Retirement Mortgage Dudley Building Society

Remove tax-free cash from your home
No need to make regular monthly payments
Use the money to pay off debts
Still, have some mortgage outstanding? No problems
No broker fees
All parts of the UK are acceptable
Pre-fabricated property titles are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Canada Life Lifetime Mortgages
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV= Flexible Lifetime Mortgage
More2Life Capital Choice Plus Plan
Pure Retirement Classic Drawdown Lite Plan
NatWest Equity Release Plans
Royal Bank of Scotland Lifetime Mortgage
Age Partnership Lifetime Mortgage
Bridgewater Equity Release Plans
Just Retirement Equity Release
Pure Retirement Drawdown Plan
Lloyds Bank Equity Release
Royal Bank of Scotland Equity Release Plans
Age Partnership Interest Only Lifetime Mortgage
Canada Life Lifetime Mortgages
Hodge Lifetime Mortgage Flexible Drawdown Plan
More 2 Life Flexi Choice Voluntary Payment Super Lite
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
NatWest Interest Only Lifetime Mortgage
Age Partnership Interest Only Lifetime Mortgage
Bridgewater Equity Release Plans
More2Life Capital Choice Plus Plan
Pure Retirement Equity Release Schemes
NatWest Lifetime Mortgage
Royal Bank of Scotland Equity Release Schemes

Pensioner Mortgage Dudley Building Society

Equity Release percentages of your current property value

The older you are and the unhealthier you are the more cash you can release.

Disadvantages of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Monthly payment equity release may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Does Dudley Building Society do mortgages up to 85?

Yes, Dudley Building Society do mortgages up to 85 at 1.99% APR. Dudley Building Society mortgages up to 85 have a LTV of 65%.

Does Dudley Building Society offer later life lending to Under 55?

Yes, Dudley Building Society later life lending Under 55 is 2.25% APR.

Do Dudley Building Society do mortgages over 70?

Yes, Dudley Building Society mortgages over 70 are 2.2% APRC.

Do Dudley Building Society do mortgages over 75?

Yes, Dudley Building Society mortgages over 75 are 2.11% APRC.

Does Dudley Building Society offer later life lending?

Yes, Dudley Building Society later life lending is 2.24% MER.

What are Dudley Building Society rates for retirement mortgages?

Dudley Building Society rates for retirement mortgages are 2.18% APR.

Do Dudley Building Society have excellent reviews for pensioner mortgages?

Yes, Dudley Building Society reviews are tiptop for pensioner mortgages.

Does the Dudley Building Society rio mortgage calculator show the loan to value (ltv)?

Yes, the Dudley Building Society RIO mortgage calculator shows a excellent loan to value (ltv) of 55%.

Does a Dudley Building Society retirement interest only mortgage advisor charge a big fee?

No, Dudley Building Society retirement interest only mortgage advisors are free.

Does Dudley Building Society offer mortgages over 60?

Yes, Dudley Building Society mortgages over 60 are 2.03% APRC.

Does Dudley Building Society offer mortgages over 55?

Yes, Dudley Building Society mortgages over 55 are 2.08% APRC.

Does Dudley offer mortgages up to 85?

Yes, Dudley do mortgages up to 85 at 2.13% APR. Dudley mortgages up to 85 can have a loan to value (ltv) of 75%.

Do Dudley do later life lending to Under 55?

Yes, Dudley later life lending Under 55 is 2% MER.

Does Dudley do mortgages over 70?

Yes, Dudley mortgages over 70 are 2.19% APRC.

Do Dudley do mortgages over 75?

Yes, Dudley mortgages over 75 are 2.02% APR.

Does Dudley offer later life lending?

Yes, Dudley later life lending is 2.1% APR.

What are Dudley interest rates for retirement mortgages?

Dudley interest rates for retirement mortgages are 2.11% APRC.

Do Dudley have favourable reviews for pensioner mortgages?

Yes, Dudley reviews are superb for pensioner mortgages.

Does the Dudley rio mortgage calculator show the LTV?

Yes, the Dudley RIO mortgage calculator shows a favourable LTV of 55%.

Does a Dudley retirement interest only mortgage advisor charge a substantial fee?

No, Dudley retirement interest only mortgage advisors are free.

Do Dudley offer mortgages over 60?

Yes, Dudley mortgages over 60 are 2.06% MER.

Do Dudley offer mortgages over 55?

Yes, Dudley mortgages over 55 are 2.13% MER.

Aviva Drawdown Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

Hodge Lifetime Equity Release

Interest Only Lifetime Mortgages Dudley Building Society

Just Drawdown Lifetime Mortgages

Equity Release Lenders

Key Retirement
One Family
the Telegraph
The Exeter Equity Release

It’s very regular to find people searching for monthly payment life time mortgage, lump sum life time mortgages or monthly payment equity release, however, Age Partnership like Aegon are keen to see paperwork to show your situation in the form of investment statements.

Examples of business owners with home equity to release

Manufacture of other knitted and crocheted apparel Topsham
Sewerage Chesterfield
Retail sale of meat and meat products in specialised stores Harwich
Other passenger land transport Thetford
Postal activities under universal service obligation Exmouth
Growing of tobacco Wath-upon-Dearne
Dispensing chemist in specialised stores Market Drayton
Wholesale of tobacco products Glastonbury
Retail sale via mail order houses or via Internet Chulmleigh
Repair of fabricated metal products Kirton-in-Lindsey
Distilling, rectifying and blending of spirits Rugby
Manufacture of electronic measuring, testing etc equipment, not for industrial process control Weymouth
Activities of construction holding companies Newlyn
Activities of call centres Harpenden
Non-specialised wholesale trade Launceston
Activities of other holding companies n e c Mildenhall
Residential nursing care facilities Burford
Physical well-being activities Bridport
Manufacture of corrugated paper and paperboard, sacks and bags Windsor
Recreational vehicle parks, trailer parks and camping grounds Ilfracombe
Activities of households as employers of domestic personnel Matlock
Retail trade of motor vehicle parts and accessories Dorking
Manufacture of bodies coachwork for motor vehicles except caravans Otley
Agents involved in the sale of furniture, household goods, hardware and ironmongery Horsham
Manufacture of other carpets and rugs St Neots
Precious metals production New Alresford

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

Towns in the UK where retirement mortgages are common

Winsford
Burslem
Penistone
Kempston
Billingham
Clun
Kingston-upon-Thames
North Petherton
Stone
Wells-next-the-Sea
Colchester
Morley
Weston-super-Mare

Equity Release LTV

55% lifetime mortgage with flexible drawdown cash release Zurich
50% loan to value interest-only lifetime mortgages Aviva
30% loan to value monthly payment lifetime mortgage Prestige
40% loan to value (LTV) monthly payment equity release Vida
25% loan to value monthly payment lifetime mortgage Virgin Money PLC

Difficult to finance home variants include properties in poor condition, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, crofted houses and properties with leased solar panels.

Common pensioner mortgage products are Lloyds Bank mortgages for over 60s, Barclays retirement mortgages, Halifax equity release schemes, Legal & General later life interest only mortgages over 70 and Nationwide BS help to buy for over 60s.

Difficult to finance home variants include Timber-framed properties constructed post 1965, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Popular loan to value ratios of TSB mortgages for over 65, Barclays Bank mortgages for over 60s, NatWest mortgages for over 50 year olds, L&G retirement mortgages over 70, Royal Bank of Scotland later life mortgages for over 70s and Nationwide BS mortgages for over 60s are 45%, 55% and 65%.

Tough to mortgage home variants can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.

Challenging to finance property titles include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties with any kind of structural defect, damp, dry or wet rot, properties with structural problems, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much cash can I release?

You can get 70% of your property’s valuation. As an example, if your home is worth £180,000 you can borrow £126,000.

Free No Obligation Quote

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