- Remove tax-free cash from your home
- No need to make regular monthly payments
- Use the money to pay off debts
- Still, have some mortgage outstanding? No problems
- No broker fees
- All parts of the UK are acceptable
- Pre-fabricated property titles are OK
If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here
- Canada Life Lifetime Mortgages
- L&G Legal & General Flexible Max Scheme
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- More2Life Capital Choice Plus Plan
- Pure Retirement Classic Drawdown Lite Plan
- NatWest Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Age Partnership Lifetime Mortgage
- Bridgewater Equity Release Plans
- Just Retirement Equity Release
- Pure Retirement Drawdown Plan
- Lloyds Bank Equity Release
- Royal Bank of Scotland Equity Release Plans
- Age Partnership Interest Only Lifetime Mortgage
- Canada Life Lifetime Mortgages
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Nationwide Interest Only Lifetime Mortgage
- Lloyds Bank Lifetime Mortgage
- NatWest Interest Only Lifetime Mortgage
- Age Partnership Interest Only Lifetime Mortgage
- Bridgewater Equity Release Plans
- More2Life Capital Choice Plus Plan
- Pure Retirement Equity Release Schemes
- NatWest Lifetime Mortgage
- Royal Bank of Scotland Equity Release Schemes
Pensioner Mortgage Dudley Building Society
Equity Release percentages of your current property value
The older you are and the unhealthier you are the more cash you can release.
Disadvantages of Lifetime Mortgages
Home reversion schemes can reduce your estate value. Monthly payment equity release may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.
Does Dudley Building Society do mortgages up to 85?
Yes, Dudley Building Society do mortgages up to 85 at 1.99% APR. Dudley Building Society mortgages up to 85 have a LTV of 65%.
Does Dudley Building Society offer later life lending to Under 55?
Yes, Dudley Building Society later life lending Under 55 is 2.25% APR.
Do Dudley Building Society do mortgages over 70?
Yes, Dudley Building Society mortgages over 70 are 2.2% APRC.
Do Dudley Building Society do mortgages over 75?
Yes, Dudley Building Society mortgages over 75 are 2.11% APRC.
Does Dudley Building Society offer later life lending?
Yes, Dudley Building Society later life lending is 2.24% MER.
What are Dudley Building Society rates for retirement mortgages?
Dudley Building Society rates for retirement mortgages are 2.18% APR.
Do Dudley Building Society have excellent reviews for pensioner mortgages?
Yes, Dudley Building Society reviews are tiptop for pensioner mortgages.
Does the Dudley Building Society rio mortgage calculator show the loan to value (ltv)?
Yes, the Dudley Building Society RIO mortgage calculator shows a excellent loan to value (ltv) of 55%.
Does a Dudley Building Society retirement interest only mortgage advisor charge a big fee?
No, Dudley Building Society retirement interest only mortgage advisors are free.
Does Dudley Building Society offer mortgages over 60?
Yes, Dudley Building Society mortgages over 60 are 2.03% APRC.
Does Dudley Building Society offer mortgages over 55?
Yes, Dudley Building Society mortgages over 55 are 2.08% APRC.
Does Dudley offer mortgages up to 85?
Yes, Dudley do mortgages up to 85 at 2.13% APR. Dudley mortgages up to 85 can have a loan to value (ltv) of 75%.
Do Dudley do later life lending to Under 55?
Yes, Dudley later life lending Under 55 is 2% MER.
Does Dudley do mortgages over 70?
Yes, Dudley mortgages over 70 are 2.19% APRC.
Do Dudley do mortgages over 75?
Yes, Dudley mortgages over 75 are 2.02% APR.
Does Dudley offer later life lending?
Yes, Dudley later life lending is 2.1% APR.
What are Dudley interest rates for retirement mortgages?
Dudley interest rates for retirement mortgages are 2.11% APRC.
Do Dudley have favourable reviews for pensioner mortgages?
Yes, Dudley reviews are superb for pensioner mortgages.
Does the Dudley rio mortgage calculator show the LTV?
Yes, the Dudley RIO mortgage calculator shows a favourable LTV of 55%.
Does a Dudley retirement interest only mortgage advisor charge a substantial fee?
No, Dudley retirement interest only mortgage advisors are free.
Do Dudley offer mortgages over 60?
Yes, Dudley mortgages over 60 are 2.06% MER.
Do Dudley offer mortgages over 55?
Yes, Dudley mortgages over 55 are 2.13% MER.
Aviva Drawdown Lifetime Mortgages
Crown Drawdown Lifetime Mortgages
Interest Only Lifetime Mortgages Dudley Building Society
Just Drawdown Lifetime Mortgages
Equity Release Lenders
- Key Retirement
- One Family
- the Telegraph
- The Exeter Equity Release
It’s very regular to find people searching for monthly payment life time mortgage, lump sum life time mortgages or monthly payment equity release, however, Age Partnership like Aegon are keen to see paperwork to show your situation in the form of investment statements.
Examples of business owners with home equity to release
- Manufacture of other knitted and crocheted apparel Topsham
- Sewerage Chesterfield
- Retail sale of meat and meat products in specialised stores Harwich
- Other passenger land transport Thetford
- Postal activities under universal service obligation Exmouth
- Growing of tobacco Wath-upon-Dearne
- Dispensing chemist in specialised stores Market Drayton
- Wholesale of tobacco products Glastonbury
- Retail sale via mail order houses or via Internet Chulmleigh
- Repair of fabricated metal products Kirton-in-Lindsey
- Distilling, rectifying and blending of spirits Rugby
- Manufacture of electronic measuring, testing etc equipment, not for industrial process control Weymouth
- Activities of construction holding companies Newlyn
- Activities of call centres Harpenden
- Non-specialised wholesale trade Launceston
- Activities of other holding companies n e c Mildenhall
- Residential nursing care facilities Burford
- Physical well-being activities Bridport
- Manufacture of corrugated paper and paperboard, sacks and bags Windsor
- Recreational vehicle parks, trailer parks and camping grounds Ilfracombe
- Activities of households as employers of domestic personnel Matlock
- Retail trade of motor vehicle parts and accessories Dorking
- Manufacture of bodies coachwork for motor vehicles except caravans Otley
- Agents involved in the sale of furniture, household goods, hardware and ironmongery Horsham
- Manufacture of other carpets and rugs St Neots
- Precious metals production New Alresford
The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.
Towns in the UK where retirement mortgages are common
- Winsford
- Burslem
- Penistone
- Kempston
- Billingham
- Clun
- Kingston-upon-Thames
- North Petherton
- Stone
- Wells-next-the-Sea
- Colchester
- Morley
- Weston-super-Mare
- Refinance In-Situ Cast Concrete Properties UK
- Equity Loan Freehold Held By Local Authority in 2023
- Refinance Cynergy Bank for 2023
- Remortgage Bad Credit Pensioners Over 65 for 2023
- Interest Only Mortgage Age 40 UK
- Home Equity Loan Coutts Finance Co for 2023
- Refinance Metro Bank UK
- Marsden Bs
- Equity Loan No Credit Check for 2023
- Age 49
- Refinance Masthaven Bank for 2023
- Home Equity Loan Hinckley And Rugby Building Society in 2023
- Interest Only Lifetime Mortgages Dudley Building Society UK
- Equity Loan Properties Purchased Through A Right To Buy Scheme in 2023
- Interest Only Mortgage Barnsley Building Society for 2023
- Interest Only Mortgage Move Provider UK
- Bad Credit Mortgages Converted Flats Or Maisonettes in 2023
- Remortgage Bad Credit Mortgage Agency Services UK
- Refinance Age 47 UK
- Home Equity Loan Mansfield Bs in 2023
- Pensioner Mortgage Drawdown in 2023
- Pensioner Mortgage Direct Lender for 2023
- Retirement Mortgage Fleet Mortgages for 2023
- Refinance Ex Council Property Houses And Flats in 2023
- Equity Loan Family Building Society in 2023
- Interest Only Mortgage Mod Or Housing Association Houses And Bungalows in 2023
- Refinance Properties Built Entirely Of Timber Or Timber Frame for 2023
- Pensioner Mortgage Age Restricted Properties in 2023
- Equity Loan Age 51 in 2023
- Equity Loan Bradford & Bingley Plc for 2023
- Remortgage For Retirement Properties in 2023
- Equity Loan Landmark Mortgages in 2023
- Pensioner Mortgage National Counties Building Society Bs UK
- Interest Only Mortgage M&S Bank for 2023
- Remortgage Bad Credit Earl Shilton Building Society UK
- RIO External Walls Built Entirely Of Single Skin Brickwork for 2023
- Coventry Building Society
- Remortgage Bad Credit Leasehold Houses in 2023
- Home Equity Loan Iva for 2023
- Remortgage Bad Credit Kent Reliance UK
- RIO Atom Bank UK
- Home Equity Loan For 50 Year Olds UK
- Pensioner Mortgage Beverley Building Society UK
- RIO Category C S Listing Scotland Listed for 2023
- Bad Credit Mortgages Clydesdale Bank in 2023
- Pensioner Mortgage Leeds And Holbeck Building Society in 2023
- Equity Loan Ge Money Home Lending Ltd in 2023
- Retirement Mortgage Freehold Flat for 2023
- Interest Only Lifetime Mortgages Capital Home Loans UK
- Equity Loan Belfast Northern Ireland in 2023
- Retirement Mortgage Age 52 UK
- Pensioner Mortgage Clay Lump Construction House for 2023
- Equity Loan Asbestos for 2023
- Interest Only Mortgage Merseyside Liverpool in 2023
- New Street Mortgages
- Equity Loan Ipswich Building Society Mortgages in 2023
- Pensioner Mortgage Accord Mortgages in 2023
- Refinance Landbay UK
Equity Release LTV
- 55% lifetime mortgage with flexible drawdown cash release Zurich
- 50% loan to value interest-only lifetime mortgages Aviva
- 30% loan to value monthly payment lifetime mortgage Prestige
- 40% loan to value (LTV) monthly payment equity release Vida
- 25% loan to value monthly payment lifetime mortgage Virgin Money PLC
Difficult to finance home variants include properties in poor condition, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, crofted houses and properties with leased solar panels.
Common pensioner mortgage products are Lloyds Bank mortgages for over 60s, Barclays retirement mortgages, Halifax equity release schemes, Legal & General later life interest only mortgages over 70 and Nationwide BS help to buy for over 60s.
Difficult to finance home variants include Timber-framed properties constructed post 1965, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).
Popular loan to value ratios of TSB mortgages for over 65, Barclays Bank mortgages for over 60s, NatWest mortgages for over 50 year olds, L&G retirement mortgages over 70, Royal Bank of Scotland later life mortgages for over 70s and Nationwide BS mortgages for over 60s are 45%, 55% and 65%.
Tough to mortgage home variants can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.
Challenging to finance property titles include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties with any kind of structural defect, damp, dry or wet rot, properties with structural problems, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
How much cash can I release?
You can get 70% of your property’s valuation. As an example, if your home is worth £180,000 you can borrow £126,000.