are keen to see proof of your personal situation in the form of bank statements.

Pure Retirement - Classic Super Lite
more 2 life lifetime mortgage
Pure Retirement Ltd joint lifetime mortgage
LV= Lump Sum+ Lifetime Mortgage
Legal & General - Flexible Yellow

Pensioner Mortgage Belfast, Northern Ireland

More2Life - Flexi Choice Super Lite
Legal & General - Flexible Indigo
LV= Flexible Lifetime Mortgage
Just Retirement - Roll-Up Lifetime Mortgage

The lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Complex to mortgage property variants can include properties in the course of construction or pre-construction, properties where tenants live in a self-contained part of the property, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, crofted houses and properties with leased solar panels.

Typical retirement finance offerings include Lloyds lifetime mortgages, Barclays later life interest only mortgages over 60, NatWest over 60 lifetime mortgages, Legal and General mortgages for people over 50 and Nationwide BS retirement interest only mortgages.

Challenging to finance home types include timber-framed properties built before 1920, timber-framed properties built between 1920 and 1965, large concrete panel systems, former local authority flats and basement or lower ground floor flats without level access to private or communal garden space.

Some of the most popular loan to value ratios of Lloyds Bank mortgages over 65, Barclays mortgages for over 60s, NatWest interest only mortgages for over 65 year olds, Legal & General interest only mortgages for over 65 year olds, Royal Bank of Scotland mortgages for people over 50 and Nationwide Building Society lifetime mortgages for over 60s are 50%, 55% and 70%.

Challenging to finance home variants can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.

Challenging to finance home variants can include properties will be assessed for flood risk, properties without a kitchen or bathroom, properties of non-standard construction, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much can I get?

You can achieve 70% of your home’s value. For example, if your house is worth £290,000 you can release £203,000.