Lifetime Mortgage Properties More Than Five Acres Of Land – 4.07% Equity Release

Retirement Mortgage Properties More Than Five Acres Of Land

  • Remove money from your property.
  • Not necessary to make monthly payments
  • Use the money for a motorhome or a new car
  • Are you still paying a mortgage? No problems
  • It can be used to help with tax planning
  • No lender fee is charged
  • 4.07% Equity Release
  • All areas of the UK are acceptable
  • Wimpey No fines construction properties are acceptable

If you don’t want a lifetime mortgage or equity release, and want a standard mortgage at 3.97% regardless of your age please Click Here


  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97% regardless of your age please Click Here

retirement mortgages interest only

Over 55
pensioner mortgages


  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

pensioner mortgages interest only
reverse mortgage


Towns of the UK where equity release is popular

  • Margate
  • Newlyn
  • Kettering
  • Cramlington
  • Wickwar
  • Harpenden
  • Henley-on-Thames
  • Dalton Town with Newton
  • Wolsingham
  • Hedon
  • Ilkley
  • Blackwater and Hawley
  • Driffield
  • Ambleside
  • Braunstone Town
Equity Loan Ahli United Bank for 2025



The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.

Crown Drawdown Lifetime Mortgages

 

Successful business owners who could benefit from Home Reversion Scheme tax planning

  • Manufacture of brooms and brushes Blackwater and Hawley
  • Quantity surveying activities in Dover
  • Radio broadcasting Coleshill
  • Manufacture of electronic measuring, testing, etc. equipment, not for industrial process control Felixstowe
  • Plumbing, heat and air-conditioning installation Whitworth
  • Binding and related services Battle
  • Activities of collection agencies Teignmouth
  • Manufacture of lifting and handling equipment Hatfield
  • Manufacture of coke oven products Oundle
  • Passenger rail transport, interurban Brampton
  • Repair of communication equipment Castleford
  • Artistic creation East Grinstead
  • Glazing Ambleside
  • Financial management Poynton-with-Worth
  • Activities of other membership organizations n e c Malton
  • Engineering-related scientific and technical consulting activities Grassington
  • Other accommodation Ludgershall
  • Retail sale in commercial art galleries in Marlborough
  • Leasing of intellectual property and similar products, except copyright works Wath-upon-Dearne
  • Other reservation service activities n e c Southwold
  • Manufacture of other technical and industrial textiles Sutton Coldfield
  • Growing of grapes Driffield
  • Post-harvest crop activities Swanscombe and Greenhithe

 

  • Aviva Lifetime Mortgages
  • L&G Legal & General Flexible Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • L&G Legal & General Flexible Max Plus
  • Pure Retirement Equity Release Schemes
  • Age Partnership Equity Release Schemes
  • Aviva Lifestyle Flexible Option
  • HSBC Equity Release Schemes
  • Royal Bank of Scotland Equity Release
  • More to Life Tailored Choice Plan
  • TSB Equity Release Plans

 

UK Equity Release Providers

  • Lifetime Mortgage from L&G
  • Pure Retirement
  • Legal and General
  • New Life
  • AIG Life
Legal & General Home Finance lifetime mortgage

Legal & General - Flexible Indigo

Canada Life Home Finance lifetime mortgage for properties in Scotland

Hard-to-mortgage home variants can include properties in poor condition, age-restricted properties, freehold houses and bungalows (England, Wales, Northern Ireland), commonhold properties, and properties where the borrower(s) own the freehold with any connected party.

Popular pensioner loan products include TSB pensioner mortgages for people over 70, HSBC later life interest-only mortgages for people over 70, Post Office interest-only mortgages for people over 60, Legal and General interest-only lifetime mortgages, and Nationwide BS lifetime mortgages.

Hard-to-finance property types can include eco houses and modern construction methods, timber-framed properties built between 1920 and 1965, large concrete panel systems, coach houses, i.e., freehold properties with garages beneath, and basement or lower ground-floor flats without level access to private or communal garden space.

Some of the most popular LTV percentages of Lloyds Bank equity release schemes for people over 70, HSBC interest-only mortgages for over 65-year-olds, Post Office mortgages for over 65, Legal and General over 60 lifetime mortgages no fees, RBS interest-only retirement mortgages for over 70s, and Nationwide interest-only mortgages for over 65-year-olds are 50%, 60%, and 64.22%.

Tough-to-finance home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for everyday domestic use, properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Tough-to-finance property titles can include properties built on contaminated land, properties with any structural defect, damp, dry, or wet rot, non-standard construction properties, cob properties, and concrete panel houses.

How much can I release?

You can borrow 60% of your property’s value. For example, if your home is worth £220,000, you can release £132,000.

LV= Flexible Lifetime Mortgage

Canada Life Home Finance lifetime mortgage

Just Retirement - Roll-Up Lifetime Mortgage

Aviva lifetime mortgage with cashback

Canada LIfe - Interest Select Gold Flexi

Pure Retirement Ltd joint lifetime mortgage

LV= lifetime mortgage

It’s common for individuals to search for home reversion plans, lump sum lifetime mortgages, or home reversion schemes. However, Key Retirement, like Fortify Insurance Solutions, is keen to see evidence of your situation through pension statements.

 

Equity Release LTV

  • 60% home reversion plans Old Mutual Wealth
  • 60% loan to value (LTV) lumpsum lifetime mortgages Norton Finance
  • 50% loan to value home reversion schemes Key Solutions
  • 50% loan to value monthly payment lifetime mortgage Paragon Personal Finance
  • 24.22% LTV home reversion schemes Evolution Money

 

Equity Release LTV

The more elderly you are and the more serious your illnesses you are, the more money you can release.

Downsides of Lifetime Mortgages

Home reversion schemes can reduce the value of your estate. A lifetime mortgage with a flexible drawdown cash release may impact your ability to claim benefits. You may need to pay a legal fee, and some products expose you to changes in interest rates.

Today's Date: 18 April 2025

Published on: 10 June 2020

Last Updated on: 9 January 2025

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  40. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%