- Release tax-free equity from your home
- 1.9% Equity Release
- No need to make regular monthly payments
- Are you still paying a mortgage? No problems
- Continue to stay in your house
- All parts of the UK are acceptable including Northern Ireland
- Clay lump construction homes are acceptable
How much cash can I borrow?
You can get 60% of your home’s value. As an example, if your house is worth £350,000 you can borrow £210,000.
If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here
Equity Release Loan To Value
- 50% lump sum lifetime mortgages AA equity release
- 30% loan to value (LTV) lump sum lifetime mortgages United Trust Bank
- 30% loan to value (LTV) lump sum lifetime mortgages Halifax
- 40% loan to value lumpsum lifetime mortgages LV lifetime mortgage
Examples of small business owners with home equity to release
- Portrait photographic activities Silloth
- Processing and preserving of meat Midsomer Norton
- Precious metals production Crook
- Manufacture of basic iron and steel and of ferro-alloys Hawes
- Unlicensed carrier Jarrow
- Medical nursing home activities Penryn
- Engineering design activities for industrial process and production Northleach with Eastington
- Manufacture of other wearing apparel and accessories n e c Leyton
- Aviva Equity Release adjacent to commercial property
- Liverpool Victoria LV= Flexible Lifetime Mortgage commercial premises
- Pure Retirement Lifetime Mortgage property value accept liability own risk property value
- More to Life Flexi Choice Drawdown Lite Plan mortgage application fast food restaurants
- Royal Bank of Scotland Equity Release – getting a mortgage with bad credit
- L&G Legal & General Flexible Plus Lifetime Mortgage most lenders mortgage products
- More 2 Life Capital Choice Plus Plan many lenders case by case basis
- Pure Retirement Drawdown Plan potential pitfalls by hot food
- Stonehaven Lifetime Mortgage higher deposit
- Nationwide Interest Only Lifetime Mortgage in high demand
- HSBC Equity Release fully qualified mortgage offer
- More to Life Flexi Choice Drawdown Lite Plan many factors financial advice extra mile
- TSB Equity Release fca number
- Aviva Equity Release Schemes fca disclaimer
- Hodge Indexed Lifetime Mortgage buy to let registered in england
- More2Life Flexi Choice Voluntary Payment Super Lite
- Pure Retirement Classic Voluntary Payment Super Lite
- Stonehaven Interest Only Lifetime Mortgage
- TSB Equity Release Schemes
Equity Release LTV Percentages
The older you are and the unhealthier you are the more money you can release.
Pensioner Mortgage Properties Adjacent To Commercial Premises
Interest Only Lifetime Mortgages Properties Adjacent To Commercial Premises
- Interest Only Lifetime Mortgages Foreign Nationals for 2023
- Refinance Greater London for 2023
- Remortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2023
- Remortgage Clay Lump Construction House in 2023
- RIO For Retirement Properties in 2023
- Retirement Mortgage Freehold Held By Local Authority UK
- Home Equity Loan Converted Flats Or Maisonettes for 2023
- Equity Loan Coventry Building Society for 2023
- Hodge
- Refinance Landmark Mortgages for 2023
- RIO Properties With A Steel Frame Bisf UK
- RIO Age 51 in 2023
- Bad Credit Mortgages Aldermore Bank in 2023
- Refinance Britannia Co-Operative Bank for 2023
- Remortgage Godiva Mortgages Ltd in 2023
- Pensioner Mortgage Nedbank Private Wealth for 2023
- RIO For 50 Year Olds UK
- Retirement Mortgage Atom Bank for 2023
- RIO Non Standard Construction for 2023
- Bad Credit Mortgages In-Situ Cast Concrete Properties UK
- RIO Newbury Building Society Mortgages for 2023
- Refinance Properties High Risk To Subsidence Or Movement in 2023
- Refinance Halifax for 2023
- Pensioner Mortgage Platform in 2023
- Refinance Housing Association Or Social Housing UK
- Interest Only Lifetime Mortgages No Credit Check for 2023
- Refinance Mortgage Express UK
- Home Equity Loan Declined for 2023
- Refinance Move House UK
- Home Equity Loan Darlington Building Society UK
- Remortgage Bad Credit Age 40 for 2023
- Interest Only Mortgage Age 44 in 2023
- Age 45
- Remortgage Bad Credit Properties Above Commercial Premises in 2023
- Pensioner Mortgage Category C S Listing Scotland Listed in 2023
- Remortgage Properties Flooded In The Past Five Years in 2023
- Pensioner Mortgage Mod Or Housing Association Houses And Bungalows in 2023
- Refinance Bank Of Ireland Mortgages UK
- Interest Only Mortgage Ipswich Building Society Mortgages in 2023
- Refinance Cynergy Bank for 2023
- Pensioner Mortgage Properties Adjacent To Commercial Premises for 2023
- Pensioner Mortgage Greater Manchester for 2023
- Pensioner Mortgage Capital Home Loans UK
- Equity Loan Pepper Money for 2023
- RIO Bluestone Mortgages in 2023
- Equity Loan Bristol in 2023
- Equity Loan Properties Held By Companies UK
- Refinance Monmouthshire Building Society UK
- RIO Asbestos Sheet in 2023
- Equity Loan Asbestos Sheet in 2023
- Bad Credit Mortgages Iva for 2023
- Pensioner Mortgage Bad Credit for 2023
- RIO Age 41 UK
- Equity Loan Lendinvest UK
- Pensioner Mortgage Flats Within A Block Of 4-5 Storeys Or More No Lift for 2023
- Remortgage Belfast Northern Ireland for 2023
- Bad Credit Mortgages Hinckley And Rugby Building Society for 2023
- Pensioner Mortgage Allied Irish Bank Aib in 2023
- Remortgage Age 42 UK
- Home Equity Loan Age 46 in 2023
It’s common to find people seeking out interest-only lifetime mortgages, monthly payment lifetime mortgage, or home reversion plans, however, Aviva like AA equity release are keen to see evidence of your situation in the form of bank statements.
Pitfalls of Lifetime Mortgages
Lump-sum lifetime mortgages can reduce your estate value. Home reversion schemes may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.
Equity Release Scheme Providers
- Lifetime Mortgage from L&G
- Stonehaven
- Key Retirement
Areas where retirement mortgages are common
- St Helens
- Dartmouth
- Whitehill
- Stalybridge
- Shifnal
- Stockport
- Bedford
- Burford
- Eastwood
- Meltham
- Stroud
- Highworth
- Fakenham
- South Molton
- Boroughbridge
- Potton