Lifetime Mortgage Housing Association Or Social Housing

Retirement Mortgage Housing Association Or Social Housing

  • Remove tax-free cash from your house
  • You don’t need to make regular monthly payments
  • Help your family with the equity you release
  • Still, have a mortgage? We can help with that
  • Often used to help tax planning
  • Difficult property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

pensioner mortgage
lifetime mortgage interest only rates
pensioner mortgage
interest only mortgage rates

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Under 55
interest only mortgage rates
Over 65
Over 55


Towns where Lifetime Mortgages are popular

  • Bentham
  • Chipping Norton
  • Haverhill
  • Biggleswade
  • Droitwich Spa
  • Wainfleet All Saints
  • Wath-upon-Dearne
  • Chilton
  • East Grinstead
  • Bruton
  • Beccles
  • Newport
  • Cowes
  • Wells-next-the-Sea
  • Market Bosworth
  • Haslingden
  • Southend-on-Sea
  • Snaith and Cowick

Equity Loan Age 44 UK

  • Aviva Flexible Voluntary Repayment Plan
  • More 2 Life Capital Choice Plus Plan
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • NatWest Equity Release Schemes
  • TSB Lifetime Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Drawdown Plan
  • Stonehaven Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Canada Life Voluntary Select Gold
  • More to Life Tailored Choice Plan
  • Nationwide Equity Release
  • HSBC Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • Saga home reversion plan
  • More 2 Life Capital Choice Plus Plan
  • Age Partnership Lifetime Mortgage


Equity Release LTV Percentages

The older you are and the more serious your illnesses you are the more tax free cash you can release.

Equity Release Lenders

  • Key Solutions
  • Bridgewater
  • Aviva


Drawbacks of Equity Release Schemes

Monthly payment lifetime mortgage can reduce the inheritance for your family. Interest-only lifetime mortgages may impact ability to get state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Bad Credit Mortgages Corrugated Iron Roofs Property-Iron UK

Hodge Lifetime Lifetime Mortgages

More2Life Mortgages

Difficult to finance property variants include properties where proposed building works have not yet commenced, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in England, Wales and Northern Ireland, properties which are made up of multiple titles and freehold flats (England, Wales, Northern Ireland).

Common retirement loan offerings include TSB interest only mortgages for over 65 year olds, Barclays Bank lifetime mortgages, NatWest mortgages for over 70s, Legal & General mortgages over 65 and Nationwide Building Society pensioner mortgages.

Hard to mortgage home variants include timber framed properties built before 1920, properties with any externally applied insulation to the walls after construction, properties with minimum floor area of 30 square metres, freehold/feuhold flats (Scotland only) and basement or lower ground floor flats with level access to private or communal garden space.

Some of the most popular LTV percentages of Lloyds interest only mortgages for over 70s, HSBC over 60 lifetime mortgages, Post Office later life interest only mortgages over 60, Legal & General interest only mortgages for over 65 year olds, Royal Bank of Scotland interest only mortgages for over 70s and Nationwide BS later life mortgages for over 60s are 50%, 60% and 65%.

Challenging to mortgage property titles can include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties where Japanese Knotweed is present.

Tough to mortgage property titles can include rentcharges properties with a high estate rentcharge, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, corrugated iron construction and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much cash can I borrow?

You can release 65% of your property’s value. For example, if your home is worth £190,000 you can release £114,000.

Aviva Lifetime Mortgages

Canada Life

LV Retirement Mortgages


Equity Release LTV

  • 55% monthly payment equity release Fortify Insurance Solutions
  • 50% loan to value lifetime mortgage with flexible drawdown cash release More2Life
  • 35% loan to value lifetime mortgage with flexible drawdown cash release One Family
  • 25% loan to value interest-only lifetime mortgages Prestige
  • 45% LTV interest-only lifetime mortgages Prudential Lifetime

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Equity release is common among business owners like below

  • Activities of venture and development capital companies South Shields
  • Wholesale of fruit and vegetable juices, mineral water and soft drinks Moretonhampstead
  • Technical and vocational secondary education Olney
  • Wholesale of live animals Peterlee
  • Manufacture of printing ink South Cave
  • Activities of other membership organizations n e c Colyton
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors Oldbury
  • Non-scheduled passenger air transport Winchcombe
  • Life insurance Brampton
  • Research and experimental development on biotechnology Elland
  • Foreign affairs Hastings
  • Manufacture of perfumes and toilet preparations St Helens
  • Renting and leasing of passenger water transport equipment Buckingham
  • Growing of tropical and subtropical fruits Redruth
  • Building societies Faversham
  • Trade of gas through mains Featherstone
  • Cargo handling for land transport activities Garstang
  • Other activities auxiliary to insurance and pension funding Warwick
  • Wholesale of wine, beer, spirits and other alcoholic beverages Heywood
  • Manufacture of knitted and crocheted hosiery East Retford
  • Manufacture of starches and starch products Burntwood
  • Manufacture of batteries and accumulators Needham Market
  • Manufacture of machinery for food, beverage and tobacco processing High Wycombe

Pure Retirement - Classic Super Lite

Legal & General Home Finance lifetime mortgage

Pure Retirement Ltd lifetime mortgage

Pensioner Mortgage Housing Association Or Social Housing

Hodge Lifetime - Lump Sum Lifetime Mortgage

Canada Life Home Finance lifetime mortgage for properties in Scotland

Canada LIfe - Interest Select Gold Flexi

Legal & General - Premier Flexible Black

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

LV= Flexible Lifetime Mortgage

Interest Only Lifetime Mortgages Housing Association Or Social Housing


It is usual to encounter people seeking out monthly payment life time mortgage, monthly payment life time mortgage or home reversion schemes, however, Lifetime Mortgage from L&G like Maximum cover Equity Release are keen to see proof of your circumstances in the form of investment statements.