
- Release tax-free equity from your home.
- 4.9% Equity Release
- No need to make regular monthly payments
- Are you still paying a mortgage? No problems
- Continue to stay in your house
- All parts of the UK are acceptable, including Northern Ireland
- Clay lump construction homes are acceptable
How much cash can I borrow?
You can borrow 60% of your home’s value. For example, if your house is worth £350,000, you can borrow £210,000.
If you don’t want a lifetime mortgage or equity release, and want a standard mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here







Equity Release Loan To Value
- 50% lump sum lifetime mortgages AA equity release
- 30% loan to value (LTV) lump sum lifetime mortgages United Trust Bank
- 30% loan to value (LTV) lump sum lifetime mortgages Halifax
- 40% loan to value lumpsum lifetime mortgages LV lifetime mortgage
Examples of small business owners with home equity to release
- Portrait photographic activities Silloth
- Processing and preserving of meat Midsomer Norton
- Precious metals production Crook
- Manufacture of basic iron and steel and of ferro-alloys Hawes
- Unlicensed carrier Jarrow
- Medical nursing home activities Penryn
- Engineering design activities for industrial process and production Northleach with Eastington
- Manufacture of other wearing apparel and accessories n e c Leyton
- Aviva Equity Release adjacent to commercial property
- Liverpool Victoria LV= Flexible Lifetime Mortgage commercial premises
- Pure Retirement Lifetime Mortgage property value accept liability own risk property value
- More to Life Flexi Choice Drawdown Lite Plan mortgage application fast food restaurants
- Royal Bank of Scotland Equity Release – getting a mortgage with bad credit
- L&G Legal & General Flexible Plus Lifetime Mortgage most lenders mortgage products
- More 2 Life Capital Choice Plus Plan many lenders case by case basis
- Pure Retirement Drawdown Plan potential pitfalls by hot food
- Stonehaven Lifetime Mortgage higher deposit
- Nationwide Interest-Only Lifetime Mortgage in High Demand
- HSBC Equity Release fully qualified mortgage offer
- More to Life Flexi Choice Drawdown Lite Plan many factors financial advice extra mile
- TSB Equity Release fca number
- Aviva Equity Release Schemes fca disclaimer
- Hodge Indexed Lifetime Mortgage buy to let registered in England
- More2Life Flexi Choice Voluntary Payment Super Lite
- Pure Retirement Classic Voluntary Payment Super Lite
- Stonehaven Interest Only Lifetime Mortgage
- TSB Equity Release Schemes
Equity Release LTV Percentages
The older you are and the unhealthier you are the more money you can release.


Pensioner Mortgage Properties Adjacent To Commercial Premises




Interest Only Lifetime Mortgages Properties Adjacent To Commercial Premises


- Interest Only Lifetime Mortgages Foreign Nationals for 2025
- Refinance Greater London for 2025
- Remortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2025
- Remortgage Clay Lump Construction House in 2025
- RIO For Retirement Properties in 2025
- Retirement Mortgage Freehold Held By Local Authority UK
- Home Equity Loan Converted Flats Or Maisonettes for 2025
- Equity Loan Coventry Building Society for 2025
- Hodge
- Refinance Landmark Mortgages for 2025
- RIO Properties With A Steel Frame Bisf UK
- RIO Age 51 in 2025
- Bad Credit Mortgages Aldermore Bank in 2025
- Refinance Britannia Co-Operative Bank for 2025
- Remortgage Godiva Mortgages Ltd in 2025
- Pensioner Mortgage Nedbank Private Wealth for 2025
- RIO For 50 Year Olds UK
- Retirement Mortgage Atom Bank for 2025
- RIO Non Standard Construction for 2025
- Bad Credit Mortgages In-Situ Cast Concrete Properties UK
- RIO Newbury Building Society Mortgages for 2025
- Refinance Properties High Risk To Subsidence Or Movement in 2025
- Refinance Halifax for 2025
- Pensioner Mortgage Platform in 2025
- Refinance Housing Association Or Social Housing UK
- Interest Only Lifetime Mortgages No Credit Check for 2025
- Refinance Mortgage Express UK
- Home Equity Loan Declined for 2025
- Refinance Move House UK
- Home Equity Loan Darlington Building Society UK
- Remortgage Bad Credit Age 40 for 2025
- Interest Only Mortgage Age 44 in 2025
- Age 45
- Remortgage Bad Credit Properties Above Commercial Premises in 2025
- Pensioner Mortgage Category C S Listing Scotland Listed in 2025
- Remortgage Properties Flooded In The Past Five Years in 2025
- Pensioner Mortgage Mod Or Housing Association Houses And Bungalows in 2025
- Refinance Bank Of Ireland Mortgages UK
- Interest Only Mortgage Ipswich Building Society Mortgages in 2025
- Refinance Cynergy Bank for 2025
- Pensioner Mortgage Properties Adjacent To Commercial Premises for 2025
- Pensioner Mortgage Greater Manchester for 2025
- Pensioner Mortgage Capital Home Loans UK
- Equity Loan Pepper Money for 2025
- RIO Bluestone Mortgages in 2025
- Equity Loan Bristol in 2025
- Equity Loan Properties Held By Companies UK
- Refinance Monmouthshire Building Society UK
- RIO Asbestos Sheet in 2025
- Equity Loan Asbestos Sheet in 2025
- Bad Credit Mortgages Iva for 2025
- Pensioner Mortgage Bad Credit for 2025
- RIO Age 41 UK
- Equity Loan Lendinvest UK
- Pensioner Mortgage Flats Within A Block Of 4-5 Storeys Or More No Lift for 2025
- Remortgage Belfast Northern Ireland for 2025
- Bad Credit Mortgages Hinckley And Rugby Building Society for 2025
- Pensioner Mortgage Allied Irish Bank Aib in 2025
- Remortgage Age 42 UK
- Home Equity Loan Age 46 in 2025
It’s common to find people seeking out interest-only lifetime mortgages, monthly payment lifetime mortgages, or home reversion plans. However, Aviva, like AA equity release, is keen to see evidence of your situation in the form of bank statements.




Pitfalls of Lifetime Mortgages
Lump-sum lifetime mortgages can reduce your estate value. Home reversion schemes may impact the ability to claim entitlements. You may need to pay a solicitor’s fee, and some products may expose you to changes in interest rates.



The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.
Equity Release Scheme Providers
- Lifetime Mortgage from L&G
- Stonehaven
- Key Retirement
Areas where retirement mortgages are common
- St Helens
- Dartmouth
- Whitehill
- Stalybridge
- Shifnal
- Stockport
- Bedford
- Burford
- Eastwood
- Meltham
- Stroud
- Highworth
- Fakenham
- South Molton
- Boroughbridge
- Potton