Retirement Mortgage Housing Association Or Social Housing

Remove tax-free cash from your house.
You don’t need to make regular monthly payments
Help your family with the equity you release
Still, have a mortgage? We can help with that
Often used to help with tax planning.
Complex property types are OK.

If you don’t want a lifetime mortgage or equity release and want a standard mortgage at 3.97% regardless of your age, please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Towns where Lifetime Mortgages are popular

Bentham
Chipping Norton
Haverhill
Biggleswade
Droitwich Spa
Wainfleet All Saints
Wath-upon-Dearne
Chilton
East Grinstead
Bruton
Beccles
Newport
Cowes
Wells-next-the-Sea
Market Bosworth
Haslingden
Southend-on-Sea
Snaith and Cowick

Aviva Flexible Voluntary Repayment Plan
More 2 Life Capital Choice Plus Plan
Hodge Lifetime Flexible Voluntary Repayment Plan
NatWest Equity Release Schemes
TSB Lifetime Mortgage
More 2 Life Flexi Choice Drawdown Lite Plan
Pure Retirement Drawdown Plan
Stonehaven Lifetime Mortgage
Nationwide Interest Only Lifetime Mortgage
HSBC Interest Only Lifetime Mortgage
Bridgewater Equity Release Plans
Canada Life Voluntary Select Gold
More to Life Tailored Choice Plan
Nationwide Equity Release
HSBC Equity Release Plans
Lloyds Bank Lifetime Mortgage
Saga home reversion plan
More 2 Life Capital Choice Plus Plan
Age Partnership Lifetime Mortgage

Equity Release LTV Percentages

The older you are and the more serious your illnesses are, the more tax-free cash you can release.

Equity Release Lenders

Key Solutions
Bridgewater
Aviva

Drawbacks of Equity Release Schemes

A monthly lifetime mortgage payment can reduce the inheritance of your family. Interest-only lifetime mortgages may impact the ability to get state benefits. You may need to pay a solicitor’s fee and could be exposed to changes in interest rates with some products.

Bad Credit Mortgages Corrugated Iron Roofs Property-Iron UK

Home Equity Loan Properties Flooded In The Past Five Years in 2024

Hodge Lifetime Lifetime Mortgages

More2Life Mortgages

Challenging to finance property variants include properties where proposed building works have not yet commenced, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in England, Wales and Northern Ireland. These properties comprise multiple titles and freehold flats (England, Wales, Northern Ireland).

Common retirement loan offerings include TSB interest-only mortgages for over 65-year-olds, Barclays Bank lifetime mortgages, NatWest mortgages for over 70s, Legal & General mortgages for over 65, and Nationwide Building Society pensioner mortgages.

Hard-to-mortgage home variants include timber framed properties built before 1920, properties with any externally applied insulation to the walls after construction, properties with a minimum floor area of 30 square metres, freehold/feuhold flats (Scotland only) and basement or lower ground floor flats with level access to private or communal garden space.

Some of the most popular LTV percentages for Lloyds interest-only mortgages for those over the 70s, HSBC over 60-lifetime mortgages, Post Office later life interest-only mortgages for over 60, Legal & General interest-only mortgages for over 65-year-olds, Royal Bank of Scotland interest-only mortgages for over 70s, and Nationwide BS later life mortgages for over 60s are 50%, 60%, and 65%.

Challenging to mortgage property titles can include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties where Japanese Knotweed is present.

Tough to mortgage property titles can include rent charges properties with a high estate rentcharge, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, corrugated iron construction and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much cash can I borrow?

You can release 65% of your property’s value. For example, if your home is worth £190,000, you can release £114,000.

Aviva Lifetime Mortgages

Canada Life

LV Retirement Mortgages

Equity Release LTV

55% monthly payment equity release Fortify Insurance Solutions
50% loan to value lifetime mortgage with flexible drawdown cash release More2Life
35% loan to value lifetime mortgage with flexible drawdown cash release One Family
25% loan to value interest-only lifetime mortgages Prestige
45% LTV interest-only lifetime mortgages Prudential Lifetime

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Equity release is joint among business owners like below

Activities of venture and development capital companies South Shields
Wholesale of fruit and vegetable juices, mineral water and soft drinks Moretonhampstead
Technical and vocational secondary education Olney
Wholesale of live animals Peterlee
Manufacture of printing ink South Cave
Activities of other membership organizations n e c Colyton
Credit granting by non-deposit-taking finance houses and other specialist consumer credit grantors Oldbury
Non-scheduled passenger air transport Winchcombe
Life insurance Brampton
Research and experimental development on biotechnology Elland
Foreign affairs Hastings
Manufacture of perfumes and toilet preparations St Helens
Renting and leasing of passenger water transport equipment Buckingham
Growing of tropical and subtropical fruits Redruth
Building societies Faversham
Trade of gas through mains Featherstone
Cargo handling for land transport activities Garstang
Other activities auxiliary to insurance and pension funding Warwick
Wholesale of wine, beer, spirits and other alcoholic beverages Heywood
Manufacture of knitted and crocheted hosiery East Retford
Manufacture of starches and starch products Burntwood
Manufacture of batteries and accumulators Needham Market
Manufacture of machinery for food, beverage and tobacco processing High Wycombe

Legal & General Home Finance lifetime mortgage

Pensioner Mortgage Housing Association Or Social Housing

Hodge Lifetime - Lump Sum Lifetime Mortgage

Canada Life Home Finance lifetime mortgage for properties in Scotland

Canada LIfe - Interest Select Gold Flexi

Legal & General - Premier Flexible Black

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Interest Only Lifetime Mortgages Housing Association Or Social Housing

It is usual to encounter people seeking out monthly payment lifetime mortgages, monthly payment lifetime mortgages, or home reversion schemes. However, Lifetime Mortgages from L&G, like Maximum Cover Equity Release, are keen to see proof of your circumstances in the form of investment statements.

Free No Obligation Quote

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