Lifetime Mortgage Capital Home Loans

Retirement Mortgage Capital Home Loans

  • Remove tax-free money from your property
  • No monthly payments
  • Are you still paying a mortgage? That’s fine we can help
  • Funding being lent today secured before COVID 19-corona virus
  • No lenders fee charged
  • England, Scotland, Wales and Northern Ireland all acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

pensioner mortgages
reverse mortgage
retirement mortgages interest only
Over 65
Over 55

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

equity release
lifetime mortgage interest only rates


Pitfalls of Home Reversion Plans

Interest-only lifetime mortgages can reduce the value of your estate. Lumpsum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

It’s usual to discover individuals seeking out lumpsum lifetime mortgages, monthly payment life time mortgage or home reversion plans, however, Lifetime Mortgage from L&G like Zurich are keen to see evidence of your situation in the form of investment statements.

RIO Prefabricated Concrete Houses in 2021

Equity Release percentages of your current property value

The older you are and the sicker you are the more money you can release.

Equity Release LTV

  • 50% lifetime mortgage with flexible drawdown cash release LV Liverpool Victoria
  • 45% loan to value monthly payment lifetime mortgage Saga
  • 30% LTV home reversion schemes Prestige Finance


Successful business owners who could benefit from Home Reversion Scheme tax planning

  • Activities of exhibition and fair organisers Skegness
  • Support activities for petroleum and natural gas extraction Bromyard
  • Defence activities Fleet
  • Manufacture of macaroni, noodles, couscous and similar farinaceous products Hatfield
  • Specialists medical practice activities West Tilbury
  • Raising of dairy cattle Winchcombe
  • Test drilling and boring Jarrow
  • Retail sale of automotive fuel in specialised stores Wainfleet All Saints
  • Publishing of learned journals Westbury
  • Life reinsurance Buntingford
  • Manufacture of essential oils Oswestry
  • Manufacture of women’s underwear Desborough
  • Operation of historical sites and buildings and similar visitor attractions Ferndown
  • Other manufacturing n e c Totnes
  • Non-life reinsurance Coulsdon
  • Mining of other non-ferrous metal ores Coalville
  • Manufacture of irradiation, electromedical and electrotherapeutic equipment Swanscombe and Greenhithe
  • Plumbing, heat and air-conditioning installation Withernsea
  • Wholesale of china and glassware and cleaning materials Abingdon-on-Thames
  • General public administration activities Tenbury Wells
  • Media representation services Ponteland
  • Other software publishing Princes Risborough
  • Processing and preserving of poultry meat Worthing
  • Retail sale of fish, crustaceans and molluscs in specialised stores Brierley
  • Treatment and disposal of non-hazardous waste Yateley
  • Manufacture of other wearing apparel and accessories n e c Bishop Auckland
  • Manufacture of articles of fur Middlesbrough
  • Manufacture of earthmoving equipment Padstow
  • Growing of fibre crops Sidmouth


  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Equity Release Plans
  • Saga Equity Release Schemes
  • Aviva Equity Release Plans
  • Just Retirement Equity Release Plans
  • Liverpool Victoria LV Equity Release Schemes
  • Stonehaven Equity Release
  • Royal Bank of Scotland Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Canada Life Prestige Flexi Option
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Nationwide Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Equity Release
  • Lloyds Bank Equity Release
  • Saga Equity Release Plans

Pensioner Mortgage For Tenants In Common UK

Aviva Retirement Mortgages

Crown Drawdown Lifetime Mortgages

Hodge Lifetime Equity Release

More2Life Drawdown Lifetime Mortgages

Pensioner Mortgage Capital Home Loans


LV Lifetime Mortgages

LV Retirement Mortgages


Equity Release Providers

  • Bower
  • Step Change
  • Age Partnership
  • VitalityLife Equity Release


Areas where Lifetime Mortgages are routine

  • Kirkby Stephen
  • Crewkerne
  • Bootle
  • Kirkby Lonsdale
  • Dorking
  • Syston
  • Filton
  • Banbury
  • Elland
  • Ashby-de-la-Zouch
  • Ilfracombe
  • St Ives
  • Penwortham

Interest Only Lifetime Mortgages Capital Home Loans

More2Life - Flexi Choice Lite

Aviva lifetime mortgage with cashback

Pure Retirement - Classic Lite

LV= Lump Sum+ Lifetime Mortgage

Just lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Legal & General - Premier Flexible Black

Premier Flexible Black

more 2 life lifetime mortgage

More2Life - Capital Choice Plan

Pure Retirement - Classic Super Lite

Legal & General Home Finance lifetime mortgage

More2Life - Capital Choice Plus Plan

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.