
- Remove tax-free money from your property.
- No monthly payments
- Are you still paying a mortgage? That’s fine; we can help
- No lenders fee is charged
- England, Scotland, Wales and Northern Ireland are all acceptable
If you don’t want a lifetime mortgage or equity release, and want a standard mortgage at 3.97% regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here








- Pensioner Mortgage Properties Above Commercial Premises for 2025
- Interest Only Mortgage Move House in 2025
- RIO Hodge in 2025
- Bad Credit Mortgages Mansfield Building Society Interest Rates for 2025
- Home Equity Loan Ex Council Property Houses And Flats in 2025
- Pensioner Mortgage Non-Standard Construction UK
- Interest Only Lifetime Mortgages Coutts Finance Co in 2025
- Retirement Mortgage Hanley Mortgages for 2025
- Refinance Merseyside Liverpool UK
- Remortgage Nedbank Private Wealth in 2025
- Refinance Capital Home Loans UK
- RIO Handelsbanken in 2025
- Home Equity Loan Freehold Held By Local Authority UK
- Remortgage Properties Valued At Less Than £100000 in 2025
- Interest Only Mortgage Halifax for 2025
- Bad Credit Mortgages Age 45 for 2025
- RIO In House Under 55 UK
- Interest Only Mortgage Greater London for 2025
- Home Equity Loan Buckinghamshire Building Society for 2025
- Intelligent Finance
- Interest Only Lifetime Mortgages Monmouthshire Building Society for 2025
- Equity Loan No Early Repayment Charges for 2025
- Family Building Society
- Interest Only Mortgage Freehold Flat UK
- Interest Only Mortgage Market Harborough Building Society for 2025
- Equity Loan Housing Association Or Social Housing for 2025
- Refinance Chelsea Building Society in 2025
- RIO Masthaven Bank UK
- Refinance Ex Council Properties Ex-Housing Association in 2025
- Equity Loan Dudley Building Society in 2025
- Interest Only Lifetime Mortgages Properties With A Steel Frame Bisf for 2025
- Remortgage Properties Built Entirely Of Timber Or Timber Frame for 2025
- RIO Isle Of Wight And Anglesey for 2025
- Remortgage Bad Credit Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2025
- Equity Loan Kent Reliance in 2025
- Home Equity Loan Under 50 for 2025
- RIO Age 53 for 2025
- Interest Only Lifetime Mortgages Properties More Than Five Acres Of Land for 2025
- Refinance Leeds Building Society in 2025
- Interest Only Mortgage Furness Building Society in 2025
- Equity Loan Laing Easiform Homes in 2025
- Interest Only Lifetime Mortgages Pensioners Over 65 in 2025
- Remortgage Bad Credit Bad Credit UK
- Pensioner Mortgage Ge Money Home Lending Ltd in 2025
- Interest Only Lifetime Mortgages Leeds And Holbeck Building Society in 2025
- Ecology Building Society
- Refinance Age 48 UK
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2025
- Refinance Declined in 2025
- Remortgage Ex-Local Authority Steel Frame Properties in 2025
- Retirement Mortgage Accord Mortgages UK
- Home Equity Loan Age Restricted Properties UK
- Interest Only Lifetime Mortgages Age 52 UK
- Home Equity Loan Paragon in 2025
- Home Equity Loan Adam & Company for 2025
- Pensioner Mortgage Direct Line for 2025
- Interest Only Mortgage Foreign Nationals UK
- Interest Only Mortgage Platform in 2025
- Pensioner Mortgage Age 50 in 2025
- Equity Loan Hinckley And Rugby Building Society UK
- Pensioner Mortgage Pitched Roofs Of Asbestoscement Tiles UK
- Home Equity Loan Properties Valued Less Than £70000 for 2025
- Equity Loan Pepper Money for 2025
- Interest Only Lifetime Mortgages Age 43 UK
- RIO More Than Two Borrowers for 2025
Pitfalls of Home Reversion Plans
Interest-only lifetime mortgages can reduce the value of your estate. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee, and with some products, you could be exposed to changes in interest rates.
It’s usual to find individuals seeking out lumpsum lifetime mortgages, monthly payment lifetime mortgages, or home reversion plans. However, Lifetime Mortgages from L&G, like Zurich, are keen to see evidence of your situation in the form of investment statements.



Equity Release percentages of your current property value
The older you are and the sicker you are, the more money you can release.
Equity Release LTV
- 50% lifetime mortgage with flexible drawdown cash release LV Liverpool Victoria
- 44.22% loan to value monthly payment lifetime mortgage Saga
- 30% LTV home reversion schemes Prestige Finance
Successful business owners who could benefit from Home Reversion Scheme tax planning
- Activities of exhibition and fair organisers Skegness
- Support activities for petroleum and natural gas extraction Bromyard
- Defence activities Fleet
- Manufacture of macaroni, noodles, couscous and similar farinaceous products Hatfield
- Specialists Medical Practice Activities West Tilbury
- Raising of dairy cattle Winchcombe
- Test drilling and boring Jarrow
- Retail sale of automotive fuel in specialised stores Wainfleet All Saints
- Publishing of learned journals Westbury
- Life reinsurance Buntingford
- Manufacture of essential oils Oswestry
- Manufacture of women’s underwear Desborough
- Operation of historical sites and buildings and similar visitor attractions in Ferndown
- Other manufacturing n e c Totnes
- Non-life reinsurance Coulsdon
- Mining of other non-ferrous metal ores Coalville
- Manufacture of irradiation, electromedical and electrotherapeutic equipment Swanscombe and Greenhithe
- Plumbing, heat and air-conditioning installation Withernsea
- Wholesale of china and glassware and cleaning materials Abingdon-on-Thames
- General public administration activities Tenbury Wells
- Media representation services Ponteland
- Other software publishing Princes Risborough
- Processing and preserving of poultry meat Worthing
- Retail sale of fish, crustaceans and molluscs in specialised stores Brierley
- Treatment and disposal of non-hazardous waste Yateley
- Manufacture of other wearing apparel and accessories n e c Bishop Auckland
- Manufacture of articles of fur Middlesbrough
- Manufacture of earthmoving equipment Padstow
- Growing of fibre crops Sidmouth
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- More2Life Capital Choice Plan
- Pure Retirement Lifetime Mortgage
- Lloyds Bank Equity Release
- Royal Bank of Scotland Equity Release Plans
- Saga Equity Release Schemes
- Aviva Equity Release Plans
- Just Retirement Equity Release Plans
- Liverpool Victoria LV Equity Release Schemes
- Stonehaven Equity Release
- Royal Bank of Scotland Lifetime Mortgage
- More2Life Capital Choice Plan
- Canada Life Prestige Flexi Option
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Nationwide Equity Release
- More to Life Flexi Choice Drawdown Lite Plan
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Pure Retirement Lifetime Mortgage
- Stonehaven Equity Release
- Lloyds Bank Equity Release
- Saga Equity Release Plans

Does Capital Home Loans do mortgages up to 85?
Yes, Capital Home Loans does mortgages up to 85 at 1.97% APR. Capital Home Loans mortgages up to 85 can have an LTV of 64.22%.
Do Capital Home Loans offer later-life lending to those Under 55?
Yes, Capital Home Loans later life lending Under 55 is 2.22% APR.
Does Capital Home Loans do mortgages over 70?
Yes, Capital Home Loans mortgages over 70 are 1.83% APRC.
Does Capital Home Loans offer mortgages over 75?
Yes, Capital Home Loans mortgages over 75 are 2.28% APRC.
Do Capital Home Loans offer later-life lending?
Yes, Capital Home Loans later life lending is 2.19% APRC.
What are the current Capital Home Loans interest rates for retirement mortgages?
Capital Home Loans rates for retirement mortgages are 1.99% APR.
Does Capital Home Loans have favourable reviews for pensioner mortgages?
Yes, Capital Home Loans reviews are splendid for pensioner mortgages.
Does the Capital Home Loans Rio mortgage calculator show the loan to value (ltv)?
Yes, the Capital Home Loans RIO mortgage calculator shows a favourable loan-to-value (ltv) of 74.22%.
Does a Capital Home Loans retirement interest-only mortgage advisor charge a hefty fee?
No, Capital Home Loans retirement interest-only mortgage advisors are free.
Do Capital Home Loans offer mortgages over 60?
Yes, Capital Home Loans mortgages over 60 are 2.24% APRC.
Do Capital Home Loans offer mortgages over 55?
Yes, Capital Home Loans mortgages over 55 are 2.24% APR.




Crown Drawdown Lifetime Mortgages
More2Life Drawdown Lifetime Mortgages
Pensioner Mortgage Capital Home Loans
Equity Release Providers
- Bower
- Step Change
- Age Partnership
- VitalityLife Equity Release
Areas where Lifetime Mortgages are routine
- Kirkby Stephen
- Crewkerne
- Bootle
- Kirkby Lonsdale
- Dorking
- Syston
- Filton
- Banbury
- Elland
- Ashby-de-la-Zouch
- Ilfracombe
- St Ives
- Penwortham
Interest Only Lifetime Mortgages Capital Home Loans



Does CHL Mortgages do mortgages up to 85?
Yes, CHL Mortgages does mortgages up to 85 at 1.92% APR. CHL Mortgages mortgages up to 85 can have an LTV of 60%.
Do CHL Mortgages offer later-life lending to Under 55?
Yes, CHL Mortgages later life lending Under 55 is 2.21% APR.
Do CHL Mortgages offer mortgages over 70?
Yes, CHL Mortgages mortgages over 70 are 2.24.22% APR.
Do CHL Mortgages offer mortgages over 75?
Yes, CHL Mortgages mortgages over 75 are 2.1% APRC.
Do CHL Mortgages offer later-life lending?
Yes, CHL Mortgages later life lending is 2.02% MER.
What are the current CHL Mortgages interest rates for retirement mortgages?
CHL Mortgage rates for retirement mortgages are 2.24% APR.
Do CHL Mortgages have favourable reviews for pensioner mortgages?
Yes, CHL mortgage reviews are commendable for pensioner mortgages.
Does the CHL Mortgages Rio mortgage calculator show the loan to value?
Yes, the CHL Mortgages RIO mortgage calculator shows a favourable loan to-value of 64.22%.
Does a CHL mortgage retirement interest-only mortgage advisor charge a large fee?
No, CHL Mortgages retirement interest-only mortgage advisors are free.
Do CHL Mortgages do mortgages over 60?
Yes, CHL Mortgages mortgages over 60 are 2.02% APR.
Do CHL Mortgages do mortgages over 55?
Yes, CHL Mortgages mortgages over 55 are 2.07% APR.










The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Assured shorthold tenant.
Hard-to-mortgage home variants include poorly maintained properties at the time of the valuation inspection, age–restricted properties, right–to–buy properties in England, Wales, and Northern Ireland, properties where the customer is offering only part of the title as security for the loan, and properties with single-skin brickwork.
Common retirement finance offerings are TSB mortgages for those over-50s, Barclays pensioner mortgages, Post Office equity release plans, L&G interest-only mortgages for people over 60, and Nationwide BS interest-only mortgages for those over-60s.
Difficult to mortgage property variants include properties with post-1945 asbestos or similar composition roof tiles, properties with any externally applied insulation to the walls after construction, studio flats located within the M25, freehold/feuhold flats (Scotland only) and privately developed flats in blocks of three or four storeys without a lift.
Common loan to values of TSB RIO mortgages over 75, Barclays Bank interest-only mortgages for over the 70s, Post Office mortgages for 60-year-olds, L&G mortgages for 60 plus, RBS interest-only mortgages for over 60s and Nationwide Building Society interest-only retirement mortgages for over 70s are 34.22%, 54.22% and 70%.
Challenging to finance home variants can include properties built or converted into dwellings more than 10 years ago, properties with a single annexe or other self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that are being used for personal, commercial use and properties with mobile phone masts which are within influencing distance of the house.
Challenging to finance home titles can include high service charges, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, properties where there are boundary disputes or where planning applications have not been applied for correctly, corrugated iron construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
How much cash can I borrow?
You can get 60% of your home’s value. For example, if your house is worth £360,000 you can borrow £216,000.